Download or read book Understanding the Mathematics of Personal Finance written by Lawrence N. Dworsky and published by John Wiley & Sons. This book was released on 2009-09-22 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: A user-friendly presentation of the essential concepts and tools for calculating real costs and profits in personal finance Understanding the Mathematics of Personal Finance explains how mathematics, a simple calculator, and basic computer spreadsheets can be used to break down and understand even the most complex loan structures. In an easy-to-follow style, the book clearly explains the workings of basic financial calculations, captures the concepts behind loans and interest in a step-by-step manner, and details how these steps can be implemented for practical purposes. Rather than simply providing investment and borrowing strategies, the author successfully equips readers with the skills needed to make accurate and effective decisions in all aspects of personal finance ventures, including mortgages, annuities, life insurance, and credit card debt. The book begins with a primer on mathematics, covering the basics of arithmetic operations and notations, and proceeds to explore the concepts of interest, simple interest, and compound interest. Subsequent chapters illustrate the application of these concepts to common types of personal finance exchanges, including: Loan amortization and savings Mortgages, reverse mortgages, and viatical settlements Prepayment penalties Credit cards The book provides readers with the tools needed to calculate real costs and profits using various financial instruments. Mathematically inclined readers will enjoy the inclusion of mathematical derivations, but these sections are visually distinct from the text and can be skipped without the loss of content or complete understanding of the material. In addition, references to online calculators and instructions for building the calculations involved in a spreadsheet are provided. Furthermore, a related Web site features additional problem sets, the spreadsheet calculators that are referenced and used throughout the book, and links to various other financial calculators. Understanding the Mathematics of Personal Finance is an excellent book for finance courses at the undergraduate level. It is also an essential reference for individuals who are interested in learning how to make effective financial decisions in their everyday lives.
Download or read book Master Math written by Mary Hansen and published by Cengage Learning. This book was released on 2011-05 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Master everything from banking and loan interest to budgets and business costs"--Cover.
Download or read book Applied Mathematics for Personal Finance written by Aaron Stevens and published by CreateSpace. This book was released on 2015-01-10 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Applied Mathematics for Personal Finance provides a general introduction to the ways that mathematics can be applied to personal financial decision-making. This book is suitable for college students with no previous background in economics or finance; only familiarity with high school algebra is assumed.This book demonstrates how you can utilize math skills you already know in application areas that may be unfamiliar; it also introduces some new math skills that you can apply to familiar problems. The book emphasizes the development and application of the economic life-cycle model as the framework for evaluating all of your personal financial decisions. Economists, including six Nobel Laureates, have spent close to a century developing the concept of life-cycle consumption smoothing. “Smoothing” refers to the need to spread your economic resources over your lifetime, taking into account that your future is highly uncertain.
Download or read book Math for Financial Literacy written by Chris Gassen and published by Goodheart-Wilcox Publisher. This book was released on 2021-11-23 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt: This workbook is designed for use with Math for Financial Literacy. Using this workbook will reinforce the concepts you learned in the text as well as provide enrichment activities to improve your communication skills. Each chapter is organized into three sections: Chapter Review, Chapter Activities, and Project-Based Activity. After reading the corresponding chapter in the text, complete as many exercises as you can without referring to the text. When you have completed the activities, then compare your answers to the information in the text to measure what you have learned. The Math for Financial Literacy workbook is an effective self-assessment tool to prepare you for more formal assessment that your instructor may assign.
Download or read book Math for Life written by Amber Lynn Mellon and published by . This book was released on 2021-07-13 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Mathematics of Money written by Timothy J. Biehler and published by . This book was released on 2008 with total page 670 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Mathematics for Business and Personal Finance Student Edition written by McGraw-Hill Education and published by McGraw-Hill Education. This book was released on 2009-01-14 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Glencoe’s Mathematics for Business and Personal Finance is the only text on the market that offers teachers point-of-use online professional development, interactive online help for students and the option of purchasing an interactive online text with a grade book. As always, we have maintained our exclusive coverage of key core academic content, and our research-based reading strategies.
Download or read book Glencoe Mathematics for Business and Personal Finance Student Edition written by McGraw-Hill and published by McGraw-Hill Education. This book was released on 2015-06-24 with total page 880 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mathematics for Business and Personal Finance teaches students mathematics, in the context of business and personal finance like budgeting and money management, banking and credit, and saving and investing. This program provides valuable information on how to use math in everyday business and personal finance situations to fully understand how to manage one's financial resources effectively for lifetime financial security. Includes: print student edition
Download or read book The Mathematics of Personal Finance written by E. Thomas Garman and published by Heinle & Heinle Publishers. This book was released on 2002-08 with total page 480 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Mathematics of Personal Financial Planning, 3e creates a solid foundation for the skills and applications that foster success of professional certification examinations in personal financial planning, insurance, credit counseling and financial counseling. With a unique step-by-step learning format and algebraic expressions, the text clearly presents mathematical computations and examples that will assist the student in mastering financial concepts and formulas.
Download or read book Mathematics for Finance written by Marek Capinski and published by Springer. This book was released on 2006-04-18 with total page 317 pages. Available in PDF, EPUB and Kindle. Book excerpt: This textbook contains the fundamentals for an undergraduate course in mathematical finance aimed primarily at students of mathematics. Assuming only a basic knowledge of probability and calculus, the material is presented in a mathematically rigorous and complete way. The book covers the time value of money, including the time structure of interest rates, bonds and stock valuation; derivative securities (futures, options), modelling in discrete time, pricing and hedging, and many other core topics. With numerous examples, problems and exercises, this book is ideally suited for independent study.
Download or read book Financial Literacy written by Kenneth Kaminsky and published by University Press of America. This book was released on 2010-09-28 with total page 388 pages. Available in PDF, EPUB and Kindle. Book excerpt: Requiring only a background in high school algebra, Kaminsky's Financial Literacy: Introduction to the Mathematics of Interest, Annuities, and Insurance uses an innovative approach in order to make today's college student literate in such financial matters as loans, pensions, and insurance. Included are hundreds of examples and solved problems, as well as several hundred exercises backed up by a solutions manual.
Download or read book An Introduction to Mathematical Finance with Applications written by Arlie O. Petters and published by Springer. This book was released on 2016-06-17 with total page 483 pages. Available in PDF, EPUB and Kindle. Book excerpt: This textbook aims to fill the gap between those that offer a theoretical treatment without many applications and those that present and apply formulas without appropriately deriving them. The balance achieved will give readers a fundamental understanding of key financial ideas and tools that form the basis for building realistic models, including those that may become proprietary. Numerous carefully chosen examples and exercises reinforce the student’s conceptual understanding and facility with applications. The exercises are divided into conceptual, application-based, and theoretical problems, which probe the material deeper. The book is aimed toward advanced undergraduates and first-year graduate students who are new to finance or want a more rigorous treatment of the mathematical models used within. While no background in finance is assumed, prerequisite math courses include multivariable calculus, probability, and linear algebra. The authors introduce additional mathematical tools as needed. The entire textbook is appropriate for a single year-long course on introductory mathematical finance. The self-contained design of the text allows for instructor flexibility in topics courses and those focusing on financial derivatives. Moreover, the text is useful for mathematicians, physicists, and engineers who want to learn finance via an approach that builds their financial intuition and is explicit about model building, as well as business school students who want a treatment of finance that is deeper but not overly theoretical.
Download or read book The Mathematics of Personal Finance written by Donald E. Lutz and published by . This book was released on 1999 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: We live in an increasingly complex financial world where we must make personal financial decisions almost daily. Our financial well being depends on it. But where do you look for information to develop the ability to make and monitor your financial decisions? Financial mathematics and its applications are not taught in public schools or even colleges except to business finance and accounting majors. The Mathematics of Personal Finance fills that gap. It is a complete reference for financial mathematics and its applications. Reading this book will teach you how to analyze almost every type of financial situation you will ever encounter during your financial lifetime. With this knowledge you will be able to: Evaluate your financial options Monitor your financial progress Plan your financial life Ensure you are not being exploited. In place of guess work or hunches you will be capable of making informed financial decisions. You will be amazed at what The Mathematics of Personal Finance can do for you.
Download or read book Mathematics of Finance written by Donald G. Saari and published by Springer Nature. This book was released on 2019-08-31 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: This textbook invites the reader to develop a holistic grounding in mathematical finance, where concepts and intuition play as important a role as powerful mathematical tools. Financial interactions are characterized by a vast amount of data and uncertainty; navigating the inherent dangers and hidden opportunities requires a keen understanding of what techniques to apply and when. By exploring the conceptual foundations of options pricing, the author equips readers to choose their tools with a critical eye and adapt to emerging challenges. Introducing the basics of gambles through realistic scenarios, the text goes on to build the core financial techniques of Puts, Calls, hedging, and arbitrage. Chapters on modeling and probability lead into the centerpiece: the Black–Scholes equation. Omitting the mechanics of solving Black–Scholes itself, the presentation instead focuses on an in-depth analysis of its derivation and solutions. Advanced topics that follow include the Greeks, American options, and embellishments. Throughout, the author presents topics in an engaging conversational style. “Intuition breaks” frequently prompt students to set aside mathematical details and think critically about the relevance of tools in context. Mathematics of Finance is ideal for undergraduates from a variety of backgrounds, including mathematics, economics, statistics, data science, and computer science. Students should have experience with the standard calculus sequence, as well as a familiarity with differential equations and probability. No financial expertise is assumed of student or instructor; in fact, the text’s deep connection to mathematical ideas makes it suitable for a math capstone course. A complete set of the author’s lecture videos is available on YouTube, providing a comprehensive supplementary resource for a course or independent study.
Download or read book Personal Finance written by Rachel S. Siegel and published by . This book was released on 2021 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Personal Finance was written with two simple goals in mind: to help students develop a strong sense of financial literacy and provide a wide range of pedagogical aids to keep them engaged and on track. This book is a practical introduction that covers all of the fundamentals and introduces conceptual frameworks, such as the life cycle of financial decisions and basic market dynamics, in a way that students can easily grasp and readily use in their personal lives." --Provided by publisher.
Download or read book Introduction to Business Math and Personal Finance written by Laverta Schmeling and published by . This book was released on 2019 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introduction to Business Math & Personal Finance gives students a brief look into the world of buying and selling merchandise for a business including trade and cash discount, and markup and markdown. It also provides some basic tools for calculating payroll deductions and other required employer payments including FICA and unemployment taxes. The book also covers important personal finance information on topics such as simple and compound interest for loans and deposits, as well as installment payments and retirement accounts. Students learn to use scientific calculators with complex formulas instead of looking up information on tables. It is a true mathematics book using algebraic concepts.
Download or read book The Math of Money written by Morton D. Davis and published by Springer Science & Business Media. This book was released on 2013-04-17 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: This lively and practical introduction to the mathematics of money invites us to take a fresh look at the numbers that underpin our financial decisions. Morton D. Davis talks about strategies to use when we are required to bet against the odds (purchasing auto insurance) or choose to bet against the odds (wagering in a casino or at the track). He considers the ways in which we can streamline and simplify the choices available to us in mortgages and other loans. And he helps us understand the real probabilities when we accept a tip on that "one in a thousand" stock, even when the tip comes from a successful day trader. With a wealth of entertaining and counterintuitive examples, The Math of Money delights as well as informs, and will help readers treat their financial resources more rationally.
