Download or read book UNDERSTANDING INSURANCE PERSONAL COMMERCIAL COVERAGE EXPLAINED written by MARCIA D WILLIAMS and published by Marcia D Williams. This book was released on 2024-05-12 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: 155 pages. Seven (7) Chapters, Appendix: Glossary of Insurance Terms and Acronyms; Directory of useful Resources, Video Link About the Author. TABLE OF CONTENTS INTRODUCTION CHAPTER 1 - THE BASICS OF INSURANCE CHAPTER 2 - PERSONAL INSURANCE CHAPTER 3 - COMMERCIAL INSURANCE CHAPTER 4 - SPECIALIZED FORMS OF INSURANCE CHAPTER 5 - CHOOSING THE RIGHT INSURANCE CHAPTER 6 - MANAGING YOUR INSURANCE CHAPTER 7 - THE FUTURE OF INSURANCE APPENDIX: GLOSSARY, DIRECTORY OF RESOURCES, ABOUT THE AUTHOR. "Understanding Insurance: Personal and Commercial Coverage Explained" is designed to clarify the often opaque nature of insurance and to serve as your trusted guide through the complex landscape of risk and protection. By the end of this book, you should feel more confident in your ability to to understand some common insurance terminology, how prepare for an application to the right type of insurance based on eligibility criteria and some underwriting methods used, and in general, enhance your personal or business financial health, and face the future with greater certainty "Understanding Insurance: Personal and Commercial Coverage Explained" is designed to clarify the often opaque nature of insurance and to serve as your trusted guide through the complex landscape of risk and protection. By the end of this book, you should feel more confident in your ability to to understand some common insurance terminology, how prepare for an application to the right type of insurance based on eligibility criteria and some underwriting methods used, and in general, enhance your personal or business financial health, and face the future with greater certainty
Download or read book Commercial Property Coverage Guide 6th Edition written by George Krauss and published by . This book was released on 2015-03-12 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This newest edition of the Commercial Property Coverage Guide includes expert coverage analyses of ISO and AAIS commercial property forms. This unique resource also addresses MSO commercial property programs, as well as certain provisions commonly offered by individual insurance carriers. Moreover, in addition to analyzing coverage language, the author explores other commercial property issues, including: » Chinese drywall » Green Building concepts » Marijuana manufacturing and distribution » Income disruption insurance The newly revised and fully updated Commercial Property Coverage Guide, 6th Edition provides up-to-date insights on these vital topics: » The Insuring Agreement: Covered and Not Covered Property » Additional Coverages, Coverage Extensions, and Optional Coverages » Covered Causes of Loss: Named Perils Forms » Special Causes of Loss Form » Conditions » Builders Risk » Business Income Coverage Forms » Other Coverage Forms » Commercial Property Endorsements Plus--You receive expert analysis of... » The Commercial Properties Program of ISO, AAIS, and MSO » E-Issues under the Building and Personal Property Coverage Form » Miscellaneous Commercial Property Coverage Issues
Download or read book Understanding the Commercial General Liability Policy written by Dwight Kealy and published by Lulu.com. This book was released on 2015-06-17 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Commercial General Liability (CGL) Insurance Policy is the standard business policy used to pay claims for bodily injury or property damage to others. The policy is divided into three coverage sections-each with its own exclusions-and a supplementary payments section. Do you ever hear-or worry-that an insurance company will not pay a claim because coverage is excluded? In order to know how claims are paid, you need to understand the policy's insuring agreements and exclusions. In this book, attorney and insurance professional Dwight M. Kealy explains the insuring agreements in Coverage A, B, and C. He gives memorable examples of every standard exclusion-and some significant non-standard exclusions. He explains every supplementary payment, and he explains how policy limits impact how claims are paid.
Download or read book Property and Casualty Insurance written by Dearborn Trade and published by Kaplan Publishing. This book was released on 2004 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dearborn Financial Services is a leader in providing innovative education and compliance solutions to the financial services industry. For more than 80 years, decision makers and students have trusted Dearborn to provide quality licensing and career development programs along with industry-specific learning management and compliance solutions. We have built a long track record of success partnering with professionals and organizations globally to deliver fresh solutions that maximize training resources, boost productivity, and build customer value. Book jacket.
Download or read book The Complete Book of Insurance written by Richard Wm Zevnik and published by SphinxLegal. This book was released on 2004 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you have the protection you need? INSURANCE. You have to have it, but do you really know what you have? It is the one purchase that you hope never to use, but when you do, it is all too common to learn that what you thought was covered is not. Do not let your car, home or health suffer because that long, dry policy document is too difficult to understand. Instead, let The Complete Book of Insurance guide you through all of your major insurance needs. - If you are concerned with the other drivers and want to know just exactly what uninsured motorist coverage is-use The Complete Book of Insurance to evaluate what limits you really need if you are involved in an accident. - Whether you just bought your first house or are moving to a region prone to earthquakes, flood or mold-use The Complete Book of Insurance to learn what is really protected under your standard policy. - If you believe that you are too young to worry about life insurance-use The Complete Book of Insurance to plan for your family's future security. We all want the best coverage with the least expensive rates. However, finding the right insurance company and the right agent is actually your second step to making it happen. Your first step is to understand the type of coverage you truly need.
Download or read book The Guide to Understanding Business Insurance Products written by Lee McDonald and published by Booksurge Publishing. This book was released on 2007-04-13 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: A.M. Best Company's The Guide to Understanding Business Insurance Products explains 21 areas of commercial insurance coverage. Uniquely entertaining, The Guide is designed for insurance clients, prospects, staff, brokers, agents and carriers. It provides a clear, concise, colorful explanation of the information you need to know about specific commercial coverages. Commercial coverages examined include Builders Risk, Businessowners Policy, Cargo, Commercial Auto, Commercial Crime, Commercial General Liability, Commercial Property Insurance, Cyber, Directors and Officers, Employment Practices Liability, Environmental, Equipment Breakdown, Errors & Omissions, Farmowners, Intellectual Property, Medical Malpractice, Product Liability, Professional Liability/Malpractice, Surety Bonds, Umbrella and Workers' Compensation. Each entry explains what the coverage protects against, who needs it, how it works and what you need to know. Included is a list of selected businesses with extreme exposures.
Download or read book Small Business Auto Coverage Guide written by David D. Thamann and published by National Underwriter Company. This book was released on 2017 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Commercial auto policies can provide insurance coverage for risk exposures that may be beyond the scope of a personal auto policy. This easy-to-understand coverage guide supplies small businesses with much-needed information pertaining to small business auto risks and the use of insurance policies as one way to manage those risks. Written specifically with small businesses in mind, it provides: - analyses of the standard business auto policy and the auto dealers coverage form (both products issued by the Insurance Services Office) - endorsements used with the policies - discussions of coverage issues Additionally, the book contains analysis of both the business auto policy and the auto dealers coverage form, as well as: - endorsements to the forms - coverage issues pertaining to the forms - court cases relevant to the coverages offered by both forms Moreover, business auto policy and the auto dealers coverage forms have been fully reproduced in this book. Chapter by chapter, this plain-English guide dedicates its coverage to providing small businesses with options for having their auto exposures covered.
Download or read book Insurance Coverage of Intellectual Property Assets written by David A. Gauntlett and published by Wolters Kluwer. This book was released on 2013-01-01 with total page 2268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance Coverage of Intellectual Property Assets, Second Edition is the best resource to comprehensively analyze the insurance protection issues that must be considered when an intellectual property dispute arises. From determining the scope of coverage under a policy, to tendering of a claim, to seeking remedies when coverage has been denied, this essential guidebook details the interactions among policyholders, insurers and the courts. You'll find comprehensive and timely analysis of federal and state case law and major commercial insurance policy provisions that address: The extent of insurance coverage under the andquot;advertising injuryandquot; and andquot;personal injuryandquot; provisions Language in policies that limits or excludes coverage for intellectual property claims Public policy exclusions to coverage for claims of an infringement undertaken with intent to harm Interpreting ambiguous language in insurance policies Defending a claim under a andquot;reservation of rightsandquot; and potential conflicts of interest triggered thereby Forum selection and choice of law And more. In addition, there's detailed discussion and comparison of the actual language used in most commercial insurance policies and the most recent Insurance Services (ISO) policies.
Download or read book Property and Casualty Insurance Concepts Simplified written by Christopher J. Boggs and published by Lulu.com. This book was released on 2010 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book details key property and casualty concepts rarely discussed or found in print; rather they are often left to be "discovered" over time. These important concepts are now written down for all insurance practitioners to easily access. Examples of the topics and concepts found in this book include rules for reading ANY insurance policy; why losses are excluded; contractual risk transfer; legal liability theories; "COPE" details; and the proper explanation of coinsurance concepts. Also included is a rather extensive glossary of insurance and insurance-related terms. Readers will: 1) Gain a deeper understanding of insurance theories; 2) Be better prepared to explain insurance concepts to their clients; and 3) Develop a greater appreciation and understanding of the claims valuation process.
Download or read book Insurance for Dummies written by Jack Hungelmann and published by John Wiley & Sons. This book was released on 2009-05-04 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now updated your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner's and renter's insurance know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers
Download or read book Understanding Auto Insurance written by George Allen Fulwell and published by Booktango. This book was released on 2015-03-05 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: Understanding Auto Insurance; Insurance Explained is about explaining some of the basics of auto insurance and auto insurance policies. Auto insurance can often be complicated and confusing, but this book hopes to explain the basics more clearly. This book is especially for people who are new to the business of getting auto insurance, or who have never understood it. Terms like comprehension, and liabililty are explained clearly and easily.
Download or read book Insuring Your Business written by Insurance Information Institute and published by Insurance Information Inst.. This book was released on 2008 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Commercial General Liability Coverage Guide written by Donald S. Malecki and published by . This book was released on 2015-01-29 with total page 604 pages. Available in PDF, EPUB and Kindle. Book excerpt: This guide is the only resource to provide an in-depth, year-to-year comparison covering over 20 years of the CGL form. You'll also find court case citations that clarify the policy, summaries of all major endorsements to the forms and tips on how to tailor a policy to meet the needs of your clients.Commercial General Liability, 11th Editionhas been updated to include the most recent exclusions and exceptions of the CGL form.
Download or read book Coverage Matters written by Institute of Medicine and published by National Academies Press. This book was released on 2001-10-27 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.
Download or read book Insurance Concepts Coverage written by Marshall Wilson Reavis III, PhD and published by FriesenPress. This book was released on 2012-10 with total page 97 pages. Available in PDF, EPUB and Kindle. Book excerpt: By definition, insurance is a "method by which interested members of a society can band together and collect funds to pay losses suffered later by memebers of the group." There are other definitions of insurance, some which are related to legal aspects and others to economic and social importance. For this book's purpose, the first definition will be sufficient.
Download or read book Insurance is Everybody s Business written by Douglas Caddy and published by . This book was released on 1985 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this booklet, one of a series intended to apply economic principles to major social and political issues of the day, the workings of the American insurance industry, a central part of the American economy, are described. Insurance provides a means to transfer or spread risk, thus helping to assure economic survival despite chance, accident, or natural disaster. The discussion begins by considering the history of insurance from the time of Hammurabi to the present, with particular attention paid to the history of the insurance industry in the United States and the role of state regulation on the industry. Then insurance is defined and the differences between government and private insurance are discussed. Under private insurance, the difference between proprietary and cooperative insurers is explained. Also covered are the principle of risk, insurance contracts, underwriting and rating, and insurance losses. Life insurance, health insurance, automobile insurance, property insurance, and retirement and insurance are covered in separate sections. Among the areas discussed in these sections are types of coverage, rates, group and individual policies, Social Security, and Medicare. (IS)
Download or read book The Insurance Essentials Handbook written by Academy of Producer Insurance Studies (Austin, Tex.) and published by . This book was released on 2003 with total page 386 pages. Available in PDF, EPUB and Kindle. Book excerpt:
