Download or read book Three Essays on Household Behavior written by Katherine Grace Carman and published by . This book was released on 2003 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Three Essays on modeling Household Food Purchase Behaviors written by Shengfei Fu and published by . This book was released on 2016 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: This dissertation consists of three essays investigating household food purchase behaviors, focusing on modeling household binary purchase choices and expenditure decisions. The findings reveal factors that are influential on the formation of healthy and/or unhealthy dietary choices and provide insights for producers, retailers, and public health policymakers. The first essay proposes a new estimator for multivariate binary response data, a data feature of growing interest in the study of consumer behavior. This study considers binary responses as being generated from a truncated multivariate discrete distribution. The new estimator is shown to have attractive properties through Monto Carlo simulations and empirical applications. Comparisons are made to the traditional multivariate probit model. Because multivariate binary response modeling is frequently required in areas such as marketing, household behavior, crop selection, and conservation practices, among others, findings are of interest to both econometricians and practitioners. The second essay investigates the effects of demographic and socio-economic factors as well as outmigration, a special issue in Poland, on the consumption of tobacco and alcohol. This study takes advantage of second-hand survey data collected from a household panel by Poland's Main Statistical Office (GUS) that is not publicly available. Due to the addictive nature of tobacco and alcohol, this study uses a censored system to model the correlated consumption of tobacco and alcohol. Findings provide insights for the reduction and prevention of tobacco and alcohol use. The third essay provides a holistic profile of fresh produce choices and expenditures, including expenditure on fresh produce, frequency of purchase, variety of selection, and use of deals and coupons. A profile of consumers by consumer group was developed using 2014 Nielsen Homescan panel. This study intends to present a holistic picture of consumer disadvantage in terms of fresh produce consumption and take an all-inclusive approach so as to seek out commodities as well differences in fresh produce shopping behaviors across four consumer groups.

Download or read book Three Essays on Empirical Household Behaviour microform written by Xiaodi Xie and published by National Library of Canada = Bibliothèque nationale du Canada. This book was released on 1995 with total page 211 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Three Essays on Empirical Household Behaviour written by Xiaodi Xie and published by . This book was released on 1995 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Three Essays on Household Finance written by Alexander Calen Aberlin Kaufman and published by . This book was released on 2010 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: This dissertation presents three essays on household finance. All three focus on contemporary U.S. consumer credit markets, with particular attention paid to how market organization and firm incentives mediate the way firms interact with customers and the types of contracts they offer. The first essay examines the question of whether securitization was responsible for poor underwriting standards during the recent mortgage crisis. The second essay attempts to quantify the effect of Fannie Mae and Freddie Mac's intervention in the conforming mortgage market on equilibrium outcomes such as price and contract structure. The third essay investigates how mutual ownership of a firm by its customers can limit that firm's incentive to offer contracts meant to take advantage of customers' behavioral biases.

Download or read book Three Essays on Household Finance written by Arpit Gupta and published by . This book was released on 2016 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This dissertation centers on the role of adverse shocks to household balance sheets in understanding consumer default behavior. The first chapter studies the role of foreclosure contagion: the role of proximate foreclosures in causally triggering other nearby residential defaults and foreclosures. I find that foreclosure activity causally increases nearby rates of consumer defaults. This paper uses an instrument further examined in the second essay which analyzes the role for adverse selection and moral hazard in mortgage markets; using as a distinction the initial and post-reset interest rates paid on Adjustable-Rate Mortgage contracts. The final essay analyzes the role for cancer diagnosis shocks on household default behavior.

Download or read book Three Essays on the Health and Family Behavior written by Joanna Eliza Sikora and published by . This book was released on 2012 with total page 358 pages. Available in PDF, EPUB and Kindle. Book excerpt: This dissertation is comprised of three papers on health and household behavior. Two of the papers focus on the influence of family on health outcomes. The third paper examines household member preferences and their association with outcomes for other individuals within the family unit. The first paper tests the relationship of adult-child and elderly-parent contact frequency on elderly cognitive functioning (dementia) using the Health and Retirement Study (HRS). The paper examines various mechanisms through which the intensity of contact with adult, nonresident children impacts elderly cognitive functioning. An instrumental variables model is used to account for the endogeneity in the level of parent-child contact. Results indicate a positive association between intensity of contact from nonresident adult children and mothers' cognitive functioning; however, no causal relationship is found suggesting that higher levels of contact are due to selection. The second paper examines the prediction of stated, altruistic, preferences on an individual's revealed preferences, observed intergenerational family transfers. Measures of altruism toward children and parents are constructed, using hypothetical questions in the 1996 wave of the HRS that assess individuals' willingness to transfer income to others, and evaluated for their additional explanatory power, within traditional models of intergenerational transfers, on observable transfer behavior. Results indicate that higher levels of altruistic preferences are associated with higher probabilities of transfers and larger transfer amounts from respondents to children; however, transfers to parents do not appear to be related to the altruism measure. The final paper investigates the link between relationship status and body mass index. There are four hypotheses (selection, protection, social obligation and marriage market) that might explain the relationship between marital status transitions and changes in Body Mass Index (BMI). Using the National Longitudinal Survey of Youth 1979, individual fixed effects models are estimated to examine associations between the change in log BMI, and the incidence of overweight and obesity, and changes in relationship status. There is no support for the marriage protection hypothesis. Rather evidence supports the social obligation and marriage market hypotheses-BMI increases for both men and women during marriage and in the course of a cohabiting relationship.

Download or read book Three Essays on the Economics of Household Decision Making written by Vipul Bhatt and published by . This book was released on 2010 with total page 95 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: My research emphasizes the role of interrelated preferences in determining economic choices within a household. In this regard, I study both intergenerational interactions (between parents and children) and intragenerational interactions (between spouses). These linkages have important implications on individual economic behavior such as savings, labor supply, investment in human capital, and bequests which in turn affects aggregate savings and growth.

Download or read book The Impact of Traffic Congestion on Household Behavior written by Alison Fara Davis and published by . This book was released on 2004 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt: Keywords: spatial, sorting, RUM, hedonic, congestion.

Download or read book The Allocation of Time and Goods written by and published by . This book was released on 2010 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumers' shopping behavior connects market goods expenditure with the out-of-market time allocation in their daily time use. This study is composed of three essays. In the first essay, data are collected from the American Time Use Survey and it is found that an indvidual's time devoted to shopping is positively determined by opportunity cost of time. Grocery shopping and other shopping, as two distinct types of shopping, react differently to a series of individual and household characteristics as well as by seasons. The corresponding marginal effects also differentiate between shopping time, leisure time, and home production time. In regards to gender difference, females dominate in amount of shopping time, and males and females respond differently on change of time due to change in economic status. The second essay examines the demand for market goods as an important factor in the process of household production. The researcher analyzes food and non-food expenditures of households in the United States using the 2002 and 2003 Current Population Survey Food Security Supplements. The results reveal the relationship between earned income and food purchased for home consumption, food purchased in restaurants, and non-food grocery goods purchases. It is found that expenditure for food to be consumed at home is related positively to income, while the share of total purchase devoted to home consumption is negatively related to income. Demographic variables and socioeconomic variables are found to play important roles in expenditure determination. In the third essay, a joint examination of shopping time and shopping expenditures is performed by merging the data from the researcher's time use study and expenditure study. The results of this paper show that shopping time and goods expenditure are related positively, so that the complementarities exist between grocery shopping time and grocery expenditure for American households.

Download or read book Three Essays on Household Saving and Wealth written by Kyeongwon Yoo and published by . This book was released on 2003 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Three Essays on the Dynamics of Family Interaction written by Michael Andrew Malcom and published by . This book was released on 2007 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Three Essays on the Household written by Mark Lester Pocock and published by . This book was released on 2006 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Essays on Household Behavior in Developing Economies written by Yu-hsuan Su and published by . This book was released on 2014 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: This dissertation consists of three essays in development economics. I explore various household behaviors in developing economies, using India and Tanzania as examples. The first two chapters focus on urban slums to capture the inequality within cities and to evaluate the impact of an intervention during urbanization. The third chapter investigates the influence of an inheritance law reform on child labor. The first chapter, which is a joint work with Claus Portner, examines the differences in child health across rural, urban non-slum and slum areas. The developing world is rapidly becoming more and more urban, but our understanding of the differences between urban and rural areas is still limited, especially in the important area of child health and its determinants. Simple averages show clearly that child health in India is worst in rural areas and best in urban areas---with slums in between---but it is unclear exactly what accounts for these differences. We examine the determinants of these differences and to what extent the same mechanisms affect child health in different areas using the 2005-06 National Family Health Survey (NFHS-3) data from India. Once we control for environmental conditions and wealth status, the urban advantage in child health disappears and slum children fare substantially worse than their rural counterparts. We also examine the impact of maternal education on child health across rural, urban, and slum areas and find that the positive effect of mother's education on child health is significantly stronger in rural areas than in cities and almost entirely absent in slums. Potential explanations for these results, such as school quality and migration, are explored, but these are unlikely to fully explain the differences in health. The second chapter, which is a joint work with Aidan Coville, evaluates the impact of a slum upgrading project in Tanzania. Developing countries spend significant amounts of their budgets annually on slum upgrading activities, with the broad objectives of alleviating poverty, improving health and well-being and strengthening the social fabric within these communities in a holistic and integrated manner. Rigorous evidence on the impact of these programs is sparse. Isolating the causal impact of these interventions presents a challenge, since the outcomes of interest are often correlated with the site selection for upgrading, and randomized controlled trials are not usually feasible for practical implementation reasons. While rigorous research is beginning to emerge on the effects of slum upgrading on diarrhea, acute respiratory illness (ARI) and the crowding out of private investments, very little is known about the broader impacts of the upgrading process that serve to motivate these interventions in the first place. This paper evaluates the Community Infrastructure Upgrading Program (CIUP) financed by the World Bank with the aim of improving the lives of slum dwellers in Dar es Salaam, Tanzania through targeted investments in community infrastructure such as roads, drainage systems and streetlights. We find that the CIUP interventions increased household sizes and decreased out-migration, halved diarrhea rates for children under 5, and increased female school enrollment rates, but did not have significant impacts on employment, business operations, income and expenditure, private investment or social cohesion. We review possible confounding factors that influence the reliability of these estimates and present the results in light of these methodological constraints. The third chapter examines the relationship between female autonomy and child labor in India. Many children in developing countries are engaged in various forms of child labor. It is important to understand the determinants of child labor and to evaluate its welfare implications. Intra-household bargaining has been considered an important factor in household decision-making for investment in children. This paper uses the Hindu Succession Act Amendment (HSAA) in India as a source of exogenous variation in woman's bargaining power and information from the 2005-06 National Family Health Survey (NFHS-3) to study the effect on child labor. I find that the increase in mothers' bargaining power is associated with a lower probability of child labor, and this negative impact is especially strong for teenage daughters. A daughter of 12 to 14 years old is less likely to be working by 30 percentage points and is less likely to do family work by 20.6 percentage points if her mother is exposed to the HSAA. The HSAA also shows differential impact on families with different sizes and wealth status.

Download or read book Three Essays on the Economic Determinants of Household Meal Production and Eating Behavior written by Richard A. Dunn and published by . This book was released on 2008 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Essays on Household Behavior and Time use written by Daniel Hallberg and published by . This book was released on 2002 with total page 170 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Household Financial Choice written by Michael S. Finke and published by . This book was released on 2011 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: This dissertation examines household characteristics the impact financial decision making. The first essay explores the role of cognitive ability in numeracy, risk tolerance, credit decisions, wealth and retirement savings and asset allocation and finds that cognitive ability is an important predictor of financial decisions. The second essay develops a new instrument to measure time discounting and models asset accumulation and asset allocation and finds that a factor score of intertemporal behaviors is significantly related to both asset accumulation and asset allocation. The third essay documents the decline in basic financial knowledge among households over 60 using a new financial literacy instrument developed to more accurately capture a household's ability to make effective balance sheet, credit, investment, and insurance choices.