Download or read book Save More Tomorrow written by Shlomo Benartzi and published by Penguin. This book was released on 2012-04-12 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of the world’s top experts in behavioral finance offers innovative strategies for improving 401(k) plans. Half of Americans do not have access to a retirement saving plan at their workplace. Of those who do about a third fail to join. And those who do join tend to save too little and often make unwise investment decisions. In short, the 401(k) world is in crisis, and workers need help. Save More Tomorrow provides that help by focusing on the behavioral challenges that led to this crisis inertia, limited self-control, loss aversion, and myopia—and transforms them into behavioral solutions. These solutions, or tools, are based on cutting edge behavioral finance research and they can dramatically improve outcomes by, for example, helping employees: -Save, even if they aren’t ready to do so now, by using future enrollment. -Save more by showing them images of their future selves. -Save smarter by reshuffling the order of funds on the investment menu. Save More Tomorrow is the first comprehensive application of behavioral finance to improve retirement outcomes. It also makes it easy for plan sponsors and their advisers to apply these behavioral tools using its innovative Behavioral Audit process.
Download or read book Drawdown written by Paul Hawken and published by Penguin. This book was released on 2017-04-18 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: • New York Times bestseller • The 100 most substantive solutions to reverse global warming, based on meticulous research by leading scientists and policymakers around the world “At this point in time, the Drawdown book is exactly what is needed; a credible, conservative solution-by-solution narrative that we can do it. Reading it is an effective inoculation against the widespread perception of doom that humanity cannot and will not solve the climate crisis. Reported by-effects include increased determination and a sense of grounded hope.” —Per Espen Stoknes, Author, What We Think About When We Try Not To Think About Global Warming “There’s been no real way for ordinary people to get an understanding of what they can do and what impact it can have. There remains no single, comprehensive, reliable compendium of carbon-reduction solutions across sectors. At least until now. . . . The public is hungry for this kind of practical wisdom.” —David Roberts, Vox “This is the ideal environmental sciences textbook—only it is too interesting and inspiring to be called a textbook.” —Peter Kareiva, Director of the Institute of the Environment and Sustainability, UCLA In the face of widespread fear and apathy, an international coalition of researchers, professionals, and scientists have come together to offer a set of realistic and bold solutions to climate change. One hundred techniques and practices are described here—some are well known; some you may have never heard of. They range from clean energy to educating girls in lower-income countries to land use practices that pull carbon out of the air. The solutions exist, are economically viable, and communities throughout the world are currently enacting them with skill and determination. If deployed collectively on a global scale over the next thirty years, they represent a credible path forward, not just to slow the earth’s warming but to reach drawdown, that point in time when greenhouse gases in the atmosphere peak and begin to decline. These measures promise cascading benefits to human health, security, prosperity, and well-being—giving us every reason to see this planetary crisis as an opportunity to create a just and livable world.
Download or read book Allergy and Celiac Diets With Ease Revised Money and Time Saving Solutions for Food Allergy and Gluten Free Diets written by Nicolette M. Dumke and published by Allergy Adapt, Inc.. This book was released on 2008-12 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: In times of economic distress, what is a person on a food allergy or gluten-free diet to do? How can we manage with less money and limited time? Learn to shop easily and stock your kitchen economically for maximum efficiency, and identify nutritious foods that you can eat.
Download or read book Green Intentions written by Brett Wills and published by CRC Press. This book was released on 2020-10-28 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: Developed by a plant manager who experienced first-hand the challenges to going green in a business environment, Green Intentions provides organizations with a simple, straightforward, and practical approach to green the Green Value Stream (GVS) process that is as mindful as it is profitable. Based on the highly successful, Lean philosophy, the GVS process shows you how to quickly identify, measure, and minimize the seven green wastes to realize immediate cost savings. With the initial savings from harvesting the low-hanging fruit, organizations will have the support and momentum needed to eliminate each of the green wastes, leading to environmental sustainability and the substantial business benefits that follow, including increased revenues, new customers, employee retention, innovation, and increased shareholder value. Part I, Going Green shows how the green value stream provides a dynamic, proven, and successful approach to going green. It also defines each of the seven green wastes, explains the overall green value stream process, provides guidance on implementing it in your organization, and shows how to map your green value stream. Part II, The Seven Green Wastes provides a step-by-step process for minimizing and eliminating each of the seven wastes. It includes real-life examples illustrating the environmental and economic benefits associated with moving toward the elimination of each. The book also includes: A Green Dictionary that defines current terms associated with the green movement Web links and other resources to help you in your journey toward environmental sustainability An environmental primer that clears through the rhetoric to give you a clear picture of what is going on with the environment and what the end goal of environmental and overall sustainability needs to look like
Download or read book Fair Share written by Isaac Elishakoff and published by Springer Nature. This book was released on with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Traveling Salesman written by Gerhard Reinelt and published by Springer. This book was released on 2003-08-02 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: Still today I am receiving requests for reprints of the book, but unfortunately it is out of print. Therefore, since the book still seems to receive some attention, I p- posed to Springer Verlag to provide a free online edition. I am very happy that Springer agreed. Except for the correction of some typographical errors, the online edition is just a copy of the printed version, no updates have been made. In particular, Table 13.1 gives the status of TSPLIB at the time of publishing the book. For accessing TSPLIB the link http://www.iwr.uni-heidelberg.de/iwr/comopt/software/TSPLIB95/ should be used instead of following the procedure described in Chapter 13. Heidelberg, January 2001 Gerhard Reinelt Preface More than ?fteen years ago, I was faced with the following problem in an assignment for a class in computer science. A brewery had to deliver beer to ?ve stores, and the task was to write a computer program for determining the shortest route for the truck driver to visit all stores and return to the brewery. All my attemps to ?nd a reasonable algorithm failed, I could not help enumerating all possible routes and then select the best one.
Download or read book IBPS Bank PO Quantitative Aptitude Guide written by dueNorth Academics (An IIM Alumni Body) and published by Bloomsbury Publishing. This book was released on 2016-09-29 with total page 395 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book has been designed on the premise of 3 Cs – Comprehensive, Conceptual Clarity and Concise. Authors have given special attention to work upon the speed and accuracy of the students through development of logical methods to understand the concepts, thought process enrichment of mind and short cut techniques to solve a question. There are ample numbers of typical questions from all the concepts essential for IBPS Bank PO examination given in the book. To assess one's preparation level, previous years papers and mock papers are appended both in the book and attached CD. CD provides timer based test papers with state-of-the-art analysis of individual's performance that will help the students tame the examination successfully. USPs 1. Comprehensive coverage of all the topics 2. A large number of worked-out examples and practice questions with solutions 3. Contains tricks and techniques with explanations – for faster solving of questions 4. CD containing five test papers with timer and analysis Previous years' papers and mock papers for practice
Download or read book Network Security Firewalls and VPNs written by J. Michael Stewart and published by Jones & Bartlett Publishers. This book was released on 2013-07-11 with total page 503 pages. Available in PDF, EPUB and Kindle. Book excerpt: This fully revised and updated second edition provides a unique, in-depth look at the major business challenges and threats that are introduced when an organization's network is connected to the public Internet. It provides a comprehensive explanation of network security basics, including how hackers access online networks and the use of Firewalls and VPNs to provide security countermeasures. Using examples and exercises, this book incorporates hands-on activities to prepare the reader to disarm threats and prepare for emerging technologies and future attacks. Topics covered include: the basics of network security--exploring the details of firewall security and how VPNs operate; how to plan proper network security to combat hackers and outside threats; firewall configuration and deployment and managing firewall security; and how to secure local and internet communications with a VP. --
Download or read book Preserving and Strengthening Social Security written by United States. Congress. House. Committee on Ways and Means and published by . This book was released on 1999 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Complete Idiot s Guide to Household Solutions written by Melodie Moore and published by Penguin. This book was released on 1998 with total page 406 pages. Available in PDF, EPUB and Kindle. Book excerpt: Gathers tips on cleaning, entertaining, decorating, home repairs, eliminating pet odors, and solving health and beauty problems
Download or read book QUANTITATIVE APTITUDE FOR CAT SECOND EDITION written by GUHA, ABHIJIT and published by PHI Learning Pvt. Ltd.. This book was released on 2019-07-01 with total page 705 pages. Available in PDF, EPUB and Kindle. Book excerpt: This fully-solved book has been developed exactly to suit the need of the CAT aspirants. The objective of this textbook is to test the skill of the candidate in applying the concept and logic in solving problems in Quantitative ability section. The USP of the book is that each chapter opens with a self-diagnostic test with analysis so that each aspirant can self-assess one's level and it also guides him the tactics for preparation for that chapter. Main text has been designed with CTP technique (Concept Through Problem) where each concept/theorem/rule has been explained with the help of an illustrated problem following it. CTP enables the reader to master over the concept and to learn as how to apply this in solving a problem in CAT. KEY FEATURES • Each Chapter has Quick concept followed by main text. • It includes Practice sets of problems (with answers and solutions) under three headings: o CAT–START o CAT–TITA (Non-MCQ) o CAT–SPEED • It incorportaes 800 + solved examples and 1500 + practice problems • The Learning Centre section on our website www.phindia.com contains: o Previous years' CAT papers with answers o Mock CAT papers
Download or read book CAT Quantitative Aptitude QA Study Notes 2024 Topic wise Theory Practice MCQs for Management Entrance Exams written by EduGorilla Prep Experts and published by EduGorilla Community Pvt. Ltd.. This book was released on with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: EduGorilla's CAT QA Study Notes are the best-selling notes for B-School Aspirants This Book includes topics from CAT QA syllabus - Averages ,Profits and Loss ,Simple & Compound Interest ,Mixtures, and others The content is well-researched and covers all topics related to CAT Quantitative Aptitude. The book is designed to help students prepare thoroughly for their CAT exam, with topic-wise study notes that are comprehensive and easy to understand. EduGorilla's CAT Notes also include solved multiple-choice questions (MCQs) for self-evaluation, allowing students to gauge their progress and identify areas that require further improvement. This Book is perfect for understanding the pattern and type of questions asked in CAT, making them a valuable resource for exam preparation.
Download or read book International Milk Dealer written by and published by . This book was released on 1920 with total page 1000 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Customer Centric Innovation in Finance written by Erin B Taylor and published by Kogan Page Publishers. This book was released on 2024-04-03 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: The competition landscape of finance is changing fast and it has never been so important for the finance industry to truly understand their customers. Customer-Centric Innovation in Finance helps finance and fintech innovators understand customers' behavioural motivations to drive effective product development. Relying on quantitative data is not enough: numbers can be great at telling us what people are doing but they often fail to explain why people do what they do. And if a service doesn't exist yet, there is no data to tell us how people use it. Human insights, behavioural science and qualitative data add immense value to product development. Readers will learn to innovate smarter by getting a firm understanding of why customers like their solutions and how they adapt them to suit their needs. The book presents real-life examples throughout of how customers are changing their behaviour in response to a fast-evolving financial landscape and provides practical advice on how to transform such insights into innovation. It explores how to produce customer insights for services that don't exist yet, for instance Central Bank Digital Currencies (CBDCs). It also provides descriptions of hands-on tools to build new insights and apply them to innovation and of methodologies such as portable kits, personas, digital ethnography, observations and interviews.
Download or read book The Business Year Ecuador 2023 written by and published by The Business Year. This book was released on with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Business Year: Ecuador 2023 is our eighth annual publication focusing on the Ecuadorian economy, and has a a particular emphasis on sustainability in the post-COVID-19 era. This 160-page publication features around 150 interviews with C-level executives from various sectors, including finance, the green economy, tourism, energy and renewables, mining and hydrocarbons, health and education, construction and real estate, industry, IT and telecoms, and transport and logistics. These interviews provide valuable insights into how businesses are integrating sustainability into their strategies, promoting responsible practices and contributing to Ecuador’s sustainable development agenda. By documenting Ecuador’s ongoing transformation toward a more sustainable economy, The Business Year aims to inform the international business community about the opportunities, challenges, and success stories emerging from this remarkable journey.
Download or read book Global Purchasing and Supply Management written by Victor H. Pooler and published by Springer Science & Business Media. This book was released on 2005-12-19 with total page 443 pages. Available in PDF, EPUB and Kindle. Book excerpt: Achieving the promise of e-business Two divergent approaches exist in purchasing and supply management organizations today, which give at least the perception of conflicting direction: 1. Some organizations, counseled by consultants and e-procurement software suppliers, but without a clear understanding of current actual procurement processes, have implemented expensive systems with the expectations of tremendous savings and spectacular supply chain improvements. The results often haven’t lived up to the claims. 2. Many buyers and purchasing managers, failing to grasp the potential benefits from e-procurement, have resisted change, and not given their full support to system improvements. Those who have delayed have missed the opportunities of vastly improved processes and supplier contributions. Both have valid viewpoints, but neither has delivered on the true promise of supply chain improvements, so the lessons of this book should benefit both. Active supporters of e-procurement can benefit from understanding the “nuts and bolts” approach to the fundamental supply management processes in a global context. Moreover, buyers and their managers with a better vision of the future will be better prepared to adapt to and support the needed changes.
Download or read book Mechanical Engineering written by American Society of Mechanical Engineers and published by . This book was released on 1921 with total page 1162 pages. Available in PDF, EPUB and Kindle. Book excerpt: "History of the American society of mechanical engineers. Preliminary report of the committee on Society history," issued from time to time, beginning with v. 30, Feb. 1908.
