Download or read book New Life Insurance Investment Advisor Achieving Financial Security for You and your Family Through Today s Insurance Products written by Ben Baldwin and published by McGraw Hill Professional. This book was released on 2001-08-20 with total page 488 pages. Available in PDF, EPUB and Kindle. Book excerpt: "For anyone who needs to understand different types of life insurance, as well as considerations for purchasing and managing policies, this book should be on your nearby reference shelf. If you’ve frequently found yourself fumbling around with terminology, such as the differences between variable, universal, and variable universal life (VUL) policies, you’ll finally see some light through the haze." - MorningstarAdvisor.com Life insurance doesn't have to be complex or intimidating. Ben Baldwin's completely revised and updated guidebook makes it clear and logical, discussing how to analyze insurance products based on their investment merits and best overall financial returns. This clear, authoritative resource for consumer insurance information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new emergence of "immediate annuities."

Download or read book The Life Insurance Investment Advisor written by Ben G. Baldwin and published by Irwin Professional Publishing. This book was released on 1988 with total page 360 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The New Life Insurance Investment Advisor written by Ben G. Baldwin and published by . This book was released on 1994 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Wealth Advisors Guide to Life Insurance written by Michael Brohawn and published by Outskirts Press. This book was released on 2019-06-05 with total page 81 pages. Available in PDF, EPUB and Kindle. Book excerpt: Wealth advisors looking to gain a better understanding of the proper selection, use, and management of life insurance agree The Wealth Advisors Guide to Life Insurance is the concise handbook they have been looking for. As one advisor said, it "deserves a place in every wealth advisor's reference library.” Easy to read the book “takes a complicated subject and makes it easy to digest.” Written by an industry expert who has managed life insurance for fiduciaries nationwide for over a decade, the book will be an “essential resource” for you providing the knowledge you need to help your clients maximize the benefits of life insurance. As one industry expert said after reading the book…”there are other fine books on life insurance…but none as concise and readable.” For more information about the book and its author, you can visit MichaelBrohawn.com.

Download or read book The Advisor s Guide to Life Insurance written by Harold D. Skipper and published by American Bar Association. This book was released on 2011 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever felt overwhelmed by the complexities of life insurance or when advising a client about a purchase? This clearly written guide provides information essential to the exercise of due care for the purchase and retention of life insurance policies. Major life insurance terms are clearly explained, and information is organized starting with the insurance purchase and assessing a company's financial strength. It also features a common-sense explanation of fundamentals and how to determine the appropriate policy.

Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Download or read book Live Your Life Insurance written by Kim Butler and published by Createspace Independent Publishing Platform. This book was released on 2015-11-11 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Live Your Life Insurance" shows you exactly how you can take advantage of one of the most common, but misunderstood, financial tools. In it, you'll discover exactly how you can use your life insurance to benefit you while you are alive - and help you build financial security. In addition, it will reveal ways to make the best of your policy no matter what age you are. Most people don't realize what a powerful tool they have in their life insurance policies - this book will be your guide.

Download or read book Using Life Insurance As A Wealth Planning Tool written by Mary F Miller and published by Dynamite Kids LLC & Delta Life Insurance & Financial Services. This book was released on 2023-12-31 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Using Life Insurance as a Wealth Planning Tool: A Comprehensive Guide" unveils the transformative potential of life insurance in building and safeguarding financial prosperity. This comprehensive guide is a roadmap crafted by seasoned financial experts to empower readers in harnessing the full spectrum of benefits that life insurance offers.Within these pages, readers embark on a transformative journey exploring various facets of life insurance as a strategic wealth planning instrument. From the foundational understanding of life insurance types, coverage needs assessment, to the intricacies of tax benefits and retirement planning, this guide presents a holistic approach to leveraging life insurance for long-term financial security. Each chapter is a gateway to a wealth of insights, complemented by real-life examples and case studies illustrating how individuals have successfully used life insurance to navigate diverse financial landscapes. From estate planning, business strategies, to personalized policy selection, this book equips readers with the tools to tailor life insurance to their unique circumstances. Delving deeper, readers encounter a wealth of actionable advice on managing and reviewing life insurance plans, ensuring they remain in sync with evolving financial goals. The book culminates in a thought-provoking exploration of the intersection between life insurance and wealth accumulation, providing readers with an eye-opening perspective on crafting a lasting financial legacy. Crafted with precision and empathy, this guide transcends the complexities of financial jargon, making it accessible to beginners while offering sophisticated strategies for seasoned investors. It stands as a beacon, illuminating the path towards financial empowerment, enabling readers to make informed decisions and seize the potential of life insurance as a cornerstone of their wealth planning portfolio. Using Life Insurance as a Wealth Planning Tool: A Comprehensive Guide" is an indispensable resource, igniting a newfound understanding of life insurance's role in shaping a secure and prosperous future, empowering individuals to navigate the intricacies of wealth planning with confidence and clarity.

Download or read book Understanding Specially Designed Life Insurance Contract written by John E. Moriarty and published by Createspace Independent Publishing Platform. This book was released on 2015-12-05 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Habits are the key to financial success. It doesn't matter how much money you make, save, inherit, or receive if you don't have the simple habits of saving first and spending less money than you have available. Otherwise, your financial picture could be in jeopardy. Utilization strategies are seldom a topic financial professionals educate their clients about when discussing their financial pictures. Our industry is usually zeroed in on investment conversations and the majority of financial vehicles that exist in the marketplace today revolve around a risk/return mindset. The thinking is that in order to achieve higher returns, an investor must be prepared to take on more risk in their financial picture. Our focus with utilization strategies centers around four main questions concerning a client's cash flow awareness:* What is the purpose of your money? To Invest or Spend?* What is the time horizon for each purpose? Long Term or Short Term?* Are their specific risks you would like to minimize over that time frame?* Where do you currently store your savings?Getting answers to these questions allows the financial professional to act as an advocate for their clients' best interests. Ultimately, we aim to teach our clients to simply discover what dollars are flowing into your control and what dollars are flowing out of your control. Then, strategize so more money flows into your control. The end result will be more money for you to retain and utilize during your lifetime and more money for future generations.Through extensive research and a broad knowledge base on different financial institutions, we believe there are specific types of life insurance companies that offer specific types of life insurance contracts with certain beneficial features to a conservative saver. A highly trained financial professional can use these contracts to offer a conservative saver a tremendous alternative to traditional banking methods. Please understand that we are not actually creating a real bank for our clients or communicating that life insurance companies are the same as a bank. Rather we are attempting to design a financial vehicle that can mimic certain banking functions in one's personal/business economy - like financing big ticket purchases and controlling where your cash flow is stored.

Download or read book New Life Insurance Investment Advisor written by Ben G. Baldwin and published by . This book was released on 2000 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Busting the Life Insurance Lies written by Kim D. H. Butler and published by Createspace Independent Publishing Platform. This book was released on 2016-11-25 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is life insurance a bad investment? Don't I lose all my cash value when I die? Shouldn't I just make a bundle and invest it instead? What about my spouse or my kids-do they need life insurance? Can I borrow money from (or is it against?) a life insurance policy? My insurance advisor told me one thing about insurance, but my financial planner gave me different advice, and an expert on TV said something else entirely. What do I do now? Help! Every day, people like you and me run into questions like these-and no good answers. The truth about life insurance is that myths, misunderstandings, and even outright lies cause a lot of uncertainty around what it is, how it works, who needs it and when, and-most importantly-the great benefits it can bring to your life. This book is here to clear up all that confusion. With combined experience of over fifty years in the life insurance industry, Kim Butler and Jack Burns know what's true and what isn't. They've seen what works and what fails. They've lived through every success and failure the industry can throw at them. And they're fed up with seeing smart, well-meaning people fall for costly half-truths and mix-ups because they just can't find the right information. Busting The Life Insurance Lies takes the 38 biggest, loudest myths around life insurance and breaks them wide open. Whether you're wondering if life insurance is right for you, wanting to understand how it can help you while you're still alive, or even an insurance advisor yourself, this book will guide you to the answers you need to make the clearest, most informed decision-one you'll feel good about for the rest of your life.

Download or read book Castles and Moats written by Brian Carden and published by Simon and Schuster. This book was released on 2022-03-08 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Castles and Moats, Brian Carden simply explains insurance and investing, unpacks all the different options, and helps us chart a course to the financial future we’ve always dreamed of and worked so hard to obtain. Americans are confused about managing their finances, insurance needs, and overall life planning. In the past, money wasn’t the do-it-yourself project it has become today. Instead, consumers had insurance and financial professionals to help them make prudent decisions. The point-and-click, self-serve nature of the Information Age has robbed us of the personalized face-to-face relationships that once led us into good financial decisions. Today, we’re drowning in information . . . but we’re starving for unbiased education without a sales pitch attached. We need a “professional explainer” to come alongside us, unpack all the different options, and help us chart a course to the financial future we’ve always dreamed of and worked so hard to obtain. In Castles and Moats, Brian Carden is that “explainer.” He helps you understand, prioritize, organize, strategize, and stress-test each financial product or strategy to help you create a more favorable outcome. You’ll learn how to avoid buying products or strategies that might seem good when you buy them, only to find out about the pitfalls later in your life. By recapturing those lost dollars and redeploying them towards other, more tailored solutions, you’ll increase your chance of financial independence with more predictable outcomes. Unpacking all the ins and outs of insurance, planning, and investment strategies, Brian provides an unbiased, practical, and easy-to-understand guide for you to make better, more informed decisions. In Castles and Moats, he equips you to build your glimmering castle of wealth and surround it with a moat of protection.

Download or read book The Generational Wealth System written by Krista McBeath and published by McBeath Financial Group. This book was released on 2022-02-16 with total page 199 pages. Available in PDF, EPUB and Kindle. Book excerpt: 2022 New Release in Wealth Management, Retirement Planning, Estates & Trusts, Personal Taxation, Money Management CREATE A MEANINGFUL LEGACY WITHOUT SACRIFICING YOUR LIFESTYLE IN RETIREMENT! Shouldn’t we expect more from our life’s work and savings than just a secure retirement? Is traditional retirement planning failing families with short-sighted financial advice? Is this tunnel vision actually leaving your retirement and your family at risk? Avoid the retirement planning trap with this estate & financial planning strategy guide. The Retirement Planning Trap: A retirement plan should consist of a mix of investments or financial products selected to merely not outlive your money.(FALSE!) The Financial Planning Escape: A holistic approach to wealth management is a path towards protection from taxes, long-term healthcare costs, inflation, market fluctuations, and probate. Beyond income distribution, a holistic plan should provide for a surviving spouse, include wealth transfer strategies, and much more.(YES!) Highly acclaimed Financial Planner Krista McBeath has developed a clear and systematic approach towards generational wealth. Based upon a nautical ship’s wheel, The Generational Wealth Wheel illustrates the steps towards accumulating, protecting, and transferring wealth. Together with the central hub, each of the six spokes of the captain’s wheel represents critical steps for financial stability leading to generational wealth. Wealth Anchors: These basic financial principles are the foundation for creating and preserving wealth from generation to generation. Income Streams: A sustainable cash flow plan is essential towards maintaining a lifestyle and providing for family. Safety Nets: Protect your retirement and legacy by learning how to identify and neutralize lurking threats to assets. Bold Growth: Learn the keys successful investors use to invest for growth without fear. Celebrate Abundance: How to enjoy the life you deserve while benefiting from ‘Giving while Living.’ Charted Legacy: Award-winning estate planning attorney shares the basics for sealing wishes and legally transferring assets. Tax Strategy: A tax strategy incorporating the three major tax stages is the ‘hub’ for a systematic wealth management plan. Krista McBeath developed this simple, systematic approach to financial stewardship out of love for her own family. With a passion for helping others, she shares the keys for living a life of abundance while protecting what’s most important to us. “As I reflect on the journey to bringing this book public, I hope people see the passion behind it, especially with my personal stories. I know most wouldn’t read a book on money, but you’ll quickly find, at the heart of this book is love for family.” The Generational Wealth System is not just about the size of the bank account and what to do with it. At the core, it’s for those concerned about the well-being of their spouse, children, and future generations. It’s for those who want to have a plan in place for a time when they may not be here to guide and care for their loved ones physically. This book is for the legacy makers. It is for those who have family or causes dear to their heart and wish to make a difference. Don’t place your estate in jeopardy by waiting. It’s time to start planning—after all, 2020 and 2021 have taught us that anything can happen. For the sake of what’s most precious to you, stabilize your retirement while securing your legacy. Get this book for your family, today!

Download or read book Retire Wealthy written by Eric D. Brotman, CFP® and published by Author House. This book was released on 2014-06-26 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: In his second book, Eric Brotman aims to arm you with the tools you need to achieve an independent and dignified retirement. Specifically, "Retire Wealthy" is designed... 1) To provide a financial literacy tool for you to learn the basics. 2) To motivate you to get on the path to financial independence and to have the tools you need to help make the journey a rewarding one. 3) To provide a process and various strategies you can use in doing financial planning and wealth-building on your own or with your financial advisor. (Would also like to see 1-2 testimonials on the back cover)

Download or read book Planning a Successful Future written by John E. Sestina and published by John Wiley & Sons. This book was released on 2016-02-24 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: A deeply insightful guide to goal-based financial planning and wealth management Planning a Successful Future empowers advisors and clients to take control of their money and manage their income to achieve their financial goals. Written by the father of fee-only financial planning, this book features real-life stories and examples from over three decades in the industry to illustrate how financial planning works and the best way to create your strategy. You'll learn how to identify and prioritize your goals, and why they're important—and how to get where you need to be for retirement, education, home ownership, and more. Practical exercises get you started on the right track, and useful checklists keep you organized and focused along the way. You'll get expert insight on risk management, allocation, tax reduction, estate planning, and more, as you develop your strategy and put it into action. The financial services industry undergoes frequent changes, and financial planning specifically is affected to a high degree. Keeping up with the latest news and distinguishing trend from legitimate methodology can itself be a fulltime job. This book gives you the background you need to create a plan, and make the smart choices that will help you grow and protect your wealth. Create a realistic and goal-based financial plan Take a more proactive approach to your finances Identify your goals and how to achieve them Allocate investments appropriately for your situation Financial planning is complex, with many variables to analyze and outside forces that can derail even the best laid plans. Planning a Successful Future gives you the information, tools, strategies, and insight you need to make the best decisions for your financial future.

Download or read book Bank On Yourself written by Pamela Yellen and published by Vanguard. This book was released on 2010-03-23 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.

Download or read book The Complete Cardinal Guide to Planning for and Living in Retirement written by Hans Scheil and published by LeapFolio. This book was released on 2016-02-01 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Complete Cardinal Guide to Planning For and Living in Retirement offers comprehensive coverage of everything you need to know to begin strategizing for your retirement years. With clear and simple language, Hans Scheil who has 40 years of experience providing long-term care insurance and financial planning explains the details of Social Security and Medicare, long-term care insurance, asset management, taxes, and how to find qualified advisors. These explanations are illustrated by real-world examples drawn from Han Scheil s own practice."