Download or read book Buying Your Home written by Lien Bich Luu and published by Routledge. This book was released on 2021-09-05 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many young people aspire to own their own home but face a myriad of challenges such as high property prices, the need to raise a large deposit, and difficulties of getting a mortgage. The process of buying a property is also stressful, fraught with complexity and uncertainty, and a mistake can prove very costly. This book therefore provides a much-needed step-by-step guide to help those seeking to buy a property for the first time. Packed with helpful and practical tips, this book gives a complete overview of the house-buying process, including finance, legal and property aspects. The authors discuss a wide range of topics, including: creating the right mindset the pros and cons of home ownership how to choose a suitable property how to save for a deposit how to negotiate for a better price how to get a mortgage the steps in the house-buying process how to ensure that mortgage payments can always be met The book is written by experienced property buyers who have bought multiple properties, who have worked as a mortgage adviser and financial planner and who understand personal finance. It will be essential reading for undergraduate students in the field of accounting and finance and will also appeal to the general public, particularly those seeking to buy a property for the first time. After reading the book, readers will be able to map out a plan to buy their first property with greater confidence and make a better and more informed decision that will bring financial rewards.
Download or read book 12 Steps to Homeownership written by Mr John Wilhoit and published by Win Publishing. This book was released on 2017-06-29 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: John Wilhoit has done a masterful job of explaining the most important issues involving your path to home-ownership. I have known John and his work for almost 20-years now. He gives critical advice not talked about in other publications. If you follow John's advice, and sequence, you will enjoy home-ownership and all the benefits it offers. Read John's book and consider it a new opportunity to gain home-ownership without having to go it alone. For most people, home-ownership is the largest investment they will make. John helps you navigate around the mistakes that people make all too often. So many people just don't pay enough attention to the details and this book addresses how to avoid critical mistakes. John's book, and the help of a good Realtor, will put you on the path to home-ownership while making home-ownership a major cornerstone in the journey to financial independence. Richard Mendenhall 2001 President, National Association of REALTORS ----- The one over-arching objective of this book is to provide sound, practical step-by-step guidance on buying your first home while avoiding as many pitfalls as possible. 12 Steps to Home-Ownership presumes your exclusive reason for purchasing a home is to live in the home. 12 Steps to Home-Ownership is for people considering home-ownership and have a willingness to become educated about the process in advance so that when the opportunity comes their learning curve is short. The book is designed to prepare you for that moment in time when you can sign a contract for a home with confidence knowing that you've made a quality decision. Home-ownership is the bedrock of building wealth. There is no buying a second home, or third, without first buying the first one, right? Of course, there is far more to the process than just picking out a home with pretty colors and a nice door front. Answering the question of where you want to live creates a queasy feeling for many people; because we know where we "want" to live, then there is where we can afford to live. Balancing these two is part of the cognitive process of buying your first home. This book is a do-it-yourself version to home buying providing tools and guidance for asking the right questions in advance of making the home buying decision. It is a guidebook to assist in your personal journey in the decision-making process based on your inputs and assisted by team members you select to work on your behalf to come up with the best choices for you and your family. Home buying is nothing that anyone should do on their own; building your own team is a necessary step in creating a successful outcome. The objective of this book is to draw a road map to the decision-making process for becoming a homeowner. If you can purchase a home anywhere what are some of the absolute realities a first-time homeowner should consider before buying. Many readers will have family and friends that are homeowners. Certainly, some of your closest friends can provide some information about their own experiences. Yet, this is going to be your home. To use a simple example, who would you trust to go out and buy a car for you- sight unseen? Buying a home is one hundred times more personal. This place will be your castle, your shelter, your home. So, while it is fine to seek input from family and friends the ultimate decision is yours- the one paying for the purchase. That said, in this book we point you towards real-life areas to contemplate. We look at the heavy lifting- the thinking that needs to take place before, during and after you begin the search process.
Download or read book The Home Buyer s Organizer written by Todd Thornton and published by Sterling Publishing Company, Inc.. This book was released on 2006-03 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: This must-have interactive resource guides readers through the complicated process of buying a home and helps them stay organized as they make one of the biggest financial commitments of their lives. Designed to cut out the chaos, this user-friendly book helps consumers ask the right questions, make well-thought-out decisions, and avoid costly mistakes while enabling them to keep important information at their fingertips. Through checklists, worksheets, and succinct bulleted text for quick reference, this unique organizer covers everything from finances and house hunting to closing the deal and making the move. What’s more, it’s packed with special features, including numerous tabbed dividers with pockets for storing related papers by subject and a PVC business- card holder for keeping contact information at the ready.
Download or read book My First Home written by Shashank Shekhar and published by Createspace Independent Publishing Platform. This book was released on 2017-01-17 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: First time home buying is a special occasion in everyone's life. But because of the complexities around it, most people approach it with a mix of fear, anxiety, and uncertainty. This book was written with the sole purpose of making the process easier and more predictable. The book has tried to demystify the entire process by avoiding the jargon as much as possible. The book first helps you in deciding whether you are ready to buy or not and then gives a step by step instruction on what you can expect along the process should you decide to buy. The book takes it a step further and even advises you on steps you can take to remain a happy home owner. The book has been designed with a lot of thought, keeping you the reader in mind. It's broken down into 5 sections. Section 1 is titled "Getting Ready." It helps with the preliminary work you need to do to even consider home buying. Section 2 provides all the information you need to find your first home and get your offer accepted. Section 3 teaches you about different financing and down payment options. Section 4 details the loan process and the blunders to avoid. Section 5 is all about life after home ownership. From decorating ideas to how to pay off your mortgage faster, you will find invaluable tips in this section to stay a happy homeowner for years to come. Authored by Shashank Shekhar, a mortgage industry veteran and one of the top Loan Officers in the country, the tips and tricks come directly from the trenches.
Download or read book Individual retirement arrangements IRAs written by United States. Internal Revenue Service and published by . This book was released on 1990 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Your Home Loan Toolkit written by Consumer Financial Consumer Financial Protection Bureau and published by Createspace Independent Publishing Platform. This book was released on 2016-03-22 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: Buying a home is exciting and, let's face it, complicated. This booklet is a toolkit that can help you make better choices along your path to owning a home.
Download or read book Building Your Own Home written by Wasfi Youssef and published by Wiley. This book was released on 1988-11-09 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: Building Your Own Home A Step-by-Step Guide "This is an impressive undertaking. I've seen plenty of books about home construction techniques but this is the first one I've seen that packages construction information with the whole process of acquiring the property." --P. Gilbert Mercurio, Executive Vice President Westchester County Board of Realtors "Written by an expert in both design and construction, the book is highly readable and addresses each aspect of the home building process in terms of cost-effectiveness, quality and aesthetics." --Michel Sargious, PhD, P.Eng. Professor Department of Civil Engineering The University of Calgary Now Building Your Own Home puts complicated material into terms anyone can easily understand. From managing the construction process like a pro to mastering every legal and financial detail, you get step-by-step instruction to guide you through the entire construction process. It explains with 132 clarifying photographs and illustrations how each part of the house is built. You'll learn how to: * find a good lot and select an appropriate design * apply for a building permit, secure the best financing terms as well as the best insurance coverage * handpick top-notch independent contractors--and successfully manage their work * control every stage of construction, from door knobs to deck installation to the plumbing and electrical work Easy-to-read and filled with practical information, Building Your Own Home contains everything you need to build a customized house of your dreams.
Download or read book How To Buy A Home in 30 Days written by Shakeita Price and published by Independently Published. This book was released on 2021-05-24 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Does building generational wealth through homeownership sound like an impossible dream to you? Or do you think you might be ready to buy a home, but aren't sure how to make sure you get the best deal? Shakeita Price and Xavier Sams are here to help. Price and Sams earned their first degrees in counseling and social work. But after gaining more life experience they went on to become licensed in the real estate and mortgage lending industries. This allowed them to help anyone directly by ensuring they had the best tools, knowledge, and help available to build generational wealth through homeownership. "How to Buy a Home in 30 Days" is Price and Sams' latest outreach to assist families across the U.S. become homeowners. . By providing extensive information about the many home-buying options available, the many factors which can help individuals secure the most favorable home-buying terms, and interactive exercises to help you get your personal finances and research in order. Price and Sams have helped many individuals in SC, NC, and GA to become homeowners. Both are givers in their community and are proud members of Delta Sigma Theta Sorority, Inc. With this comprehensive guide to preparing your finances and planning ahead for your best home purchase, you can be ready to buy a home in 30 days.
Download or read book The Millennial s Guide to Homeownership written by N.D NGWANA and published by Billion Ideas Company. This book was released on 2023-08-05 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Navigating the world of homeownership can be daunting, especially for the millennial generation facing unique financial challenges. "The Millennial's Guide to Homeownership: From Saving to Signing" provides a clear, tailored roadmap for young adults looking to transform their dreams of owning a home into reality. Key insights include: Understanding the financial prerequisites for homeownership in today's market. Step-by-step guidance on the home-buying process, from saving for a down payment to navigating mortgage options. Strategies to bolster credit scores and secure favorable loan terms. Tips for finding the right property, including considerations for location, size, and future resale value. Navigating home inspections, negotiations, and the final closing process. Authored with the unique challenges and aspirations of millennials in mind, this guide demystifies complex real estate jargon and provides actionable strategies to overcome the hurdles of the current housing market. Moreover, the book emphasizes the importance of making informed and sustainable decisions that align with one's financial and personal goals. "The Millennial's Guide to Homeownership" is not just a book—it's a mentor, offering invaluable lessons and insights to empower a new generation of homeowners. If you're a millennial dreaming of owning your space, this guide is the key to unlocking the doors of your future home. Dive in and embark on a journey from saving to signing, all with confidence and clarity.
Download or read book Affordable Homes and Apartments Presents Achieving the Dream of Homeownership Early in Your Life A Step by Step Guide to Buying a Home written by Sylvia Black and published by Sylvia Black. This book was released on 2022-06-15 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: Certain things need to be done to prepare yourself for homeownership unless you are already prepared. When you locate that dream home you want to be sure this is the one for you and your family. Know when to sign papers and what papers you are signing. Be prepared for the responsibility. This book will help you prepare you. Understand the financial rewards of owning a home. Decide, is homeownership right for you? Learn how to prepare yourself financially. Learn how to curb your spending and know how to monitor your credit. Understand the importance of good credit. Know your rights as a homebuyer. Know what is prohibited and know what is covered. Know how to file a complaint . Learn how not to be a victim of a Scam or Loan Fraud. And beware of Predatory and Abusive Lending Practices. Learn how to shop for a home and get introduced to your Home Buying Team. Learn about Section 8 Homeownership Vouchers. Learn about down payment and closing cost assistance. Grants, low interest rate loans, low down payment loans, government backed loans, mortgages for seniors and more. Be prepared for a successful closing. Know what closing costs and settlement procedures are. Know what to expect at the closing table. Know when you will get your keys to your new home. Learn how to make an offer and a counter-offer if necessary. Know the difference between an Earnest Money Deposit and a Down Payment. All in my book “Affordable Homes and Apartments presents “Achieving the Dream of Homeownership Early in Your Life - A Step-by-Step Guide to Buying a Home” by Sylvia Black on sale at www.HousingAndEmergencyServicesForLowIncomePeople.Com
Download or read book How to Buy Your Home written by Mindy Jensen and published by . This book was released on 2020-10-15 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Finally Home written by and published by . This book was released on 2020-05-18 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Finally! A book that makes real estate easy. With clear explanations and easy to follow steps, this book contains all the necessary information to fix your credit and purchase your first home. The wealth of knowledge you'll gain and implement from this book:?Why credit is king?How to save to purchase your desired home?Why your first home should be a multi-family?Why you need a real estate team?Loan types and what best for you?.?and more!The book you've been looking for that reads like a conversation.Tayla Made Real Estate Easy
Download or read book 1st Time Home Buyers Guide written by Hoyt F. Kelley and published by F Y I Distributing Company. This book was released on 1994-10-01 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: Offers tips for saving money by eliminating or reducing unnecessary "non-home" costs, including real estate, home inspection, legal, and financing fees
Download or read book Buy Your First Home Paperback written by Regina Brown and published by Lulu.com. This book was released on 2012-10-30 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: For renters who dream of becoming home owners, this comprehensive guide shows each phase of the home buying process in a simple step-by-step manual.
Download or read book First Time Home Buying 101 written by Shashank Shekhar and published by Createspace Independent Publishing Platform. This book was released on 2010-03-17 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: A complete step-by-step guide of the home buying process, written in everyday common language that every first time home buyer can understand.
Download or read book Finally Home written by Tayla Andre and published by . This book was released on 2020-05-18 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: Finally! A book that makes real estate easy. With clear explanations and easy to follow steps, this book contains all the necessary information to fix your credit and purchase your first home. The wealth of knowledge you'll gain and implement from this book: -Why credit is king-How to save to purchase your desired home-Why your first home should be a multi-family-Why you need a real estate team-Loan types and what best for you-....and more!The book you've been looking for that reads like a conversation.
Download or read book Buying Your First House written by Keith Hudson and published by Independently Published. This book was released on 2024-06 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Embarking on the journey to homeownership can be both exhilarating and daunting. "Buying Your First House: A Comprehensive Guide to Navigating the Journey of Home Ownership" is your essential companion through every step of this life-changing process. Whether you're dreaming of a cozy suburban home, a chic urban loft, or a peaceful countryside retreat, this guide offers the insights and tools you need to make informed decisions and achieve your goal. Inside this comprehensive guide, you'll discover: - Step-by-Step Guidance: Follow a clear, logical progression from the initial dream of homeownership to closing the deal and moving in. Each chapter demystifies complex real estate jargon and breaks down the process into manageable steps. - Financial Insights: Learn how to assess your financial readiness, improve your credit score, and explore various financing options. Detailed tips on budgeting, saving for a down payment, and understanding mortgages will empower you to make sound financial choices. - House Hunting Tips: Find the perfect home with practical advice on identifying your needs, scouting neighborhoods, and evaluating properties. Discover how to work with real estate agents, attend open houses, and negotiate offers. - Legal and Technical Know-How: Navigate the legal intricacies of homebuying with confidence. Understand the importance of home inspections, appraisals, and insurance, and learn how to review contracts and closing documents. - Real-Life Examples: Gain insights from real-life case studies and experiences shared by first-time homebuyers. These stories provide valuable lessons and highlight common pitfalls to avoid. - Helpful Resources: Access checklists, worksheets, and templates designed to simplify your journey. From tracking your budget to comparing loan offers, these tools will keep you organized and focused. Written by a seasoned real estate professional, "Buying Your First House" combines expert advice with practical strategies to help you achieve your dream of homeownership. Whether you're just starting your research or ready to make an offer, this guide is your trusted partner in navigating the exciting path to your first home. Make your homeownership dreams a reality with confidence and clarity!
