Download or read book Rapport sur la tarification en assurance automobile written by Québec (Province). Inspecteur général des institutions financières and published by . This book was released on 1983 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Tarification du risque individuel en assurance automobile written by Abdulkader Affandi and published by . This book was released on 1968 with total page 101 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Tarification et interfinancement dans les r gimes obligatoires d assurance automobile written by Claude Fluet and published by . This book was released on 1986 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Automobile Insurance written by Jean Lemaire and published by Springer Science & Business Media. This book was released on 2013-03-09 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: The mathematical theory of non-life insurance developed much later than the theory of life insurance. The problems that occur in the former field are far more intricate for several reasons: 1. In the field oflife insurance, the company usually has to pay a claim on the policy only once: the insured dies or the policy matures only once. It is with only a few particular types of policy (for instance, sickness insurance, when the insured starts working again after a period of sickness) that a valid claim can be made on a number of different occasions. On the other hand, the general rule in non-life insurance is that the policyholder is liable to be the victim of several losses (in automobile insurance, of course, but also in burglary and fire insurance, householders' comprehensive insurance, and so on). 2. In the field of life insurance, the amount to be paid by the company excluding any bonuses-is determined at the inception of the policy. For the various types of life insurance contracts, the sum payable on death or at maturity of the policy is known in advance. In the field of non-life insurance, the amount of a loss is a random variable: the cost of an automobile crash, the partial or totalloss of a building as a result of fire, the number and nature of injuries, and so forth.

Download or read book Tarification de l assurance automobile utilisation du permis points et incitations la s curit routi re written by Maki Dahchour and published by . This book was released on 2006 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Bonus Malus Systems in Automobile Insurance written by Jean Lemaire and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most insurers around the world have introduced some form of merit-rating in automobile third party liability insurance. Such systems, penalizing at-fault accidents by premium surcharges and rewarding claim-free years by discounts, are called bonus-malus systems (BMS) in Europe and Asia. With the current deregulation trends that concern most insurance markets around the world, many companies will need to develop their own BMS. The main objective of the book is to provide them models to design BMS that meet their objectives. Part I of the book contains an overall presentation of the pros and cons of merit-rating, a case study and a review of the different probability distributions that can be used to model the number of claims in an automobile portfolio. In Part II, 30 systems from 22 different countries, are evaluated and ranked according to their `toughness' towards policyholders. Four tools are created to evaluate that toughness and provide a tentative classification of all systems. Then, factor analysis is used to aggregate and summarize the data, and provide a final ranking of all systems. Part III is an up-to-date review of all the probability models that have been proposed for the design of an optimal BMS. The application of these models would enable the reader to devise the system that is ideally suited to the behavior of the policyholders of his own insurance company. Finally, Part IV analyses an alternative to BMS; the introduction of a policy with a deductible.

Download or read book R gulation et tarification en assurance automobile written by and published by . This book was released on 1986 with total page 169 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Tarification du risque indiciduel en assurance automobile written by Abdulkader Affandi and published by . This book was released on 1968 with total page 101 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Les techniques de tarification en assurance automobile au Maroc written by Fatima Zohra El Arif and published by . This book was released on 2014 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book La tarification de l assurance automobile en pr sence d asym trie d information microforme une application avec des donn es d une compagnie d assurance priv e written by Gibbens, Anne and published by Montréal : Service des archives, Université de Montréal, Section Microfilm. This book was released on 1992 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book La tarification de l assurance automobile en pr sence d asym trie d information written by Anne Gibbens and published by . This book was released on 1992 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Le manuel de l assurance automobile written by James Landel and published by Dalloz-Sirey. This book was released on 2003 with total page 487 pages. Available in PDF, EPUB and Kindle. Book excerpt: À mesure que la circulation internationale se développe, le droit communautaire étend son emprise sur l'assurance automobile française. La 4e directive impose aux assureurs de faire une offre d'indemnisation aux victimes, y compris pour leurs dommages matériels, dans les trois mois de leur demande. Cela va sans doute obliger certains assureurs à repenser leurs méthodes de gestion. Autre révolution, les assureurs français ont mis en place une convention de règlement pour les petits dommages corporels. Elle prévoit une indemnisation directe du conducteur par l'assureur du véhicule, ce qui va à l'encontre des schémas habituels. Cette accélération des réformes rendait plus que nécessaire la refonte de ce Manuel de l'assurance automobile. De nombreux sujets sont approfondis, tels que l'assurance et la tarification des flottes automobiles, l'expertise des dommages matériels, la procédure devant le Fonds de garantie et le droit de la circulation internationale. L'ouvrage comporte toujours deux parties, l'une sur le contrat d'assurance et l'autre, en grande partie refondue, sur le règlement des sinistres. La méthodologie propre à la démarche des régleurs est conservée et enrichie : droit à indemnisation des victimes, règles communes de gestion conventionnelle, dommages matériels, dommages corporels et recours en contribution. Elle prend aussi en compte les nouvelles conventions IRSA et IRCA et les nouvelles procédures d'expertise et d'offre d'indemnité. L'approche, toujours aussi concrète, se fait au moyen de tableaux synthétiques, d'exemples chiffrés et de références jurisprudentielles mises à jour.

Download or read book Handbook of Insurance written by Georges Dionne and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 980 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the 1970's, the research agenda in insurance was dominated by optimal insurance coverage, security design, and equilibrium under conditions of imperfect information. The 1980's saw a growth of theoretical developments including non-expected utility, price volatility, retention capacity, the pricing and design of insurance contracts in the presence of multiple risks, and the liability insurance crisis. The empirical study of information problems, financial derivatives, and large losses due to catastrophic events dominated the research agenda in the 1990's. The Handbook of Insurance provides a single reference source on insurance for professors, researchers, graduate students, regulators, consultants, and practitioners, that reviews the research developments in insurance and its related fields that have occurred over the last thirty years. The book starts with the history and foundations of insurance theory and moves on to review asymmetric information, risk management and insurance pricing, and the industrial organization of insurance markets. The book ends with life insurance, pensions, and economic security. Each chapter has been written by a leading authority in insurance, all contributions have been peer reviewed, and each chapter can be read independently of the others.

Download or read book Un mod le de tarification optimal pour l assurance automobile dans le cadre d un march r glement application la Tunisie written by Ghali, Olfa N and published by Montréal : École des hautes études commerciales, Chaire de gestion des risques. This book was released on 2001 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book La tarification de l assurance automobile et les incitations la s curit routi re written by Marcel Boyer and published by . This book was released on 1985 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ce texte a été présenté lors du Colloque international sur la régulation et la tarification en assurance automobile, à Paris, en 1985. La recherche présente une analyse de la sécurité routière comme bien économique en incorporant les phénomènes d'externalités et de risque moral qui y sont rattachés. On y montre comment des contrats Pareto-supérieurs d'assurance à plusieurs périodes peuvent être définis et utilisés dans le contexte du régime québécois. La méthode du Probit a été utilisé pour estimer la probabilité qu'un individu donné soit impliqué dans un accident avec dommages corporels.

Download or read book Automobile Insurance Road Safety New Drivers Risks Insurance Fraud and Regulation written by Georges Dionne and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: Motor vehicle accidents are still a leading cause of death, even if the trend has somewhat declined over the past 20 years. Indeed, motor vehicle accidents are a significant cause of death in comparison with air and space transport accidents, homicides and even HIV infections, causes which are more often highlighted in the media. As shown in this book, motor vehicle accidents are particularly damaging to very young drivers. The assessment of driving risks is a common concern for road transportation safety and the automobile insurance industry. In both cases, there is an awareness of the great losses resulting from the deaths, injuries and property damage caused by traffic accidents. Research is essential to counteract this public health threat, to assess the success or failure of countermeasures, and to solve the problems it generates in the insurance industry. This book is for people concerned about road crashes (prevention and compensation) and about the insurance problems they pose - namely private and public institutional authorities, consultants, administrators, practitioners, and researchers interested in sharing the authors' experience in this domain. The book presents original contributions related to motor vehicle insurance and road safety. All papers have been evaluated by external referees. Four subjects are covered: 1) Automobile Insurance Pricing, Risks and Asymmetric Information; 2) Insurance Fraud; 3) Young Drivers: Licensing Policies, Evaluation and Risks; and 4) Road Insurance Regulation.

Download or read book L Assurance automobile l gislation garanties tarification responsabilit s indemnisation jurisprudence written by Jean Pierre Bauer and published by . This book was released on 1968 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt: