Download or read book The Ultimate Student Loan Repayment Guide written by Jamison Harris and published by . This book was released on 2017-04-26 with total page 165 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are student loans tying you down? Do you see half your paycheck or more go to those student loans and you just can't seem to chip away at them? If this sounds like you, it is time to make some changes and The Ultimate Student Loan Repayment Guide: Tips to Pay Off Your Private Student Loans, Federal Student Loans, and Other Costs of School and Finally Be Debt Free, is the solution or you. In this guidebook, it is time to get serious about paying off those student loans. Whether they have been hanging around for years or you are just getting started paying off the student loans, this guidebook will provide you with some of the easy tips that you need in order to finally throw out those loans for good and use your money the way that you want. Some of the topics that are discussed in this guidebook to help you get serious about paying of your student loans include:* Why the debt?* Simple ways to avoid gaining as much student loan debt. * The different types of financial aid available. * The different student loan repayment plans available. * Understanding how much you really owe. * Creating a plan to pay it all off. * Creative ways to pay off your student loan debt. * How to create a budget to pay those student loan debts with the money you have. * Some extra tips to finally pay down those student loans. When you are ready to finally get rid of those student loans, make sure to check out The Ultimate Student Loan Repayment Guide: Tips to Pay Off Your Private Student Loans, Federal Student Loans, and Other Costs of School and Finally Be Debt Free and finally reach your goal of being free from your student loan debt.
Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!
Download or read book Student Loan Forgiveness or Ten Years to Life written by Dane Spancake and published by Archway Publishing. This book was released on 2016-07-29 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: Repaying college loans can be so complicated its been said that before graduating, students should be required to take a course on the subject. But many students end up researching their options without much help, and answers on how to eliminate debt are hard to come bysomething that can be tremendously frustrating. Dane Spancake, a federal student loan counselor, helps you navigate the loan landscape with this guidebook. Learn how to: evaluate the positives and negatives of repayment schedule choices; weigh the pros and cons of income-driven repayment options versus alternative options; and determine if you qualify for loan forgiveness. Youll also learn how interest rates are determined, how annual payments are calculated, and the benefits of making consistent loan payments versus postponing repayment. Discover what youre up against when it comes to repaying college loansand pick the strategy that makes the most sense for you with Student Loan Forgiveness or Ten Years to Life?
Download or read book Student Loan Debt 101 written by Adam S. Minsky and published by Createspace Independent Publishing Platform. This book was released on 2014-09-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW 2015 EDITION - CRITICAL UPDATES ABOUT FEDERAL STUDENT LOAN REPAYMENT, FORGIVENESS, AND DEFAULT RESOLUTION PROGRAMS! In 2013, student loan debt in the US passed $1 trillion. That's more than our total amount of credit card debt and automobile debt. Graduates are starting out with poor employment prospects, obscene levels of debt, and few tools to help. Adam S. Minsky is a leading expert in student loan debt. He is renowned as a pioneer in student loan law as the founder of one of the first law firms in the country devoted entirely to helping student borrowers. With few resources available for student borrowers navigating byzantine repayment systems, he wrote this book as a practical, easy-to-read guide for managing your student debt. Whether your loans are federal or private, in good standing or in default, this guide identifies your options and helps you determine the best way forward.
Download or read book Dear Debt written by Melanie Lockert and published by Coventry House Publishing. This book was released on 2016-08-12 with total page 89 pages. Available in PDF, EPUB and Kindle. Book excerpt: In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt
Download or read book The College Student s Guide to Paying Off Your College Loan written by Steven Needham and published by Hyperink Inc. This book was released on 2012-03-02 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: ABOUT THE BOOK Graduation from college is a time of joy and relief, but for those saddled with student loan debt, it can also be a time of fear and trepidation. Students get a six-month grace period before they’re required to start paying their loans, but this will pass quickly, so it is a good idea to start planning how to pay off your student loans as soon as possible. The good news is, student loan debt is one of the best kinds of debt to have. It carries a low interest rate, and there are many different payment plans that can be utilized in order to pay down the debt. The most important thing to remember is that it is very important to address student debt and not ignore your student loan payments. The loan companies have many different programs to help you reduce your debt and avoid accruing more interest, but it is vital that you stay in touch with these companies so that they understand your unique financial situation. When you get a new job or lose a job, the terms of your student loan payment agreements will change accordingly. Anytime you have a major life change, you will need to consider how it will affect the repayment of your student loans. EXCERPT FROM THE BOOK There are also some programs that offer student loan forgiveness. When a student loan is forgiven, a portion or all of the debt amount is wiped clean and you are no longer required to pay. Some student loan forgiveness programs are based on the type of career that you have. Teaching Programs If you owe on Stafford student loans, you can teach full time for five consecutive years in a low-income public school, and you may be eligible to have a portion of your loan cancelled. This program is set up to encourage graduates to utilize their skills in improving the American public school system. You can find out more about this forgiveness program on the Federal Student Aid Website on their Stafford Loan Forgiveness Program for Teachers page. Buy a copy to keep reading!
Download or read book Student Loan Planning written by Ryan H. Law and published by . This book was released on 2018-08-13 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite federally mandated entrance and exit counseling about student loans, research shows that the majority of borrowers are confused about their debt and the terms they are borrowing on: ●64% of students worry about having enough money to pay for school ●65% misunderstood aspects of their loans, including the repayment terms, the amount of their monthly payment, or the interest rate ●⅔ of borrowers do not understand the difference between federal and private loans ●60% of students have more student loan debt than they expected to have ●⅔ of borrowers are not sure they will be able to pay off their student loans The purpose of this book is to give you a baseline understanding of student loans. We will review how to minimize student loans, types of loans, repayment plans, delinquency and default, forgiveness programs, and strategies to pay off debt as quickly as possible.
Download or read book Student Loan Solution written by David Carlson and published by Mango Media Inc.. This book was released on 2019-03-15 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: Eliminate your student debt and start building wealth with this step-by-step guide to financial freedom by the author of Hustle Away Debt. Student loans are complicated. College financial aid terms like “federal direct subsidized” and “GRAD Plus” mean little to most of us. Each type of student loan is slightly different, with its own set of rules and repayment options. In Student Loan Solution, personal finance expert David Carlson explains what student loan borrowers need to know and what they should be focusing on. Carlson provides a 5-step approach to help you understand your loans, your repayment options—including opportunities for loan forgiveness—and your greater financial life. The strategies he covers will help you make and save more money while paying down your student loans faster. Student Loan Solutions will teach you how to:Pay off your student loan debtPersonalize your student loan repayment planLive a happier, financially smarter life
Download or read book CliffsNotes Parents Guide to Paying for College and Repaying Student Loans written by Reyna Gobel and published by Houghton Mifflin Harcourt. This book was released on 2015-10-20 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of the most reliable sources of college tuition strategies before, during, and after college that parents will ever find Geared toward parents who are preplanning how to effectively save for their child's future college tuition as well as last-minute tuition savings advice, this invaluable resource gives no-nonsense advice from author Reyna Gobel, a recognized expert in the field of saving for college and repaying student loans. Reyna provides guidance on 529 college tuition savings plans, additional ways to save for college without breaking the bank, and repaying student loans that parents might have acquired. One of the best, most reliable sources of college tuition strategies before, during, and after college that parents will ever find!
Download or read book Debt Free Degree written by Anthony ONeal and published by Ramsey Press. This book was released on 2019-10-07 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.
Download or read book Success Guide to Repaying Student Loans written by Sonia Lewis and published by . This book was released on 2017-01-10 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you're ready to create a plan for your student loan debt and personal finances, we invite you to complete your journey to financial freedom through the use of this workbook. Includes the following: Monthly budget tool Monthly blank calendar to record due dates Spending Plan Assessment Student Loan Forgiveness Payment Tracker Password and Log In Record Sheet 12 must know student loan discussion topics
Download or read book Close Your Tab Don t Look Back written by Angela Ozar and published by iUniverse. This book was released on 2018-02-09 with total page 63 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you were gifted debt along with your diploma, and you are afraid of what comes after the best four years of your life, this book is for you. Ive been there, and just like finals week, I survived (by repaying $30K in 3 years instead of 20). And you will, too. Life after college doesnt have to be intimidating. Let me be your translator for the important stuff so you can enjoy the perks of your new life. Ill cut through the complicated so you can understand your government student loan and have a practical plan to pay it off quickly, (because no one wants to be celebrating their 40th birthday and still making payments on their loan). As a recent college grad, this book became my survival guide. This entertaining read became my go-to source while navigating the crazy world that awaits postgrad. Angela answered the questions I was afraid to ask and gave me advice before I even knew I would need it. She became the big sister I never had and instilled me with a sense of confidence in not only the way I manage my money, but also in my future. (Caitlin, class of 2017).
Download or read book A Guide to the Repayment of Multiple National Direct Student Loans written by and published by . This book was released on 1984 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Pharmacist s Guide to Conquering Student Loans written by Tim Church and published by . This book was released on 2020-03-09 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: ***AVAILABLE AT www.pharmdloans.com ***Are you: Overwhelmed with student loans? Confused by all the repayment plans that exist? Unsure if your strategy will save you the most money? Feeling anxious about how to handle your loans during your residency? Worried about doing everything right for the Public Service Loan Forgiveness Program? If so, you're not alone! Pharmacists today are now facing an average of over $170,000 in student loan debt and aren't always provided with the best tools and resources before graduating. Salaries are not keeping pace and you have additional job market challenges that will directly impact your ability to manage your debt. This is the unfortunate reality that pharmacy graduates are now facing. This book is your guide to help you: Analyze all of the payoff strategies available to you, Confidently choose a plan that will save you the most money and align with your goals Optimize strategies to maximize the benefits of forgiveness programs, Implement ways to accelerate your payoff and become debt-free faster
Download or read book You Are Not a Loan written by K. Sease and published by . This book was released on 2014-07-31 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: Any kind of debt can be daunting and overwhelming, but student loan debt seems to be in a league of its own! Everyone is talking about it, and few are saying anything that really helps. If you are a student who has borrowed money for college, or a parent who has borrowed on behalf of your student, at some point you will have to navigate the confusing and overwhelming student loan repayment road. Do you know where to begin to manage the debt? Are you aware of the potential pitfalls in planning to get the debt out of your life?This book provides a road map for going from enrollment all the way through to a repayment plan that fits your situation, and is one you can live with long-term. Although mainly focused on managing federal loans, there are numerous points relevant to private loans as well. You will find scores of links and resources that will provide all of the information you need to get your student loan debt under control and on its way out of your life!
Download or read book Student Loan Guide written by Henry Renner and published by . This book was released on 2020-08-07 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt: WHAT DO YOU KNOW ABOUT THE STUDENT DEBT CRISIS? A June 12, 2020 report by the CNBC has made us to understand that 44 million Americans collectively hold over $1.6 trillion in student debt. And these numbers show no sign of declining. To worsen the situation, technological advancements, most especially automation, are making it harder to earn a living wage without some type of advanced degree. Currently, wages earned by graduate students are 80% higher than what is earned with just a high school diploma. Every year, the United States Department of Education coughs out billions of dollars to help students get through college. This help comes through scholarships, grants and loans. You can have a share of this cake and live your dreams. But... on a second thought, we have heard that in February this year, the US officially entered a recession, and over 42.6 million Americans filed for unemployment between mid-March and June. During the 2008 recession, many opted to go back to school and gain new skills. However, since then, the cost of a four-year college degree increased by 25% and student debt increased by 107% and many are less sure if college will be the solution to riding out a recession this time around. Going to college is a costly adventure. But that's not the issue. The issue is that it is getting more expensive than ever before. Only the brave can. Are you brave? If you are as strong as we think you are, then maybe you can broaden your shoulders to bear the burden of going to college with a student loan. Hey, take a chill pill, will you? It is not as hard as you think. But how? is the question. And that's where this guide comes in. Student Loan Guide will teach you: -Requirements that make you eligible for a student loan. -The maximum and minimum amount you should borrow. -Tip-S to filling the financial aid form. -Best repayment options. -How to deal with student loan crisis. Among others... So, are you ready to understand the rudiments of student loans? Then get your copy of this guide via the BUY NOW link.
Download or read book How to Pay for College written by Student Loan Hero and published by Student Loan Hero. This book was released on 2011 with total page 170 pages. Available in PDF, EPUB and Kindle. Book excerpt: According to College Board, a year of tuition at a public four-year school in 1987 cost $3,190. Now, a year at that same school would cost $9,970. College prices are increasing, and going to school is more expensive than ever before. But that doesn't mean you have to resign yourself to borrowing hundreds of thousands of dollars to earn a degree. We at Student Loan Hero created this guide to a complicated financial aid system so that you know all your options and can make informed choices. I hope this encourages you to explore as many scholarship and grant opportunities as possible and navigate through the process of applying for federal and private student loans.
