Download or read book Pensions and Legal Policy written by Amanda Cooke and published by Bloomsbury Publishing. This book was released on 2021-02-11 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the historical position of pensions law in the UK and the recent influences which have led to the introduction of Auto-Enrolment and subsequent reforms. Alternative models, such as the US and Australia, are also considered as well as the function of law in bringing about political changes. The question of saving for retirement is of national and international importance and many governments are wrestling with the issue of how to deal with the pension funding crisis. Consequently political policy has, in many cases, combined with behavioural science to inform new laws which have acted to shift the burden from the state into the private sector. Around the world responsibility is being moved onto individuals and employers as the state retreats from provision of state support in retirement; this book offers a sophisticated analysis of the role of legal intervention to facilitate this shift. The book explores the work of behavioural economics, its global influence on understanding financial decision-making and its application to legislation which seeks to influence consumer outcomes. Drawing on qualitative empirical research to explore the experience of implementation of Auto-Enrolment, this timely work considers the interaction with the work of behavioural science to highlight the social costs of the new regulatory regime.

Download or read book The Occupational Pension Schemes Charges and Governance Regulations 2015 written by Great Britain and published by . This book was released on 2015-03-31 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt: Enabling power: Pension Schemes Act 1993, ss. 113 (1), 181 (1), 182 (2) (3) & Pensions Act 1995, ss. 35 (1) (3) (4), 36 (1) (1A) (a) (9), 68 (2) (e), 124 (1), 174 (2) (3) & Welfare Reform and Pensions Act 1999, ss. 1 (5), 8 (1), 83 (4) (a) & Pensions Act 2004, ss. 60 (2) (h), 259 (1), 315, 318 (1) & Pensions Act 2014, ss. 43, 54 (5) (6), sch. 18, paras. 1 (1) (2) (a) (3) (5), 2 (1) to (3), (5), 6, 7. Issued: 31.03.2015. Made: 23.03.2015. Laid: -. Coming into force: In accord. with reg. 1. Effect: 2004 c. 35 & S.I. 1996/1715; 2000/1403; 2005/597, 3378; 2006/349, 759 amended. Territorial extent & classification: E/W/S. General. Supersedes draft SI (ISBN 9780111128329) issued 04/02/15

Download or read book Corporate Insolvency Employment and Pension Rights written by David Pollard and published by Bloomsbury Publishing. This book was released on 2022-10-24 with total page 1421 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bridges the gap between the three distinct disciplines of pensions, employment and corporate insolvency law. Through a mix of legislation, case law, analysis and comment, this well-regarded text gives you all the information you need to answer your clients' questions. It outlines the legal principles applicable where the three regimes interact, with a particular focus on the application of the rules relating to corporate insolvency and how they impact on employees and their pension rights. For example: - How is the position of employees affected by the appointment of an insolvency practitioner over their employing company? - Who is liable, and what priority is given to past or future claims? Updates for the 7th edition include: - Full treatment of CVAs and pensions - Implications of the Court of Appeal decision in Granada/Box Clever about “association” and about Pensions Regulator powers - Implications of proposed pensions legislation, including new criminal offences - New Crown preferential debts Corporate Insolvency: Employment and Pension Rights is cited in many works focusing on the employment and insolvency fields. If you work as an employment, pensions or corporate insolvency practitioner, you'll find its up-to-date case law and practical analysis an essential aid to your work. This title is included in Bloomsbury Professional's Insolvency Law online service.

Download or read book Red Tape written by Robin Ellison and published by . This book was released on 2018-06-14 with total page 555 pages. Available in PDF, EPUB and Kindle. Book excerpt: Argues that the solution to the excess of laws, regulation and regulators is to change the mindset of lawmakers.

Download or read book The Occupational Pension Schemes Charges and Governance Amendment Regulations 2015 written by Great Britain and published by . This book was released on 2015-03-31 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Enabling power: Pensions Act 2014, ss. 43 (a), 54 (5), sch. 18, paras 1 (1) (2) (a) (3). Issued: 31.03.2015. Made: 25.03.2015. Laid: 25.03.2015. Coming into force: 06.04.2015. Effect: S.I. 2015/879 amended. Territorial extent & classification: E/W/S. General. This Statutory Instrument has been made in consequence of a defect in S.I. 2015/879 (ISBN 9780111135020) and is being issued free of charge to all known recipients of that Statutory Instrument

Download or read book Reforming the Greek Pension System written by Mr. Alvar Kangur and published by International Monetary Fund. This book was released on 2021-07-16 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Greek pension system has been costly, complex, and distortive, which has contributed to Greece’s fiscal problems and discouraged labor force participation. Several attempts to reform the system faltered due to lack of implementation, pushback by vested interests, and court rulings leading to reversals. A series of reforms introduced throughout 2015–17 unified benefit and contribution rules, removed several distortions and reduced fragmentation and costs. If fully implemented throughout the long-term, these reforms can go a long way towards enhancing the pension system affordability. However, reforms faced setbacks and fell short of creating stronger incentives to build long contribution histories, to deliver sustainable growth by improving the fiscal policy mix, and to ensure fairness and equitable burden sharing across generations and interest groups. Policy priorities should aim towards fully implementing the 2015–17 reforms and complementing them with additional reforms to address these remaining objectives.

Download or read book Practical Pension Scheme Accounting 2020 written by Crowe LLP and published by Bloomsbury Publishing. This book was released on 2020-09-03 with total page 585 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides expert analysis and practical guidance on the preparation of accounts for occupational trust based pension schemes under the revised 2018 Statement of Recommended Practice (SORP). Beginning with the trial balance, the book explains what information is needed to prepare Financial Statements and how to go about compiling the Annual Report. It provides practical guidance on the requirements of the SORP, providing examples and options on the approach to the requirements; ranging from the required disclosures, to additional disclosures that could be considered in relation to the investment risk and investment hierarchy disclosures. The book contains a disclosure checklist and example accounts to ensure all required disclosures have been considered, as well as guidance on what to consider when preparing a Defined Contribution Chair's Governance Statement. The content was updated in March 2020 to reflect a number of important developments and includes the following: - updated example accounts and disclosure checklist - Master trust supervision requirements and treatment of financial reserves - Latest disclosure regulations including environmental social and governance considerations - Clarity on disclosure of characteristics of insurance policies exceeding 5% of net assets

Download or read book Draft Occupational Pension Schemes Charges and Governance Regulations 2015 written by Great Britain: Parliament: House of Commons: 9th Delegated Legislation Committee and published by . This book was released on 2015-03-04 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Control of Price Related Terms in Standard Form Contracts written by Yeşim M. Atamer and published by Springer Nature. This book was released on 2019-11-19 with total page 772 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores various approaches around the world regarding price term control, and particularly discusses the effectiveness of two major paths: ex ante regulatory and ex post judicial intervention. Price control and its limits are issues that affect all liberal market economies, as well as more regulated markets. For the past several years, courts in many different countries have been confronted with the issue of whether, and to what extent, they should intervene regarding price-related terms in standard form contracts – especially in the area of consumer contracts. Open price clauses, flat remunerations, price adjustment clauses, clauses giving the seller/supplier the right to ask for additional payments, bundling or partitioning practices, etc.: a variety of price related terms are used to manipulate customers’ choices, often also by exploiting their behavioral biases. The result is an unfavorable contract that is later challenged in court. However, invalidating a given price term in standard forms e.g. of a banking or utilities contract only has an inter partes effect, which means that in thousands if not millions of similar contracts, the same clauses continue to be used. Effective procedural rules are often lacking. Therefore, pricing patterns that serve to hide rather than to reveal the real cost of goods and services require special attention on the part of regulators. The aim of this book is to determine the various approaches in the world regarding price term control, and particularly to discuss the efficiency of both paths, ex ante regulatory and ex post judicial intervention. Thanks to its broad comparative analysis, this book offers a thorough overview of the methods employed in several countries. It gathers twenty-eight contributions from national rapporteurs and one supra-national rapporteur (EU) to the 2018 IACL Congress held in Fukuoka. These are supplemented by a general report presented at the same IACL Congress, which includes a comparative analysis of the national and supranational reports. The national contributors hail from around the globe, including Africa (1), Asia (5), Europe (17), the European Union (1) and the Americas (5).

Download or read book OECD Reviews of Regulatory Reform Risk and Regulatory Policy Improving the Governance of Risk written by OECD and published by OECD Publishing. This book was released on 2010-04-09 with total page 251 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication presents recent OECD papers on risk and regulatory policy. They offer measures for developing, or improving, coherent risk governance policies.

Download or read book The Occupational Pension Schemes Collective Money Purchase Schemes Regulations 2022 written by GREAT BRITAIN. and published by . This book was released on 2021-12-16 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: Enabling power: Pensions Act 2008, ss. 28 and 144(2) and (4) & Pensions Act 2014, ss. 43, 54 (5) (6), sch. 18, paras 1, 2 & Pension Schemes Act 2021, ss. 3 (8), 5 (2), 8 (4) (a) (b), 11 (2) (e) (3) (a), 12 (2) (b), 13 (3), 14 (3), 15 (4) (a), 16 (2), 17 (4) (5) (8), 18 (4), 19 (2), 20 (5), 22 (3) (b), 23 (3) (c), 27 (2), 28 (3) (4), 29 (7) (a) (10) (a) (b), 33 (4) (b) (10), 36 (1) (c) (2) (b) (c) (5) (6) (10), 37 (3) (b), 38 (3), 39 (1) (b), 40 (4) (6), 41 (2), 43 (2) (4) (b) (c), 45 (3) (6), 49 (2) (b) (4), 51 (2) (3), sch. 2, para. 1 (6). Issued: 16.12.2021. Sifted: -. Made: -. Laid: -. Coming into force: 01.08.2022. Effect: 1993 c. 48 modified & S.I. 1996/1715; 2010/772; 2015/879 amended. Territorial extent & classification: E/W/S/NI. For approval by resolution of each House of Parliament

Download or read book Pensions at a Glance 2019 OECD and G20 Indicators written by OECD and published by OECD Publishing. This book was released on 2019-11-27 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 2019 edition of Pensions at a Glance highlights the pension reforms undertaken by OECD countries over the last two years. Moreover, two special chapters focus on non-standard work and pensions in OECD countries, take stock of different approaches to organising pensions for non-standard workers in the OECD, discuss why non-standard work raises pension issues and suggest how pension settings could be improved.

Download or read book The Occupational Pension Schemes Charges and Governance Regulations Northern Ireland 2015 written by Northern Ireland and published by . This book was released on 2015-12-15 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Enabling power: Pension Schemes (Northern Ireland) Act 1993, ss. 109 (1), 177 (2) to (4) & S.I. 1995/3213 (N.I. 22), arts 35 (1) (3) (4), 36(1), (1A) (a) (9), 47 (6) (a), 68 (2) (e), 166 (1) to (3) & S.I. 1999/3147 (N.I. 11), art. 3 (5) & S.I. 2005/255 (N.I. 1), arts 55 (2) (h), 236 (1), 287 & Pensions Act (Northern Ireland) 2015,s. 42, 51(6), sch. 18, paras 1(1), (2) (a), (3) (5), 2 (1) to (3) (5), 3, 6, 7. Issued: 15.12.2015. Made: 16.07.2015. Coming into operation: In accord. with reg. 1. Effect: S.R. 2000/262; 2005/93; 2006/48 amended. Territorial extent & classification: NI. General. Approved by resolution of the Assembly on 8th December 2015 supersedes non approved S.R. (ISBN 9780337998515) issued 21/07/15

Download or read book The Occupational Pension Schemes Charges and Governance Amendment Regulations 2017 written by and published by . This book was released on 2017 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Occupational Pension Schemes Charges and Governance Amendment Regulations 2017 written by GREAT BRITAIN. and published by . This book was released on 2017-07-25 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt: Enabling power: Pensions Act 2014, ss. 43, 54 (5) (6), sch. 18, paras 1, 3, 6. Issued: 25.07.2017. Made: 19.07.2017. Laid: 20.07.2017. Coming into force: 01.10.2017. Effect: S.I. 2015/879 amended. Territorial extent & classification: E/W/S. General

Download or read book The Occupational Pension Schemes Charges and Governance Amendment Regulations 2017 written by and published by . This book was released on 2017 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Real estate market in New Zealand written by and published by . This book was released on 1994 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: