Download or read book The Changing Landscape for Canadian Financial Services written by Task Force on the Future of the Canadian Financial Services Sector and published by Task Force. This book was released on 1998 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report begins by examining the state of Canadian financial services, focusing on personal services such as retail banks, credit unions, and retail asset management. Information is provided on the key players in the financial services industry, their products and performance, and how they compare internationally. The forces reshaping the industry are then reviewed, including technological advances, increasing consumer sophistication, regulatory reform, and globalization. The impact of these forces of change on banks, life insurance companies, and other Canadian financial institutions is assessed. The competitiveness of these institutions and their potential competitive strategies are analyzed, along with the degree to which their Canadian clients (wholesale, commercial, and retail consumer) are served. Finally, international regulatory responses to the forces of change are explored and various options for national policy goals are evaluated.
Download or read book Public Opinion Research Relating to the Financial Services Sector written by Ekos Research Associates and published by . This book was released on 1998 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: Describes and presents findings of a public opinion study whose objectives included: describing the current and evolving attitudes of the Canadian public on a variety of issues relating to the financial services industry; examining Canadians' interaction with the financial services sector; and understanding the interrelatedness of many of the issues and how they are shaping public attitudes. Findings are based on data from a telephone survey of 1,800 representatives from the general public, and a series of focus groups and triads with telephone survey participants. Issues examined include levels of satisfaction with different elements of the financial services sector, levels of trust and confidence in the sector, the image of banks, competition, mergers, Canadian control of the sector, industry practices, and issues relating to technology and privacy. The appendix includes a copy of the survey instrument along with a tabulation of the results.
Download or read book Reforming Canada s Financial Services Sector written by Canada. Department of Finance and published by . This book was released on 1999 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Change Challenge Opportunity written by Task Force on the Future of the Canadian Financial Services Sector and published by . This book was released on 1998 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presents the report of a task force appointed to inquire into public policies affecting the financial services sector and to make appropriate recommendations. Task force work included receipt of submissions from interested parties, holding of meetings across Canada to solicit public input, and commissioning external research studies. Four basic themes are explored: enhancing competition and competitiveness, consumer empowerment, Canadians' expectations and corporate conduct, and improving the regulatory framework. After introductory chapters on these themes and the task force's approach, chapter 3 reviews forces of change acting on the sector, including technological advances and globalization, plus the responses to those changes. Chapter 4 includes an overview of the sector and its importance to Canada, and discusses challenges facing the sector. Chapter 5 presents the task force's vision for the sector and suggests how to achieve that vision. Chapters 6 through 9 treat the four basic themes in turn, covering such topics as ownership policy, business powers, mergers, protection of privacy, consumer protection, social performance, and regulation of market entry. The final chapters summarize the task force's recommendations and concluding observations.
Download or read book Canada written by International Monetary Fund. Monetary and Capital Markets Department and published by International Monetary Fund. This book was released on 2019-06-24 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Financial System Stability Assessment paper discusses that Canada has enjoyed favorable macroeconomic outcomes over the past decades, and its vibrant financial system continues to grow robustly. However, macrofinancial vulnerabilities—notably, elevated household debt and housing market imbalances—remain substantial, posing financial stability concerns. Various parts of the financial system are directly exposed to the housing market and/or linked through housing finance. The financial system would be able to manage severe macrofinancial shocks. Major deposit-taking institutions would remain resilient, but mortgage insurers would need additional capital in a severe adverse scenario. Housing finance is broadly resilient, notwithstanding some weaknesses in the small non-prime mortgage lending segment. Although banks’ overall capital buffers are adequate, additional required capital for mortgage exposures, along with measures to increase risk-based differentiation in mortgage pricing, would be desirable. This would help ensure adequate through-the cycle buffers, improve mortgage risk-pricing, and limit procyclical effects induced by housing market corrections.
Download or read book Financing Entrepreneurial Firms written by Allan Lance Riding and published by Task Force. This book was released on 1998 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: The objective of this report is to summarize previous research findings regarding regulations and policies that might detract from investment in small businesses or entrepreneurial firms. It begins with an overview of the demand and supply sides of the business finance market, including the types of small business and the sources of capital. It then addresses various issues (such as access to capital, ownership regulations, entry of foreign financial institutions, and presence of policies and regulations that create inconsistencies) in the context of a review of the various segments that comprise the market for capital to which entrepreneurial firms have access. These segments include banking, leasing and other forms of asset-based financing, start-up and venture capital, private placements, and initial public offerings. The appendix includes a primer and annotated bibliography on credit rationing.
Download or read book The Changing Landscape for Canadian Financial Services written by Task Force on the Future of the Canadian Financial Services Sector and published by . This book was released on 1996 with total page 83 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking, insurance companies, financial institutions, International, industry, customers, reform, international regulations.
Download or read book Impact of Taxation on the Financial Services Sector written by Kevin J. Dancey and published by Task Force. This book was released on 1998 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: This research focuses on the impact of the major federal and provincial taxes on the relative competitive position of domestically owned firms supplying similar financial services, as well as on the competitive position of Canadian institutions operating internationally or in competition with foreign institutions in the Canadian marketplace. In addition, elements are identified regarding the tax treatment of financial institutions that might motivate them to take actions driven by tax planning considerations which would conflict with the objectives of prudential regulation. The research approach involves not only a new economic analysis but also a review of other studies on the impact of taxation in the financial services sector and solicitation of input directly from participants in the sector. The report begins with a review of recent trends in the financial sector relating to tax and non-tax issues. It then describes the approach used in assessing competitiveness and proceeds with the assessment of competitiveness in the making of loans and of savings vehicles. This is followed by discussion of specific tax issues such as capital taxes, non-resident withholding taxes, and measurement of income. Finally, prudential issues are discussed. The appendix includes description of an economic approach to evaluating the taxation of financial institutions.
Download or read book Financing Knowledge based Small Business written by Task Force on the Future of the Canadian Financial Services Sector and published by Task Force. This book was released on 1998 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial institutions, banking.
Download or read book The Future Starts Now written by Canada. Parliament. House of Commons. Standing Committee on Finance and published by . This book was released on 1998 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Putting Consumers First written by Jack M. Mintz and published by . This book was released on 1996 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the back cover: Canadians will soon be debating specific proposals for changes to regulations for the financial services industry that are slated for implementation in 1997....This volume examines a set of policy questions that are central to the 1997 legislative review. The book is a collection of papers, each examining a different policy question. The first is motivated by the need for an objective assessment of the link between competition, concentration and profitability, with particular attention paid to major banks. The second reviews the basic issues in the design of Canada's payments system, through which financial institutions clear transactions with each other. The final paper evaluates the impact of rapidly changing computer, communication and networking technologies.
Download or read book Financial Services Canada 2021 2022 written by Grey House Canada and published by . This book was released on 2021-05 with total page 900 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Services Canada is the only master file of current contacts and information that serves the needs of the entire financial services industry in Canada. With over 18,000 organizations and hard-to-find business information, Financial Services Canada is the most up-to-date source for names and contact information of industry professionals, senior executives, portfolio managers, financial advisors, agency bureaucrats and elected representatives.
Download or read book Canadian Financial Institutions and Their Adoption of New Technologies written by Ernst & Young and published by . This book was released on 1998 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of this report is to assist in assessing the rate and extent of the adoption of emerging technologies by Canadian financial institutions and the extent to which the regulatory environment facilitates their continued implementation. The analysis of emerging trends is based on examination of the practices and plans of 46 financial institutions in five jurisdictions (United States, France, Germany, United Kingdom, Australia) and a survey of Canadian financial institution executives. The focus is on five key technologies: the Internet, personal computer banking, smart cards, data warehousing, and document imaging. The rate of adoption of these technologies in the above jurisdictions is compared to their rate of adoption in Canadian financial institutions. Legal and regulatory factors that may impede the future adoption of emerging technologies are then discussed, including the requirement that documents be in writing, the use of electronic signatures, the security of electronic transactions, and jurisdictional issues.
Download or read book Stumbling Giants written by Patricia Meredith and published by University of Toronto Press. This book was released on 2017-10-31 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Canada’s big six banks weathered the 2008 financial crisis very well. Their adherence to tried and tested twentieth-century products and services made them a safe harbour in the financial storm. However, as the modern global information economy continues to develop, the banks must confront their innovation crisis, or they will fail. In Stumbling Giants, Patricia Meredith and James L. Darroch embark on an audacious and startling examination of Canada’s big banks. With banks earning forty percent return on equity from traditional retail banking, pressure from investors with short term interests has discouraged technological innovation and adaptation. Meredith and Darroch reveal the socio-technological disruptors threatening the banks’ three primary product divisions – lending, wealth management, and payments – and offer innovative yet realistic recommendations for improvement. Meredith and Darroch’s new vision for the Canadian banking industry involves a broad cross-section of Canadians – policy makers, regulators, customers, suppliers, investors, and bankers – and is a call to action for all interested stakeholders to work together in creating a banking system for the twenty-first century.
Download or read book Reforming Canada s Financial Services Sector a Framework for the Future Statement written by Canada. Department of Finance and published by . This book was released on 1999 with total page 15 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book New Directions for the Financial Sector written by Canada. Minister of State, Finance and published by . This book was released on 1986 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Corporate Banking Relationships in Canada written by Conference Board of Canada and published by Task Force. This book was released on 1998 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper is based on a survey of the chief financial officers (CFOs) of 37 of Canada's largest corporations and a subsequent small focus group of selected CFOs who were asked to expand on some of the survey responses. It outlines the views of CFOs on their banking relationships, explores how these CFOs view the performance of Canadian banks both at home and abroad, and examines whether these views lead them to have strong feelings about the current ownership structure of Canadian banks. The appendix includes the survey questions along with tabulated survey results.
