Download or read book The Risk and Profitability Impacts of Bank Holding Companies Expansion Into Nonbank Activities written by Augustine C. Emenogu and published by . This book was released on 1998 with total page 402 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Risk and Bank Expansion into Nonbanking Businesses RLE Banking Finance written by Eek-June Chung and published by Routledge. This book was released on 2012-08-21 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book conducts a simulation study creating universal, hypothetical bank holding companies (BHCs) through mergers to examine whether BHC expansion into nonbank business areas, those currently prohibited by law, will increase the riskiness of the universal BHCs. Part 2 reviews the contemporaneous literature and Part 3 discusses the weaknesses of that literature. Later sections specify an analytical model and describe the date and estimating procedure as well as presenting empirical results.
Download or read book Bank Holding Companies and the Public Interest written by Michael A. Jessee and published by . This book was released on 1977 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Separation of Commercial and Investment Banking written by George J. Benston and published by Springer. This book was released on 1990-06-18 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: The latest in a series of studies in banking and international finance. This book deals with all aspects of the Glass-Steagall Act, and the relationship between the commercial banks and the investment banks.
Download or read book The Bank Holding Company Performance Controversy written by Duane B. Graddy and published by . This book was released on 1979 with total page 834 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Growth of Unregistered Bank Holding Companies Problems and Prospects written by United States. Congress. House. Committee on Banking and Currency and published by . This book was released on 1969 with total page 430 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Is Bigger Riskier written by Nadine Moussa Soubra and published by . This book was released on 2009 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: The US banking industry witnessed ample reform on the regulatory, the financial and the technological levels. These reforms amended the structure of the banking industry which evolved from the cluster of small banks to the dominance of nati onwide bank holding companies (BHCs). These large bank holding companies became increasingly diversified into nonbanking type of activities. The emergence of ve ry large banks makes it imperative to assess the ensuing risk implications on th e US banking industry. The Markowitz portfolio theory on market risk and returns is used to understand the effect of diversification in nonbanking activities on BHC risk. Nonbanking a ctivities are usually more risky than core banking activities. Diversification b enefits hence exist as long as the benefit from diversification outweighs the hi gher concentration into risky activities. The interaction of total BHC equity risk with size reveals a nonlinear relation ship between size and risk. As bank holding companies grow larger in size, their risk first decreases then it starts increasing again. The threshold size is det ermined to be around $6 billion. Hence diversification benefits do exist, yet th ey are quickly consumed upon reaching the threshold size of $6 billion.
Download or read book A Note on the Relationship Between Bank Holding Company Risk and Nonbank Activity written by Elijah Brewer and published by . This book was released on 1988 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Evaluation of Public Benefits Arising from Bank Holding Company Nonbank Expansion written by Carter H. Golembe Associates and published by . This book was released on 1975 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Potential Diversification and Failure Reduction Benefits of Bank Expansion Into Nonbanking Activities written by and published by . This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The Federal Reserve Bank of San Francisco presents the full text of an article entitled "The Potential Diversification and Failure Reduction Benefits of Bank Expansion into Nonbanking Activities," by Elizabeth S. Laderman. The article discusses the expansion of bank holding companies into nonbank financial activities, which may increase or decrease the standard deviation of bank holding company return on assets (ROA) and the probability of bankruptcy of the holding company.
Download or read book The Potential Diversification and Failure Reduction Benefits of Bank Expansion Into Nonbanking Activities written by Elizabeth Laderman and published by . This book was released on 2000 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Impact of Nonbank Activities on Bank Holding Companies written by R. Michael Rice and published by . This book was released on 1978 with total page 41 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Financial Structure of Bank Holding Companies written by Donald P. Jacobs and published by . This book was released on 1975 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Risk and Bank Expansion into Nonbanking Businesses RLE Banking Finance written by Eek-June Chung and published by Routledge. This book was released on 2012-08-21 with total page 157 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book conducts a simulation study creating universal, hypothetical bank holding companies (BHCs) through mergers to examine whether BHC expansion into nonbank business areas, those currently prohibited by law, will increase the riskiness of the universal BHCs. Part 2 reviews the contemporaneous literature and Part 3 discusses the weaknesses of that literature. Later sections specify an analytical model and describe the date and estimating procedure as well as presenting empirical results.
Download or read book The Market Effect of Diversification Mergers by Bank Holding Companies written by Mary Ruth Lindahl-Stevens and published by . This book was released on 1975 with total page 202 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Dark Side of Banks Nonbank Business written by Jonathan Pogach and published by . This book was released on 2019 with total page 61 pages. Available in PDF, EPUB and Kindle. Book excerpt: We show a dark-side view of internal capital markets in which one segment exploits the funding advantage of another profitable segment to relax its financial constraints. Results demonstrate that bank holding companies (BHCs) shield their nonbank segments, and not their bank segments, from inflexible external dividend policies. Further, bank internal dividends are used to support nonbank segment expansion. We show that BHCs whose nonbank activity had been constrained prior to the passage of the Gramm-Leach-Bliley Act increased their bank segments' payout ratios by 12 percentage points relative to those that had not been constrained.
Download or read book Bank Organizational Form and the Risks of Expanded Activities written by Gary Whalen and published by . This book was released on 1997 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
