Download or read book The Facts about the Small Loan Business and the Scientific Rate of Fair Charges written by Reginald Heber Smith and published by . This book was released on 1922 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Annual Convention of American Industrial Licensed Lenders Association written by National Consumer Finance Association and published by . This book was released on 1922 with total page 390 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Money lenders License Laws and the Business of Making Small Loans written by Clarence Hodson and published by . This book was released on 1919 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Working for Debt written by Simon Bittmann and published by Columbia University Press. This book was released on 2024-08-06 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the early twentieth century, wage loans became a major source of cash for workers all over the United States. From Black washerwomen to white foremen, Illinois roomers to Georgia railroad men, workers turned to labor income as collateral for borrowing capital. Networks of companies started profiting from payday and property advances, exposing debtors to the grim prospects of garnishments of their wages and possessions in order to mitigate the risk of default. Progressive and later New Deal reformers sought to eradicate these practices, denouncing “loan sharks” and “financial slavery” as major threats to a new credit democracy. They proposed fair credit as a universal solution to move past industrial poverty and boost consumer freedom—but in doing so, reformers, lenders, and bankers limited credit access to the white middle-class constituencies seen as worthy of protection against extortion. Working for Debt explores how the fight against wage loans divided the American credit market along class, race, and gender lines. Simon Bittmann argues that the moral and political crusades of Progressive Era reformers helped create the exclusionary credit markets that favored white male breadwinners. The politics of credit expansion served to obscure the failures of U.S. capitalism, using the “loan shark” as a scapegoat for larger, deeper depredations. As credit became a core feature of U.S. capitalism, the association of legitimate borrowing with white middle-class households and the financial exclusion of others was entrenched. Blending economic sociology with business, labor, and social history, this book shows how social stratification shaped credit markets, with enduring consequences for class, race, and gender inequalities.
Download or read book The Fair Rate of Interest for Small Loans as Made by Money lenders Repayable in Monthly Instalments written by Clarence Hodson and published by . This book was released on 1923 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Industrial Arts Index written by and published by . This book was released on 1923 with total page 1532 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book City of Debtors written by Anne Fleming and published by Harvard University Press. This book was released on 2018-01-08 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the rise of the small-sum lending industry in the 1890s, people on the lowest rungs of the economic ladder in the United States have been asked to pay the greatest price for credit. Again and again, Americans have asked why the most fragile borrowers face the highest costs for access to the smallest loans. To protect low-wage workers in need of credit, reformers have repeatedly turned to law, only to face the vexing question of where to draw the line between necessary protection and overreaching paternalism. City of Debtors shows how each generation of Americans has tackled the problem of fringe finance, using law to redefine the meaning of justice within capitalism for those on the economic margins. Anne Fleming tells the story of the small-sum lending industry’s growth and regulation from the ground up, following the people who navigated the market for small loans and those who shaped its development at the state and local level. Fleming’s focus on the city and state of New York, which served as incubators for numerous lending reforms that later spread throughout the nation, differentiates her approach from work that has centered on federal regulation. It also reveals the overlooked challenges of governing a modern financial industry within a federalist framework. Fleming’s detailed work contributes to the broader and ongoing debate about the meaning of justice within capitalistic societies, by exploring the fault line in the landscape of capitalism where poverty, the welfare state, and consumer credit converge.
Download or read book The American Journal of Sociology written by Albion W. Small and published by . This book was released on 1923 with total page 796 pages. Available in PDF, EPUB and Kindle. Book excerpt: Established in 1895 as the first U.S. scholarly journal in its field, AJS remains a leading voice for analysis and research in the social sciences, presenting work on the theory, methods, practice, and history of sociology. AJS also seeks the application of perspectives from other social sciences and publishes papers by psychologists, anthropologists, statisticians, economists, educators, historians, and political scientists.
Download or read book Money lenders Anti loan Shark License Laws and Economics of the Small loan Business written by Clarence Hodson and published by . This book was released on 1919 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Profits and Problems in Small Loans written by Howard Wright Haines and published by . This book was released on 1937 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Borrow written by Louis Hyman and published by Vintage. This book was released on 2012-01-24 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this lively history of consumer debt in America, economic historian Louis Hyman demonstrates that today’s problems are not as new as we think. Borrow examines how the rise of consumer borrowing—virtually unknown before the twentieth century—has altered our culture and economy. Starting in the years before the Great Depression, increased access to money raised living standards but also introduced unforeseen risks. As lending grew more and more profitable, it displaced funds available for business borrowing, setting our economy on an unsustainable course. Told through the vivid stories of individuals and institutions affected by these changes, Borrow charts the collision of commerce and culture in twentieth-century America, giving an historical perspective on what is new—and what is not—in today’s economic turmoil. A Paperback Original
Download or read book Transactions written by Actuarial Society of America and published by . This book was released on 1923 with total page 524 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The United States Catalog written by and published by . This book was released on 1924 with total page 2188 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Transactions written by Actuarial Society of America and published by . This book was released on 1923 with total page 562 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Small Loan Legislation written by Jack E. Thomas and published by . This book was released on 1939 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Finance News written by and published by . This book was released on 1922 with total page 520 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Fun with Loans written by Morris R. Neifeld and published by . This book was released on 1963 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt:
