Download or read book The Financing of Consumer Finance Companies from 1945 to 1955 written by Quincy Norris Williams and published by . This book was released on 1957 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Role of the Sales Finance Companies in the American Economy written by Clyde William Phelps and published by . This book was released on 1962 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Consumer Credit and the American Economy written by Thomas A. Durkin and published by . This book was released on 2014 with total page 737 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer Credit and the American Economy examines the economics, behavioral science, sociology, history, institutions, law, and regulation of consumer credit in the United States. After discussing the origins and various kinds of consumer credit available in today's marketplace, this book reviews at some length the long run growth of consumer credit to explore the widely held belief that somehow consumer credit has risen "too fast for too long." It then turns to demand and supply with chapters discussing neoclassical theories of demand, new behavioral economics, and evidence on production costs and why consumer credit might seem expensive compared to some other kinds of credit like government finance. This discussion includes review of the economics of risk management and funding sources, as well discussion of the economic theory of why some people might be limited in their credit search, the phenomenon of credit rationing. This examination includes review of issues of risk management through mathematical methods of borrower screening known as credit scoring and financial market sources of funding for offerings of consumer credit. The book then discusses technological change in credit granting. It examines how modern automated information systems called credit reporting agencies, or more popularly "credit bureaus," reduce the costs of information acquisition and permit greater credit availability at less cost. This discussion is followed by examination of the logical offspring of technology, the ubiquitous credit card that permits consumers access to both payments and credit services worldwide virtually instantly. After a chapter on institutions that have arisen to supply credit to individuals for whom mainstream credit is often unavailable, including "payday loans" and other small dollar sources of loans, discussion turns to legal structure and the regulation of consumer credit. There are separate chapters on the theories behind the two main thrusts of federal regulation to this point, fairness for all and financial disclosure. Following these chapters, there is another on state regulation that has long focused on marketplace access and pricing. Before a final concluding chapter, another chapter focuses on two noncredit marketplace products that are closely related to credit. The first of them, debt protection including credit insurance and other forms of credit protection, is economically a complement. The second product, consumer leasing, is a substitute for credit use in many situations, especially involving acquisition of automobiles. This chapter is followed by a full review of consumer bankruptcy, what happens in the worst of cases when consumers find themselves unable to repay their loans. Because of the importance of consumer credit in consumers' financial affairs, the intended audience includes anyone interested in these issues, not only specialists who spend much of their time focused on them. For this reason, the authors have carefully avoided academic jargon and the mathematics that is the modern language of economics. It also examines the psychological, sociological, historical, and especially legal traditions that go into fully understanding what has led to the demand for consumer credit and to what the markets and institutions that provide these products have become today.

Download or read book The Consumer Finance Industry in a Dynamic Economy written by Carl Anton Dauten and published by . This book was released on 1959 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Family Economics Review written by and published by . This book was released on 1957 with total page 848 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Statistical Abstract of the United States written by and published by . This book was released on 1969 with total page 1186 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Federal Reserve System Purposes and Functions written by Board of Governors of the Federal Reserve System and published by . This book was released on 2002 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides an in-depth overview of the Federal Reserve System, including information about monetary policy and the economy, the Federal Reserve in the international sphere, supervision and regulation, consumer and community affairs and services offered by Reserve Banks. Contains several appendixes, including a brief explanation of Federal Reserve regulations, a glossary of terms, and a list of additional publications.

Download or read book Consumer Credit Monograph written by and published by . This book was released on 1959 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Survey of Current Business written by and published by . This book was released on 1957 with total page 818 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presents current statistical data on economic activity.

Download or read book The Impact of Credit Cards on Small Business written by United States. Congress. House. Select Committee on Small Business. Subcommittee on Special Small Business Problems and published by . This book was released on 1970 with total page 492 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Mortgage Debt Holdings of Selected Agencies and Institutions Included Within individuals and Others 1950 1963 written by United States. Housing and Home Finance Agency. Office of Program Policy and published by . This book was released on 1965 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Hearings Reports and Prints of the House Select Committee on Small Business written by United States. Congress. House. Select Committee on Small Business and published by . This book was released on 1969 with total page 1252 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Consumer Credit written by Cedric Valjean Fricke and published by . This book was released on 1962 with total page 14 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Consumer Credit written by Cedric Fricke and published by . This book was released on 1962 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Distribution Data Guide written by and published by . This book was released on 1954 with total page 466 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Impact of Credit Cards on Small Business Hearings Before the Subcommittee on Special Small Business Problems of 91 2 on H Res 66 June 8 9 and 10 1970 written by United States. Congress. House. Select Committee on Small Business and published by . This book was released on 1970 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Collier s Year Book Covering the Year written by and published by . This book was released on 1956 with total page 878 pages. Available in PDF, EPUB and Kindle. Book excerpt: