Download or read book The Egyptian Banking Sector written by and published by . This book was released on 1999 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Planning Financial Flows in the Egyptian Banking Sector written by El Sayed Nassef and published by . This book was released on 1976 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Egyptian Banking System written by Alan R. Roe and published by . This book was released on 1996 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book An Investigation of the Capital Structure Policy of Egyptian Banking Sector Firms written by Sherine Farouk Abdel Al and published by . This book was released on 2014 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: This research examines the relationship between capital structure and three of its major determinants proposed in the prior literature - profitability, growth rate and size. Our sample includes data for all banks listed in Kompass Egypt, in the period 1995-2007. We utilize panel data regression analysis and show that the total debt ratio is negatively affected by both the bank's return on assets and its earnings growth rate. However, in contrast with the prior literature, the size of the Egyptian banks (measured by total assets) is a weak predictor of their capital structure. Interestingly, only 10% to 20% of the total debt ratio variances are explained by profitability and growth rate, the rest being due to company-related and stable in time idiosyncrasies. Our results differ when we attempt to explain short-term and long-term debt with the same determinants.
Download or read book Financial Services Liberalization with Emphasis on the Egyptian Banking Sector written by Noha Hatem Abdel Razek and published by . This book was released on 2006 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: The overall aim of thr research is to study financial services liberalization with regard to the Egyptian banking sector.
Download or read book Determinants of Egyptian Banking Sector Profitability written by Heba Hashem and published by . This book was released on 2016 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt: Purpose - The purpose of this paper is to examine the determinants of banking sector profitability in Egypt to shed light on the most influential variables that have a significant impact on the performance of this vital sector. Design/methodology/approach - The analysis includes a time series model of quarterly data from 2004 to 2014. The model utilizes Cointegration technique to investigate the long-run relationship between the return on equity as a proxy for bank profitability and several bank-specific variables including liquidity, capital adequacy, and percentage of non-performing loans. In addition, Vector Error Correction Model (VECM) is utilized to explore the short-run dynamics of the model and the speed of adjustment to reach the long-run equilibrium. Findings - The main findings of this work show that banking sector profitability is inversely related to capital adequacy, the percentage of loan provisions and the ratio of deposits to total assets. On the other hand, it is positively related to the size of the banking sector which implies that the banking sector exhibits economies of scale.Research limitations/implications - The implications of this work is that it helps reveal the major factors affecting bank performance in the short-run and long-run, and hence provide bank managers and monetary policy makers with beneficial insights on how to enhance bank performance. Since the banking sector represents one of the main engines of financing investment, enhancing the efficiency of this sector would contribute to economic growth and prosperityOriginality/value - The Vector error correction model showed that about 4% of the disequilibrium is corrected each quarter to reach the long run equilibrium. In addition, all bank specific variables were found to affect profitability in the long-run only. This study would serve as a base that further work on Egyptian banking sector profitability can build on by incorporating more variables in the analysis or investigating other types of econometric models.
Download or read book Efficient Market Hypothesis written by Mai Ahmed Kamel Farid and published by . This book was released on 2000 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: This research examines the behavior of returns on individual banking stocks, and on an aggregate level through the Egyptian Financial Group Index (EFGI), in the Egyptian Stock Exchange over the period from June 1997 to March 2000.
Download or read book Interest Rate Policy in Egupt Its Role in Stabilization and Adjustment written by Mansoor Dailami and published by World Bank Publications. This book was released on 1991 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt: Raising interest rates is clearly essential to the success of any stabilization and adjustment programs that Egypt undertakes. But to reduce the risks of higher interest rates to its distorted economy, and to increase the benefits, increases in interest rates need to be accompanied by other adjustment measures.
Download or read book Corporate Social Responsibility in the Egyptian Banking Sector written by Yasmin Youssef and published by . This book was released on 2018 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: Corporate Social Responsibility is a booming concept worldwide and all corporates are shifting towards undertaking some Corporate Social Responsibility activities. Banks play a major role in the Corporate Social Responsibility sector, as they are the base of any loan for any corporate, hence, they have the control of the Corporate Social Responsibility activities of a firm. Banks do Corporate Social Responsibility activities within different disciplines. This study analyzes the effectiveness of Corporate Social Responsibility activities, along with the relation between the bank’s Corporate Social Responsibility activities and its profitability. Intensive interviews were conducted with Corporate Social Responsibility representatives/managers at the banks to get more in-depth information on the research variables -effectiveness and profitability- to enhance our understanding of the Corporate Social Responsibility sector in Egypt. The results indicate that there is a shift in the concept of CSR from philanthropy or just charity giving to sustainability, taking into consideration the economic, social, governance and environmental aspects of the society.
Download or read book Interest Rate Spreads Efficiency in the Egyptian Banking Market written by Mona Fayed and published by LAP Lambert Academic Publishing. This book was released on 2013 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book investigates the efficiency of financial intermediation in the Egyptian banking market by determining the variables affecting the behavior of the interest-rate spread in Egypt for the period 1984-2007. It determines the factors behind the relative inefficiency in the intermediation process in Egypt as reflected in the wide interest rate spread. The analysis focuses on the private sector banks that include three types of banks: commercial banks (PSCB), business and investment banks (BIB), and branches of foreign banks (BFB). Panel data of the banks is used to formally investigate which bank-specific, industry and macroeconomic characteristics are the main drivers for the persistently high interest rate spreads observed in the Egyptian market during the period under study. The study applied two approaches in estimating this model: a static approach and a dynamic one. It highlights the policy measures that can help to improve the financial intermediation process in Egypt.
Download or read book Organizational Customer Factors Influencing Adoption of Electronic Banking written by Manal Rizk and published by . This book was released on 2014 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: Electronic Banking is relatively a recent technology that enables customers to perform many financial services with no need to visit bank branches. It is internet based technology that can be accessed through a PC (Internet banking) or a wireless network and mobile phone (Mobile banking). This technology is adopted by almost all the banks worldwide for many years now and still there is high potential for growth. Many past studies have examined the benefits of diffusion and adoption of this banking alternative channel to both customers and banks. However, the uptake of this technology in Egypt is still slow and still many Egyptian customers are relying on bank branches to perform financial transactions.This paper explores some organizational and customer factors that influence the diffusion and adoption of electronic banking in Egypt towards increasing the rate of usage by both Egyptian banks and customers. The study also proposes some guiding strategies for Egyptian banking sector based on the explored factors. These strategies are change management, Building bank-customer relationship (trust), creating awareness and removing the risk and security customer concerns of technology. The study also recommends that the Egyptian banks should consider the demographics variables, specially age, education and income level when setting strategies for electronic banking as an alternative channel to traditional banking. The importance of customer and employees past experience in using technology also was highlighted in this research.
Download or read book Competition and Privatization Of the Egyptian Banking written by Tosson Nabil Deabes and published by . This book was released on 2007 with total page 21 pages. Available in PDF, EPUB and Kindle. Book excerpt: Egypt's efforts to liberalize its financial sector in the 1990s have been impressive. Egyptian authorities have been successful in reversing more than three decades of interventionist policies. The fundamental building blocks of this liberalization process now seem solid. They include a reduced fiscal deficit, and the unification and freeing of exchange rates, interest rates, and lending decisions from administrative control. The initial privatization of large banks has removed some of the extensive ownership links between banksőone likely cause of uncompetitive banking. The benefits of reform are beginning to show: inflation control consistent with growth rates, confidence in local currency, and buoyant stock market activity buttressed by numerous prominent privatizations. Capital flows into the economy have also been much stronger. Nevertheless, the transformation of the Egyptian financial sector into a modern marketoriented system is still in its infancy. In the future, economic changes which policies can affect should go hand in hand with institutional and attitudinal changes which are potentially more difficult to bring about. Policy makers must continue to work hard to build on the foundations they have laid thus far.
Download or read book Framework for Bank Governance written by Mona ElBannan and published by LAP Lambert Academic Publishing. This book was released on 2011-07 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Egyptian banking sector reform, as an integrated part of the economic reform, is the main reason behind the increasing demand for good corporate Governance in the Egyptian banking system. There is no single or international corporate governance system to be followed around the world. The developing countries, which are less advanced in the area of corporate governance, have to concentrate more on developing their own practices and prudent framework for corporate governance that fit their corporate sector characteristics.This research focuses on providing an overview of the Egyptian corporate governance codes and principles, given the significance of Egypt as an emerging market in the MENA region. Furthermore, the corporate governance debate in emerging and developing countries is reviewed and finally some recommendations and policy implications for the Egyptian banks is offered.
Download or read book Annual Report Central Bank of Egypt written by Bank al-Markazī al-Miṣrī and published by . This book was released on 1989 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Development of the Egyptian Financial System Up to 1967 written by Fawzy Mansour and published by . This book was released on 1970 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Egyptian Economy in Brief written by and published by . This book was released on 2005 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Determinants of Egyptian Banks Profitability Before and After Financial Crisis written by Osama El-Ansary and published by . This book was released on 2016 with total page 13 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of the most important instruments of the financial system that reveals the future of the economy in any country is the profitability of the banking sector. Starting from 2008, Egypt was banged by consecutive shocks, both globally and locally, started with global financial crisis in Sep., 2008. The essential objective of the current study is to investigate factors that affect Egyptian banks' profitability before and after financial crisis using Generalized Method of Moments (GMM) through Eviews. The sample period covers from 2004 to 2013, return on assets and return on equity were used as proxy for banks' profitability. The explanatory variables which effect profitability are deposits to total assets ratio, operating income to asset ratio, credit quality, capital adequacy, loans rate, equity growth minus loan growth rate, asset share ratio and Egyptian banks' total assets to Egyptian gross domestic product (GDP).The empirical findings suggested that Egyptian banks with higher capital strength, asset share, and efficient management exhibit higher profitability level, whilst Egyptian banks with higher credit risk and loans intensity exhibit lower profitability level.
