Download or read book The Power of Financial Knowledge and Confidence written by Joan Henry-Fields and published by . This book was released on 2021-04-30 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is designed to offer financial literacy at every level.

Download or read book Banking on Confidence written by Dale K. Cline and published by iUniverse. This book was released on 2015-01-16 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money makes the world go around, but too many people don’t understand how it works—and they pay the consequences. Dale K. Cline, a certified public accountant and real estate investor and developer, helps everyday citizens boost their financial literacy in this easy-to-understand guidebook. In plain English, he focuses on the nuts and bolts of the economy, including how: confidence, monetary policy, and fiscal policy form the economy’s foundation; banks interact with each other, the Federal Reserve, and the US Treasury Department; prices for goods such as gold, oil, and real estate are determined. You’ll also learn how to read basic accounting and financial statements and the role that government plays in economic cycles. Just as important, you’ll understand how distant events in China and elsewhere can impact you here at home. While the economy is always changing, it’s a function of human circumstances—and it’s possible to understand its universal truths. Once you do, you’ll have the facts you need to transform your financial future by Banking on Confidence.

Download or read book Financial Literacy for All written by John Hope Bryant and published by John Wiley & Sons. This book was released on 2024-04-16 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: A new approach to understanding money and achieving financial fulfillment Former Vice-Chairman of the U.S. President's Advisory Council on Financial Literacy, John Hope Bryant, delivers an accessible and powerful resource for everyday Americans seeking to build a strong financial foundation. This book is an easy-to-read first step toward a fulfilling financial future, helping you understand your relationship to work and money, and a key component to untangling the surprisingly simple puzzle of personal finance. With an insightful foreword by Doug McMillon, President and CEO of Walmart Inc., you'll learn how to create wealth for yourself and your family, regardless of your educational or employment background, and how to establish a financial mindset that contributes to a sound future. You'll also discover: The answers to tough money questions, including the actual utility of new financial inventions like cryptocurrency How to think about exchanging your time and effort for money and the conditions under which you should agree to work Plain-English discussions of the principles of responsible long-term investing and how it differs from speculation Acting as a critical pillar for those seeking to build a rock-solid financial foundation, Financial Literacy for All is a must-have book for working professionals, blue-collar workers, members of young families, and established businesspeople looking for a better, more secure future for themselves and the ones they care about.

Download or read book Improving Financial Literacy Analysis of Issues and Policies written by OECD and published by OECD Publishing. This book was released on 2005-11-10 with total page 181 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.

Download or read book How Finance Works written by Mihir Desai and published by Harvard Business Press. This book was released on 2019-04-02 with total page 477 pages. Available in PDF, EPUB and Kindle. Book excerpt: Based on a popular class taught by a Harvard Business School professor. If you're not a numbers person, then finance can be intimidating and easy to ignore. But if you want to advance in your career, you'll need to make smart financial decisions and develop the confidence to clearly communicate those decisions to others. In How Finance Works, Mihir Desai--a professor at Harvard Business School and author of The Wisdom of Finance--guides you into the complex but endlessly fascinating world of finance, demystifying it in the process. Through entertaining case studies, interactive exercises, full-color visuals, and a conversational style that belies the topic, Professor Desai tackles a broad range of topics that will give you the knowledge and skills you need to finally understand how finance works. These include: How different financial levers can affect a company's performance The different ways in which companies fund their operations and investments Why finance is more concerned with cash flow than profits How value is created, measured, and maximized The importance of capital markets in helping companies grow Whether you're a student or a manager, an aspiring CFO or an entrepreneur, How Finance Works is the colorful and interactive guide you need to help you start thinking more deeply about the numbers.

Download or read book Confidence Financial Literacy and Investment in Risky Assets Evidence from the Survey of Consumer Finances written by Andrej Cupák and published by . This book was released on 2020 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book International Handbook of Financial Literacy written by Carmela Aprea and published by Springer. This book was released on 2016-03-24 with total page 708 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Handbook presents in-depth research conducted on a myriad of issues within the field of financial literacy. Split into six sections, it starts by presenting prevalent conceptions of financial literacy before covering financial literacy in the policy context, the state and development of financial literacy within different countries, issues of assessment and evaluation of financial literacy, approaches to teaching financial literacy, and teacher training and teacher education in financial literacy. In doing so, it provides precise definitions of the construct of financial literacy and elaborates on the state and recent developments of financial literacy around the world, to show ways of measuring and fostering financial literacy and to give hints towards necessary and successful teacher trainings. The book also embraces the diversity in the field by revealing contrasting and conflicting views that cannot be bridged, while at the same time making a contribution by re-joining existing materials in one volume which can be used in academic discourse, in research-workshops, in university lectures and in the definition of program initiatives within the wider field of financial literacy. It allows for a landscape of financial literacy to be depicted which would foster the implementation of learning opportunities for human beings for sake of well-being within financial living-conditions. The Handbook is useful to academics and students of the topic, professionals in the sector of investment and banking, and for every person responsible for managing his or her financial affairs in everyday life.

Download or read book Beyond Greed and Fear written by Hersh Shefrin and published by . This book was released on 2002 with total page 410 pages. Available in PDF, EPUB and Kindle. Book excerpt: Even the best Wall Street investors make mistakes. No matter how savvy or experienced, all financial practitioners eventually let bias, overconfidence, and emotion cloud their judgement and misguide their actions. Yet most financial decision-making models fail to factor in these fundamentals of human nature. In Beyond Greed and Fear, the most authoritative guide to what really influences the decision-making process, Hersh Shefrin uses the latest psychological research to help us understand the human behavior that guides stock selection, financial services, and corporate financial strategy. Shefrin argues that financial practitioners must acknowledge and understand behavioral finance--the application of psychology to financial behavior--in order to avoid many of the investment pitfalls caused by human error. Through colorful, often humorous real-world examples, Shefrin points out the common but costly mistakes that money managers, security analysts, financial planners, investment bankers, and corporate leaders make, so that readers gain valuable insights into their own financial decisions and those of their employees, asset managers, and advisors. According to Shefrin, the financial community ignores the psychology of investing at its own peril. Beyond Greed and Fear illuminates behavioral finance for today's investor. It will help practitioners to recognize--and avoid--bias and errors in their decisions, and to modify and improve their overall investment strategies.

Download or read book Wealth Worth written by Savannah Johnson and published by . This book was released on 2020-07-21 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Wealth & Worth - Financial Focus for Money, Power & Finding Your Purpose"This is not your mother's budgeting book. This is a financial literacy revolution.Are you tired of living paycheck-to-paycheck? Is wealth something that other people have and not you?You deserve the best life has to offer and it is time to let yourself have it! Transform your lifestyle by leaving bad money habits behind."Wealth & Worth" elevates your money mindset, educates you on The Four Different Kinds of Money, and explores how money impacts your relationships, self-worth, & your future."With Wealth & Worth", you will: -Debunk money blocks.-Rewire your brain for wealth attraction.-Ignite new money motivations.-Transform your lifestyle.-Build deeper self-value & confidence.-Manifest the life of your dreams."Wealth & Worth" includes down-to-earth financial resources & coaching tools for conquering your cash, confidence and igniting your full potential.

Download or read book Financial Adulting written by Ashley Feinstein Gerstley and published by John Wiley & Sons. This book was released on 2022-02-23 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: Perfect for anyone seeking to get a firm handle on their personal finances, Financial Adulting is a must-have resource that demystifies and simplifies complex topics and makes understanding personal finance fun From the founder of The Fiscal Femme, a popular feminist money platform, and author of The 30-Day Money Cleanse, Ashley Feinstein Gerstley's Financial Adulting: Everything You Need to be a Financially Confident and Conscious Adult delivers an easy-to-follow, informative, and fun financial guide. From budgeting and consumer activism to retirement investing and paying down debt, you'll learn everything you need to know and do to be a financially savvy adult. In this important book, you'll: Master fundamental concepts, including dealing with student loans, maximizing your 401(k), and preparing for salary negotiations Use a racial and feminist justice lens to tackle rarely discussed topics in money and equity and better understand deep-seated historic and systemic obstacles Recognize that your circumstances, goals, and values are unique and require a custom approach in order to succeed financially Receive a simple step-by-step guide to reaching your financial goals while living a big, exciting, and meaningful life

Download or read book Women and Financial Education Evidence Policy Responses and Guidance written by OECD and published by OECD Publishing. This book was released on 2013-10-16 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides policy guidance to help policy makers address women's and girls' needs for financial education, and a comprehensive analysis of the current status of knowledge on gender differences in financial literacy and policy responses in terms of financial education for women and girls.

Download or read book Money Confidence written by Kerry Hannon and published by Post Hill Press. This book was released on 2017-10-31 with total page 173 pages. Available in PDF, EPUB and Kindle. Book excerpt: The loss of a spouse or partner is traumatic and having to deal with money issues can be challenging. To rebuild your life, you need to get a grip on your finances as quickly as possible. That means figuring out your sources of income, devising a budget, and much more. Making the effort to learn about money will give you the knowledge and confidence to handle your own finances. Financial security is personal freedom. Money Confidence provides practical, can-do advice that covers the gamut from creating a budget that works to investing, where to turn for financial advice and estate planning. In addition, it will include a short tutorial on Kerry’s 3-part financial fitness plan: How to get financially, physically, and spiritually fit. These three steps are at the core of building a rich, independent life. Money Confidence provides divorced or widowed women with essential information that can transform their lives. This book should be viewed as a survival kit to help you protect the assets you have, pay the bills, organize your income, and help you navigate the grief with positive action steps through difficult transitions.

Download or read book Money Matters written by Harsha Raj Sarma and published by Pencil. This book was released on 2024-04-28 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money Matters: A Practical Guide to Complete Financial Education" is an indispensable handbook penned by Harsha Raj Sarma, providing invaluable guidance on mastering personal finance. Delving into crucial topics like budgeting, investing, and retirement planning, this book offers actionable advice and expert insights in clear, accessible language. With real-world examples and practical tips, readers will gain the confidence and knowledge needed to navigate their financial lives successfully. Whether you're just starting or looking to enhance your financial acumen, this comprehensive guide is an essential resource for achieving financial security and prosperity. This book is Inspired by books like " Rich Dad Poor Dad," "The Millionaire Next Door."

Download or read book Consumer Knowledge and Financial Decisions written by Douglas J. Lamdin and published by Springer. This book was released on 2014-01-26 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: There has been an increasing recognition that financial knowledge (i.e., literacy) is lacking across the population. Moreover, there is recognition that this lack of knowledge poses real problems as credit, mortgages, health insurance, retirement benefits, and savings and investment decisions become increasingly complex. Financial Decisions Across the Lifespan brings together the work of scholars from various disciplines (family and consumer sciences, economics, law, finance, sociology, and public policy) to provide a broad range of perspectives on financial knowledge, financial decisions, and policies. For consistency across the volume each chapter follows a similar format: (1) what individuals know or need to know (2) how what they know or need to know affects financial decisions and outcomes (3) ways in which policies or programs or financial innovations can enhance their knowledge, or decisions, or outcomes. Contributors will provide both new and existing research to create a valuable picture of the state of financial literacy and how it can be improved.

Download or read book Women Money Revised and Updated written by Suze Orman and published by Random House. This book was released on 2018-09-11 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: Achieve financial peace of mind with the million-copy #1 New York Times bestseller, now revised and updated, featuring an entirely new Financial Empowerment Plan and a bonus chapter on investing. The time has never been more right for women to take control of their finances. The lessons, revelations, and shocks of the past few years have made it clear that standing in our truth is the only way to care for ourselves, our families, and our finances. With her signature mix of insight, compassion, and practical advice, Suze equips women with the financial knowledge and emotional awareness to overcome the blocks that have kept them from acting in the best interest of their money—and themselves. Whether you are single or in a committed relationship, a successful professional, a worker struggling to make ends meet, a stay-at-home parent, or a creative soul, Suze offers the possibility of living a life of true wealth, a life in which you own the power to control your destiny. At the center of this fully revised and updated edition, Suze presents an all-new Financial Empowerment Plan, designed to get you to a place of emotional and financial security as quickly as possible—because the most precious commodity women have is time. Divided into four essential components, the plan will teach you how to • Protect yourself • Spend smart • Build your future • Give to others Also included is a bonus chapter on investing—for those who are living by Suze’s unbreakable financial ground rules and ready to learn how to invest with confidence. Women & Money speaks to every mother, daughter, grandmother, sister, and wife. It gives readers the opportunity to tap into Suze’s unique spirit, people-first wisdom, and unparalleled appreciation that for women, money itself is not the end goal. It’s the means to living a full and meaningful life.

Download or read book Mastering Your Money written by Rauquel Marie Lewis and published by Independently Published. This book was released on 2024-06-20 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Mastering Your Money: A Comprehensive Guide to Financial Literacy "Are you tired of living paycheck to paycheck? Do you dream of financial freedom, but feel overwhelmed by the complexities of personal finance? Look no further! In "Mastering Your Money: A Comprehensive Guide to Financial Literacy", Rauquel Lewis shares her personal journey from financial struggle to financial stability and provides a roadmap for you to achieve the same. Through eight concise and actionable chapters, Rauquel shares her expertise and knowledge on budgeting, saving, investing, and more, making financial literacy accessible to anyone, regardless of age or background. With practical tips and real-life examples, she shows how to create a budget plan that will work, an emergency fund that lasts. -Pay off debt and avoid new debt -Invest wisely for the Future -Protection of your money from financial threats -Stay organized and on track Rauquel's story is one of rags-to-riches. From a childhood marked by poverty and financial uncertainty, she worked her way up to financial stability through determination and knowledge. Now, she's sharing her expertise with others who want to take control of their finances and achieve financial freedom. Rauquel Lewis is a financial entrepreneur and author who has been on a rollercoaster of financial ups and downs. Growing up in poverty, she knew the sting of financial uncertainty and struggled to make ends meet. But through sheer determination and a passion for learning, she turned her life around, building a successful career and achieving financial stability. Rauquel's journey has taken her from working multiple jobs just to make ends meet to becoming a successful entrepreneur and the first financial expert in her family. She will soon be speaking at conferences, teaching workshops, and writing articles on personal finance, sharing her expertise with others who are eager to improve their financial situation. With "Mastering Your Money", Rauquel aims to empower readers with the knowledge and confidence they need to take control of their finances and achieve financial freedom. Her story is one of faith and inspiration, showing that anyone can turn their financial struggles into success with the right mindset and guidance.

Download or read book Redefining Financial Literacy written by Cindy Couyoumjian and published by Greenleaf Book Group. This book was released on 2021-04-06 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: Redefining and Reclaiming Financial Literacy As a certified financial planner with thirty-five years of industry experience, Cindy Couyoumjian is committed to filling the financial literacy void for many Americans. In her timely and thought-provoking book, Cindy gives a unique macro perspective of what she calls “the hidden forces behind your money,” which are the unseen political and economic forces that may influence your investment decisions. Through meticulous research, Cindy shows how these hidden forces have contributed to a complex retirement system, which includes pensions, social security, and what she believes is the outdated 60/40 investment model. To address this issue, Cindy spent endless hours developing a new multi-asset class investment methodology, known as the REALM model, that may offer broader investment strategies aimed to mitigate risk from the hidden forces that may negatively impact your goals. Redefining Financial Literacy can help you • Understand the complex macro forces that you cannot control, yet could determine your financial future, • Take actionable steps to regain command of your retirement strategy, • Build a retirement with potential durable income strategies, lesser volatility, and risk-adjusted returns. Redefining Financial Literacy and Cindy’s innovative REALM model can open your eyes to investment possibilities while helping you regain confidence in the American dream. Diversification does not guarantee profit nor is it guaranteed to protect assets. There is no assurance that any strategy/model will achieve its objectives. Registered Principal offers securities and advisory services through Independent Financial Group, LLC (IFG), a Registered Investment Adviser. Member FINRA/SIPC. IFG, Cinergy Financial, and Greenleaf Book Group are not affiliated companies.