Download or read book The Long term Outlook for the Insurance Industry written by Chase Econometrics (Firm) and published by . This book was released on 1974 with total page 31 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Life Insurance in Asia written by Stephan Binder and published by Wiley. This book was released on 2009-04-06 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Asian life insurance industry is truly entering an inflection point. Coming off massive growth from the past several years, the industry has suffered greatly, along with the rest of the financial industry, in the 2008 financial crisis. Most life insurers across Asia have lost tremendous value in the wake of the crisis; a few are in significant distress. It is important not to lose sight of the longer-term outlook though: fueled by macroeconomic factors such as the emergence of the middle class, high savings rates, and the growing need to save and invest for retirement, Asia's life insurance market is expected to grow at double the rate of the US and European market over the next decade. The time now is ripe for insurers to establish regional partnerships to access these markets. This authoritative book analyses the life insurance landscape in Asia, including traditional life insurance, bancassurance, etc. It comprehensively overviews the Asian insurance industry, based on extensive research provided by the authors on business opportunities and key success factors. This is an accessible yet authoritative guide to a key market opportunity.
Download or read book Insurance and Issues in Financial Soundness written by Nigel Davies and published by International Monetary Fund. This book was released on 2003-07-01 with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it faces, as well as several recent failures of insurance companies that had systemic implications. Assimilation of banking-type activities by life insurers appears to be the key systemic vulnerability. Building on this experience and the experience gained under the FSAP, the paper proposes key indicators that should be compiled and used for surveillance of financial soundness of insurance companies and the insurance sector as a whole.
Download or read book Changes in the Life Insurance Industry Efficiency Technology and Risk Management written by J. David Cummins and published by Springer Science & Business Media. This book was released on 1999-12-31 with total page 388 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ten chapters explore the determinants of firm performance in the life insurance industry by identifying the best practices employed by leading insurers to succeed in the changing business environment. Particular attention is devoted to strategic choices in distribution systems, information technology, mergers and acquisitions, human resources, and financial strategies. Generic strategies such as cost leadership, customer focus, and product differentiation are analyzed as well as strategic practices specific to the insurance industry. The book concludes with an analysis of the future opportunities and challenges facing managers. Annotation copyrighted by Book News, Inc., Portland, OR
Download or read book Big Data written by Kiran Sood and published by Emerald Group Publishing. This book was released on 2022-07-19 with total page 448 pages. Available in PDF, EPUB and Kindle. Book excerpt: Striking a balance between the technical characteristics of the subject and the practical aspects of decision making, spanning from fraud analytics in claims management, to customer analytics, to risk analytics in solvency, the comprehensive coverage presented makes Big Data an invaluable resource for any insurance professional.
Download or read book Property Casualty Insurance Core with Georgia written by and published by . This book was released on 2021-11 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Macroprudential Solvency Stress Testing of the Insurance Sector written by Mr.Andreas A. Jobst and published by International Monetary Fund. This book was released on 2014-07-22 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last decade, stress testing has become a central aspect of the Fund’s bilateral and multilateral surveillance work. Recently, more emphasis has also been placed on the role of insurance for financial stability analysis. This paper reviews the current state of system-wide solvency stress tests for insurance based on a comparative review of national practices and the experiences from Fund’s FSAP program with the aim of providing practical guidelines for the coherent and consistent implementation of such exercises. The paper also offers recommendations on improving the current insurance stress testing approaches and presentation of results.
Download or read book The Future of Insurance Regulation in the United States written by Martin F. Grace and published by Rowman & Littlefield. This book was released on 2009-12-01 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Brookings Institution Press and Georgia State University publication Important changes have buffeted the insurance industry over the past decade. The 1999 repeal of key provisions of the Glass-Steagall Act unleashed a wave of conglomeration in financial services, as bank holding companies acquired insurance and securities businesses and, to a much lesser degree, insurance companies acquired securities firms and banks. Rivalry within the sector has intensified: insurance companies have developed products that compete directly with the offerings of banks and securities firms and vice versa. In addition, the industry has become increasingly global. Against this backdrop, pressure has been building for fundamental changes to the structure of insurance regulation in the United States. Despite several court challenges over the years, insurance continues to be regulated by the states. Many insurance companies view state regulation as an increasing drag on their efficiency and competitiveness and support a federal regulatory system. However, powerful stakeholders, including state officials, state and regional insurance companies, and many insurance agents, oppose federal regulation. As a result, proposals to establish an optional federal charter (OFC) for insurance companies and agents remain mired in fierce debate. The Future of Insurance Regulation in the United States gathers some of the country's leading experts on financial regulation to assess the case for an enhanced federal role in the insurance sector. They pay particular attention to the merits of an OFC and how it might be designed. They also consider the principles that should guide insurance regulatory policies, regardless of the institutional framework, and examine the implications of financial convergence and the internationalization of insurance markets for an optimal regulatory structure. The debate over insurance regulation has only grown in complexity and intensity since the financial crisis began in the fall of 2008. This book will both inform and help to shape those critical discussions. Contributors: John A. Cooke (International Financial Services London), Robert Detlefsen (National Association of Mutual Insurance Companies), Martin F. Grace (Georgia State University), Robert W. Klein (Georgia State University), Robert E. Litan (Ewing Marion Kauffman Foundation and Brookings Institution), Phil O’Connor (PROactive Strategies), Hal S. Scott (Harvard Law School), Harold D. Skipper (Georgia State University), Peter J. Wallison (American Enterprise Institute).
Download or read book Regulatory Forbearance in the U S Insurance Industry written by Bo Becker and published by . This book was released on 2020 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper documents the long-run effects of an important reform of capital regulation for U.S. insurance companies in 2009. We show that its design effectively eliminates capital requirements for (non-agency) MBS, implying an aggregate capital relief of over $18bn at the time of the reform. By 2015, 40% of all high-yield assets in the overall fixed-income portfolio are MBS investments. This result is primarily driven by insurers' reduced propensity to sell poorly-rated legacy assets. Using a regression discontinuity framework, we can attribute this behavior to capital requirements. We also provide evidence that the insurance industry, driven by large life insurers, crowds out other investors in the new issuance of (high-yield) MBS post reform. Our findings are consistent with the view that the regulation and supervision of the U.S. insurance sector is influenced by short-term industry interests.
Download or read book Life Insurance Fact Book written by and published by . This book was released on 1959 with total page 398 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Sound a Clear Call written by Lawrence G. Brandon and published by . This book was released on 1984 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Technology and the Insurance Industry written by Antonella Cappiello and published by Springer. This book was released on 2018-02-23 with total page 123 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book analyzes the role of technology in the redefinition of the competitiveness of insurance markets. With a focus on the competitive challenges of InsurTech startup to the incumbent insurers, the book will discuss the strategic role of technology both in the development and in the distribution of insurance services and explore the customer relationship evolution following the digitalization of services offered. The book presents original theoretical and empirical contributions addressing how digitalization impacts the insurance environment and regulation, and how InsurTech development represents a threat for traditional companies, from Big Data analysis to digital devices, from personal interactivity to home automation systems development. The project’s key benefit is up-to-date analysis of the competitiveness of technology usage in the insurance field, with particular reference to the distributive variable and to the future trends of the customer relationship in the short and medium-long term. The book will be of particular interest to scholars and students of insurance and financial technology.
Download or read book Future Shock written by Katherine E. Anderson and published by . This book was released on 2001-05 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: Thick as Glue depicts the experiences the writer encountered through childhood, adolescence, and adulthood. Thick as Glue explores the challenges in the writer's life, such as racism on the mission field, betrayal of love, abuse, and poverty as a child. She leans on a higher power in life, which is God. Annette Gaston was born a twin in 1955 with her sister, Annie. They were viewed as "miracle babies," because their brother, Mancie, was born mentally retarded. After the writer's father died when she was twelve years old, she experienced much poverty. But she managed to graduate from high school and college. In college is where she met her husband. He went into the ministry at age twenty-one. He met an African-American professor who convinced him to do missionary work in Africa. He left for Africa. The writer left the United States in 1979 to go to Sierra Leone, West Africa. The writer got married in Africa. The writer experienced some obstacles. She had to adapt to the African culture. The writer was exposed to witchcraft in Africa. Years later, when she returned to the United States, the spirit of witchcraft followed her in her personal life. She caught malaria in the village. Her condition worsened. She had to leave Africa. Thick as Glue recounts her impressions of living in Portugal and Trinidad. She confronted racism in Portugal. In Trinidad, her marital problems escalated. Because of the hardships on the mission field, the writer went through a divorce in 1988. She experienced depression. As a result of her depression, she was admitted to the hospital. She returned home to her twin sister in 1988 for emotional, financial, and spiritual support. The writer held on to her faith in God and persevered. She focused on God's promises.
Download or read book With an Eye to Tomorrow written by Institute of Life Insurance (New York, N.Y.) and published by . This book was released on 1967 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Insurance From Underwriting to Derivatives written by Eric Briys and published by John Wiley & Sons. This book was released on 2001-06-29 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: An in-depth look at the increasingly significant convergence between the insurance industry and the capital markets. This important publication, by two premier financial experts, explores the unique convergence of finance and insurance. The book covers the basics of property-casualty insurance, securitizing insurance risks, looks at life insurance in the United States and ALM in insurance. It addresses the questions and concerns of investment banks, brokerage firms and the insurance/reinsurance sector itself, examines ongoing trends and issues, and how current market pressures on insurance companies do not just create challenges but actually point the way to future promising developments.
Download or read book Life Insurance in Europe written by Marta Borda and published by Springer. This book was released on 2021-10-23 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the challenges for the life insurance sector in Europe arising from new technologies, socio-cultural and demographic trends, and the financial crisis. It presents theoretical and applied research in all areas related to life insurance products and markets, and explores future determinants of the insurance industry’s development by highlighting novel solutions in insurance supervision and trends in consumer protection. Drawing on their academic and practical expertise, the contributors identify problems relating to risk analysis and evaluation, demographic challenges, consumer protection, product distribution, mortality risk modeling, applications of life insurance in contemporary pension systems, financial stability and solvency of life insurers. They also examine the impact of population aging on life insurance markets and the role of digitalization. Lastly, based on an analysis of early experiences with the implementation of the Solvency II system, the book provides policy recommendations for the development of life insurance in Europe.
Download or read book Insurance next written by Frederik Bisjberg and published by Independently Published. This book was released on 2020-09-29 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance _Next is the book insurers need to understand how to analyze and design their future, and It is a playbook for how this can be done practically. The book is based on 25 years of real-world successful experience in business transformation from A to Z, the last decade in the insurance industry.I've written the book as short and easy to read as possible, as we have a long way to go and need practical advice on how to get there as well as planning the journey from the very beginning. You will find less buzzwords and more practical advice based on what my experience has shown me is possible to get done.The book positions itself as the strategic, yet practical, guide to creating resilient insurance companies who are ready for this digital world.I firmly believe that people will drive the future growth of the insurance industry, not technology, and that we as an industry have a responsibility to provide proper, recent and relevant education to all insurance professionals, not just the selected few.This is one of the reasons that I've taken part of developing - and delivering on - the world'sfirst mini-MBA in digital insurance, developed and offered by The Digital Insurer. I feel this education, which is accessible for all insurance professionals, is a right and natural next step in the broad education of an industry in need of transformationInsurance _next is a perfect addition to the ambition of bringing education from the few to the many as it's written as part theory and strategy and part practical implementation of the initiatives that are required to create a future-proof company, that is ready to move with market fluctuations.
