Download or read book The Politics of Automobile Insurance Reform written by Edward L. Lascher Jr. and published by Georgetown University Press. This book was released on 1999-07-21 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: American state and Canadian provincial governments have dealt with rapidly rising auto insurance rates in different ways over the last two decades, a difference many attribute to variances in political pressure exerted by interest groups such as trial attorneys and insurance companies. Edward L. Lascher, Jr., argues that we must consider two additional factors: the importance of politicians’ beliefs about the potential success of various solutions and the role of governmental institutions. Using case studies from both sides of the border, Lascher shows how different explanations of the problem and different political structures affect insurance reform. In his conclusion, Lascher moves beyond auto insurance to draw implications for regulation and policymaking in other areas.

Download or read book Highway Robbery written by Peter Kinzler and published by University Press of Kansas. This book was released on 2021-06-23 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Highway Robbery Peter Kinzler delivers a fast-paced behind-the-scenes account of two federal legislative efforts twenty years apart—one from the political left and one from the right—to reform America’s auto insurance system to make it fairer and more affordable. He explains how the legislation was designed to achieve those objectives and describes the political challenge of trying to overcome the entrenched special interest opposition of those who stood to lose billions—trial lawyers and insurers—if the new no-fault system were adopted. Highway Robbery provides readers with both a primer on how fault and liability auto insurance, no-fault, and no-fault choice insurance policies work and who benefits most from which system. Peter Kinzler, with years of experience as a congressional staffer and in the private sector, is the perfect guide through these important policy and political fights, enlivened with revealing firsthand sketches of the legislators, staffers, academics, and lobbyists who played major roles in these attempts as well as their interplay with each other. Drawing upon his decades of engagement with the issues, Kinzler shows how thoughtful and skilled members of Congress, good staff, and thorough academic research can lay the groundwork for important reform legislation; in doing so he provides a model for restoring Congress’s effectiveness, whenever it chooses to resume exercising its constitutional authority as the legislative branch of government. Highway Robbery details how the trial bar used the levers of political power first to undermine state no-fault laws and then to use the weaknesses they had implemented in the laws to undermine passage of federal legislation. It also describes the surprising alliance in opposition between the trial bar and famed consumer advocate Ralph Nader. No-fault continues to hold the promise of better compensation and dramatic premium reductions, with the largest savings available to those who need them most—low- and moderate-income drivers. The most likely scenario for further federal consideration of auto insurance reform would be in the context of congressional action on universal health insurance.

Download or read book Automobile Insurance Reform and Cost Savings written by United States. Congress. Senate. Committee on Commerce and published by . This book was released on 1971 with total page 1212 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Automobile Insurance Reform and Cost Savings written by United States. Congress. Senate. Committee on Commerce. Subcommittee on Surface Transportation and published by . This book was released on 1971 with total page 1444 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Automobile Insurance Reform and Cost Savings May 6 7 10 and 11 1971 written by United States. Congress. Senate. Committee on Commerce and published by . This book was released on 1971 with total page 582 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Automobile Insurance Reform and Cost Savings May 12 13 14 28 and June 16 1971 written by United States. Congress. Senate. Committee on Commerce and published by . This book was released on 1971 with total page 634 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Automobile Insurance Reform written by United States. Congress. Joint Economic Committee and published by . This book was released on 1997 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Hit Me I Need the Money written by Marjorie M. Berte and published by San Francisco, Calif. : ICS Press. This book was released on 1991 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The auto insurance mess is complex and politically charged. Even rates for good drivers have spiraled out of sight, and reforms have been blocked by special interest groups. In this timely guide, Berte offers bold solutions and strategies that will enable insurance buyers to reform the system.

Download or read book Auto Insurance Reform written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation and published by . This book was released on 2001 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Automobile Insurance Reform and Cost Savings Hearings Before written by United States. Congress. Senate. Commerce and published by . This book was released on 1971 with total page 642 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Economics and Politics of Choice No Fault Insurance written by Edward L. Jr. Lascher and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress. Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that gap. Edited by scholars from different disciplines, each of whom has written extensively on automobile insurance issues, the book includes some of the best work in the area. Former Massachusetts Governor and presidential candidate Michael S. Dukakis wrote the foreword. Contributors include University of Virginia Law Professor Jeffrey O'Connell, widely considered the `father of no-fault,' as well as authors of the influential RAND study of the potential effects of choice no-fault on insurance rates. The book chapters, most of which were written especially for this volume, cover topics ranging from the impact of choice no-fault on accidents and driving behavior, to the effects of choice on medical care usage, to alternative approaches for resolving accidents involving both `no-fault' and `tort' electors, to the political feasibility of choice legislative proposals. Emphasis on the potential advantages of choice no-fault is balanced by consideration of possible ill effects.

Download or read book Automobile Insurance Reform and Cost Savings May 6 7 10 and 11 1971 written by United States. Congress. Senate. Committee on Commerce and published by . This book was released on 1971 with total page 2434 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Automobile Insurance Reform and Cost Savings May 12 13 14 28 and June 16 1971 written by United States. Congress. Senate. Committee on Commerce and published by . This book was released on 1971 with total page 2434 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Auto Choice Reform Act of 1997 written by United States. Congress. House. Committee on Commerce. Subcommittee on Finance and Hazardous Materials and published by . This book was released on 1998 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Committee Meeting of Joint Committee on Automobile Insurance Reform written by New Jersey. Legislature. Joint Committee on Automobile Insurance Reform and published by . This book was released on 1998 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Auto Choice Reform Act of 1997 written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation and published by . This book was released on 1999 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Political Economy of Regulation written by Kenneth J. Meier and published by State University of New York Press. This book was released on 1988-07-08 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the first comprehensive study of the history, politics, and economics of the insurance industry in the United States. It is designed as a theoretical challenge to the conventional wisdom in political economy which says that regulation benefits the regulated. In fact, Meier shows that because the insurance industry is far too divided to impose its will on the regulatory system, the political economy of regulation is actually the product of a complex interaction of industry interests, consumer groups, insurance regulations, and political elites. Using both historical and quantitative approaches, the author examines a variety of insurance issues including the development of insurance regulation; the impact of regulation on the availability and price of insurance; the stringency of state regulation; and the product liability insurance crisis of 1985-86. The book concludes with a series of recommendations for reforming the regulation of insurance.