Download or read book Loan Sharks written by Charles R. Geisst and published by . This book was released on 2017-04-04 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Predatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice "loan sharking" because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice, but organized crime continued to operate much of the business. In the end, lending to high-margin investors contributed directly to the Wall Street crash of 1929. Loan Sharks is the first history of predatory lending in the United States. It traces the origins of modern consumer lending to such older practices as salary buying and hidden interest charges. Yet, as Geisst shows, no-holds barred loan sharking is not a thing of the past. Many current lending practices employed today by credit card companies, payday lenders, and providers of consumer loans would have been easily recognizable at the end of the nineteenth century. Geisst demonstrates the still prevalent custom of lenders charging high interest rates, especially to risky borrowers, despite attempts to control the practice by individual states. Usury and loan sharking have not disappeared a century and a half after the predatory practices first raised public concern.

Download or read book Quick Cash written by Robert Mayer and published by . This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this intriguing and accessible book, Mayer presents the history of payday lending using the colorful (and sometimes criminal) city of Chicago as a case in point. With an eye to the future, Mayer also aptly assesses the consequences of high-interest lending - both for the people who borrow at such steep prices and for society as a whole.-publisher description.

Download or read book The Loan Shark Duet written by Charmaine Pauls and published by . This book was released on 2020-02-03 with total page 634 pages. Available in PDF, EPUB and Kindle. Book excerpt: A DARK MAFIA ROMANCE"Perversely hot, gritty, and richly textured, Valentina and Gabriel's story is one of the best dark romances I've read." -- Anna Zaires, New York Times bestselling author of Twist MeI'm a loan shark. Breaking people is in my blood. The Haynes's were supposed to be a straightforward job. Go in and pull the trigger twice. One bullet for Charlie, one for his sister. But when I saw Valentina, I wanted her. Only, in our world, those who owe us don't get second chances. No way in hell will my mother let her live. So I devised a plan to keep her.It's depraved.It's immoral.It's dubious.It's perfect.Just like her.

Download or read book Dubious written by Charmaine Pauls and published by . This book was released on 2017-07-11 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: Repulsiveness personified, that's me. I own a mirror, and I'm not afraid to look in it. What you see on the surface is a reflection of what runs under my skin. I'm a loan shark. Breaking people is in my blood. The Haynes's were supposed to be a straightforward job. Go in and pull the trigger twice. One bullet for Charlie, one for his sister. But when I saw Valentina, I wanted her. Only, in our world, those who owe us don't get second chances. No way in hell will my mother let her live. So I devised a plan to keep her.It's depraved.It's immoral.It's dubious.It's perfect.Just like her.(DUBIOUS is the first full-length novel in a two-part duet and ends on a cliffhanger. The second book, CONSENT, will be available on 14 November 2017. This is a dark romance with a criminal anti-hero and forced seduction. Reader discretion is advised.)

Download or read book Loan Sharks and Loan Shark Legislation in Illinois written by Earle Edward Eubank and published by . This book was released on 1917 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book When I Was a Loan Shark written by , Zhenyinfang and published by Funstory. This book was released on 2020-03-14 with total page 557 pages. Available in PDF, EPUB and Kindle. Book excerpt: The years I lent

Download or read book Loan Sharks written by Charles R. Geisst and published by Brookings Institution Press. This book was released on 2017-04-04 with total page 275 pages. Available in PDF, EPUB and Kindle. Book excerpt: Predatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice “loan sharking” because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice, but organized crime continued to operate much of the business. In the end, lending to high-margin investors contributed directly to the Wall Street crash of 1929. Loan Sharks is the first history of predatory lending in the United States. It traces the origins of modern consumer lending to such older practices as salary buying and hidden interest charges. Yet, as Geisst shows, no-holds barred loan sharking is not a thing of the past. Many current lending practices employed today by credit card companies, payday lenders, and providers of consumer loans would have been easily recognizable at the end of the nineteenth century. Geisst demonstrates the still prevalent custom of lenders charging high interest rates, especially to risky borrowers, despite attempts to control the practice by individual states. Usury and loan sharking have not disappeared a century and a half after the predatory practices first raised public concern.

Download or read book The Death of Mrs Westaway written by Ruth Ware and published by Simon and Schuster. This book was released on 2018-05-29 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt: A “perfectly executed suspense tale very much in the mode of Daphne du Maurier’s Rebecca” (The Washington Post) from the #1 New York Times bestselling author of In a Dark, Dark Wood, The Woman in Cabin 10, The Lying Game, and The Turn of the Key. On a day that begins like any other, Hal receives a mysterious letter bequeathing her a substantial inheritance. She realizes very quickly that the letter was sent to the wrong person—but also that the cold-reading skills she’s honed as a tarot card reader might help her claim the money. Soon, Hal finds herself at the funeral of the deceased…where it dawns on her that there is something very, very wrong about this strange situation and the inheritance at the center of it. Full of spellbinding menace and told in Ruth Ware’s signature suspenseful style, this is a “captivating and eerie page-turner” (The Wall Street Journal) from the Agatha Christie of our time.

Download or read book Bucking the Sarge written by Christopher Paul Curtis and published by Laurel Leaf. This book was released on 2009-07-01 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Luther T. Farrell has got to get out of Flint, Michigan. As his best friend Sparky says, “Flint’s nothing but the Titanic.” And his mother, a.k.a. the Sarge, says, “Take my advice and stay off the sucker path.” The Sarge milked the system to build an empire of slum housing and group homes. Luther’s just one of the many people trapped in the Sarge’s Evil Empire—but he’s about to bust out. If Luther wins the science fair this year, he’ll be on track for college and a future as America’s best-known and best-loved philosopher. All he’s got to do is beat his arch rival Shayla Patrick, the beautiful daughter of Flint’s finest undertaker—and the love of Luther’s life. Sparky’s escape plans involve a pit bull named Poofy and the world’s scariest rat. Oh, and Luther. Add to the mix Chester X., Luther’s mysterious roommate; Dontay Gaddy, a lawyer whose phone number is 1-800-SUE’M ALL; and Darnell Dixon, the Sarge’s go-to guy who knows how to break all the rules. Bucking the Sarge is a story that only Christopher Paul Curtis could tell. Once again the Newbery Award–winning author of Bud, Not Buddy and The Watsons Go to Birmingham—1963 gives us a whole new angle on life and a world full of unforgettable and hilarious characters. Readers will root for Luther and Sparky every step of the way. Praise for The Watsons Go to Birmingham—1963: “An exceptional first novel.”—Publishers Weekly, Starred “Ribald humor . . . and a totally believable child’s view of the world will make this book an instant hit.”—School Library Journal, Starred Praise for Bud, Not Buddy: “Curtis has given a fresh, new look to a traditional orphan-finds-a-home story that would be a crackerjack read-aloud.” —School Library Journal, Starred

Download or read book Consent written by Charmaine Pauls and published by Charmaine Pauls. This book was released on 2017-11-14 with total page 373 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Never trust a loan shark. Nine years of paying off my debt is turning into forever.” A DARK MAFIA ROMANCE When Gabriel broke down my door, he took over my body and life. Never with force, but always with clever manipulation. He stripped me of my independence, my defenses, and my clothes and turned me into an addict. My addiction is him. Once, I had dreams and a future. Now, I have fears, scars, and insatiable needs. I'm damaged beyond repair, but if I'm to survive the most dangerous man in Johannesburg, I can't allow him to break me, because broken toys are destined for the garbage dump. Note: Consent is Book 2 of The Loan Shark Duet and concludes Valentina and Gabriel's story. Dubious (Book 1) must be read first in order to follow the story.

Download or read book Murder at the Bailey written by Henry Milner and published by Biteback Publishing. This book was released on 2021-11-16 with total page 331 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Fast, funny and readable, Murder at the Bailey is an enjoyable romp through a criminal world more recognisable decades ago: rogues' justice often prevails, against a background of colourful lifestyles – from expensive restaurants and bars to flashy cars and mistresses... Few lawyers can turn their hand to fiction after a lifetime processing the dry details of the law. Milner clearly can, and with verve and humour." – The Times "A pacy, witty, riveting tour de force" – Wensley Clarkson *** A notorious loan shark is shot dead, in broad daylight, right outside the front doors of the Old Bailey. The killer is arrested at the scene and Adrian Stanford is lined up to take on the toughest defence case of his career. Can he steer his client past the no-nonsense Detective Chief Superintendent 'Iron-Rod' Stokes, hell-bent on achieving a murder conviction in his last case before retirement? That's assuming he can keep his client alive in prison long enough for the trial to go ahead. Can his illustrious defence QC, Patrick 'The Edge' Gorman, swerve the case past the acerbic judge known to all as Mack the Knife, whose own resolve is being tested to the limit by an adulterous wife? And why is London underworld numero uno Big Jake Davenport showing such a keen interest in the proceedings? A wickedly eccentric cast of brilliantly drawn characters populate this daring debut from one of Britain's top criminal defence lawyers. Dripping with sparkling dialogue and delicious wit, Murder at the Bailey is a masterly picaresque romp through the courtrooms, custody suites and London restaurants graced by the cognoscenti.

Download or read book Righteous written by Joe Ide and published by Mulholland Books. This book was released on 2017-10-17 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this hotly anticipated follow-up to the smash hit IQ, a New York Times Critics' Best of the Year and winner of the Anthony, Macavity, and Shamus Awards, Isaiah uncovers a secret behind the death of his brother, Marcus. For ten years, something has gnawed at Isaiah Quintabe's gut and kept him up nights, boiling with anger and thoughts of revenge. Ten years ago, when Isaiah was just a boy, his brother was killed by an unknown assailant. The search for the killer sent Isaiah plunging into despair and nearly destroyed his life. Even with a flourishing career, a new dog, and near-iconic status as a PI in his hometown, East Long Beach, he has to begin the hunt again-or lose his mind. A case takes him and his volatile, dubious sidekick, Dodson, to Vegas, where Chinese gangsters and a terrifying seven-foot loan shark are stalking a DJ and her screwball boyfriend. If Isaiah doesn't find the two first, they'll be murdered. Awaiting the outcome is the love of IQ's life: fail, and he'll lose her. Isaiah's quest is fraught with treachery, menace, and startling twists, and it will lead him to the mastermind behind his brother's death, Isaiah's own sinister Moriarty. With even more action, suspense, and mind-bending mysteries than Isaiah's first adventures, Righteous is a rollicking, ingenious thrill ride.

Download or read book Loan Sharks the Rise and Rise of Payday Lending written by Carl Packman and published by . This book was released on 2014-08-03 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: Before the publication of the first edition of my book Loan Sharks I heard some very well meaning criticisms of my work, along the lines of the following: we realise that payday lending is bad but it is only a symptom, not a cause, of the economic crisis we find ourselves in today - therefore should we not focus our attention on taking down the whole system which has allowed this type of industry to proliferate? However we still need to account for why it is that predatory lenders have profited so much off the back of the financially vulnerable, and hold companies to account for their codes of conduct... Banks fall over themselves to lend to rich customers who promise large glittering deposits and low risks. They tempt them with sweet deals and low rates. The less well-off are treated very differently. Many at the bottom are denied credit from mainstream lenders, or forced to pay higher premiums. In the wake of the financial crisis, more of us are slipping into this category. We are compelled to find credit elsewhere. Payday loans are therefore on the rise.

Download or read book Get Shorty written by Elmore Leonard and published by Zondervan. This book was released on 2009-10-13 with total page 223 pages. Available in PDF, EPUB and Kindle. Book excerpt: “A Hollywood hit….Taut, inimitable prose and characters who could have only sprung from the mind of Elmore Leonard.” —Detroit News The Chicago Tribune has dubbed Elmore Leonard, “the coolest, hottest writer in America.” In the same league as the legendary great ones—John D. MacDonald, Dashiell Hammett, James M. Cain—the “King Daddy of crime writers” (Seattle Times) demonstrates his remarkable mastery with Get Shorty, one of the most adored of his forty-plus novels. The basis of the hit movie starring John Travolta and Danny DeVito, Get Shorty chronicles the over-the-top, sometimes violent Hollywood misadventures of a Florida mob loan shark who chases a deadbeat client all the way to Tinseltown and decides to stick around and make movies. Get Shorty’s shylock protagonist, Chili Palmer, is a truly inspired creation—as memorable as another unforgettable Leonard hero, U.S. Marshal Raylan Givens of the hit TV series Justified—and readers will relish his moves and countermoves in this electrifying, funny, bullet train-paced winner from “the greatest crime writer of our time, perhaps ever!” (New York Times Book Review)

Download or read book Incinerator written by Niall Leonard and published by Delacorte Press. This book was released on 2014-04-08 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: Incinerator is the pulse-pounding sequel to Crusher, Niall Leonard's debut YA novel and an Edgar Award finalist for Best Young Adult Novel. Following the bloody deaths of his mother and father, Finn Maguire is determined to make a fresh start, running a boxing gym in the bruised and bitter heart of the city. But when loan sharks target his business partner and his lawyer vanishes with all his money, Finn is dragged down into London's underworld once more, with only his fists and his wits to keep him alive.

Download or read book Ways to Disappear written by Idra Novey and published by Little, Brown. This book was released on 2016-02-09 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Best of 2016 -- NPR, BUST Magazine Buzzfeed's Best Debuts of 2016 Winner of the 2016 Brooklyn Eagles Literary Prize for Fiction New York Times Editors' Choice 2016 Barnes & Noble Discover selection "An elegant page-turner....Charges forward with the momentum of a bullet." --New York Times Book Review For fans of Robin Sloan's Mr. Penumbra's 24-Hour Bookstore and Maria Semple's Where'd You Go, Bernadette, an inventive, brilliant debut novel about the disappearance of a famous Brazilian novelist and the young translator who turns her life upside down to follow her author's trail. Beatriz Yagoda was once one of Brazil's most celebrated authors. At the age of sixty, she is mostly forgotten-until one summer afternoon when she enters a park in Rio de Janeiro, climbs into an almond tree, and disappears. When her devoted translator Emma hears the news in wintry Pittsburgh, she flies to the sticky heat of Rio. There she joins the author's son and daughter to solve the mystery of Yagoda's disappearance and satisfy the demands of the colorful characters left in her wake, including a loan shark with a debt to collect and the washed-up editor who launched Yagoda's career. What they discover is how much of her they never knew. Exquisitely imagined and as profound as it is suspenseful, Ways to Disappear is at once a thrilling story of intrigue and a radiant novel of self-reckoning.

Download or read book New Orleans Rush written by Kelly Siskind and published by EverAfter Romance. This book was released on 2019-04-23 with total page 283 pages. Available in PDF, EPUB and Kindle. Book excerpt: “A fun mixture of magic, sensuality, and iconic pin-up girl style. The romance in New Orleans Rush will leave you smiling and filled with optimism.” ~ Helen Hoang, author of The Kiss Quotient Falling for your surly boss is a rotten idea. Letting him saw you in half is even worse... Beatrice Baker may be a struggling artist, but she believes all hardships have silver linings...until she follows her boyfriend to New Orleans and finds him with another woman. Instead of turning those lemons into lemonade, she drinks lemon drop martinis and keys the wrong man’s car. Now she works for Huxley Marlow of the Marvelous Marlow Boys, getting shoved in boxes as an on-stage magician’s assistant. A cool job for some, but Bea’s been coerced into the role to cover her debt. She also maybe fantasizes about her boss’s adept hands and what else they can do. She absolutely will not fall for him, or kiss him senseless. Until she does. The scarred, enigmatic Huxley has unwittingly become her muse, unlocking her artistic dry spell, but his vague nightly activities are highly suspect. The last time Beatrice trusted a man, her bank account got drained and she almost got arrested. Surely this can’t end that badly...right?