Download or read book Term Structure Amortization and the Demand for Mortgages in Canada written by Breslaw, Jon A and published by . This book was released on 1992 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Term Structure Amortization and the Demand for Mortgages written by Breslaw, Jon A and published by . This book was released on 1992 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Effects of the Term Structure of Interest Rates on the Demand for Money in Canada written by Farrokh Zandi and published by . This book was released on 1986 with total page 15 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Adjustable rate Home Mortgages and the Demand for Mortgage Credit written by John L. Goodman and published by . This book was released on 1985 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Microlog Canadian Research Index written by and published by . This book was released on 1994 with total page 1292 pages. Available in PDF, EPUB and Kindle. Book excerpt: An indexing, abstracting and document delivery service that covers current Canadian report literature of reference value from government and institutional sources.
Download or read book The Impact of the Conversion Loan on the Term Structure of Interest Rates written by James E. Pesando and published by . This book was released on 1977 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Postwar Canadian Housing and Residential Mortgage Markets and the Role of Government written by Lawrence Berk Smith and published by . This book was released on 1974 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study describes the organization and operation of the postwar Canadian housing and residential mortgage markets and investigates the role of and scope for government policy in these markets. There are three main sections. The first investigates the behavious of the housing market and structural relationships within it, and quatifies these relationships through the development of an econometric model. The single and multiple dwelling sectors are analysed separately, and considerable attention is paid to the factors affecting both housing demand and supply. The housing model is then used to explain the long-run and cyclical variations in residential construction activity on a period-by-period basis. The residential mortgage market is examined in the second section. The main participants are described and their mortgage investment behavious is analysed in terms of both their portfolio investment decisions and their net inflows of funds. The factors influencing the supply of mortgage credit are integrated with demand factors to explain the determination of mortgage rates, and simulations are conducted to indicate the interest sensitivity of mortgage flows for the major lending institutions. The third section forcuses upon government oplicy in the housing and mortgage markets using the models previously developed. The major government programs are analysed, and simulation experiments run to quantify their effects. The book concludes with a discussion of the trade-off between policies directed towards housing objectives and those directed toward general economic stability. This work should be helpful to students of Canadian housing and mortgage markets and to economists who are interested in more than cursory knowledge of the area. Policy-makers should also find it useful because it provides an in-depth analysis of past housing and mortgage market policy, and describes the framework and market structure within which future policies will operate.
Download or read book Housing in Canada Market Structure and Policy Performance written by Lawrence Berk Smith and published by . This book was released on 1971 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Amortization Insurance Premium and Outstanding Principal Balance Tables for Home Mortgages and Loans Insured Under the National Housing Act written by United States. Federal Housing Administration and published by . This book was released on 1968 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Long Term Outlook on the Demand for Mortgages in Canada written by Mario Fortin and published by Canada Mortgage and Housing Corporation. This book was released on 2001 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt: Due to slower demographic growth, new housing construction will decline over the next two decades. In addition, because the baby boomer generation is aging, this demographic growth will be concentrated in the older segments of the population. The demand for mortgages will therefore undergo the combined effects of a decrease in the household formation rate and, since the older population is generally wealthier, a better capacity to finance home purchases with equity. This research is aimed at establishing the effects of these demographic changes on the demand for mortgages in Canada. The first part presents a review of the principal known theoretical and empirical results on the demand for mortgages. Then, the determinants of the number of mortgages, their average value and the total outstanding of these loans are studied using an econometric model. Finally, this model is applied to a series of projections to determine the future trends that will affect the Canadian residential mortgage market.
Download or read book The Term Structure and Real Activity in Canada written by Barry Vincent Cozier and published by . This book was released on 1994 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Alternative Mortgage Instruments Research Study written by United States. Federal Home Loan Bank Board and published by . This book was released on 1977 with total page 920 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Canadian Housing Finance System written by Mark Boléat and published by Building Societies Associat. This book was released on 1979 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Long term Outlook on the Demand for Mortgages in Canada electronic Resource written by Canada Mortgage and Housing Corporation and published by . This book was released on 2000 with total page 4 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Amortization Requirements May Increase Household Debt written by Mr.Lars E. O. Svensson and published by International Monetary Fund. This book was released on 2016-04-12 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: Debt amortization requirements have been suggested as a way to reduce household indebtedness. However, a closer look reveals that amortization requirements may create incentives for both borrowers and lenders to borrow and lend more rather than less. Suppose that a household plans to finance a given housing purchase through a preferred future mortgage path. If that mortgage path violates a new amortization requirement, the household can still achieve its preferred mortgage path, net after savings, by initially borrowing more, investing the excess borrowing in a savings account, and fulfilling the amortization requirement by withdrawals from the savings account over time. This is obvious, if the savings interest rate equals the mortgage rate, because then the excess borrowing is costless. But even if the savings interest rate is less than the debt interest rate, so that the excess borrowing is costly, there remains a strong incentive to initially borrow more than without an amortization requirement. Furthermore, under these circumstances, it is profitable and quite riskless for banks to let borrowers borrow more and invest the excess borrowing in a savings account in the bank, giving lenders an incentive to lend more, not less, than without amortization requirements. Thus, amortization requirements as a way of reducing household indebtedness may be counterproductive.
Download or read book The Impact of the Conversion Loan on the Term Structure of Interest Rates in Canada Some Additional Evidence written by James Edward Pesando and published by . This book was released on 1975 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Impact of the Conversion Loan on the Term Structure of Interest Ratesin Canada written by J. E. Pesando and published by . This book was released on 1975 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt:
