Download or read book The Best Pocket Guide Ever for a Financially Secure Retirement written by Jillian Howard and published by Penguin Random House South Africa. This book was released on 2014-06-05 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want to retire knowing that you can maintain the lifestyle you’ve grown accustomed to but don’t know if you have (or will have) saved enough to live on comfortably for the rest of your life? If so, this is the book for you ... Just about everyone over the age of forty worries about how their retirement years will turn out. A secure retirement is seen as the culmination of a life well lived. To retire wealthy and live a dream life free of hard work is the ultimate desire of almost everyone. However, the reality is that not many people have the resources to enjoy a perfect retirement. There are many pitfalls in everyday life that prevent this, and although some of these are unexpected and unfair, generally speaking most of them can be prevented or planned for. Whether you are just starting out or are about to retire, this reliable, highly accessible book will provide some practical guidelines on how to retire financially secure: from savings to investments and pension plans to provident funds, it will set out exactly what you need to live life to the full, right to the end, with more than enough in the kitty.

Download or read book The No Regrets Guide to Retirement written by Patricia Howard and published by John Wiley & Sons. This book was released on 2021-02-08 with total page 199 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn to take control of your finances and your retirement with this one-stop Australian financial planning bible Have you ever wondered if you have enough money to make it through retirement? The No-Regrets Retirement Guide: How to Live Well, Invest Wisely and Make Your Money Last provides readers with a definitive answer to that question, as well as many others you may have always wanted to ask. Qualified financial planner and author Patricia Howard offers no-nonsense guidance on what it takes to get you to, and through, retirement. You’ll learn how to: Develop a positive and productive mindset as you enter retirement Take control of your finances, regardless of how much money you make or have Learn how to live on invested income rather than earned income Understand and learn to avoid the biggest pitfalls people commonly encounter as they approach retirement Perfect for people entering or already in retirement, The No-Regrets Retirement Guide also belongs on the bookshelves of anyone interested in ensuring they are in a financial position to enjoy their golden years.

Download or read book The Best Pocket Guide Ever for Wealth Building Investment written by Jillian Howard and published by Penguin Random House South Africa. This book was released on 2023-03-27 with total page 99 pages. Available in PDF, EPUB and Kindle. Book excerpt: The new, updated edition of this bestselling investment book will show readers that financial freedom is possible for everyone. It has been updated to include the current hot topics of investing offshore and online, while setting out distinct guidelines on how to do both carefully and prudently. Also new is the special chapter on analysing and understanding investment risk so that readers can figure out their own comfort level of where to invest their hard-earned money.Aimed at the financial novice who needs clear basic guidelines on how to deal with money, the book covers all aspects of investment that a normal person would encounter in his or her life, from earning their first salary cheque, up to and including retirement. Readers will learn where and how to invest, how to diversify, whom to trust, how to save on costs, which investments perform the best, and so much more. A highly accessible must-read for everyone who wants a financially secure future.

Download or read book The Shortest Book Ever on Saving for Retirement written by James O'Donnell and published by Northfield Publishing. This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book gives the facts-just the facts-on saving and investing for retirement in words everyone can understand. Our nation is facing a financial crisis of monumental proportions, and we need to invest carefully. Look at these topics (and quite a few more) in a whole new light: Investing, Social Security, 401(k) and 403(b) accounts, Diversification, Mutual Funds, IRAs, and Annuities. A former Wall Street pro, James O'Donnell uses simple, concise terms in a readable style to address the most crucial issues that affect your future financial health-whether you know it now or not!

Download or read book The Power of Zero Revised and Updated written by David McKnight and published by Crown Currency. This book was released on 2018-09-04 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?

Download or read book Your Complete Guide to a Successful and Secure Retirement written by Larry E. Swedroe and published by Harriman House Limited. This book was released on 2021-02-23 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fully revised and updated second edition. This is your one-stop, definitive resource as you prepare for a secure and comfortable retirement. Investment and personal finance experts Larry Swedroe and Kevin Grogan present uniquely comprehensive coverage of every important aspect you need to think about as you approach retirement, including: Social Security, Medicare, investment planning strategy, portfolio maintenance, preparing your heirs, retirement issues faced by women, the threat of elder financial abuse, going beyond financials to think about your happiness, and much more. These topics are explained with the help of specialists in each subject. And everything is based on the "science of investing" – evidenced with studies from peer-reviewed journals. Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don't enter your retirement without it.

Download or read book The Best Pocket Guide Ever for Wealth building Investment written by Jillian Howard and published by . This book was released on 2014 with total page 77 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Smartest 401 k Book You ll Ever Read written by Daniel R. Solin and published by Penguin. This book was released on 2008 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: The guide readers need to retire richer—from the international bestselling author of The Smartest Investment Book You'll Ever Read. In this New York Times bestselling guide, author Daniel R. Solin takes issue with the commonly held belief that participating in defined contribution retirement plans is a “no-brainer” because of the employer match. While providing readers with comprehensive, accessible information on the most common deferred compensation plans, annuities, and other retirement-based investments, he shows the 70 million participants currently in those plans how to create the best portfolio with often limited options. In his straight-forward, no-nonsense style, Solin offers the new rules for investing for retirement and shows readers how to quickly and simply determine their own needs, get control of their assets, avoid scams and sucker bets, discover untapped resources at retirement, and eventually get income out of tax deferred plans—the smart way.

Download or read book The Best Pocket Guide Ever for Family Finances written by Jillian Howard and published by Penguin Random House South Africa. This book was released on 2016-01-11 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: It is much easier to control your finances and plan your investments when you are single. But once a partner comes along and financial decisions are shared, planning can become more complicated, as different people often have different ideas about how to spend and invest money. Without some guidance on dual finances, a marriage or partnership can easily become a statistic – a major cause for break-ups is financial stress. Add children to the mix, and the financial pressure increases. But it is possible to achieve a financially successful life for your family despite the huge costs involved, and this book will show you how. If you want to marry or cohabit, have children (and provide them with a good education), build wealth and, finally, retire successfully, this book shows you how it can be done. It also sets out the financial implications of divorce and separation and how to overcome them, guides you through the financial jargon when a spouse or partner should die, and explains how to avoid any financial hardship that can so easily follow. This book is a comprehensive but easily accessible guide to financial planning throughout all stages of normal family life. A must-read for anyone who is married, is planning to get married or is cohabiting in a long-term relationship.

Download or read book The Best Pocket Guide Ever for Minimising Insurance written by Jillian Howard and published by Penguin Random House South Africa. This book was released on 2014-06-05 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: Would you like to pay less for your insurance premiums but still access some decent cover? Or discover just when you should have insurance and when it’s not really necessary? Then this is the book for you ... No one likes to pay for insurance, and when money is tight, many people opt to live without cover. Yet it is an essential service in the event of an emergency, an accident or a loss. Without insurance it will take you a long time after a mishap to financially get back to where you once were. But how can you get a decent amount of cover for the least amount of money, and what should be insured, and for how much? This accessible, easy to understand and highly informative guide provides you with all the tools that will enable you to minimise what you pay for insurance while enjoying the best possible cover. It looks at all of the different types of insurance, short and long term, and provides solid advice on why and what protection to choose.

Download or read book The Ultimate Retirement Guide for 50 written by Suze Orman and published by Hay House, Inc. This book was released on 2020-02-25 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."

Download or read book Secure Your Retirement written by Radon Stancil and published by Bookbaby. This book was released on 2021-07-19 with total page 202 pages. Available in PDF, EPUB and Kindle. Book excerpt: Imagine having total confidence in your financial future and never having to think again about where money is going to come from to fund your dreams. "Secure Your Retirement: Achieving Peace of Mind for Your Financial Future" was written to help you gain peace of mind while planning for and living through retirement. Even when you've worked hard your whole life and have been financially disciplined and responsible, it can be a challenge to convert your earnings and savings into a secure retirement. This book is designed to help you understand: *The difference between passive and active investment strategies *What it means to have a written income plan *Your risk tolerance *How to select a retirement planning advisor that matches your personal goals. This is book was written to help you gain peace of mind while planning for and living through retirement. Remember, successful retirement planning isn't a one and done process - there is so much more to it than what we could ever share in one book. Join Radon Stancil, CFP and Murs Tariq, CFP on their popular podcast entitled "Secure Your Retirement" for weekly topics important to you.

Download or read book The Best Pocket Guide Ever for Wealth building Investment written by Jillian Howard and published by Penguin Random House South Africa. This book was released on 2014-06-05 with total page 73 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you just starting out and need easy-to-follow advice on how, and in what, to invest so that you can maximise your returns and build your wealth? If so, this is the book for you ... Money plays a role in nearly every aspect of our lives, and yet very few of us know how to save, where to invest and how to make our money grow. There are a great many questions surrounding successful investing and building wealth: where to invest, how to invest, how to diversify, who to trust, how to save on costs, which investments perform the best and yet are safe ... the list is endless. This reliable and highly accessible guide is aimed at the financial novice who needs clear basic guidelines on how to deal with money, and covers all aspects of investment that the average person would encounter in his or her life, from earning the first salary cheque to retirement. This book will show you that financial freedom is possible for everyone – and that means you, too!

Download or read book The Best Pocket Guide Ever for Eliminating Debt written by Jillian Howard and published by Penguin Random House South Africa. This book was released on 2014-06-05 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you are one of the more than five million South Africans who are deeply in debt, or would like advice on how to become and stay debt-free, this is the book for you ... Figures from the National Credit Regulator Credit Bureau Monitor show that more than 9.5 million people have bad debt records, as they have fallen behind on their repayments. And this figure is bound to increase as many more turn to credit to survive rising food and fuel costs. A bleak picture indeed. But much-needed and timeous help is now at hand with this useful guide to eliminating personal debt. This condensed but highly informative book will help you to assess the extent of your debt and what to do about it; assist you in drawing up a budget and sticking to it; and provide you with options on how to best pay off your debt and create new spending habits in order to live debt-free. It is essential reading for each and every South African who finds him- or herself trapped in debt, whether you are just starting out, are in mid-career or facing retirement. Because it is possible to live a debt-free life, and live it well!

Download or read book The Buckets of Money Retirement Solution written by Raymond J. Lucia and published by John Wiley & Sons. This book was released on 2010-08-09 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Investors, shell-shocked by the "Great Recession" of 2008-2009, are looking for answers, for something fresher than the old 'buy-and-hold' mantra. They hunger for stability, yet yearn for growth to rejuvenate their battered portfolios. Ray Lucia's The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life provides just that—a reassuring and scientifically proven strategy that gives investors both growth and income. Lucia, a Certified Financial Planner who's helped thousands of people invest more than $2 billion, explains how to spend down 'safe' buckets (containing, for example, Treasuries, CDs, bonds), while leaving a riskier bucket (real estate, stocks and alternative investments) to grow long-term. This strategy shields investors from the short-term ups and downs of the market. And it gives them the courage and discipline to stay invested no matter what the future holds. Written in a breezy, accessible style and loaded with tons of examples and clear, specific calculations, the book explains how to set your financial goals, divvy up your money accordingly, and then invest intelligently. With this book as your guide, readers will learn how to achieve both income and growth while at the same time reducing risk. "All in all," Lucia writes, "this plan is akin to a sports car that seats six, approximating the best of both worlds. In this case by being a conservative strategy that’s also growth-oriented." Almost every kind of investment—stocks, bonds, commodities, real estate—plunged in the past year or two, turning off millions of investors who'd been planning for and counting on a reasonably comfortable retirement. These retirees or near-retirees need solutions ... something fresher than the old 'buy-and-hold' mantra. Yet here's what they hear from the financial-services industry: Set up an asset-allocation model, then take a systematic withdrawal to support your retirement ... remembering, of course, to rebalance the accounts to remain in sync with the model. Wrong! That maximizes the advisors' fees but doesn't protect the investors' assets during the tough times.

Download or read book The Simple Path to Wealth written by Jl Collins and published by Jl Collins LLC. This book was released on 2021-08-16 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

Download or read book Retirement Planning QuickStart Guide written by Ted Snow and published by ClydeBank Media LLC . This book was released on 2021-03-15 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: THE ULTIMATE BEGINNER’S GUIDE TO TAKING CONTROL OF YOUR FINANCES AND PREPARING FOR RETIREMENT INCLUDES LIFETIME ACCESS TO ONLINE INVESTMENT COURSE RESOURCES AND OTHER ESSENTIAL RETIREMENT PLANNING DIGITAL ASSETS Planning for retirement is the biggest financial commitment of your life. Are you prepared? The future is often filled with fear and uncertainty. Fortunately, your retirement doesn’t have to be. Managing your finances, preparing to transition out of the workforce, and ensuring that your money is working as hard as possible to make your golden years sparkle can be overwhelming. Best-selling author and finance industry veteran Ted D. Snow, CFP®, MBA, knows how to prepare for retirement no matter what stage of planning his clients are in. Retirement Planning QuickStart Guide cuts through the chatter to help orient you on your journey to retirement. With financially sound money management strategies, practical tips, and a thorough look at with it takes to prepare for a retirement worth looking forward to Using the guidance and insight provided in this book, anyone, at any stage of their career, can find the answers they’re looking for to prepare for a comfortable, satisfying, and financially secure retirement. Whether retirement is right around the corner or still decades over the horizon, you deserve a retirement that's a fitting reward to a lifetime of hard work. This book is your essential companion. Retirement Planning QuickStart Guide Is Perfect For: - People in their 20’s, 30’s, or 40’s who know they have to start preparing for retirement but aren’t exactly sure how yet. - People in their 50’s, 60’s, and beyond – yes even people who are past the retirement age will find value in this book! - Anyone who is concerned that they aren’t adequately prepared for the largest financial commitment of their lives! Retirement Planning QuickStart Guide Covers: - Everything you need to know to get a head start on retirement planning from financial planning to the fundamentals of saving for retirement - Retirement planning investment strategies, tactics, and techniques that set this book apart from other retirement planning books - Preparing for retirement at any age (no matter how close or far away retirement truly is) - Exactly how to retire from work and into life Retirement Planning QuickStart Guide Will Teach You: - Where and When to Start – How to Understand Your Unique Retirement Needs and Start Preparing Now - 401(k)s, Traditional IRAs, Roth IRAs, Health Savings Accounts, Mutual Funds, and Other Financial Instruments – Which Ones Are Right for You and How to Use Them to Best Effect - Accelerating Your Retirement Timeline – What to Do If You Don’t Think You Have Enough Time (or Want to Retire Early!) - More Than Money – Going Beyond Financial Security for a Happy, Healthy, and Rewarding Life After Retirement - Fending Off Fraud, Estate Planning, Minimizing Your Tax Burden, Health Planning, Finding a Purpose After Work, and More! *LIFETIME ACCESS TO FREE SUBJECT MATTER DIGITAL ASSETS* - Access to comprehensive online investing courses to ensure your financial preparedness for retirement - A dynamic asset allocation tool to help you put your money to work for you - Life planning guide, a budgeting calculator, anti-fraud resources and more! *GIVING BACK* QuickStart Guides proudly supports One Tree Planted as a reforestation partner.