Download or read book The Influence of Situational Factors Personal Perceptions and Past Credit Experience on Attitudes Toward Consumer Credit Use of 436 Female Respondents written by Patricia Lynn Hallam and published by . This book was released on 1981 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Attitudes Toward Credit Insurance written by John M. Barron and published by Springer Science & Business Media. This book was released on 1996 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer Attitudes Toward Credit Insurance provides the findings of a survey of approximately 3600 individuals who had the opportunity to purchase credit life insurance in conjunction with all types of consumer loans, except first mortgages and credit cards. The survey that forms the basis of the book was conducted in 1993 by the Credit Research Center at Purdue University's Krannert Graduate School of Management. It replicates and expands upon four previous national studies of credit insurance consumers, done between 1970 and 1985. Despite the generally positive findings of prior research with respect to consumer attitudes toward credit insurance, several open questions remain of interest to policy makers, specifically the question of whether coercion is involved in the sale of the insurance. Consumer Attitudes Toward Credit Insurance addresses these outstanding issues. It presents a profile of who is currently being served by the credit insurance market, as well as the reasons borrowers purchase the product and their experience with the offer of credit insurance at point of sale.
Download or read book Credit Choice Or Chance written by Anne-Marie Fong and published by . This book was released on 2002-09-01 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Credit Attitudes Knowledge and Use by High School Juniors and Seniors in Rio Blanco County Colorado written by Laurel Covington Kubin and published by . This book was released on 1978 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of this research was to study teenagers' consumer credit attitudes, knowledge, and use. More specifically, the objectives were (1) to determine the relationships between the variables attitudes, knowledge, and use, and (2) to compare the use of credit with the independent variables sex, income, employment, spending, saving, and parents' income level. The researcher administered a questionnaire to high school juniors and seniors in a rural area of Colorado to obtain a sample of 181 students. The questionnaire consisted of (1) a series of positive and negative statements about credit to determine attitude, (2) a test for knowledge about credit, and (3) questions regarding use of credit and demographic information. Of the 181 students, 52 percent were males and 48 percent were females. Average age was 17 years, with 47 percent of the students being juniors, and 51 percent being seniors. Two percent did not give grade level. The students reported a mean income of $26.19 per week with the primary source of income coming from employment outside the home. Eighty six percent of the students had a job the previous summer. The students spent an average of $12.88 per week, presumably leaving a sum which could be saved. Only 22 percent reported that they hadnot saved any amount during the previous year. Further education and an automobile were the most frequently reported goals for saving. Credit attitude scores ranged from an unfavorable score of 12 to a favorable score of 47 with a mean attitude score of 30. The most favorable score possible was 51. Unfavorable attitudes were held by 36 percent of the students, 30 percent held neutral attitudes, and 34 percent held favorable attitudes toward credit. The students liked credit for its convenience and use in emergencies. They disliked paying the bills when they came due and were wary of the ease of over-spending. Of a possible perfect score of 34 on the knowledge test, the students' scores ranged from 10 to 30, with a mean score of 22. The students had received their knowledge of credit from a variety of sources, including both formal and informal education. Parents were cited as a source of knowledge by 87 percent of the students. Only 36.5 percent reported learning about credit in the classroom. Eighty three percent of the students reported having used some form of credit with parents' store charge accounts being the most used form. Credit was used an average of twice per month by the students. Of the types of credit cards used, the parents' gasoline credit card was the most frequently used. Affirmative responses were given by 39.8 percent of the students when they were asked if their parents approved of their use of credit. Nine hypotheses in the null form were tested with the rejection level set at .05. Hypotheses not rejected at the .05 level included: (1) no relationship between attitudes and use of credit, (2) no relationship between knowledge and use of credit, and (3) no relationship between use of credit and the variables sex, income, employment, savings, or parents' level of income. A positive relationship was found between knowledge and attitude toward credit. A significant positive relationship was also found to exist between teenage use of credit and spending.
Download or read book Student Success in College written by George D. Kuh and published by John Wiley & Sons. This book was released on 2011-01-07 with total page 422 pages. Available in PDF, EPUB and Kindle. Book excerpt: Student Success in College describes policies, programs, and practices that a diverse set of institutions have used to enhance student achievement. This book clearly shows the benefits of student learning and educational effectiveness that can be realized when these conditions are present. Based on the Documenting Effective Educational Practice (DEEP) project from the Center for Postsecondary Research at Indiana University, this book provides concrete examples from twenty institutions that other colleges and universities can learn from and adapt to help create a success-oriented campus culture and learning environment.
Download or read book Handbook of Consumer Finance Research written by Jing Jian Xiao and published by Springer. This book was released on 2016-05-30 with total page 379 pages. Available in PDF, EPUB and Kindle. Book excerpt: This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.
Download or read book Handbook of Consumer Psychology written by Curtis P. Haugtvedt and published by Psychology Press. This book was released on 2018-12-07 with total page 1892 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Handbook contains a unique collection of chapters written by the world's leading researchers in the dynamic field of consumer psychology. Although these researchers are housed in different academic departments (ie. marketing, psychology, advertising, communications) all have the common goal of attaining a better scientific understanding of cognitive, affective, and behavioral responses to products and services, the marketing of these products and services, and societal and ethical concerns associated with marketing processes. Consumer psychology is a discipline at the interface of marketing, advertising and psychology. The research in this area focuses on fundamental psychological processes as well as on issues associated with the use of theoretical principles in applied contexts. The Handbook presents state-of-the-art research as well as providing a place for authors to put forward suggestions for future research and practice. The Handbook is most appropriate for graduate level courses in marketing, psychology, communications, consumer behavior and advertising.
Download or read book Fair Housing Planning Guide written by and published by . This book was released on 1996 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book World Development Report 1978 written by and published by World Bank Publications. This book was released on 1978 with total page 135 pages. Available in PDF, EPUB and Kindle. Book excerpt: This first report deals with some of the major development issues confronting the developing countries and explores the relationship of the major trends in the international economy to them. It is designed to help clarify some of the linkages between the international economy and domestic strategies in the developing countries against the background of growing interdependence and increasing complexity in the world economy. It assesses the prospects for progress in accelerating growth and alleviating poverty, and identifies some of the major policy issues which will affect these prospects.
Download or read book Fact Or Fiction written by Alison Wallace and published by . This book was released on 2013 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Palgrave Handbook of Critical Menstruation Studies written by Chris Bobel and published by Springer Nature. This book was released on 2020-07-24 with total page 1041 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access handbook, the first of its kind, provides a comprehensive and carefully curated multidisciplinary and genre-spanning view of the state of the field of Critical Menstruation Studies, opening up new directions in research and advocacy. It is animated by the central question: ‘“what new lines of inquiry are possible when we center our attention on menstrual health and politics across the life course?” The chapters—diverse in content, form and perspective—establish Critical Menstruation Studies as a potent lens that reveals, complicates and unpacks inequalities across biological, social, cultural and historical dimensions. This handbook is an unmatched resource for researchers, policy makers, practitioners, and activists new to and already familiar with the field as it rapidly develops and expands.
Download or read book Resources in Education written by and published by . This book was released on 1979 with total page 1100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Science And Human Behavior written by B.F Skinner and published by Simon and Schuster. This book was released on 2012-12-18 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt: The psychology classic—a detailed study of scientific theories of human nature and the possible ways in which human behavior can be predicted and controlled—from one of the most influential behaviorists of the twentieth century and the author of Walden Two. “This is an important book, exceptionally well written, and logically consistent with the basic premise of the unitary nature of science. Many students of society and culture would take violent issue with most of the things that Skinner has to say, but even those who disagree most will find this a stimulating book.” —Samuel M. Strong, The American Journal of Sociology “This is a remarkable book—remarkable in that it presents a strong, consistent, and all but exhaustive case for a natural science of human behavior…It ought to be…valuable for those whose preferences lie with, as well as those whose preferences stand against, a behavioristic approach to human activity.” —Harry Prosch, Ethics
Download or read book Families Caring for an Aging America written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2016-11-08 with total page 367 pages. Available in PDF, EPUB and Kindle. Book excerpt: Family caregiving affects millions of Americans every day, in all walks of life. At least 17.7 million individuals in the United States are caregivers of an older adult with a health or functional limitation. The nation's family caregivers provide the lion's share of long-term care for our older adult population. They are also central to older adults' access to and receipt of health care and community-based social services. Yet the need to recognize and support caregivers is among the least appreciated challenges facing the aging U.S. population. Families Caring for an Aging America examines the prevalence and nature of family caregiving of older adults and the available evidence on the effectiveness of programs, supports, and other interventions designed to support family caregivers. This report also assesses and recommends policies to address the needs of family caregivers and to minimize the barriers that they encounter in trying to meet the needs of older adults.
Download or read book Financial Oversight of Enron written by United States. Congress. Senate. Committee on Governmental Affairs and published by . This book was released on 2002 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Effects of Early Social Emotional and Relationship Experience on the Development of Young Orphanage Children written by The St. Petersburg-USA Orphanage Research Team and published by John Wiley & Sons. This book was released on 2009-04-27 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: Undertaken at orphanages in Russia, this study tests the role of early social and emotion experience in the development of children. Children were exposed to either multiple caregivers who performed routine duties in a perfunctory manner with minimal interaction or fewer caregivers who were trained to engage in warm, responsive, and developmentally appropriate interactions during routine care. Engaged and responsive caregivers were associated with substantial improvements in child development and these findings provide a rationale for making similar improvements in other institutions, programs, and organizations.
Download or read book Surveying Climate Relevant Behavior written by Markus Hadler and published by Springer Nature. This book was released on 2021-11-12 with total page 165 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access book discusses the contribution of sociology and survey research to climate research. The authors address the questions of which behaviors are of climate relevance, who is engaging in these behaviors, in which contexts do these behaviors occur, and which individual perceptions and values are related to them. Utilizing survey research, the book focuses on the measurement of climate-relevant behaviors with population surveys and develops an instrument that allows a valid estimate of an individual’s GHG emissions with a few core items. While the development of these instruments was based on surveys and qualitative interviews conducted in Austria, the instruments were subsequently tested in a set of 31 European countries, revealing the international relevance of such research. The book also concludes with a brief consideration of the effects of the COVID-19 crisis on environmental attitudes, situating the project globally.
