Download or read book The Guidebook for Making Long Term Care Insurance Easier written by and published by Lulu.com. This book was released on with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Hybrid Long Term Care Insurance Making the Case written by James McGlynn, CFA, RICP® and published by . This book was released on 2019-01-04 with total page 29 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book briefly explains the need for long term care insurance. Hybrid long-term care insurance is thoroughly explained and compared to the traditional long-term care policies. The positives of hybrids came about due to the weaknesses in the original products which were underpriced. Hybrid policies are excellent products for estate planning but may be unaffordable to the general population.
Download or read book Long Term Care Insurance NOW written by Scott A Olson Cltc and published by Independently Published. This book was released on 2024-02-26 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Who should NOT own long-term care insurance? What are the 3 best ways to self-insure for long-term care? What are the 5 types of insurance that can help pay for long-term care? 4 questions you MUST ask when comparing policies! What new regulations are protecting policyholders from big rate increases? Which Life/LTC hybrid should you AVOID? The #1 reason most people should NOT buy a Life/LTC hybrid! Why a Roth IRA should NEVER be used to self-insure for long-term care. What is Washington state's new long-term care payroll tax? How is it better than long-term care insurance? How is it worse? Will it come to your state? In his latest book, long-term care insurance expert Scott A. Olson, CLTC answers these questions and more. His first book, "Simple LTC Solution: How to Protect Your Life's Savings with a Long-Term Care Partnership Program" was released in 2018. "The industry has expanded since then," Olson says. "Consumers have more choices now than ever before. It's like walking down the cereal aisle in the grocery store!" Many top companies are now offering well-rounded, affordable, and comprehensive long-term care products of all kinds: Life/LTC hybrids, Recovery policies, long-term care partnership policies, and revamped traditional long-term care insurance. "But it's never been more confusing to consumers," Olson continues. "That's why I wrote this book, to help inform consumers so that they can better understand their choices and pick something that works for them."
Download or read book How Do I Pay for My Long Term Health Care written by Maya Altman and published by Berkeley Planning Assoc. This book was released on 1988-08-01 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book J K Lasser s Choosing the Right Long Term Care Insurance written by Benjamin Lipson and published by John Wiley & Sons. This book was released on 2002-06-24 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: A PRACTICAL GUIDE TO THE COMPLICATED ISSUE OF LONG-TERM CARE INSURANCE "Next to buying the right long-term care insurance, buying and reading J.K. Lasser's Choosing the Right Long-Term Care Insurance is the best investment seniors and their families can make to help insure independence and dignity in their golden years." -Scott Harshbarger, President and CEO, Common Cause "An indispensable book for all those concerned that the cost of health care will rob their old age of dignity and independence. The author, Ben Lipson, an articulate advocate of patient rights and an authority on health insurance, provides a lucid road map in a terrain mined with hokum." -Bernard Lown, MD, winner of the Nobel Peace Prize "Long-term care insurance is a much-needed and valuable insurance concept, marketed in a maze filled with smoke and mirrors. Most of what passes for consumer guidance is just general information and superficial advice. But Ben Lipson's book takes you by the hand, leads you through the insurance labyrinth, and shines a much-needed light on the product." -Charlie Sabatino, President, National Academy of Elder Law Attorneys Critical coverage will help you: * Decide whether you are among the 40 percent of people who do not need to buy long-term care insurance * Receive the benefits you purchased when you have to make a claim * Distinguish between fact and fiction during a sales pitch J.K. Lasser--Practical Guides for All Your Financial Needs Please visit our Web site at www.jklasser.com
Download or read book Simple Ltc Solution How to Protect Your Life written by Scott A. Olson Cltc and published by Independently Published. This book was released on 2018-03-18 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: The insurance industry does not want you to read this book. This book gives you knowledge from an insider. This knowledge will empower you to take simple steps that can protect your life's savings from long-term care expenses.In 2005, Congress passed legislation that gave each state the authority to develop "Long-Term Care Partnership Programs". These programs are a partnership between the federal government, your state government, select insurance companies, specially-trained insurance agents, and you. These programs encourage the middle-class to purchase an amount of long-term care insurance that is equal to their net worth. If their policy runs out of benefits they can apply for Medicaid to pay for their care and all of their assets can be protected from Medicaid (both while they are alive and even after they pass away.)You can target how much long-term care insurance you need based upon how much of your assets you want to protect from Medicaid. If you want to protect more savings you can buy more benefits for a higher premium. If you have less savings you can buy less benefits for a lower premium. It's an equitable and affordable solution for those who want to plan ahead.
Download or read book The Long term Care Planning Guide written by Don Korn and published by Traders Library. This book was released on 2002 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: Compact new guide walks you - or your clients - through the maze of issues to consider when making long-term care choices. Focuses on the most common, crucial factors for determining long-term care needs, including: - Funding Long term care - Long-term care for a young or disabled person - How to qualify for government care programs - Evaluating long-term care settings and facilities - Ins & outs of long-term care insurance policies: What do they cover? What don't they?? Are they affordable?? When clients think these issues through now, difficult choices will be easier down the road.Most people embrace life with a positive outlook on longevity and goodhealth, rarely considering the alternative. But most of us - young or old, single or married with children - will need to contemplate long-term care decisions for ourselves or a loved one eventually. These decisions can be emotionally and financially draining if advance preparations have not been made.Now, a compact new guide walks you through the maze of issues you need to consider when making long-term care choices. In his simple, straightforward style financial planning expert Don Korn focuses on the most common and crucial factors for determining long-term care needs, including: o Funding long-term care - what options are available if financialresources are not?o Long-term care for a young or disabled person - do the same policies apply?o How to qualify for government care programs such as Medicaid -and is that the best route for the family or the heirs?o Evaluating long-term care settings and facilities - what to look for, and how to guarantee that choices are honored?
Download or read book The Advisor s Guide to Long Term Care written by Jeff Sadler and published by . This book was released on 2011-12-07 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: We are entering a new era in which those with the means will need to rely on their own financial planning for their future security. This includes many, if not most, of your clients. The Advisor's Guide to Long-Term Care is literally guaranteed to make you better able to understand and address the long-term care insurance needs of your clients. Part of the breakthrough Advisor's Guide Series, The Advisor's Guide to Long-Term Care delivers: *Strategies for approaching clients on the topic of long-term care *Guidance so you can take advantage of a highly receptive workplace market *Information on LTC public-private partnerships *State-specific long-term care insurance training requirements for financial advisors *And much more!
Download or read book Long Term Care written by Phyllis Shelton and published by Kensington Books. This book was released on 2003 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Long Term Care Insurance Made Simple written by Ben Defoor and published by Createspace Independent Publishing Platform. This book was released on 2018-01-05 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you wondering what you would be risking if you didn't get long term care? Is it really worth it? And if you do decide to get it, what's the best way to get coverage that makes sense for you? Are you getting older and simply wonder if long term care insurance is right for you? This book seeks to answer all those questions and explain it in a simple and easy to understand way. It also can help to give you a more comprehensive look at long term care if another professional has presented it to you. This book helps you to make a well informed decision while not taking up too much of your time. This book covers long term care insurance in the USA only.
Download or read book The Elder Care Helper Guide written by Susan Cherco and published by CreateSpace. This book was released on 2014-04-07 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: People looking for long-term elder care have options—home care, assisted living, nursing homes, and continuing care retirement communities. The optimal one for you fits your preferences and provides the care you need, at a cost you're able to afford. The challenge is to determine the appropriate type of care—and find the provider that will meet your specific needs.Enter The Elder Care Helper Guide: Making Sense of Long-Term Care. This book was written to help you understand the long-term elder care marketplace and make the best choice possible. The book provides:Critical information about what long-term care is—and is not, who pays for it, types of care, characteristics of a good candidate for each care option, long-term care costs and financial considerations;Easy-to-follow guidance to help you determine which type of care makes the most sense for you or your loved one, as well as best practices for home care agencies, assisted living residences, nursing homes and continuing care retirement communities; and,Tools such as check lists and user guides to help you select the right provider.The Elder Care Helper Guide: Making Sense of Long-Term Care complements a resource-driven website www.eldercarehelper.com. Here, you will find state-specific cost data for home care, assisted living residences and nursing homes, an interactive tool that helps you determine which type and level of care is appropriate for you, a blog focused on the latest trends in long-term elder care and more. Check us out!
Download or read book Long term Care Insurance written by Harry W. Crosby and published by . This book was released on 2001 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Weiss Ratings Consumer Guide to Long Term Care Insurance written by TheStreet.com Ratings, Inc and published by Thestreet.com Ratings. This book was released on 2005 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Nursing Home Fears written by Ken Butler and published by CreateSpace. This book was released on 2014-09-01 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt: Search "long-term care insurance" online, and only minutes later you find yourself buried in promises and guarantees: "Buy long-term care insurance with no out-of-pocket expense!" "Long-term care insurance is a good investment!" "The premium will never be less than it is today!" And the list goes on... How can you tell what is truth and what is myth? Do you or your loved one even need to purchase long-term care insurance? The answers to all of your questions lie within the pages of Nursing Home Fears: A Buyer's Guide for Long-Term Care Insurance. Let Ken R. Butler, CPCU, ARM, dispel the myths, walk you through the decision-making process regarding whether or not it's in your interest to buy, and help you navigate the complicated policies that are available. An independent and objective risk manager who does not sell insurance, Butler is a leader in the development of best-practice standards for long-term care insurance. Let him direct you to the most important coverage for you, avoiding add-ons that are not worth the money. Gain more than peace of mind-build confidence in your decision regarding you or your loved one's long-term insurance needs.
Download or read book Planning For Long Term Care For Dummies written by Carol Levine and published by John Wiley & Sons. This book was released on 2014-02-19 with total page 360 pages. Available in PDF, EPUB and Kindle. Book excerpt: Expert advice on planning for your own or a relative’s future care needs As we live longer and healthier lives, planning for the long term has never been more important. Planning gives you more control, but it’s not easy to find accurate information and answers to your questions. That’s where AARP’s Planning For Long-Term Care For Dummies comes in. This comprehensive guide gives you questions to ask yourself and others about how best to achieve your goals, whether you have immediate needs or can take some time to sort out the possibilities. The book Covers home modifications so that you can stay at home safely for as long as you like Lays out the opportunities and costs associated with independent living, assisted living, and other options Gives you a range of driving and transportation alternatives Sorts out the various sources of care at home Helps you navigate the healthcare system Reviews the legal documents you should prepare and update Helps you determine whether you need long-term care insurance Offers checklists and other resources to help you make decisions Gives you guidance on how to talk to your family about sensitive issues If you're looking for trusted information on how to prepare for the future care needs for yourself or a relative, this sensitive, realistic, and authoritative guide will start you on the right road.
Download or read book Naked in the Nursing Home written by Harold Lustig and published by Blooming Twig Books. This book was released on 2011-11-11 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the no-nonsense guide that will give you everything you need to know about how to pay for long-term care for yourself, Mom or Dad without going broke. Naked in the Nursing Home adroitly weaves together both humor and hard-hitting facts to equip you and your elderly parents for the future. This book is authored by a financial advisor who specializes in working with the elderly and their familes, with new information from two of the leading elder law attorneys in the country. This book takes a look at the following critical information:- Defining long-term care in layman's terms- Common myths surrounding long-term care costs and options- How to identify and prevent a family financial crises- Understanding Medicaid and how to use it to your benefit- Alternatives in long-term care insurance and tax benefits- Special benefits for U.S. veterans
Download or read book The Long term Care Handbook written by Jeff Sadler and published by . This book was released on 2003 with total page 438 pages. Available in PDF, EPUB and Kindle. Book excerpt:
