Download or read book Were Late Nineteenth Century Small Town Americans Life Cycle Savers written by Howard Bodenhorn and published by . This book was released on 2021 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although the mobilization of savings is an important function of banks and other financial institutions, there is remarkably little evidence that bears on how and how well the financial sector mobilized household savings in the nineteenth and early twentieth century. This paper documents financial wealth accumulated by working-class Americans to see whether their behaviors followed the predictions of the life-cycle hypothesis. Hand-coded data from an Upstate New York savings bank matched to federal and state census data provides longitudinal data on individual savers between 20 and 90 years old. Fixed effects estimates on an unbalanced panel generates results that are consistent with the life-cycle hypothesis. Wealth-at-age profiles exhibit the classic hump shape, with peak wealth occurring in savers' mid-sixties. At peak wealth, mean and median savers accumulated the equivalent of about one year's income for a working-class man. Wealth declines with the number of children present in the household. Moreover, the native- and the foreign-born, and individuals born into different cohorts all accumulated wealth in a fashion consistent with the hypothesis' predictions.
Download or read book Were Small Town New Yorkers Life Cycle Savers written by Howard Bodenhorn and published by . This book was released on 2021 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Theories of household saving, including the life cycle hypothesis, posit that households add or draw down wealth to equalize the value of consumption over time. This article examines the extent to which late-nineteenth-century, small-town Americans accumulated financial assets consistent with the life cycle hypothesis. Using individual account records from a small-town savings banks, I find that savers accumulated an average of one year's income at age sixty. Decumulation was slower than expected after age sixty. The evidence is inconsistent with a strong bequest motive, so the slow drawing down of wealth in old age may have been due to uncertain mortality risk or wealth-based attrition from the sample. I find differences in the life cycle accumulations between men and women, the native- and foreign-born, and low-skill and high-skill workers.
Download or read book American Economic History written by Jonathan R. T. Hughes and published by Addison Wesley Publishing Company. This book was released on 2007 with total page 732 pages. Available in PDF, EPUB and Kindle. Book excerpt: In simple, elegant language, Hughes and Cain walk students through four centuries of political, social, and economic history, with a focus on laws and institutions and an emphasis on current economic topics that reflects the latest scholarship. Rich in both quantitative techniques and economic theory, American Economic History demonstrates how an understanding of our past can illuminate economic issues that face society today and in the future.
Download or read book Encyclopedia of North American Railroads written by William D Middleton and published by Indiana University Press. This book was released on 2007-04-06 with total page 1295 pages. Available in PDF, EPUB and Kindle. Book excerpt: Lavishly illustrated and a joy to read, this authoritative reference work on the North American continent's railroads covers the U.S., Canadian, Mexican, Central American, and Cuban systems. The encyclopedia's over-arching theme is the evolution of the railroad industry and the historical impact of its progress on the North American continent. This thoroughly researched work examines the various aspects of the industry's development: technology, operations, cultural impact, the evolution of public policy regarding the industry, and the structural functioning of modern railroads. More than 500 alphabetical entries cover a myriad of subjects, including numerous entries profiling the principal companies, suppliers, manufacturers, and individuals influencing the history of the rails. Extensive appendices provide data regarding weight, fuel, statistical trends, and more, as well as a list of 130 vital railroad books. Railfans will treasure this indispensable work.
Download or read book Time Saver Standards for Urban Design written by Donald Watson and published by McGraw-Hill Companies. This book was released on 2003-03-14 with total page 898 pages. Available in PDF, EPUB and Kindle. Book excerpt: * The foremost professional reference on the physical design of cities and urban places * International coverage including recent European and Asian sustainability initiatives * Covers essential topics such as preservation, renewal, patterns of settlement and more * Outstanding contributors include Alan Plattus, Dean of the College of Architecture, Yale University
Download or read book The Publishers Weekly written by and published by . This book was released on 1899 with total page 1420 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Crabgrass Frontier written by Kenneth T. Jackson and published by Oxford University Press. This book was released on 1987-04-16 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: This first full-scale history of the development of the American suburb examines how "the good life" in America came to be equated with the a home of one's own surrounded by a grassy yard and located far from the urban workplace. Integrating social history with economic and architectural analysis, and taking into account such factors as the availability of cheap land, inexpensive building methods, and rapid transportation, Kenneth Jackson chronicles the phenomenal growth of the American suburb from the middle of the 19th century to the present day. He treats communities in every section of the U.S. and compares American residential patterns with those of Japan and Europe. In conclusion, Jackson offers a controversial prediction: that the future of residential deconcentration will be very different from its past in both the U.S. and Europe.
Download or read book Argonaut written by and published by . This book was released on 1900 with total page 870 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Fire on the Beach written by David Wright and published by Oxford University Press, USA. This book was released on 2002 with total page 360 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the Civil War to the turn of the century, this is the true-life story of the original Coast Guard and one crew of African-American heroes who fought storms and saved lives off America's southeastern coast. 31 halftones.
Download or read book The Wealth Effect written by Jeffrey M. Chwieroth and published by Cambridge University Press. This book was released on 2019-03-21 with total page 597 pages. Available in PDF, EPUB and Kindle. Book excerpt: Shows how the politics of banking crises has been transformed by the growing 'great expectations' among middle class voters that governments should protect their wealth.
Download or read book The Social Service Review written by Edith Abbott and published by . This book was released on 1970 with total page 548 pages. Available in PDF, EPUB and Kindle. Book excerpt: Includes sections "Book reviews" and "Public documents."
Download or read book Collier s written by and published by . This book was released on 1901 with total page 686 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A City Comes of Age written by Susan E. Hirsch and published by [Chicago] : Chicago Historical Society. This book was released on 1990 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: The exhibition "A City comes of age : Chicago in the 1890s" was held at the Chicago Historical Society from October 24, 1990 to July 14, 1991.
Download or read book The Color Factor written by Howard Bodenhorn and published by . This book was released on 2015 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite the many advances that the United States has made in racial equality over the past half century, numerous events within the past several years have proven prejudice to be alive and well in modern-day America. In one such example, Governor Nikki Haley of South Carolina dismissed one of her principal advisors in 2013 when his membership in the ultra-conservative Council of Conservative Citizens (CCC) came to light. According to the Southern Poverty Law Center, in 2001 the CCC website included a message that read "God is the one who divided mankind into different races.... Mixing the races is rebelliousness against God." This episode reveals America's continuing struggle with race, racial integration, and race mixing-a problem that has plagued the United States since its earliest days as a nation. The Color Factor: The Economics of African-American Well-Being in the Nineteenth-Century South demonstrates that the emergent twenty-first-century recognition of race mixing and the relative advantages of light-skinned, mixed-race people represent a re-emergence of one salient feature of race in America that dates to its founding. Economist Howard Bodenhorn presents the first full-length study of the ways in which skin color intersected with policy, society, and economy in the nineteenth-century South. With empirical and statistical rigor, the investigation confirms that individuals of mixed race experienced advantages over African Americans in multiple dimensions - in occupations, family formation and family size, wealth, health, and access to freedom, among other criteria. The Color Factor concludes that we will not really understand race until we understand how American attitudes toward race were shaped by race mixing. The text is an ideal resource for students, social scientists, and historians, and anyone hoping to gain a deeper understanding of the historical roots of modern race dynamics in America.
Download or read book The Encyclopedia of New York State written by Peter Eisenstadt and published by Syracuse University Press. This book was released on 2005-05-19 with total page 1960 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Encyclopedia of New York State is one of the most complete works on the Empire State to be published in a half-century. In nearly 2,000 pages and 4,000 signed entries, this single volume captures the impressive complexity of New York State as a historic crossroads of people and ideas, as a cradle of abolitionism and feminism, and as an apex of modern urban, suburban, and rural life. The Encyclopedia is packed with fascinating details from fields ranging from sociology and geography to history. Did you know that Manhattan's Lower East Side was once the most populated neighborhood in the world, but Hamilton County in the Adirondacks is the least densely populated county east of the Mississippi; New York is the only state to border both the Great Lakes and the Atlantic Ocean; the Erie Canal opened New York City to rich farmland upstate . . . and to the west. Entries by experts chronicle New York's varied areas, politics, and persuasions with a cornucopia of subjects from environmentalism to higher education to railroads, weaving the state's diverse regions and peoples into one idea of New York State. Lavishly illustrated with 500 photographs and figures, 120 maps, and 140 tables, the Encyclopedia is key to understanding the state's past, present, and future. It is a crucial reference for students, teachers, historians, and business people, for New Yorkers of all persuasions, and for anyone interested in finding out more about New York State.
Download or read book Saving America s Cities written by Lizabeth Cohen and published by Macmillan + ORM. This book was released on 2019-10-01 with total page 331 pages. Available in PDF, EPUB and Kindle. Book excerpt: Winner of the Bancroft Prize In twenty-first-century America, some cities are flourishing and others are struggling, but they all must contend with deteriorating infrastructure, economic inequality, and unaffordable housing. Cities have limited tools to address these problems, and many must rely on the private market to support the public good. It wasn’t always this way. For almost three decades after World War II, even as national policies promoted suburban sprawl, the federal government underwrote renewal efforts for cities that had suffered during the Great Depression and the war and were now bleeding residents into the suburbs. In Saving America’s Cities, the prizewinning historian Lizabeth Cohen follows the career of Edward J. Logue, whose shifting approach to the urban crisis tracked the changing balance between government-funded public programs and private interests that would culminate in the neoliberal rush to privatize efforts to solve entrenched social problems. A Yale-trained lawyer, rival of Robert Moses, and sometime critic of Jane Jacobs, Logue saw renewing cities as an extension of the liberal New Deal. He worked to revive a declining New Haven, became the architect of the “New Boston” of the 1960s, and, later, led New York State’s Urban Development Corporation, which built entire new towns, including Roosevelt Island in New York City. Logue’s era of urban renewal has a complicated legacy: Neighborhoods were demolished and residents dislocated, but there were also genuine successes and progressive goals. Saving America’s Cities is a dramatic story of heartbreak and destruction but also of human idealism and resourcefulness, opening up possibilities for our own time.
Download or read book Delinquency in Society written by Regoli and published by Jones & Bartlett Publishers. This book was released on 2016-08-15 with total page 490 pages. Available in PDF, EPUB and Kindle. Book excerpt: Delinquency in Society, Tenth Edition provides a comprehensive and systematic overview of juvenile delinquency, criminal behavior, and status-offending youths.
