Download or read book The Effect of Predatory Lending and the Foreclosure Crisis on Twin Cities Communities and Neighborhoods written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2018-01-25 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: The effect of predatory lending and the foreclosure crisis on Twin Cities' communities and neighborhoods : field hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, first session, August 9, 2007.
Download or read book The Effect of Predatory Lending and the Foreclosure Crisis on Twin Cities Communities and Neighborhoods written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2007 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Effect of Predatory Lending and The Foreclosure Crisis on Twin Cities Communities and Neighborhoods August 9 2007 110 1 Field Hearing written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2008* with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book House Hearing 110th Congress written by U. S. Government Printing Office (Gpo) and published by BiblioGov. This book was released on 2013-09 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States Government Printing Office (GPO) was created in June 1860, and is an agency of the U.S. federal government based in Washington D.C. The office prints documents produced by and for the federal government, including Congress, the Supreme Court, the Executive Office of the President and other executive departments, and independent agencies. A hearing is a meeting of the Senate, House, joint or certain Government committee that is open to the public so that they can listen in on the opinions of the legislation. Hearings can also be held to explore certain topics or a current issue. It typically takes between two months up to two years to be published. This is one of those hearings.
Download or read book The Impact of the Foreclosure Crisis on Public and Affordable Housing in the Twin Cities written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2010 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Journal and History of Legislation written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2007 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Report on the Activity of the Committee on Financial Services for the 110th Congress January 2 2009 110 2 House Report 110 929 written by and published by . This book was released on 2009 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Report on the Activity of the Committee on Financial Services for the One Hundred Tenth Congress written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2009 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A Dream Foreclosed written by Zach Avre and published by . This book was released on 2014 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Grounded in research on urban housing submarkets, this project assesses the spatial dynamics of the Twin Cities housing market leading up to the subprime mortgage crisis and analyzes the neighborhood impact of the resulting rise in foreclosures, particularly on historically marginalized communities. Constructing housing price histories from central core to outermost suburbs for five submarkets in the Twin Cities, this research reveals the uneven geography of housing bubbles and foreclosures across the metro region. Communities with high concentrations of people of color and low-income residents witnessed the greatest levels of housing value appreciation leading up to the housing crash. However, low-income communities of color and renters across the metro region experienced disproportionately higher rates of foreclosure and housing value depreciation than more affluent, white homeowners in the aftermath of the crash.
Download or read book Congressional Record written by United States. Congress and published by . This book was released on 2008 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)
Download or read book Restoring the American Dream written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2010 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Predatory Lending and Reverse Redlining written by United States. Congress. Joint Economic Committee and published by . This book was released on 2010 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Foreclosure Problems and Solutions written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2008 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Subprime Mortgages Foreclosures and Urban Neighborhoods written by Kristopher S. Gerardi and published by DIANE Publishing. This book was released on 2010-06 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt: Analyzes the impact of the subprime mortgage crisis on urban neighborhoods in Mass. Explores the topic using a data set that matches race and income info. with property-level, transaction data. Much of the subprime lending in the state was concentrated in urban neighborhoods and that minority homeownerships created with subprime mortgages have proved exceptionally unstable in the face of rapid price declines. Subprime lending did not, as commonly believed, lead to a substantial increase in homeownership by minorities but instead generated turnover in properties owned by minority residents. The particularly dire foreclosure situation in urban neighborhoods actually makes it somewhat easier for policymakers to provide remedies. Illus.
Download or read book Foreclosed written by Daniel Immergluck and published by Cornell University Press. This book was released on 2011-07-20 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last two years, the United States has observed, with some horror, the explosion and collapse of entire segments of the housing market, especially those driven by subprime and alternative or "exotic" home mortgage lending. The unfortunately timely Foreclosed explains the rise of high-risk lending and why these newer types of loans—and their associated regulatory infrastructure—failed in substantial ways. Dan Immergluck narrates the boom in subprime and exotic loans, recounting how financial innovations and deregulation facilitated excessive risk-taking, and how these loans have harmed different populations and communities. Immergluck, who has been working, researching, and writing on issues tied to housing finance and neighborhood change for almost twenty years, has an intimate knowledge of the promotion of homeownership and the history of mortgages in the United States. The changes to the mortgage market over the past fifteen years—including the securitization of mortgages and the failure of regulators to maintain control over a much riskier array of mortgage products—led, he finds, inexorably to the current crisis. After describing the development of generally stable and risk-limiting mortgage markets throughout much of the twentieth century, Foreclosed details how federal policy-makers failed to regulate the new high-risk lending markets that arose in the late 1990s and early 2000s. The book also examines federal, state, and local efforts to deal with the mortgage and foreclosure crisis of 2007 and 2008. Immergluck draws upon his wealth of experience to provide an overarching set of principles and a detailed set of policy recommendations for "righting the ship" of U.S. housing finance in ways that will promote affordable yet sustainable homeownership as an option for a broad set of households and communities.
Download or read book Cities of North America written by Lisa Benton-Short and published by Rowman & Littlefield. This book was released on 2013-12-12 with total page 431 pages. Available in PDF, EPUB and Kindle. Book excerpt: This timely textprovides a comprehensive overview of the dramatic and rapidly evolving issues confronting the cities of North America. Metropolitan areas throughout the United States and Canada face a range of dynamic and complex concerns—including the redistribution of economic activities, the continued decline of manufacturing, and a global growth in services. The contributors provide compelling examples: Inner cities have experienced both gentrification and continued areas of segregation and poverty. Downtown revitalization has created urban spectacles that include festivals, marketplaces, and sports stadiums. Older, inner-ring suburbs now confront decline and increased poverty, while the outer-ring suburbs and exurbs continue to expand, devouring green space. The book explores how the combined processes of urbanization and globalization have added new responsibilities for city governments at the same time leaders are grappling with planning, economic development and finance, justice, equity, and social cohesion. Cities have become the stage upon which new forms of ethnic, racial, and sexual identities are constructed and reconstructed. They are also connected to wider ecological processes as urban spaces are compromised by manmade and natural disasters alike. Introducing contemporary spatial arrangements and distributions of activities in metropolitan areas, this clear and accessible book covers economic, social, political, and ecological changes. It is also the only text to include the physical geography of urban areas. Bringing together leading geographers, it will be an ideal resource for courses on urban geography and geography of the city. Contributions by: Matthew Anderson, Lisa Benton-Short, Geoff Buckley, Christopher DeSousa, Bernadette Hanlon, Amanda Huron, Yeong-Hyun Kim, Nathaniel M. Lewis, Robert Lewis, Deborah Martin, Lindsey Sutton, John Tiefenbacher, Thomas J. Vicino, Katie Wells, and David Wilson.
Download or read book Understanding Neighbourhood Dynamics written by Maarten van Ham and published by Springer Science & Business Media. This book was released on 2012-09-27 with total page 291 pages. Available in PDF, EPUB and Kindle. Book excerpt: This rare interdisciplinary combination of research into neighbourhood dynamics and effects attempts to unravel the complex relationship between disadvantaged neighbourhoods and the life outcomes of the residents who live therein. It seeks to overcome the notorious difficulties of establishing an empirical causal relationship between living in a disadvantaged area and the poorer health and well-being often found in such places. There remains a widespread belief in neighbourhood effects: that living in a poorer area can adversely affect residents’ life chances. These chapters caution that neighbourhood effects cannot be fully understood without a profound understanding of the changes to, and selective mobility into and out of, these areas. Featuring fresh research findings from a number of countries and data sources, including from the UK, Australia, Sweden and the USA, this book offers fresh perspectives on neighbourhood choice and dynamics, as well as new material for social scientists, geographers and policy makers alike. It enriches neighbourhood effects research with insights from the closely related, but currently largely separate, literature on neighbourhood dynamics.
