Download or read book Towards Village Banking written by V.B. Jugale and published by Atlantic Publishers & Dist. This book was released on 2003 with total page 138 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Restructurisation Of Financial Sector Has Wider Implications On The Macro-Economic Variables Operating In The Money Market. The Trend Of Village Banking Is A Dint To The Existing Co-Operative And Commercial Banking System In India. This Book Is An Outcome Of A Continuous Research Made By The Author In The Field Of Rural Credit In India. The Author S Scheme Of Co-Operative Village Bank Has Been Empirically Evidenced And Tested In The Case Of Mini Kisan Banks I.E., A Conversion Of Primary Agricultural Co-Operative Credit Societies (Pacs) Into A Banking Unit In Kolhapur District (Maharashtra). The Co-Operative Village Banking (Cvb) Was Initially Highlighted In One Of The Books Of The Author. The Same Has Been Empirically Tested And Revised In The Framework Of Financial Sector Reforms And Village Banking Trend Worldwide. His Alternative Model Has Attained A Good Result In Kolhapur District. Hence, It Is Advocated As An Alternative Model Of Rural Co-Operative Credit System In India. This Will Be A New Impetus To The Co-Operative Movement In The New Millennium.
Download or read book Village Banks Or Agricultural Credit Societies for Small Occupiers Village Tradesmen Etc written by Henry William Wolff and published by . This book was released on 1898 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Banker To The Poor written by Muhammad Yunus and published by PublicAffairs. This book was released on 2007-03-31 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: The inspirational story of how Nobel Prize winner Muhammad Yunus invented microcredit, founded the Grameen Bank, and transformed the fortunes of millions of poor people around the world. Muhammad Yunus was a professor of economics in Bangladesh, who realized that the most impoverished members of his community were systematically neglected by the banking system -- no one would loan them any money. Yunus conceived of a new form of banking -- microcredit -- that would offer very small loans to the poorest people without collateral, and teach them how to manage and use their loans to create successful small businesses. He founded Grameen Bank based on the belief that credit is a basic human right, not the privilege of a fortunate few, and it now provides $24 billion of micro-loans to more than nine million families. Ninety-seven percent of its clients are women, and repayment rates are over 90 percent. Outside of Bangladesh, micro-lending programs inspired by Grameen have blossomed, and serve hundreds of millions of people around the world. The definitive history of micro-credit direct from the man that conceived of it, Banker to the Poor is the moving story of someone who dreamed of changing the world -- and did.
Download or read book Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 1998-12-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.
Download or read book Fiery Dragons written by Sean Turnell and published by NIAS Press. This book was released on 2009 with total page 414 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book tells the story of Burma's financial system - of its banks, moneylenders and 'microfinanciers' - from colonial times to the present day. It argues that Burma's financial system matters, and that the careful study of this system can tell us something more general about Burma - not least about how the richest country in Southeast Asia at the dawn of the twentieth century, became the poorest at the dawn of the twenty-first. While financial systems and institutions matter in all countries, Turnell argues that they especially count in Burma as events in the financial and monetary sphere have been unusually, spectacularly, prominent in Burma's turbulent modern history. The story of Burma's financial system and its players is one that has shaped the country. It is a dramatic story of interest beyond the confines of economics and development studies.
Download or read book Burma s Road Toward Development written by David I. Steinberg and published by Routledge. This book was released on 2019-03-01 with total page 223 pages. Available in PDF, EPUB and Kindle. Book excerpt: A liberalization of economic policies has inspired considerable economic growth and encouraged the development of Burma's natural resources, but, according to David Steinberg, the current military government is akin to previous civilian governments in its commitment to socialism as a vehicle for development. The economic flexibility demonstrated by the government has not been matched by political liberalization, and as a result, economic growth remains a captive of administrative and policy constraints. Steinberg traces the origins and acceptance of socialist thought and planning in Burma and shows how socialist ideology has had to be tempered with pragmatism in order to make economic development possible. Looking to Burma's future, he also points out two central problems facing the country: strained minority relations, which have kept the nation from developing a sense of unity, and difficulties with political succession brought on by the military regime's preoccupation with perpetuating its own leadership.
Download or read book Village Banking written by Candace Nelson and published by U N I F E M. This book was released on 1996 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: Village banking has created autonomous institutions in more than 28 countries, enabling very poor communities, especially women, to accumulate and manage assets. This book from the SEEP Network and UNIFEM analyzes the experience of 68 programmes, their organizational structures, their strategies for attaining self-sufficiency, and their impact.
Download or read book Colonial Policy written by A.D.A. Kat Angelino and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 683 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Payment Order of Antiquity and the Middle Ages written by Benjamin Geva and published by Bloomsbury Publishing. This book was released on 2011-11-01 with total page 570 pages. Available in PDF, EPUB and Kindle. Book excerpt: Examining the legal history of the order to pay money initiating a funds transfer, the author tracks basic principles of modern law to those that governed the payment order of Antiquity and the Middle Ages. Exploring the legal nature of the payment order and its underpinning in light of contemporary institutions and payment mechanisms, the book traces the evolution of money, payment mechanisms and the law that governs them, from developments in Ancient Mesopotamia, Ancient Greece, Rome, and Greco-Roman Egypt, through medieval Europe and post-medieval England. Doctrine is examined in Jewish, Islamic, Roman, common and civil laws. Investigating such diverse legal systems and doctrines at the intersection of laws governing bank deposits, obligations, the assignment of debts, and negotiable instruments, the author identifies the common denominator for the evolving legal principles and speculates on possible reciprocity. At the same time he challenges the idea of 'law merchant' as a mercantile creation. The book provides an account of the evolution of payment law as a distinct cohesive body of legal doctrine applicable to funds transfers. It shows how principles of law developed in tandem with the evolution of banking and in response to changing circumstances and proposes a redefinition of 'law merchant'. The author points to deposit banking and emerging technologies as embodying a great potential for future non-cash payment system growth. However, he recommends caution in predicting both the future of deposit banking and the overall impact of technology. At the same time he expresses confidence in the durability of legal doctrine to continue to evolve and accommodate future payment system developments.
Download or read book Microfinance written by Jude L. Fernando and published by Routledge. This book was released on 2004-08-02 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance is a burgeoning area in economics. This volume provides a much-needed historical, political and economic dimension to current microfinance knowledge, and fills a huge gap in published literature.
Download or read book Strategic Alliances to Scale Up Financial Services in Rural Areas written by Joselito S. Gallardo and published by World Bank Publications. This book was released on 2006-01-01 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Business firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. The principle and practice of strategic alliances can be applied as well for productive and beneficial institutional collaborations in rural financial markets to expand the array of financial products and to scale up access of rural households and micro-businesses to financial services. Strategic alliances comprise a new theme in rural finance. The institutions in the study used strategic alliances to tap new capital resources, manage transaction costs, access banking technology and infrastructure and acquire new skills to provide an expanding array of financial services to wider markets. The authors carefully examine the experiences of selected rural finance institutions and their strategic allies or development partners in Guatemala, the Philippines, Ghana and India to draw out the main findings and share the lessons that may be gainfully applied in other country settings. The study addressed a number of key questions: - What motivated the rural finance institution to structure its alliance or partnership with a bank, commercial or development organization? - How are gains from and costs of alliances and partnerships shared between collaborating institutions? - What are the key elements that make partnerships or alliances successful, and which conditions lead to unproductive ones? - Which financial products and services are best introduced through strategic alliances?"
Download or read book India s Transforming Financial Sector written by Manoranjan Sharma and published by Atlantic Publishers & Dist. This book was released on 2007 with total page 452 pages. Available in PDF, EPUB and Kindle. Book excerpt: India Has Entered The Second Stage Of Financial Sector Development, Where Market Forces Are Helping In Resources Allocation And Efficient Price Discovery Process.The Harmonization Of Regulatory Institutions And Devising Of New Financial Architecture Is Necessary To Enhance The Resilience Of India S Financial Sector And Reduce The Fragility Of Some Financial Institutions. High Exposure In Government Securities, Government Guaranteed Loans, Improper Valuation Of Collaterals, Vulnerability To Interest Rate Cycle, Still High Level Of Npas, Unsatisfactory Corporate Governance And Disclosures, Inadequate Surveillance, Stock Market Volatility, Risk Concentration And Policy Failure Cause Concern. This Necessitates Improving Transparency And Governance, Resolving Failure In The Industrial And Financial Sector, De-Linking Government And Private Sector, Fostering Innovation, And Improving The Supervisory And Regulatory Infrastructure. Given The Debilitating Impact Of Financial Sector Crisis On The Economy, The Stability Of The Financial Sector Should Be The Goal Of The Economy. Financial Stability Can Be Strengthened By Improved Financial Infrastructure, Enhanced Competition And Restructured Segments Of Financial System.Reform Measures Enhanced Efficiency And Stability Of The Banking System In India. Indian Banks Are Well Placed Compared With Their Counterparts In Developed Countries. But There Are Persisting Issues Of Removal Of Structural Barriers To Competition, Privatisation Of Banking System, Radical Restructuring, Downsizing Of The Balance Sheet, Recapitalisation And Eventual Privatisation Of The Financial Institutions, Withdrawal Of Quantitative Credit Controls And Directed Credit And Modernisation Of The Payment System. The Inexorable Process Of Economic Reforms Must Continue To Slash Poverty And Support Sustainable Development While Strengthening Financial Institutions. This Overarching Goal Of Development Needs A Renewed Thrust On Financial Sector Reforms. The Papers Included In The Present Book Cover Large Areas, But All Coalesce Into The Central Theme Of India S Transforming Financial Sector. It Is Hoped That The Book Will Prove Useful To A Wide Cross Section Of The Reading Public, Including Scholars And Academics, The Government Executives, International Institutions, Business Communities, And Planners And Policymakers.
Download or read book Revival Southern India 1936 written by Gilbert Slater and published by Routledge. This book was released on 2018-01-16 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book deals firstly with the economic and social conditions of life among the villagers, the artisans, and other workers in cities and towns of South India, and also with the new issues raised in India during the most momentous years of its history since the mutiny – the commercial and financial disturbances following the war, the sudden appearance of aggressive Trade Unionism, the famines of 1918 and 1920, the rise of the Home Rule agitation and the Non-Co-operation movement, and the coming into operation of the new Constitution of 1919. The author, who went to India in 1915 as Professor of Indian Economics in the University of Madras, was quickly brought into contact with heads of departments of the Provincial Government, was nominated by Lord Willingdon to the Madras Legislative Council, served in the Indian Board of Agriculture, and stayed on for a year in charge of the Madras Publicity Office. In these and in other ways he has had exceptional opportunities of getting insight into Indian problems from an unusual point of view.
Download or read book Co operative Banking Its Principles and Practice written by Henry William Wolff and published by . This book was released on 1907 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book From Microfinance to Inclusive Finance written by R. H. Schmidt and published by John Wiley & Sons. This book was released on 2016-09-19 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: Once praised as a panacea to overcome poverty microfinance has had to face harsh criticism because of painful failures and unfulfilled expectations. Still many people in particular in rural regions do not have any access to formal financial services, many microfinance institutions are weak, and others rather exploit their clients driving them into over indebtedness than helping them out of poverty. What should microfinance achieve? Can it help to build up inclusive financial systems allowing access to basic financial services for everybody? The historic templates for this book are the German Sparkassen and Cooperative banks that have a strong track record of development and growth spanning over 200 years. For obvious reasons their results cannot be transferred directly into specific solution options to today's challenges in developing countries. Nevertheless the coming into existence of Sparkassen and Cooperative banks can well be seen as part of a period of revolutionary developments in the European economic and social landscape, which can be viewed as analogous to the transformation that emerging economies are undergoing today. While Europe faced dramatically changing living conditions during the period of industrialization these newly creatd banks made change possible by unequivocally including the lower class population in the transformationby providing access to savings and loans. And it is this is parallel - even in the face of the many differences - which is why their development and success deserves careful consideration today. The authors' approach differsfrom other explorations by specifically adopting an interdisciplinary strategy. They take into account past developments as well as current global ones from a historical, social science and economic point of view. Analysis and the interpretation of data is supported by case studies to illustrate their considerations. The authors identify general parameters both for failure and for success and also indicate how to optimize existing potentials - both for institutions and policy makers. As a result of this interdisciplinary work the authors advance an inclusive stylised facts based model. The will to build up institutions, to adhere to corporate social responsibility and creating conducive legal frameworks form the basic conditions for success. More specifically, the guiding principles of these successful business models are a fair savings and credit policy, the promotion of capital transfers without reference to class and gender, a focus on business activities in a well defined region, decentralized organizational structures combined with national networks which avoid regional capital drains and the securing of economies of scale and scope. Llast but not least is the centrality of objectives beyond that of the sheer maximisation of profits.
Download or read book People s Banks written by Henry William Wolff and published by . This book was released on 1896 with total page 440 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Foreign Operations Export Financing and Related Programs Appropriations for 2005 written by United States. Congress. House. Committee on Appropriations. Subcommittee on Foreign Operations, Export Financing, and Related Programs and published by . This book was released on 2004 with total page 1168 pages. Available in PDF, EPUB and Kindle. Book excerpt:
