Download or read book The State of the Nation s Housing Market written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2010 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The State of the Nation s Housing written by and published by . This book was released on 2003 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The State of the Nation written by Derek Curtis Bok and published by Harvard University Press. This book was released on 1998 with total page 502 pages. Available in PDF, EPUB and Kindle. Book excerpt: The author shows that although Americans are better off today in most areas than they were in 1960, they have performed poorly compared with other leading industrial nations.

Download or read book Full Committee Hearing on the State of the Nation s Housing Sector written by United States. Congress. House. Committee on Small Business and published by . This book was released on 2009 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Social Health of the Nation written by Marc Miringoff and published by Oxford University Press. This book was released on 1999-07-01 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is written for people who are skeptical and uneasy when they hear politicians, economists, and reporters tell Americans "You're never had it so good" as they recite lists of leading economic indicators. The Social Health of a Nation, as its subtitle indicates, tell us, "How America is Really Doing." The facts in this book confirm what many American know intuitively - they are not better off now, not with income inequality at its worst level in fifty years, not with more and more Americans dropped from insurance rolls, not with thousands of Americans feeling the effects of corporate downsizing, not with real wages on a long term decline. This book provides the facts to see the rest of the picture, the condition of the American national spirit that can never be revealed by economic indicators alone. It also provides a forceful argument that, without the social side of the picture, Americans are in the dark about the nation's progress. This book as not an ideological tract, however. It's purpose is portrayal, not prescription. Not everything reported is bad news; an entire chapter is devoted to indicators of improving social performance. Because it does not advocate, for example, a return to big government or any quick-fix solution, this book will be welcomed by readers from all parts of the political spectrum or of no particular political persuasion. It will appeal to concerned individuals from business, government, clergy, and other professions, and to those who represent no interest group. It will also be widely used as supplemental text in a variety of sociology, economics, and political science courses. The Social Health of the Nation is written by two sociologists, Marc and Luisa Miringoff. Marc is currently the Professor of Social Welfare Policy at Fordham University Graduate Center, and the founder and Director of the Fordham Institute for Innovation in Social Policy. Luisa is Professor of Socioogy at Vassar College, where she has served as Department Chair and Director of its Urban Studies Program. Both earned Ph.D. degrees from the University of Chicago. Since 1987, Marc has headed a research team to develop the Index of Social Health, a nationally recognized social barometer that has been featured in ten New York Times and four Washington Post articles. This index has commanded increasingly large electronic and print media attention because of its powerful presentation of trends in family life, income, health, housing, child poverty, and other social indicators of everyday life in the United States. The Social Health of the Nation will include the previously unreleased and very newsworthy Index for 1998. But it will contain much more. Influenced by the effectiveness of the Index of Social Health, in the summer of 1996, the Ford Foundation approached the authors with a plan. Alarmed by a lack of government attention in the United States to monitoring the nation's social health, the Foundation had a vision of creating a book building on the Index of Social Health, to show what is needed to advance this field and deepen its impact. To that end, the Foundation provided financial assistance for the book's development by funding Miringoff's Fordham Institute for Innovation in Social Policy to convene a twenty-five member team, the Working Group on Social Indicators, including nationally known pollster, Daniel Yankelovich, and Director of Research and Vice President of CNN, Judy Milestone. Each member of the Working Group was motivated to improve social reporting in the United States. They came from the media, universities, and government, representing fields as diversse as law, medicine, sociology, and economics. The vision of the Ford Foundation, with the assistance of this working group, has now become a reality in The Social Health of the Nation, a nine chapter book written by Marc and Marque Luisa Miringoff. This book does show the other side of the Official Portrait of How America is Doing, providing comprehensive coverage of improving, shifting, and worsening social performance. It fills in the blanks after all the economic indicators are posted. The book contains surprises, the same kind that have been made the yearly release of the Social Index of Health a subject of media attention for twelve years, an index whose 1998 figures will be released exclusively in this book. While some of the indicators will shock, other will give reason for hope, as we see evidence of improved performance in unlikely places. For those whose livelihoods and well-being depend on the social health of the United States, this book provides the information necessary to find creative solutions for improved performance. For students in a wide range of courses this book will become required reading.

Download or read book How We re Changing Demographic State of the Nation written by and published by . This book was released on 1996 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Housing the Nation a Singapore Policy Story written by Kim Hin / David Ho and published by Partridge Publishing Singapore. This book was released on 2020-12-17 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: Chapter 1 takes a close look at a unique and state-of-the-art dynamic, structural public housing macroeconomic model (DSPHM), based on an open economy for several key macroeconomic variables, actual and expected, as well as the demand for new HDB flats sold. This Chapter readily adopts the DSPHM for simulating two scenarios, namely a “no change” first scenario and a public housing “deregulation” second scenario. Chapter 2 explores the relationship between several economic factors and the demand for public housing in Singapore and Hong Kong, deploying the innovative and versatile system dynamics model, to shed better understanding on the policy implications of assisted ownership housing. The Chapter assesses the demand for new flats of the Singapore and Hong Kong economies, under certain macroeconomic policy changes, suitable for their unique situations. Chapter 3 is concerned with the underlying structural relationships that affect Singapore’s public housing policy to potentially privatize the HDB concessionary-rate mortgages for HDB homebuyers. Such a potential privatization infuses and sustains price competitiveness among the domestic private banks in Singapore, and lead to improved efficiency among them as well as the Singapore economy at large. Chapter 4 is concerned with the binomial option-pricing model, proposed by Cox, Ross and Rubinstein (1979), which is appropriate to represent the movement of the underlying HDB resale flat prices, subject to private market forces in HDB’s large scale public housing secondary resale market. The HDB Main Upgrading Program (MUP) is a heavily subsidized and highly targeted public housing policy. Since its inception in 1992, the HDB has budgeted some S$3 billion to finance the MUP policy. Chapter 5 recognizes housing affordability to be always an issue of concern to many Singaporean homebuyers because shelter forms one of the basic life necessities. The corresponding private residential market in Singapore offers quality and premium private residential accommodation for homebuyers, who prefer the private residential market. The appropriate affordability model is a multi-factor housing affordability index (HAI) model, which considers the ability to provide down payment and to service the mortgage taken up. Lastly, Chapter 6 offers the book’s conclusion.

Download or read book Federal Register written by and published by . This book was released on 2012-06 with total page 620 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Permanent Supportive Housing written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2018-08-11 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: Chronic homelessness is a highly complex social problem of national importance. The problem has elicited a variety of societal and public policy responses over the years, concomitant with fluctuations in the economy and changes in the demographics of and attitudes toward poor and disenfranchised citizens. In recent decades, federal agencies, nonprofit organizations, and the philanthropic community have worked hard to develop and implement programs to solve the challenges of homelessness, and progress has been made. However, much more remains to be done. Importantly, the results of various efforts, and especially the efforts to reduce homelessness among veterans in recent years, have shown that the problem of homelessness can be successfully addressed. Although a number of programs have been developed to meet the needs of persons experiencing homelessness, this report focuses on one particular type of intervention: permanent supportive housing (PSH). Permanent Supportive Housing focuses on the impact of PSH on health care outcomes and its cost-effectiveness. The report also addresses policy and program barriers that affect the ability to bring the PSH and other housing models to scale to address housing and health care needs.

Download or read book The Walls around Opportunity written by Gary Orfield and published by Princeton University Press. This book was released on 2024-04-16 with total page 400 pages. Available in PDF, EPUB and Kindle. Book excerpt: The case for race-conscious education policy In our unequal society, families of color fully share the dream of college but their children often attend schools that do not prepare them, and the higher education system gives the best opportunities to the most privileged. Students of color hope for college but often face a dead end. For many young people, racial inequality puts them at a disadvantage from early childhood. The Walls around Opportunity argues that colorblind policies have made college inaccessible to a large share of students of color, and reveals how policies that acknowledge racial inequalities and set racial equality goals can succeed where colorblindness has failed. Gary Orfield paints a troubling portrait of American higher education, explaining how profound racial gaps imbedded in virtually every stage of our children’s lives pose a major threat to communities of color and the nation. He describes how the 1960s and early 1970s was the only period in history to witness sustained efforts at racial equity in higher education, and how the Reagan era ushered in today’s colorblind policies, which ignore the realities of color inequality. Orfield shows how this misguided policy has resegregated public schools, exacerbated inequalities in college preparation, denied needed financial aid to families, and led to huge price increases over decades that have seen little real gain in income for most Americans. Now with a new afterword that discusses the 2023 Supreme Court decision to outlaw affirmative action in college admissions, this timely and urgent book shows that the court’s colorblind ruling is unworkable in a society where every aspect of opportunity and preparation is linked to race, and reveals the gaps in the opportunity pipeline while exploring the best ways to address them in light of this decision.

Download or read book Segregation written by James H. Carr and published by Routledge. This book was released on 2008-04-18 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: The new imperative for equality / James H. Carr and Nandinee K. Kutty -- Origins of economic disparities : historical role of housing segregation / Douglas S. Massey -- From credit denial to predatory lending : the challenge of sustaining minority homeownership / Kathleen C. Engel and Patricia A. McCoy -- Housing and education : the inextricable link / Deborah McKoy and Jeffrey M. Vincent -- Residential segregation and employment inequality / Margery Austin Turner -- Impacts of housing and neighborhoods on health : pathways, racial/ethnic disparities, and policy directions / Dolores Acevedo-Garcia and Theresa L. Osypuk -- Neighborhood segregation, personal networks, and access to social resources / Rachel Garshick Kleit -- Continuing isolation : segregation in America today / Ingrid Gould Ellen -- Trends in the U.S. economy : the evolving role of minorities / Dean Baker and Heather Boushey -- The prospects and pitfalls of fair housing enforcement efforts / Gregory D. Squires -- Attaining a just (and economically secure) society / James H. Carr and Nandinee K. Kutty.

Download or read book Introduction to Housing written by Katrin B. Anacker and published by University of Georgia Press. This book was released on 2018-06-01 with total page 497 pages. Available in PDF, EPUB and Kindle. Book excerpt: This foundational text for understanding housing, housing design, homeownership, housing policy, special topics in housing, and housing in a global context has been comprehensively revised to reflect the changed housing situation in the United States during and after the Great Recession and its subsequent movements toward recovery. The book focuses on the complexities of housing and housing-related issues, engendering an understanding of housing, its relationship to national economic factors, and housing policies. It comprises individual chapters written by housing experts who have specialization within the discipline or field, offering commentary on the physical, social, psychological, economic, and policy issues that affect the current housing landscape in the United States and abroad, while proposing solutions to its challenges.

Download or read book Chasing the American Dream written by William M. Rohe and published by Cornell University Press. This book was released on 2018-07-05 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high. Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought? Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.

Download or read book A Brief History of Doom written by Richard Vague and published by University of Pennsylvania Press. This book was released on 2019-03-25 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial crises happen time and again in post-industrial economies—and they are extraordinarily damaging. Building on insights gleaned from many years of work in the banking industry and drawing on a vast trove of data, Richard Vague argues that such crises follow a pattern that makes them both predictable and avoidable. A Brief History of Doom examines a series of major crises over the past 200 years in the United States, Great Britain, Germany, France, Japan, and China—including the Great Depression and the economic meltdown of 2008. Vague demonstrates that the over-accumulation of private debt does a better job than any other variable of explaining and predicting financial crises. In a series of clear and gripping chapters, he shows that in each case the rapid growth of loans produced widespread overcapacity, which then led to the spread of bad loans and bank failures. This cycle, according to Vague, is the essence of financial crises and the script they invariably follow. The story of financial crisis is fundamentally the story of private debt and runaway lending. Convinced that we have it within our power to break the cycle, Vague provides the tools to enable politicians, bankers, and private citizens to recognize and respond to the danger signs before it begins again.

Download or read book The State of the Cities written by and published by . This book was released on 1998 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Housing Policy in the United States written by Alex F. Schwartz and published by Routledge. This book was released on 2021-04-28 with total page 333 pages. Available in PDF, EPUB and Kindle. Book excerpt: The fourth edition of Housing Policy in the United States refreshes its classic, foundational coverage of the field with new data, analysis, and comparative focus. This landmark volume offers a broad overview that synthesizes a wide range of material to highlight the significant problems, concepts, programs and debates that all defi ne the aims, challenges, and milestones within and involving housing policy. Expanded discussion in this edition centers on state and local activity to produce and preserve affordable housing, the impact and the implications of reduced fi nancial incentives for homeowners. Other features of this new edition include: • Analysis of the impact of the Tax Cuts and Jobs Act of 2017 on housing- related tax expenditures; • Review of the state of fair housing programs in the wake of the Trump Administration’s rollback of several key programs and policies; • Cross- examination of U.S. housing policy and conditions in an international context. Featuring the latest available data on housing patterns and conditions, this is an excellent companion for graduate and advanced undergraduate courses in urban studies, urban planning, sociology and social policy, and housing policy.

Download or read book Privatization of Fannie Mae and Freddie Mac written by Harold L. Bunce and published by DIANE Publishing. This book was released on 1997 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report demonstrates that a significant proportion of prospective homeowners remains underserved by the mortgage finance industry. The report reviews and evaluates the framework of housing goals that has been established by Fannie Mae and Freddie Mac. It finds that the housing goals represent a promising approach to focusing their resources on the mortgage credit needs of homebuyers. Such a programmatic emphasis by these enterprises represents an appropriate exchange for the benefits that they receive through their ties with the Federal government.