Download or read book Agricultural Finance by Commercial Banks written by Shivaji and published by APH Publishing. This book was released on 2007 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book 'Agricultural Finance by Commercial Banks' is an attempt made by Dr. K. Sivaji, M.Com., M.Phil., Ph.D., to establish the linkage between commercial bank loans and actual requirement by agricultural sectors. Bank finance is an important that the allocation of bank credit must be in accordance with the priorities of the plan. It is recognized that agricultural development pre-supposes a greater flow of inputs as well as institutional and organizational reforms. Agricultural credit is one of the most crucial inputs in all agricultural development programs. New Book

Download or read book The Role Of Commercial Banks For The Rural Development written by Pragnesh J and published by Infotech. This book was released on 2023-02 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In modern times, banks are seen as essential and important parts of every economy. They are an important part of a country's rapid and all-around economic growth, especially in a developing economy like India. They act as an "engine for economic growth" by providing many different services. In the developed countries of the world, banks and economic activities are so closely connected that most economic transactions are done with bank money or credit money. In fact, it's hard to imagine how a modern economy could work without a good banking system. Banks have been called the "core" of the country's financial system for a good reason. Banks take money from the public and then lend it out or invest it. They not only provide services to customers, but their actions also have a direct effect on the amount of production, distribution, consumption, jobs, income, etc.

Download or read book Development of Rural Financial Markets to Sub Saharan Africa written by Sabapathy Thillairajah and published by World Bank Publications. This book was released on 1994 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: World Bank Environment Paper 6. Here is a holistic approach to analyzing the environmental impact of various power systems. Unlike standard impact studies that begin at the project level, this method calls for environmental assessments that start at the planning stage of a national framework for energy policymaking. The framework would take into account the energy needs of Sri Lanka's total economy. It also would make it easier to incorporate environmental goals into power sector decisionmaking at the critical investment stage. Sri Lanka's development options for the power sector are reviewed in detail. Topics include alternative ways to assess the economic value of a power plant's impact on biodiversity, human health, and air and water pollution. The study also assesses which energy planning options work best and recommends ways in which the Ceylon Electricity Board can improve its environmental policies.

Download or read book The Basic Analytics of Access to Financial Services written by Thorsten Beck and published by World Bank Publications. This book was released on 2006 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt: Access to financial services, or rather the lack thereof, is often indiscriminately decried as a problem in many developing countries. The authors argue that the "problem of access" should rather be analyzed by identifying different demand and supply constraints. They use the concept of an access possibilities frontier, drawn for a given set of state variables, to distinguish between cases where a financial system settles below the constrained optimum, cases where this constrained optimum is too low, and-in credit services-cases where the observed outcome is excessively high. They distinguish between payment and savings services and fixed intermediation costs, on the one hand, and lending services and different sources of credit risk, on the other hand. The authors include both supply and demand side frictions that can lead to lower access. The analysis helps identify bankable and banked population, the binding constraint to close the gap between the two, and policies to prudently expand the bankable population. This new conceptual framework can inform the debate on adequate policies to expand access to financial services and can serve as the basis for an informed measurement of access.

Download or read book Banking in China written by V. Cousin and published by Palgrave Macmillan. This book was released on 2011-01-01 with total page 334 pages. Available in PDF, EPUB and Kindle. Book excerpt: Chinese banks have been making headlines recently, but what lies beneath? Banking in China appears different. What explains the current arrangement? What can we expect from such a banking industry in the future? This book answers these two questions in a fully revised second edition and contributes to a new understanding of Chinese banks.

Download or read book The Role of Commercial Banks in India s Developing Economy written by B. P. Sharma and published by New Delhi : S. Chand. This book was released on 1974 with total page 442 pages. Available in PDF, EPUB and Kindle. Book excerpt: Monograph on the role of commercial banks in the economic development of India - includes industrial banking, agricultural banking, savings mobilisation, export credit, agricultural credit and other forms of financing, and covers ownership, nationalization, social controls, management development, etc. Bibliography pp. 405 and 406 and statistical tables.

Download or read book Germany s Three Pillar Banking System written by International Monetary Fund and published by International Monetary Fund. This book was released on 2004-06-21 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: German banks tend to be less profitable than their foreign counterparts. This paper estimates the likely effect of the phaseout of state guarantees for public sector banks, reviews the various ways in which public policy could contribute to their restructuring, and discusses the various arguments for and against public involvement in banking.

Download or read book Commercial Banks and Rural Development written by Rama Nand Pandey and published by . This book was released on 1989 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Stages of Growth Theory and Money Flows from Commercial Banks in Timber dependent Communities written by Con H. Schallau and published by . This book was released on 1980 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: The flow of funds from commercial banks in western Oregon may indicate how a timber shortfall will affect community stability. Results suggest the inappropriateness of a single public forest management policy.

Download or read book Commercial Banking written by G. P. Kapoor and published by APH Publishing. This book was released on 2004 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Dynamics of Rural Development in India written by Keshav Dev Gaur and published by Mittal Publications. This book was released on 1992 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book AKASHVANI written by All India Radio (AIR), New Delhi and published by All India Radio (AIR),New Delhi. This book was released on 1980-10-19 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Akashvani" (English) is a programme journal of ALL INDIA RADIO, it was formerly known as The Indian Listener. It used to serve the listener as a bradshaw of broadcasting ,and give listener the useful information in an interesting manner about programmes, who writes them, take part in them and produce them along with photographs of performing artists. It also contains the information of major changes in the policy and service of the organisation. The Indian Listener (fortnightly programme journal of AIR in English) published by The Indian State Broadcasting Service, Bombay, started on 22 December, 1935 and was the successor to the Indian Radio Times in English, which was published beginning in July 16 of 1927. From 22 August ,1937 onwards, it used to published by All India Radio, New Delhi. From 1950,it was turned into a weekly journal. Later, The Indian listener became "Akashvani" (English ) w.e.f. January 5, 1958. It was made fortnightly journal again w.e.f July 1,1983. NAME OF THE JOURNAL: AKASHVANI LANGUAGE OF THE JOURNAL: English DATE, MONTH & YEAR OF PUBLICATION: 19 OCTOBER, 1980 PERIODICITY OF THE JOURNAL: Weekly NUMBER OF PAGES: 60 VOLUME NUMBER: Vol. XLV, No. 45 BROADCAST PROGRAMME SCHEDULE PUBLISHED (PAGE NOS): 7-24, 39-56 ARTICLE: 1.Building Machines With Human Attributes 2. My Source of Inspiration 3. Problems of Ageing And How To Face Them 4. What Kind of Teachers We Need 5. Assam's Bihoo Through The Ages 6. Harnessing The Brahmaputra River System 7. How Banks Can Play A More Effective Role AUTHOR: 1. Prof. S. Sampath 2. Svetoslav Roerich 3. Dr. V. S. Natarajan 4. Dr. H. Visweswaran 5. Parag Chaliha 6. S. Dasgupta 7. R. Raghupathy KEYWORDS : 1. Artificial organs , intelligence, man is superior 2. Spiritual values,wondrous world, beauty and perfection 3. Disabilities, mental disturbance, remedies 4. Qualities of a teacher,social responsibility, 5. Significance,, the songs an dances, downgrading and revival 6.Two major problems, link project, sharp focus 7. Crucial factors,policy emphasis Document ID : APE-1980 (S-D) Vol-III-03 Prasar Bharati Archives has the copyright in all matters published in this “AKASHVANI” and other AIR journals. For reproduction previous permission is essential.

Download or read book Determinants of Commercial Bank Interest Margins and Profitability written by Asl? Demirgüç-Kunt and published by World Bank Publications. This book was released on 1998 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: March 1998 Differences in interest margins reflect differences in bank characteristics, macroeconomic conditions, existing financial structure and taxation, regulation, and other institutional factors. Using bank data for 80 countries for 1988-95, Demirgüç-Kunt and Huizinga show that differences in interest margins and bank profitability reflect various determinants: * Bank characteristics. * Macroeconomic conditions. * Explicit and implicit bank taxes. * Regulation of deposit insurance. * General financial structure. * Several underlying legal and institutional indicators. Controlling for differences in bank activity, leverage, and the macroeconomic environment, they find (among other things) that: * Banks in countries with a more competitive banking sector-where banking assets constitute a larger share of GDP-have smaller margins and are less profitable. The bank concentration ratio also affects bank profitability; larger banks tend to have higher margins. * Well-capitalized banks have higher net interest margins and are more profitable. This is consistent with the fact that banks with higher capital ratios have a lower cost of funding because of lower prospective bankruptcy costs. * Differences in a bank's activity mix affect spread and profitability. Banks with relatively high noninterest-earning assets are less profitable. Also, banks that rely largely on deposits for their funding are less profitable, as deposits require more branching and other expenses. Similarly, variations in overhead and other operating costs are reflected in variations in bank interest margins, as banks pass their operating costs (including the corporate tax burden) on to their depositors and lenders. * In developing countries foreign banks have greater margins and profits than domestic banks. In industrial countries, the opposite is true. * Macroeconomic factors also explain variation in interest margins. Inflation is associated with higher realized interest margins and greater profitability. Inflation brings higher costs-more transactions and generally more extensive branch networks-and also more income from bank float. Bank income increases more with inflation than bank costs do. * There is evidence that the corporate tax burden is fully passed on to bank customers in poor and rich countries alike. * Legal and institutional differences matter. Indicators of better contract enforcement, efficiency in the legal system, and lack of corruption are associated with lower realized interest margins and lower profitability. This paper-a product of the Development Research Group-is part of a larger effort in the group to study bank efficiency.

Download or read book STRATEGIC CREDIT MANAGEMENT IN BANKS written by G. S POPLI and published by PHI Learning Pvt. Ltd.. This book was released on 2013-01-23 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit management has always been one of the principal sources of income for commercial banks. Therefore, strategic credit management is vital to cash flow as it helps in minimizing the likelihood of bad debts. The present text, supported with flow diagrams, data and bank formats, wherever necessary, explains the legal requirements for disbursements and controlling of different types of credit. It also guides readers on step-by-step procedures of bank credit to enable them to form a clear understanding. Besides dealing with the theory and conceptual terms, the book incorporates the latest developments in the field of bank credit. It imparts knowledge of appraisal system of credit applications/proposals and their post-sanction monitoring, credit policy, types of loans and advance facilities granted by banks in India, and analysis of borrowers with particular reference to their legal capacity. It helps in developing skills for identifying, measuring and mitigating risks associated with lending. The book gives various regulatory guidelines pertaining to real estate financing and includes separate chapters devoted to agriculture finance, lending to small-, medium- and large-scale industry, and import and export financing. The book is aimed at postgraduate students of management and commerce. The text will also be of great value to practising credit managers, finance managers and accountants.

Download or read book Rural Development written by Chaudhry and published by BRILL. This book was released on 2023-07-24 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book ICSE Commercial Studies for Class X A Y 2023 24 Onward written by Dr. C.B. Gupta and published by Goyal Brothers Prakashan. This book was released on 2023-05-20 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book 'I.C.S.E. Commercial Studies' for Class X has been thoroughly revised and upgraded according to the latest syllabus prescribed by the Council for Indian School Certificate Examination, New Delhi for the I.C.S.E. examinations. This book has been prepared keeping in mind the following aims : 1. To enable students to develop a perceptive, sensitive and critical response to the role of business in a global, national and local context. 2. To allow students to balance the demands of social parameters with individual aspirations. 3. To develop in students an appreciation for the roles of the entrepreneur and the professional manager. 4. To help develop a co-operative attitude through study of the organisation and participation associated with commerce and industry. 5. To provide an appropriate body of knowledge and understanding, and to develop appropriate skills as a basis for further study or work or both. Some of the special features of the book are : • The book is written in a simple and easy-to-understand language. • A large number of illustrations and examples have been given to facilitate understanding. • Summary at the end of each chapter will help students in quick revision before the examination. • Project Work/Assignments has been given to help the students prepare for their final examinations. • The Latest ICSE Specimen Question Paper (Solved) has been given. • ICSE Examination Papers from 2011 to 2022 (Solved) have been given through QR Codes. Suggestions for the improvement of the book are invited and shall be gratefully acknowledged. - Dr. CB. Gupta

Download or read book FUNDAMENTALS OF ECONOMICS MANAGEMENT Paper 1 of ICWAI Foundation Syllabus 2012 written by and published by TRUE CLASSES. This book was released on with total page 416 pages. Available in PDF, EPUB and Kindle. Book excerpt: