Download or read book Transformation num rique des banques written by Quentin Lallier and published by . This book was released on 2018 with total page 25 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Transformer la banque 2e ed written by Bernard Roman and published by Dunod. This book was released on 2020-09-09 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: L'industrie bancaire, qui emploie environ 350 000 personnes en France, est sous pression : exigences de la clientèle, progrès technologique et concurrence des acteurs de la FinTech, encadrement réglementaire... Au-delà de la transformation digitale, c'est tout le modèle économique qui est en jeu : l'organisation et sa réactivité, les sources de rentabilité, l'impact sur le réseau d'agences, les effectifs, les compétences, la relation client. Dans cette nouvelle édition entièrement mise à jour (tous les chapitres sont retouchés), les auteurs exposent les défis à relever, les transformations que l'on peut attendre de la banque de demain, et proposent des actions concrètes pour préparer et gérer ces changements profonds (organisation, efficacité opérationnelle, technologie, management des RH). Ils illustrent le propos de cas réels et d'avis d'experts du secteur (DG, consultants)..
Download or read book The Impact of Digital Transformation and FinTech on the Finance Professional written by Volker Liermann and published by Springer Nature. This book was released on 2019-10-02 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book demystifies the developments and defines the buzzwords in the wide open space of digitalization and finance, exploring the space of FinTech through the lens of the financial services professional and what they need to know to stay ahead. With chapters focusing on the customer interface, payments, smart contracts, workforce automation, robotics, crypto currencies and beyond, this book aims to be the go-to guide for professionals in financial services and banking on how to better understand the digitalization of their industry. The book provides an outlook of the impact digitalization will have in the daily work of a CFO/CRO and a structural influence to the financial management (including risk management) department of a bank.
Download or read book Dans quelle mesure la transformation digitale des banques de d tails impacte t elle les m tiers de la banque et l exp rience client written by Mégane Puyo and published by . This book was released on 2016 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Digital Journey of Banking and Insurance Volume I written by Volker Liermann and published by Springer Nature. This book was released on 2021-10-30 with total page 349 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, one of three volumes, showcases the effective transformation of companies providing banking and insurance services. This first volume gives a business-oriented introduction to the setting and the current challenges of fintech, regtech, and insurtech and provides an outlook on what will be needed in the future. Specific sub-departments in financial services are examined with a view to accounting, risk, and regulatory segments. The book also addresses the importance of cultural aspects of the coming digital transformation with an eye to requirements that will enable a digital bank or insurance company to thrive in 2025. The angle shifts over the volumes from a business-driven approach in “Disruption and DNA” to a strong technical focus in “Data Storage, Processing and Analysis”, leaving “Digitalization and Machine Learning Applications” with the business and technical aspects in-between.
Download or read book Transformer La Banque written by Bernard Roman and published by . This book was released on 2017-04-26 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: L'industrie bancaire, qui emploie plus de 370 000 personnes en France, est sous pression: exigences de la clientA]le, progrA]s technologique et concurrence des acteurs de la FinTech, encadrement rA(c)glementaire... Au-delA de la transformation digitale, c'est tout le modA]le A(c)conomique qui est en jeu: l'organisation et sa rA(c)activitA(c), les sources de rentabilitA(c), l'impact sur le rA(c)seau d'agences, les effectifs, les compA(c)tences, la relation client. Dans cet ouvrage prospectif et mA(c)thodologique, les auteurs esquissent les dA(c)fis A relever, les transformations qu'on peut attendre de la banque de demain, et propose des actions concrA]tes pour prA(c)parer et gA(c)rer ces changements profonds (organisation, efficacitA(c) opA(c)rationnelle, technologie, management des RH). Il illustre son propos de cas rA(c)els et d'avis d'experts du secteur (DG, consultants).
Download or read book Transformation num rique et exp rience utilisateur written by Célia Joachim and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Banques strat gies et transformations 2e d written by Éric Lamarque and published by Dunod. This book was released on 2021-06-23 with total page 468 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bouleversé par une crise sans précédent à la fin des années 2000, le secteur de la banque et de l’assurance s'est profondément transformé en une décennie. Nouvelles stratégies, digitalisation, tranformations profondes, cet ouvrage largement remanié, présente de façon concrète la démarche de planification stratégique des entreprises financières d'aujourd'hui, dans un monde en constante mutation : • l’analyse des évolutions de l’environnement : cadre réglementaire renforcé (Bâle III, Solvency II), difficultés d’accès à la liquidité, innovation technologique (big data, banque digitale), comportement des consommateurs, concurrence accrue entre les acteurs ; • l’étude des options stratégiques en termes de redéfinition du portefeuille d’activités et de leviers d’avantage concurrentiel : modèle universel, spécialisation, internationalisation, maîtrise des facteurs clés de compétitivité (relation client, gestion des risques)... Illustré par de nombreux exemples actuels et réels, ce livre est issu des activités de conseil, de recherche et de formation de l’auteur. Étudiants et professionnels y trouveront les clés pour comprendre et maîtriser les business models de la bancassurance.
Download or read book The Digital Revolution in Banking Insurance and Capital Markets written by Lech Gąsiorkiewicz and published by Taylor & Francis. This book was released on 2023-02-22 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: The digital transformation of finance and banking enables traditional services to be delivered in a more effective and efficient way but, at the same time, presents crucial issues such as fast-growing new asset classes, new currencies, datafication and data privacy, algorithmization of law and regulation and, last but not least, new models of financial crime. This book approaches the evolution of digital finance from a business perspective and in a holistic way, providing cutting-edge knowledge of how the digital financial system works in its three main domains: banking, insurance and capital markets. It offers a bird’s-eye view of the major issues and developments in these individual sectors. The book begins by examining the wider framework of the subsequent analysis and over the next three parts, discusses the opportunities, risks and challenges facing the digitalization of these individual financial subsectors, highlighting the similarities and differences in their digitalization agenda, as well as the existing linkages and dependencies among them. The book clarifies the strategic issues facing the development of digital finance in these major subsectors over the coming years. The book has three key messages: that digital transformation changes fundamentally the way financial businesses operate; that individual trades have their own digitalization agenda; and that the state with its regulatory power and central banking and money has a particularly important role to play. It will be of interest to scholars, students and researchers of finance andbanking, as well as policymakers wishing to understand the values and limitations of new forms of digital money.
Download or read book Banques strat gies et transformations written by Eric Lamarque and published by . This book was released on 2021-06-23 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Transformation digitale Quels d fis pour quels enjeux written by Ouvrage Collectif and published by Editions Le Manifeste. This book was released on 2022-11-20 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt: Aujourd’hui, le sujet de la digitalisation semble avoir le vent en poupe. Indubitablement, la digitalisation demeure d’ores et déjà un enjeu majeur et considérable qui s’impose comme étant un facteur clé de succès d’une entreprise, d’une économie, ou plus largement, d’une nation. Certes, La digitalisation est aujourd’hui une des tendances clés au sein des organisations publiques et privées. Elle est désormais considérée comme un atout potentiel d’efficacité et gage d’amélioration de la qualité du service rendu aux usagers/citoyens. Ainsi, elle est devenue une réalité incontournable et une nécessité pour le développement des sociétés. Face à un tel contexte, une véritable réflexion scientifique et académique autour de la digitalisation s’impose afin d’aider les nations et les entreprises à mieux comprendre les évolutions socio-économiques et à s’adapter aux nouvelles donnes de la compétitivité internationale. Pour Erhard Friedberg (2005), une organisation renvoie à la fois à un état et à une dynamique. Une organisation est un état puisqu’elle « renvoie à un objet social (...) : les entreprises, les administrations, les associations, etc. La dynamique d’une organisation renvoie aux processus par lesquels les individus ajustent leurs comportements et coordonnent leurs conduites dans la poursuite d’une action collective » (Cabin, 2005, p. 41). Pour Emile Blanc (2016, p.5) « tout changement organisationnel implique un changement culturel », et l’introduction des nouvelles technologies et de la digitalisation d’une manière générale a fortement contribué au changement organisationnel et culturel des entreprises. Le présent appel à contribution essaiera d’enrichir le débat sur la question de la digitalisation et la transformation digitale dans toutes ses facettes afin de créer un espace de réflexion et d'échanges entre les chercheurs sur le thème de la digitalisation et de son impact sur le développement de la société moderne et les organisations.
Download or read book The Digital Journey of Banking and Insurance Volume II written by Volker Liermann and published by Springer Nature. This book was released on 2021-10-27 with total page 362 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, the second one of three volumes, gives practical examples by a number of use cases showing how to take first steps in the digital journey of banks and insurance companies. The angle shifts over the volumes from a business-driven approach in “Disruption and DNA” to a strong technical focus in “Data Storage, Processing and Analysis”, leaving “Digitalization and Machine Learning Applications” with the business and technical aspects in-between. This second volume mainly emphasizes use cases as well as the methods and technologies applied to drive digital transformation (such as processes, leveraging computational power and machine learning models).
Download or read book Digital Finance and the Future of the Global Financial System written by Lech Gąsiorkiewicz and published by Taylor & Francis. This book was released on 2022-08-25 with total page 195 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers an in-depth analysis of the most salient features of contemporary financial systems and clarifies the major strategic issues facing the development of digital finance. It provides insight into how the digital finance system actually works in a socioeconomic context. It presents three key messages: that digital transformation will change the financial system entirely, that the State has a particularly important role to play in the whole process and that consumers will be offered more opportunities and freedom but simultaneously will be exposed to more risk and challenges. The book is divided into four parts. It begins by laying down the fundamentals of the subsequent analysis and offers a deep understanding of digital finance, including a topology of the key technologies applied in the transformation process. The next part reviews the challenges facing the digital State in the new reality, the digitalization of public finance and the development of digitally relevant taxation systems. In the third part, digital consumer aspects are discussed. The final part examines the risks and challenges of digital finance. The authors focus their attention on three key developments in financial markets: accelerated growth in terms of the importance of algorithms, replacing existing legal regulations; the expansion of cyber risk and its growing impact and finally the emergence of new dimensions of systemic risk as a side effect of financial digitalization. The authors supplement the analysis with a discussion of how these new risks and challenges are monitored and mitigated by financial supervision. The book is a useful, accessible guide to students and researchers of finance, finance and technology, regulations and compliance in finance.
Download or read book The Digital Journey of Banking and Insurance Volume I written by Volker Liermann and published by . This book was released on 2021 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, one of three volumes, showcases the effective transformation of companies providing banking and insurance services. This first volume gives a business-oriented introduction to the setting and the current challenges of fintech, regtech, and insurtech and provides an outlook on what will be needed in the future. Specific sub-departments in financial services are examined with a view to accounting, risk, and regulatory segments. The book also addresses the importance of cultural aspects of the coming digital transformation with an eye to requirements that will enable a digital bank or insurance company to thrive in 2025. The angle shifts over the volumes from a business-driven approach in "Disruption and DNA" to a strong technical focus in "Data Storage, Processing and Analysis", leaving "Digitalization and Machine Learning Applications" with the business and technical aspects in-between. Volker Liermann, Partner at ifb group, worked in the banking industry for over two decades, primarily focusing on financial risk management. Throughout his career, he has focused on developing integrated and comprehensive frameworks to help organizations correctly project risk at a strategic and tactical line of business and departmental level. He has also focused on developing frameworks to integrate stress testing and regulatory stress tests. In recent years, his focus has shifted to digitalization, machine learning and digital processes including improvements to classical financial and non-financial risk management. He has a background in economics and a degree in mathematics from the University of Bonn. Claus Stegmann has as Co-CEO of ifb group - an international consulting firm - acquired extensive know-how over the last three decades in the financial industry regarding finance transformation, risk management and regulatory compliance. He is intensively engaged with the current challenges of the financial industry, which result from strong changes to customer behavior, a changing competitive environment and new technologies due to digitalization. He has also co-authored books on Stress Tests in Banks, Basel III as well as Digitalization in the Finance Industry, and graduated from Business School at the University of Passau, Germany.
Download or read book FinTech BigTech and Banks written by Alessandra Tanda and published by Springer. This book was released on 2019-07-30 with total page 111 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Palgrave Pivot analyses the evolution of strategies and business models adopted by financial operators that employ technological solutions to deliver financial products and services. The analysis is performed on a proprietary dataset built on different sources that highlight important differences in strategical approaches taken by FinTech companies, TechFin and BigTech, and banks (traditional and digital native). For each type, the authors underline their distinctive patterns, strengths and weaknesses. The main focus of the analysis in on the European market that is investigated also in the light of the difference and similarities with other markets (such as US and China). The unbundling and re-bundling of productive processes in finance, the treatment of information and the level of innovation in the customer relationship highlight the intense change that the banking activities of new financial services providers are currently dealing with, especially the retail segment. Despite the main international banks’ implementation of innovative strategical approaches to take advantage of the digitalization of business and cope with competition, so far the level of the disruption brought by FinTech is not fully understood or widespread. This holds especially true for the smaller banks: the latter need to take a proactive approach to individuate a business model able to satisfy the new customer needs and the competitive pressure that are destined to increase and further evolve. This book addresses this and would appeal to academics, researchers and students of banking, FinTech and financial innovation alongside policy makers, regulatory authorities, FinTechs and banks.
Download or read book La r volution FinTech acte 2 written by Régis Bouyala and published by . This book was released on 2018-05-17 with total page 123 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book La transformation digitale des entreprises written by Océane Mignot and published by Dunod. This book was released on 2024-01-10 with total page 440 pages. Available in PDF, EPUB and Kindle. Book excerpt: Le raz-de-marée numérique continue de déferler sur les entreprises ! Dans un environnement en pleine effervescence digitale, ce livre décortique les enjeux décisifs de cette disruption pour les organisations. Comment procéder ? En tirant les leçons des pionniers comme Tesla ou Orange et en adoptant les bonnes pratiques. Quels que soient leur secteur ou leur taille, les organisations n’ont d’autre choix que de poursuivre leur mue digitale, sous peine d’être rapidement dépassées. La France est-elle prête pour ce défi ? En révélant les clés d’une transformation numérique réussie, cet ouvrage éclaire les dirigeants sur la marche à suivre pour donner un coup d’avance décisif à leur entreprise. Ce livre aborde également les problématiques les plus récentes comme l’arrivée dans les entreprises de l’intelligence artificielle générative via notamment ChatGPT ou encore la robotisation. Une lecture indispensable pour préparer son organisation aux défis de demain et lui assurer un avenir florissant. Êtes-vous prêt ?
