Download or read book Uniformity and Efficiency in Insurance Regulation written by W. Jean Kwon and published by . This book was released on 2007 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Improving Insurance for Consumers written by United States. Congress. House. Committee on Commerce. Subcommittee on Finance and Hazardous Materials and published by . This book was released on 2000 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Improving Insurance for Consumers written by United States. Congress. House. Committee on Commerce. Subcommittee on Finance and Hazardous Materials and published by . This book was released on 2000 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Improving Insurance for Consumers written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2018-01-08 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: Improving insurance for consumers : increasing uniformity and efficiency in insurance regulation : hearing before Subcommittee on Finance and Hazardous Materials of the Committee on Commerce, House of Representatives, One Hundred Sixth Congress, second session, September 19, 2000.
Download or read book Improving Insurance for Consumers Increasing Uniformity and Efficiency in Insurance Regulation written by Michael R Bromwich and published by . This book was released on 2002-04 with total page 107 pages. Available in PDF, EPUB and Kindle. Book excerpt: Witnesses: J. Lee Covington, Dir., Ohio Dept. of Insur.; Richard Hillman, Assoc. Dir., Financial Institutions & Markets Issues, GAO; Robert Mendelsohn, CEO, Royal & SunAlliance, on Behalf of the Amer. Insur. Assoc.; Glen Milesko, Pres. & CEO, Banc One Insur. Services Corp., on behalf of the Amer. Bankers Assoc. Insur. Assoc.; Drayton Nabers, Jr., Chmn. & CEO, Protective Life Corp., on Behalf of the Amer. Council of Life Insurers; Ronald Smith, Pres., Smith, Sawyer & Smith, Inc., on behalf of the Independent Insur. AgFinancial Services Roundtable; & Philip Urban, Pres. & CEO, Grange Insur. Cos., on Behalf of the Nat. Assoc. of Mutual Insur. Co.
Download or read book 106 2 Hearing Improving Insurance for Consumers Increasing Uniformity and Efficiency in Insurance Regulation Serial written by and published by . This book was released on 2000 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Improving Insurance for Consumers written by United States. Congress. House. Committee on Commerce. Subcommittee on Finance and Hazardous Materials and published by . This book was released on 2000 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book 106 2 Hearing Improving Insurance for Consumers Increasing Uniformity and Efficiency in Insurance Regulation Serial written by and published by . This book was released on 2000 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The State of the Insurance Industry written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2010 with total page 476 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Insurance Reciprocity and Uniformity written by Orice M. Williams and published by DIANE Publishing. This book was released on 2009-11 with total page 57 pages. Available in PDF, EPUB and Kindle. Book excerpt: Because the insurance market is a vital part of the U.S. economy, Congress and others are concerned about limitations to reciprocity and uniformity, regulatory inefficiency, higher insurance costs, and uneven consumer protection. This report reviews the areas of: (1) producer licensing; (2) product approval; and (3) market conduct regulation in terms of progress by NAIC and state regulators to increase reciprocity and uniformity, the factors affecting this progress, and the potential impacts if greater progress is not made. The author analyzed federal laws and regulatory documents, assessed NAIC efforts, and interviewed industry officials. Includes recommendations. Charts and tables.
Download or read book Reforming Insurance Regulation written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and published by . This book was released on 2003 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Future of Insurance Regulation in the United States written by Martin F. Grace and published by Rowman & Littlefield. This book was released on 2009-12-01 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Brookings Institution Press and Georgia State University publication Important changes have buffeted the insurance industry over the past decade. The 1999 repeal of key provisions of the Glass-Steagall Act unleashed a wave of conglomeration in financial services, as bank holding companies acquired insurance and securities businesses and, to a much lesser degree, insurance companies acquired securities firms and banks. Rivalry within the sector has intensified: insurance companies have developed products that compete directly with the offerings of banks and securities firms and vice versa. In addition, the industry has become increasingly global. Against this backdrop, pressure has been building for fundamental changes to the structure of insurance regulation in the United States. Despite several court challenges over the years, insurance continues to be regulated by the states. Many insurance companies view state regulation as an increasing drag on their efficiency and competitiveness and support a federal regulatory system. However, powerful stakeholders, including state officials, state and regional insurance companies, and many insurance agents, oppose federal regulation. As a result, proposals to establish an optional federal charter (OFC) for insurance companies and agents remain mired in fierce debate. The Future of Insurance Regulation in the United States gathers some of the country's leading experts on financial regulation to assess the case for an enhanced federal role in the insurance sector. They pay particular attention to the merits of an OFC and how it might be designed. They also consider the principles that should guide insurance regulatory policies, regardless of the institutional framework, and examine the implications of financial convergence and the internationalization of insurance markets for an optimal regulatory structure. The debate over insurance regulation has only grown in complexity and intensity since the financial crisis began in the fall of 2008. This book will both inform and help to shape those critical discussions. Contributors: John A. Cooke (International Financial Services London), Robert Detlefsen (National Association of Mutual Insurance Companies), Martin F. Grace (Georgia State University), Robert W. Klein (Georgia State University), Robert E. Litan (Ewing Marion Kauffman Foundation and Brookings Institution), Phil O’Connor (PROactive Strategies), Hal S. Scott (Harvard Law School), Harold D. Skipper (Georgia State University), Peter J. Wallison (American Enterprise Institute).
Download or read book Insurance regulation and competition for the 21st century written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and published by . This book was released on 2002 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Uniformity in Fire Insurance Legislation and in the Interpretation of Fire Insurance Contracts written by Frank Lock and published by . This book was released on 1910 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Insurance Reciprocity and Uniformity written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-02-03 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance Reciprocity and Uniformity: NAIC and State Regulators Have Made Progress in Producer Licensing, Product Approval, and Market Conduct Regulation, but Challenges Remain
Download or read book Systemic Risk Oversight and the Shifting Balance of State and Federal Authority Over Insurance written by Patricia A. McCoy and published by . This book was released on 2016 with total page 55 pages. Available in PDF, EPUB and Kindle. Book excerpt: The state-based model of U.S. insurance regulation has been remarkably enduring to date, in part because the traditional rationales for a greater federal role - efficiency, uniformity, and consumer protection - have not succeeded in displacing it. However, the 2008 financial crisis, the federal government's unprecedented bailouts of parts of the insurance sector, and the need for a coordinated international approach radically shifted the debate about the proper allocation of power between the federal government and the states by supplanting traditional concerns about efficiency, uniformity, and consumer protection in insurance with a new federal mission to control systemic risk. Unprepared and ill-equipped to counter this shift, the states face the biggest threat to their domination of U.S. insurance regulation in years. Already, the federal government has made inroads into insurance regulation for purposes of systemic risk oversight. That federal presence creates several openings for a broader federal role in insurance than just regulation of systemically important insurers. For instance, solvency regulation, which traditionally has been reserved to the states, increasingly could be subsumed under the rubric of systemic risk. Over time, other types of federal incursions could include higher reporting requirements for insurers, regulation of discrete, systemically risky activities (regardless of an insurer's size), oversight of captive reinsurers, and greater consolidated supervision of insurance groups.
Download or read book Improving Insurance for Consumers written by United States. Congress. House. Committee on Commerce. Subcommittee on Finance and Hazardous Materials and published by . This book was released on 2000 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:
