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Book The Impact of Rural Credit on Production and Income Distribution

Download or read book The Impact of Rural Credit on Production and Income Distribution written by João Sayad and published by . This book was released on 1979 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Rural credit in developing countries

Download or read book Rural credit in developing countries written by Avishay Braverman and published by World Bank Publications. This book was released on 1995 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Undermining Rural Development With Cheap Credit

Download or read book Undermining Rural Development With Cheap Credit written by Dale W Adams and published by Westview Press. This book was released on 1984-09-13 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt: Conference papers on effect of agricultural credit and rural area financial markets on rural development in developing countries - includes case studies; examines problems with moneylenders; looks at interest rate policies, credit costs and soundness of cheap credit; analyses relationships between politics and financing, incl. The subsidyzing of credit; suggests alternatives such as informal savings mobilisation, credit for rural industries, etc. Graphs, references and statistical tables. Conference held in Washington 1981.

Book Undermining Rural Development With Cheap Credit

Download or read book Undermining Rural Development With Cheap Credit written by Dale W Adams and published by Taylor & Francis. This book was released on 2021-11-28 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: Originally published in 1985, twenty-three chapters are brought together in 4 parts dealing with, respectively, problems in rural finance, interest rate policies, politics and finance, and new directions for rural financial markets. In an introduction it is argued that cheap and abundant credit is often regarded as essential for rural development but that actions taken on the basis of this assumption have given disappointing results. Low-interest policies and the improper use of financial markets are seen as the principal reasons for this. It is recommended that higher and more flexible interest rates are allowed and that little or no attention is given to target loans. Informal lenders are thought to offer valuable services therefore they should not be discouraged. More emphasis should be put on voluntary savings mobilization and access to formal loans by non-farm rural firms. It is concluded that many traditional agricultural credit programmes are counterproductive and that attractive product and input prices together with higher yields would be more powerful in stimulating agricultural development.

Book Rural Credit in Developing Countries

Download or read book Rural Credit in Developing Countries written by Avishay Braverman and published by . This book was released on 1989 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: The record on subsidized credit to farmers is dismal. It shows a significant failure either to achieve an increase of agricultural output cost-effectively or to improve rural income distribution and alleviate poverty. Many of the financial institutions have proven to be inept and to lack accountability. Common features in success stories are tougher stands on default; strict auditing and accounting procedures and financial control; and some form of joint responsibility or liability by small groups of farmers, whereby default by one member cancels future loans to the whole group.

Book Near real time welfare and livelihood impacts of an active civil war  Evidence from Ethiopia

Download or read book Near real time welfare and livelihood impacts of an active civil war Evidence from Ethiopia written by Abay, Kibrom A. and published by Intl Food Policy Res Inst. This book was released on 2022-03-01 with total page 57 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ethiopia is currently embroiled in a large-scale civil war that has continued for more than a year. Using unique High-Frequency Phone Survey (HFPS) data, which spans several months before and after the outbreak of the war, this paper provides fresh evidence on the ex durante impacts of the conflict on the food security and livelihood activities of affected households. We use difference-in-differences estimation to compare trends in the outcomes of interest across affected and unaffected regions (households) and before and after the outbreak of the civil war. Seven months into the conflict, we find that the outbreak of the civil war increased the probability of moderate to severe food insecurity by 38 percentage points. Using the Armed Conflict Location and Event Data (ACLED) on households’ exposure to violent conflict, we show that exposure to one additional battle leads to 1 percentage point increase in the probability of moderate to severe food insecurity. The conflict has reduced households’ access to food through supply chain disruptions while also curtailing non-farm livelihood activities. Non-farm and wage related activities were the most affected by the conflict while farming activities were relatively more resilient. Similarly, economic activities in urban areas were much more affected than those in rural areas. These substantial impact estimates, which are likely to be underestimates of the true average effects on the population, constitute novel evidence on the near-real-time impacts of an on-going civil conflict, providing direct evidence on how violent conflict disrupts the functioning of market supply chains and livelihoods activities. Our work highlights the potential of HFPS to monitor active and large-scale conflicts, especially in contexts where conventional data sources are not immediately available.

Book Agricultural Credit and Its Impact on a Rural Economy

Download or read book Agricultural Credit and Its Impact on a Rural Economy written by Mario Miguel Carrillo-Huerta and published by . This book was released on 1972 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Mexico there has been a series of land tenure and credit reforms designed to ameliorate the income problems traditionally faced by Mexican agriculturalists. The most important land tenure reform has been the reinstitution of the Ejido system of landownership and control. Agricultural credit reforms have moulded the present formal agricultural credit system, which is composed of both private and official credit institutuions. This system, however, lacks sufficient loanable funds and therefore fails to provide credit to a large portion of Mexican agriculturalists, especially to those engaged in small scale production. To those farmers, who are the majority in Mexico, the unorganized agricultural credit market remains their only source of funds. Unorganized agricultural credit markets are characterized by the existence of abnormally high interest rates. It has been argued that the reasons for those high interest rates are the high administrative costs and risk involved in financing agricultural operations. But, the conditions of the unorganized agricultural credit market of a Mexican village suggest that it is instead tradition, coupled with the monopolistic position of the lenders that causes those high interest rates. The fact is that the agriculturalists engaged in small scale production are unable to take advantage of the lower interest rates that prevail in the formal credit system. As a consequence, poor agricultural producers are placed on the "vicious circle" so familiar to development economists. But, even if the poor farmers were supplied with cheap and abundant credit, they would still be unable to improvetheir low levels of income and productivity. One reason for this is that the small size of their farms does not allow the undertaking of major investment projects. Another reason is that the lack of community cooperation closes the door to the opportunity for the poor farmers to share the possible benefits derived from collective organization and production. Thus, credit alone is not the key to the resolution of the present crisis in Mexican agriculture.

Book Small Farmer Development in Asia and the Pacific

Download or read book Small Farmer Development in Asia and the Pacific written by N. S. Randhawa and published by Food & Agriculture Org.. This book was released on 1990 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Institutional versus noninstitutional credit to agricultural households in India  Evidence on impact from a national farmers    survey

Download or read book Institutional versus noninstitutional credit to agricultural households in India Evidence on impact from a national farmers survey written by Kumar, Anjani and published by Intl Food Policy Res Inst. This book was released on 2017-03-02 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: A goal of agricultural policy in India has been to reduce farmers’ dependence on informal credit. To that end, recent initiatives have been focused explicitly on rural areas and have had a positive impact on the flow of agricultural credit. But despite the significance of these initiatives in enhancing the flow of institutional credit to agriculture, the links between institutional credit and net farm income and consumption expenditures in India are not very well documented. Using a large national farm household–level dataset and instrumental variables two-stage least squares estimation methods, we investigate the impact of institutional farm credit on farm income and farm household consumption expenditures. Our findings show that in India, formal credit is indeed playing a critical role in increasing both the net farm income and per capita monthly household expenditures of Indian farm families. We also find that, in the presence of formal credit, social safety net programs such as the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) may have unintended consequences. In particular, MGNREGA reduces both net farm income and per capita monthly household consumption expenditures. In contrast, in the presence of formal credit, the Public Distribution System may increase both net farm income and per capita monthly household consumption expenditures.

Book Rural Wealth Creation

Download or read book Rural Wealth Creation written by John L. Pender and published by Routledge. This book was released on 2014-06-05 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book investigates the role of wealth in achieving sustainable rural economic development. The authors define wealth as all assets net of liabilities that can contribute to well-being, and they provide examples of many forms of capital – physical, financial, human, natural, social, and others. They propose a conceptual framework for rural wealth creation that considers how multiple forms of wealth provide opportunities for rural development, and how development strategies affect the dynamics of wealth. They also provide a new accounting framework for measuring wealth stocks and flows. These conceptual frameworks are employed in case study chapters on measuring rural wealth and on rural wealth creation strategies. Rural Wealth Creation makes numerous contributions to research on sustainable rural development. Important distinctions are drawn to help guide wealth measurement, such as the difference between the wealth located within a region and the wealth owned by residents of a region, and privately owned versus publicly owned wealth. Case study chapters illustrate these distinctions and demonstrate how different forms of wealth can be measured. Several key hypotheses are proposed about the process of rural wealth creation, and these are investigated by case study chapters assessing common rural development strategies, such as promoting rural energy industries and amenity-based development. Based on these case studies, a typology of rural wealth creation strategies is proposed and an approach to mapping the potential of such strategies in different contexts is demonstrated. This book will be relevant to students, researchers, and policy makers looking at rural community development, sustainable economic development, and wealth measurement.

Book White Gold  The Commercialisation of Rice Farming in the Lower Mekong Basin

Download or read book White Gold The Commercialisation of Rice Farming in the Lower Mekong Basin written by Rob Cramb and published by Springer Nature. This book was released on 2020-01-03 with total page 462 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access book is about understanding the processes involved in the transformation of smallholder rice farming in the Lower Mekong Basin from a low-yielding subsistence activity to one producing the surpluses needed for national self-sufficiency and a high-value export industry. For centuries, farmers in the Basin have regarded rice as “white gold”, reflecting its centrality to their food security and well-being. In the past four decades, rice has also become a commercial crop of great importance to Mekong farmers, augmenting but not replacing its role in securing their subsistence. This book is based on collaborative research to (a) compare the current situation and trajectories of rice farmers within and between different regions of the Lower Mekong, (b) explore the value chains linking rice farmers with new technologies and input and output markets within and across national borders, and (c) understand the changing role of government policies in facilitating the on-going evolution of commercial rice farming. An introductory section places the research in geographical and historical context. Four major sections deal in turn with studies of rice farming, value chains, and policies in Northeast Thailand, Central Laos, Southeastern Cambodia, and the Mekong Delta. The final section examines the implications for rice policy in the region as a whole.

Book Improving Cereal Productivity through Climate Smart Practices

Download or read book Improving Cereal Productivity through Climate Smart Practices written by Sindhu Sareen and published by Woodhead Publishing. This book was released on 2020-11-19 with total page 360 pages. Available in PDF, EPUB and Kindle. Book excerpt: Improving Cereal Productivity through Climate Smart Practices is based on the presentations of the 4th International Group Meeting on "Wheat productivity enhancement through climate smart practices," and moves beyond the presentations to provide additional depth and breadth on this important topic. Focused specifically on wheat, and with chapters contributed by globally renowned pioneers in the field of cereal science, the book helps readers understand climate change and its effects on different aspects of wheat production in different parts of the world. This book will be important for those in research and industry seeking to contribute to the effective feeding of the world's population. - Encompasses the possible impact of climate change and future strategies to enhance wheat production on a sustainable basis - Explores the genetic manipulation of wheat to mitigate the effects of climate change - Includes both biotic and abiotic stresses and their management under changing climate

Book Agricultural Input Subsidies

Download or read book Agricultural Input Subsidies written by Ephraim Chirwa and published by Oxford University Press, USA. This book was released on 2013-09-26 with total page 315 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book takes forward our understanding of agricultural input subsidies in low income countries.

Book Financial Development and Poverty Reduction

Download or read book Financial Development and Poverty Reduction written by Sylviane Guillaumont Jeanneney and published by International Monetary Fund. This book was released on 2008-03 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: This article investigates how financial development helps to reduce poverty directly through the McKinnon conduit effect and indirectly through economic growth. The results obtained with data for a sample of developing countries from 1966 through 2000 suggest that the poor benefit from the ability of the banking system to facilitate transactions and provide savings opportunities but to some extent fail to reap the benefit from greater availability of credit. Moreover, financial development is accompanied by financial instability, which is detrimental to the poor. Nevertheless, the benefits of financial development for the poor outweigh the cost.

Book Globalization and Poverty

Download or read book Globalization and Poverty written by Ann Harrison and published by University of Chicago Press. This book was released on 2007-11-01 with total page 674 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past two decades, the percentage of the world’s population living on less than a dollar a day has been cut in half. How much of that improvement is because of—or in spite of—globalization? While anti-globalization activists mount loud critiques and the media report breathlessly on globalization’s perils and promises, economists have largely remained silent, in part because of an entrenched institutional divide between those who study poverty and those who study trade and finance. Globalization and Poverty bridges that gap, bringing together experts on both international trade and poverty to provide a detailed view of the effects of globalization on the poor in developing nations, answering such questions as: Do lower import tariffs improve the lives of the poor? Has increased financial integration led to more or less poverty? How have the poor fared during various currency crises? Does food aid hurt or help the poor? Poverty, the contributors show here, has been used as a popular and convenient catchphrase by parties on both sides of the globalization debate to further their respective arguments. Globalization and Poverty provides the more nuanced understanding necessary to move that debate beyond the slogans.