Download or read book Wake Up Stupid and Get Out of Debt written by Chelsey Thompson and published by Independently Published. This book was released on 2019-12-03 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you struggling with debt? Is the majority of your paycheck heading out the door to outrageous interest rates and debts that seem like they are never going to disappear? Does it seem like a hopeless cause and like you would be better off taking on a new identity, hiding out, and living on an island somewhere rather than having to make one more mortgage or student loan payment?We get it, debt is everywhere. But it doesn't have to be this way. With the help of this guidebook, you will be able to take on any kind of debt, no matter how big or massive it may be and say see-ya later to it today. You don't have to be held back by the bondage of debt. You don't have to work like a slave to keep the debt collectors away. It is all in your control, and this guidebook is gong to provide you with all of the skills, tips, and tricks that you need to use to take that debt and write it off in no time. Is it going to be easy? No. Is it going to be done in a few months? Unless you are a millionaire, no. But, it is possible if you wake up and start taking on the responsibility of your debt and use it for your advantage as well. There are many books on this topic, but in this guidebook, we are going to break through the myths and the misconceptions, and finally come up with the plan that we need to spend some time learning more about budgeting cutting out debt, and so much more. In this guidebook, we are going to spend some time taking a look at many of the topics that we need to know in order to wake up, take back control over our finances, and more. Some of the topics that we will discuss when it comes to budgeting includes:1.The main reasons why YOU should be debt free2.A look at being intentional with your money and your debts. 3.Taking a good hard look at where your finances are right at this moment. 4.How to map out your financial plan to see the most access. 5.Learning that there is a way to accelerate your debt payoff so you can finally be free. 6.How to avoid common money traps that get in your way. 7.A look at how to invest your money wisely so you can earn even more with less work. 8.Being in control over your income, instead of letting it control you. 9.Easy methods that make paying off debt easier. 10.Simple ways to cut down on your bills, without having to give up everything and sell the children.11.A look at early retirement and how it CAN be possible!So many Americans are living in debt in our modern world. Instead of being a sheep and following along, why not do something about it? When you are ready to finally be debt free, make sure to check out this guidebook to help you get started.

Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Download or read book The Complete Idiot s Guide to Getting Out of Debt written by Ken Clark and published by Penguin. This book was released on 2009 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: Offers solid strategies to help you get out of your money pit, with expert advice, clear strategies, and up-to-date information.

Download or read book Time to Wake Up written by Lawrence Burns and published by CreateSpace. This book was released on 2013-09-05 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you ready for positive change? Let's go together to this journey and you will see that saving money and getting out of debt is not hard. In fact, it is simple and can be fun. I will guide you step-by step to creating your own Financial Victory List and show by calculations how easy it is to save $10,000 (can you beat my Financial Victory List?).Some people would think about saving money as being miserable, greedy, depriving themselves of all things they like to do and put every spare change away, for “dry times”. In reality, saving money is a game with your own rules. You can do it! It has been widely suggested that obesity comes from junk eating. As a matter of fact, gaining weight comes from “junk thinking”. Inability to save money comes from “junk thinking”, too.Nobody can do it for you except yourself! So, it is time to save money and get out of debt!

Download or read book Science of Satisfaction written by Alexandra de Scheel and published by Lulu.com. This book was released on with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book How to Get Out of Debt Stay Out of Debt and Live Prosperously written by Jerrold Mundis and published by Bantam. This book was released on 2012-05-08 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: A simple, proven-effective formula for freeing yourself from debt—and staying that way • Revised and updated, with a new Preface by the author “A must read for anyone wanting to get their head above water.”—The Wall Street Journal THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION OUT OF THE RED • Do this month’s bills pile up before you’ve paid last month’s? • Do you regularly receive past-due notices? • Do you get letters threatening legal action if immediate payment is not made? • Do the total amounts of your revolving charge accounts keep rising? INTO THE BLACK Whether you are currently in debt or fear you’re falling into debt, you are not alone. Sixty million Americans—from doctors to secretaries, from executives to the unemployed—face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You’ll learn • how to recognize the warning signs of serious debt • how to negotiate with angry creditors, collection agencies, and the IRS • how to design a realistic and painless payback schedule • how to identify your spending blind spots • how to cope with the anxiety and daily pressures of owing money • plus the three cardinal rules for staying out of debt forever, and much more! This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.

Download or read book Getting Out of Debt For Dummies written by Steven Bucci and published by John Wiley & Sons. This book was released on 2024-04-30 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get out and stay out of debt the smart and easy way This is a clear and simple guide to getting out from under credit card debt, student loan debt, and all other forms of owing people money. With simple changes and smart decisions, you can start today and enjoy financial stability moving forward. This book covers everything you need to know to take the sting out of those monthly repayments, offering strategies for coping with personal loans, car loans, mortgages, home equity loans, and beyond. Getting Out of Debt For Dummies will help you prioritize and consolidate debt, so you can pay off the most pressing bills first and reduce the number of debtors coming after you. You'll also get pro tips for using credit cards responsibly, building up your credit score, and avoiding debt-generating traps when you make purchases. Getting out of debt doesn't have to be overwhelming. Let this Dummies guide help you quickly and easily repair your finances. Understand the different types of debt, including good and bad debt Develop a strategy for managing student loans and getting on a repayment plan Know what you're signing up for when you use credit cards and pay-later platforms Negotiate with collection agencies, the IRS, and angry creditors Design a realistic and painless payback schedule—even for serious debt For the millions who have substantial debt and want to turn their financial situation around, Getting Out of Debt For Dummies offers hope and a straightforward way forward.

Download or read book Dear Debt written by Melanie Lockert and published by Coventry House Publishing. This book was released on 2016-08-12 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt

Download or read book Getting Out Of Debt written by Michael Steven and published by . This book was released on 2020-10-04 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get your finances in order, pay off all debt, and finally have peace of mind... Have you been feeling anxious and losing sleep, worrying about paying just the minimum monthly payment on all your bills? Have you been avoiding phone calls, fearing that it may be debt collectors calling? Have you stopped opening your mail because you feel so overwhelmed with all the bills you have to pay? Living with all this fear and anxiety takes a toll on your physical and mental health, which can affect your relationships, your career and your future. In fact, you are probably having a hard time even visualizing the future, let alone plan for it, when you are struggling to get by today. You don't have to live like this for the rest of your life. And waiting to get started will only make it more difficult to get out. You can take small steps today to start working your way towards fixing your finances and finally paying off your debt. In Getting Out of Debt, you will discover: The harmful mindsets that keep you stuck in a vicious debt cycle, and how to get out of it An easy-to-follow guide showing you exactly how to start fixing your finances The simple trick that will give you at least $200 extra cash each month The #1 thing you must do before paying off debt What Warren Buffett has done for over 60 years that you can easily do today to avoid future debt Proven debt payment strategies recommended by personal finance experts to slash your debt significantly every month When you can borrow again (it's not never!) And much more. You may have doubts right now, and that's perfectly normal. You've been living with debt for so long that you can't imagine what life would be like without it. But it is possible. Even if you live on a low income... Even if you have a family to support... Even if you don't know where to start... By taking your first step now, you will be one paid bill closer to freedom, and one deep breath closer to a life without financial burdens. If you want to fix your finances and stop living with debt-related anxiety and stress, then scroll up and click the "Add to Cart" button right now.

Download or read book Get the Hell Out of Debt written by Erin Skye Kelly and published by Post Hill Press. This book was released on 2021-07-20 with total page 307 pages. Available in PDF, EPUB and Kindle. Book excerpt: Erin Skye Kelly wrote Get the Hell Out of Debt after her own struggle to become consumer-debt free. She was tired of listening to middle-aged men in suits tell her to consolidate and refinance her debt when all that seemed to happen was she’d end up in more of it while they profited from it. When Kelly figured out the two most important tools to money management—and started achieving massive results—other women wanted to join in on the debt-free journey. With her sense of humor and straight-shooting sensibilities, Erin began transforming lives. This book is not only a step-by-step process that will walk you through how to pay off your debt—it’s a deeply personal journey centered around changing your mindset. As you master each of the three phases through repetition, you will create your own financial freedom, allowing you to live debt-free forever and create wealth and abundance that will positively impact your life—and the people you love and serve. No matter how much consumer debt you carry, this book is a judgment-free zone from cover-to-cover. Your dreams are welcome here.

Download or read book Trash Your Debt written by Arnold Fredrick and published by iUniverse. This book was released on 2005-03 with total page 99 pages. Available in PDF, EPUB and Kindle. Book excerpt: The average American carries more than $8,000 in credit card debt. If you live paycheck to paycheck, spend more than you make, are behind on your credit card payments, and suffer from too much financial stress, you're not alone. And you're not doomed. Trash Your Debt will show you how to create a better and more secure financial future for you and your family. Author Arnold Fredrick knows what it's like to struggle with money problems and feel overwhelmed by debt. He also knows you can successfully free yourself from the burden of debt just like he has. In this motivating, step-by-step guide, he shares his proven methods, tips, and tricks for: Eliminating debt Managing credit card spending Slashing unnecessary expenses Sticking to a tight budget Paying yourself before the bills Trading up your job Procrastinating when it comes to spending money Fredrick offers insights, reassuring guidance, and methodical processes for whittling down debt, setting realistic goals, and committing to a solid saving plan. Hands-on worksheets help you determine your current financial status, design a monthly budget, and compare credit card interest rates and balances. If you're feeling panicky about your financial future, let Trash Your Debt stop you from spending more than you make and teach you how to save more than you take.

Download or read book Financially Stupid People Are Everywhere written by Jason Kelly and published by John Wiley & Sons. This book was released on 2010-04-30 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: A hard-hitting look at achieving financial freedom by avoiding excessive borrowing and spending If you don't actively resist America's culture of debt, you'll end up precisely where the government, banks, and big business want you to be: indentured servitude. The mistakes people make with their money are basic, and avoidable, and unless you understand what they are, you're probably going to repeat them. What you need is someone who can shed light on the obstacles we face and show you how to avoid getting tripped up by them. Financially Stupid People Are Everywhere shows how society is rigged to take as much of your wealth as possible, and simple ways you can resist. It investigates, explains, and offers advice for all those who have fallen into debt, taken a second mortgage, been trapped by credit cards, or found themselves unable to get ahead. Discusses what you can do to stop the destructive cycle of borrowing and spending Illustrates the four major tenets of getting money right Highlights how to avoid the many ways that government, banks, and big business try to trap you with debt To secure your financial future, you must break the dangerous cycle of borrowing and spending, and learn how to guard your wealth against corporate ploys. Financially Stupid People Are Everywhere leads you down the only proven path to financial freedom.

Download or read book MFA Vs NYC written by Chad Harbach and published by Macmillan. This book was released on 2014-02-25 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: Writers write—but what do they do for money? In a widely read essay entitled "MFA vs NYC," bestselling novelist Chad Harbach (The Art of Fielding) argued that the American literary scene has split into two cultures: New York publishing versus university MFA programs. This book brings together established writers, MFA professors and students, and New York editors, publicists, and agents to talk about these overlapping worlds, and the ways writers make (or fail to make) a living within them. Should you seek an advanced degree, or will workshops smother your style? Do you need to move to New York, or will the high cost of living undo you? What's worse—having a day job or not having health insurance? How do agents decide what to represent? Will Big Publishing survive? How has the rise of MFA programs affected American fiction? The expert contributors, including George Saunders, Elif Batuman, and Fredric Jameson, consider all these questions and more, with humor and rigor. MFA vs NYC is a must-read for aspiring writers, and for anyone interested in the present and future of American letters.

Download or read book The Road Less Stupid written by Keith J. Cunningham and published by . This book was released on 2017-10-31 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book A Wake Up Call for Wisdom written by Bill Hussey and published by Xlibris Corporation. This book was released on 2009-06-15 with total page 139 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is a collection of Societal Insanities that could be described as idiotic systems, customs and practices; accepted mythologies and conventional wisdom; governmental and business vices stemming from massive egos and out-of-control greed plus stupidity, hypocrisy, unethical behavior and declining integrity everywhere. The chapters are seasoned with occasional humor, profanities and, some would say, obscenities. But thats not true, according to the author (see Chapter Thirty-One). This book could be considered tame compared to books by George Carlin, the brilliant philosopher/comedian, however his fans would probably like it. At the end of each chapter where it is appropriate, the old sage (thats the authors role in this book) provides a SAGE SOLUTION to the problem a concept for change that could possibly lead to a workable plan. It would require experts in all aspects of the problem to work together in a spirit of cooperation, using their experience, intelligence and WISDOM. Yes, thats a tall order, but something must be done to put this country back on the right track. And the people in Washington who are supposed to be solving our domestic and international problems should sit down together, put their political doctrines aside, quit trying to win their stupid partisan war and concentrate on saving this country! Thirty-four of the thirty-eight chapters in this book are about different societal insanities, so you could start with the Foreword and read straight through, or you could look at the Table Of Contents, select a chapter with subject matter that interests you and read the complete book in the order you prefer. However, for better understanding of any chapter, be sure to read the Foreword and Chapter One before reading other chapters.

Download or read book To Have and to Heist written by Sara Desai and published by Penguin. This book was released on 2023-07-18 with total page 417 pages. Available in PDF, EPUB and Kindle. Book excerpt: To exonerate her best friend, one woman must mastermind a jewelry heist during the wedding of the season in this hilarious romantic-comedy caper from the author of The Dating Plan. Simi Chopra is on a bad-luck streak. She’s lost yet another job, her student loan debt won’t stop growing, her basement apartment is a certifiable flood zone, and now her best friend has been accused of stealing a multimillion-dollar diamond necklace. To put it lightly, she’s desperate for a break—that’s right when Jack waltzes out of the bushes and into her life. Jack is just as charming as he is mysterious. When he offers to help her find the missing necklace and steal it back, Simi jumps at the chance to clear her friend’s name and collect the substantial reward. But every good heist needs a crew. All she needs to do is transform a ragtag group of strangers into an elite heist crew, infiltrate a high-society wedding and steal the necklace from a dangerous criminal before the happy couple say "I do." Meanwhile the bride is keeping secrets, a detective with a slow-burn smile keeps showing up at her door, and the ultimate robbery might not be the wedding con, but the way Jack is stealing her heart.

Download or read book Wake Up and Go to Sleep written by G. Lyle and published by Dorrance Publishing. This book was released on 2010-06-27 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: