Download or read book The Debt Collector s Handbook written by David J. Cook and published by . This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Winning your case in court is only half the battle. It's a fact that some people hide their assets to avoid paying debts and judgments. This truly unique book will show you how to find and reach that hidden money. Author David J. Cook is a veteran collections attorney who has been chasing down debtors for over 39 years. This colorfully written book will teach you the basics of civil remedies, real estate, finance, and sleuthing. The author outlines for you the power of the bluff and the outer parameters of threat, when a threat becomes extortion, and when you need to walk away from a situation. This book is about collecting debts, finding assets, enforcing judgments against difficult people, or, should you be so inclined, beating out your creditors.
Download or read book The 5 Elements of the Highly Effective Debt Collector written by Timothy J. Daye and published by iUniverse. This book was released on 2011-07-13 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 5 Elements of the Highly Effective Debt Collector is the first How to collect a debt book of its kind, in that it breaks the debt collecting process down into five core fundamental areas. After years of training in the collection industry, I have found that these five fundamental areas are at the center of revealing the mystery behind why only a small percentage of debt collectors produce at a high level and more importantly explains why the larger percentage of low to mediocre performers never reach a top producing level. Not only does this book establish fundamental concepts every debt collector must understand to maximize personal or agencys earning potential, it also teaches: sound principles of engagement, valuable communication concepts, effective sales rebuttal techniques, as well as a system of file management that if followed and executed properly will more than double a collectors efficiency and effectiveness in less than 30 days The 5 Elements principles and concepts were designs to ensure that no matter an individuals talent level, years in the industry, or position held within an agency, the end user will understand clearly and be enriched by the experience.
Download or read book Professional Debt Collection Skills written by GERARD ASSEY and published by Gerard Assey. This book was released on 2021-06-21 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: “Credit Management is the heart of an organizations very survival”. Many studies carried out on the growing sickness in industries and businesses reveal that BAD DEBT is the ONE major cause for bankruptcy. In a successful and vibrant economy, selling on credit has a number of advantages, especially when it generates a larger volume of business as well as widens one's market share. In fact, selling on credit often 'Makes' or 'Breaks' a sale and at most times gives one that edge over competition. Yet, one cannot afford to take this area of credit control so lightly, as too many companies everyday are mounting with debts that are increasingly doubtful of recovery. The most precarious risk therefore to a company’s profit on the sale is by way of interest expense from delayed collection. In essence, that is what credit management is all about and its objective can be said “to have the highest possible debtors (sales) for the shortest possible time (collection/profit)”. Before the customer buys your goods both are interested - he in need of your goods and you in collecting the value of goods sold ie; the money; but once he gets the goods on credit, he is no more interested in fulfilling his obligation of paying. It's only you (for your money!). A company can have the finest product, a superb sales record and the most dedicated workforce, but if it does not get paid for its goods sold (.... and on time!) it will die. An unpaid debt is an unsecured loan being financed by your company (we can’t even call it a loan, because on a loan one earns interest. We’ll probably have to change the activity to ‘charities’!) It means that many companies are prevented from achieving their full potential, because instead of using borrowed money to develop and grow their business, they now have to borrow money just to fund their own sales ledgers (in other words their customers). When you no longer control your debtors, the cost of financing your company's cash flow is at the mercy of those very same debtors. If a business wishes to survive and prosper in today’s economic environment it must pay close attention to all the factors which affect and takes care of its cash flow. Managing Credit and Collecting Money, on time, every time, therefore are the 2 most important and vital factors which decide the fate of any business! This book: ‘Professional Debt Collection Skills’ would essentially help you do just that by covering the necessities in credit and cash flow management right from how bad debt occurs with methods to prevent the same, through the steps of an effective collection call (both on phone and face to face) with emphasis on the importance of documentation, reports, procedures for systematic follow-up; including series of email letters and general tips for chasing your money too, by encouraging proactive methods! From all of these objectives, you will notice that the primary objective of your collection effort is to bring the account current and, at the same time, to keep the account as a customer. Harassment by mail, in person or on telephone is generally not advisable and successful in collecting money or in retaining the account. But, by applying the proven techniques and preventive measures covered in this book, you can look forward to greater success in reducing your outstanding payments while yet retaining your customer, together with the added benefit of staying professional while also enjoying a pleasant, personal and rewarding experience. At the end, you would have learnt to manage credit, using planned preventive measures (the most vital part!), would have learnt to develop a complete systematic collection program, gained confidence in collecting money and have acquired several new ideas for immediate use, including taking back an Action Plan which can be put to immediate practice.
Download or read book Stop It written by Benjamin Dover and published by . This book was released on 1992 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discusses what legal and illegal collection tactics are and describes how to stop the illegal methods by using letters, forms, and other means.
Download or read book Collection Management Handbook written by A. Michael Coleman and published by John Wiley & Sons. This book was released on 2004-04-26 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: You don’t have to be gifted to be a great credit collector. All you need is a desire to learn from the best.. . . and that’s the level of expertise this exhaustively researched volume puts right at your fingertips. The Collection Management Handbook puts you on the fast track to becoming a debt recovery dynamo. Drawing on actual cases from the collection industry’s top achievers, this expanded edition redefines collection methodology. Focusing on multiple avenues of strategic creditor recourse, it goes beyond yesterday’s dunning notices, showing you how to extract money from the most hard-to-reach nonpaying customers. Order your copy today!
Download or read book Ultimate Credit and Collection Handbook written by Michelle Dunn and published by Entrepreneur Press. This book was released on 2006-08-28 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Entrepreneur’s experts show you how to boost your bottom line with credit and collections Proper credit and collections policies are essential for a small business. They allow a business to make more money--even without making more sales--by more efficiently collecting from customers. Ultimate Credit and Collection Handbook teaches you how to create or improve a credit department, maintain a credit policy, and avoid bad debt. It includes up-to-date information on relevant state and federal laws.
Download or read book The Debtor s Self Help Guide written by www.debtorselfhelp.com and published by Lulu.com. This book was released on 2012-07-11 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt: Did you know that a collection agency can place unfavorable information on your credit report for a debt that is not yours? This can happen if you fail to respond to a demand letter from a collection agency.The Debtor's Self-Help Guide is the only pro-debtor book that offers guidance and documents to effectively oppose unscrupulous collection agencies. The book contains practical and tested information and documents that help to keep debt collectors at bay.Debt collectors rely on a consumer's lack of knowledge of the law and the legal process to intimidate the consumer and take control of the debt collection process.A fundamental understanding of the law and the legal process, as it relates to debt collection, is all you need for the best possible outcome. This book will teach you the fundamentals and give you the tools to level the playing field
Download or read book How To Defeat Any Debt Collector Repair Your Own Credit Report written by Marshall S. Schoeder and published by . This book was released on 2016-12-09 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book was written with a single goal in mind, that of providing you the reader with a tested and proven system, complete with templates and examples, that allows you to literally turn the tables on debt collectors. This book will teach you how to stop the harassment, remove inaccurate and or derogatory information from your credit report, and, if you are so inclined, sue the debt collector for his violation(s) of the law; all without the need of a lawyer. In all of my cases I have never once used a lawyer. Once you finish reading the book you will immediately be able to confront and effectively deal with any debt collector with confidence. You will be able to instantly recognize if a debt collector is employing abusive or fraudulent practices and know how to properly respond. Whether you're new to the subject of debt collections or a seasoned veteran you will find new information in this book that will convince you that not only are you not obligated to pay most alleged debts, but that those attempting to collect them from you are very often unable to prove that you owe them anything when properly challenged. This may seem like a fantastic claim, but it is true nonetheless and has been proven time and time again. You will learn how the laws are designed to protect you (the consumer) and how to successfully implement them to your advantage. I want to also mention here that I am not a lawyer and I do not give legal advice. What I do provide you with is educational material on a tried and proven method that actually works, and that debt collectors absolutely DO NOT want you to acquire and implement! What you will find within the covers of this book is the knowledge and proven procedures of how to beat Debt Collectors (and their lawyers) which I have developed through personal experience over the course of many years. I have sued and won in the Federal Court system, successfully defended in many state court actions, and have also won without the need to litigate, through the use of Settlement & Release of Liability Agreements; the application of which is discussed at length in the book. A template of the Settlement & Release of Liability Agreement is included in the book. The bottom line here for this author is to get you, the reader, up to speed and properly equipped so that within a few short days of receiving this book you can actively and successfully engage, with confidence, any debt collector attempting to collect an alleged debt from you. Suffer and fear no longer and use the knowledge provided in this powerful book to defeat your debt collector!
Download or read book Debt Collectors Lies Damn Lies and Deceit written by John Mackey and published by Createspace Independent Publishing Platform. This book was released on 2016-06-17 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever listened to real debt collection calls from real debt collectors telling lies? I have a lot of them and here are three that show the lies and deceit. And I confront them on it. They are within this book. This book is about how to defend yourself, using transcripts from conversations I have had with debt collectors. It shows you the collection process, how the collector must proceed, and what to do if they do not. It shows how to hold conversations with them, what paperwork to file and even an example of how to respond to a lawsuit. Yes, you can do that yourself. What I want to do is show you the rules of the game and how they are applied. If you are aware and know the rules of the game, it is much easier to defend yourself.
Download or read book Debt Recovery Handbook written by MARTIN. DALY and published by . This book was released on 2017 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Surviving Debt written by and published by . This book was released on 2024 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Escaping the Chains of Debt written by Seann L. Jackson and published by Xlibris Corporation. This book was released on 2009-11-06 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you had enough? Are you tired of being hounded by calls from creditors and debt collectors? Do you feel trapped and think there is no way out? Does bankruptcy seem inevitable? Are you embarrassed to talk to your friends and family? Do you need a way out? Over 12 years ago, Seann L. Jackson lived through the same fears, shame, and frustration that you face today, and has since moved from debt and poverty to enjoy the rewards of a credit score over 800! Escaping the Chains of Debt summarizes the hard-earned knowledge about debt and credit the he accumulated in his fight for financial freedom, explaining step by step what works and what doesnt by offering you what he learned about: Bankruptcy options The Credit System and what you need to know to survive How you can get out of debt without declaring bankruptcy &Rebuilding your credit And Eliminating Debt Collectors from your life FOREVER! In Escaping the Chains of Debt, Mr. Jackson shares his experiences in the trenches of debt recovery so that you can change your life quickly and get you on the road to recovery.
Download or read book Debt Collection Manual written by California. Department of Consumer Affairs and published by . This book was released on 1982 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Complete Guide to Credit and Collection Law written by Arthur Winston and published by Prentice Hall. This book was released on 2001 with total page 436 pages. Available in PDF, EPUB and Kindle. Book excerpt: This updated edition provides comprehensive covers of aspects of credit and collection law with expert advice, tips and techniques to help credit managers improve their collection efforts and steer clear of costly litigation. The guide includes the actual laws with plain-English explanations of how readers can use them to their advantage, along with precedent-setting law cases and scores of legal citations.
Download or read book The Debt Resisters Operations Manual written by George Caffentzis and published by . This book was released on 2013-10-10 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last 30 years, wages have stagnated and average household debt has more than doubled. People are forced to take on debt to meet their everyday needs like housing and education, leading to devastated communities and an increasing reliance on credit to maintain basic living standards. This system enriches the lives of few at the expense of many. The Debt Resisters' Operations Manual is a handbook for debtors everywhere to understand how the debt system really works, while providing practical tools for fighting debt in its most exploitative forms.
Download or read book Texas Collections Manual written by State Bar of Texas and published by . This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Debt Relief Playbook written by Mark Wesbrooks and published by . This book was released on 2014-01-02 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: Eliminate Debts, Complete Debt Relief, Remain Debt Free. Debt Relief without paying! After two decades of fighting creditors and debt collectors on behalf of thousands of clients, Board Certified Attorney Mark Wesbrooks has put together a powerful how-to guide to arm Americans with everything needed to oppose creditors, collectors, and their attorneys in their efforts to seek court judgments, seize assets, invade bank accounts, and garnish pay checks. Wesbrooks effectively explains legal protections, strategies, and procedures in easy to understand terms. Consumers have legal powers against aggressive creditors and debt collectors under the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA) and other federal and state laws. Asserting these legal rights can make creditors and their attorneys go away. Consumers are entitled to recover money damages against creditors and collectors for even one violation of these laws. Part of the Legal Playbooks(TM) Series, The Debt Relief Playbook is an invaluable resource in defending against creditors, debt collectors and their attorneys. The Debt Relief Playbook provides a roadmap to financial freedom, including sample letters, court documents, and legal references (The War Chest) that will help you stand up and fight to protect your family and preserve the American dream. The Debt Relief Playbook is part of the Legal Playbooks(TM) series of publications designed to arm consumers to stand up to creditors and prevail. It is a statistical fact that one out of three debt collection lawsuits have no merit of any kind! By timely raising legal claims and defenses creditors and their attorneys will go away in defeat. Federal laws include loan forgiveness regulations for student loans, legal defenses which remove all liability on civil debts, and remedies of court-ordered discharge of all debts through bankruptcy. Rights and remedies exist which will be lost if the consumer does not act timely in asserting proper legal claims and defenses. Proper planning and an early counter-attack can eliminate the problem. When your family is under attack, it is time to fight and prevail!
