Download or read book Superannuation and Lifelong Saving written by Julian Disney and published by . This book was released on 2011 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: The current superannuation system is excessively inefficient, unfair and complex. It involves hugely generous subsidies to many wealthy people but little, if any, net assistance for many lower-income people. It also unduly reduces governments' capacity to strengthen national development, especially through investment in long-term infrastructure. The system is targeted excessively towards older people at the expense of younger people and towards needs in old age at the expense of those arising earlier in life. In these and other respects, the scheme does not adequately promote efficiency or inter-generational equity.The superannuation system would be substantially improved by taxing all superannuation contributions at the beneficiaries' marginal income tax rates but then reducing their tax liability by a proportion of the contributions up to a modest level. This approach would create a much simpler, fairer and more efficient system, especially if complemented by removing the age pension means test. Some early withdrawals could then be allowed from superannuation accounts in order to meet mid-life needs, preferably without limiting the purposes for the withdrawals. A medium-term goal could be to establish a system of subsidised Lifelong Savings Accounts (LiSAs) which includes government contributions at birth, compulsory superannuation contributions in the workforce years and also voluntary contributions from the beneficiaries or other sources. Tax exemptions or concessions could apply to phased withdrawals from the accounts up to fixed limits. A significant proportion of moneys held in superannuation accounts or LiSAs should be made available for national infrastructure investment which may not maximise direct profit to individual members but improves the economic and social strength of the community as a whole. This could be achieved by vesting some contributions in a government fund with a guaranteed rate of return and/or vigorously encouraging national infrastructure investment by private funds.The failings of the current superannuation system can readily be obscured by vested interests. Reform should be a very high priority for people who are concerned about social justice and alleviating hardship, as well as for those who are concerned about efficient and sustainable economic development.

Download or read book The Impact of the New Superannuation Scheme on Long term Personal Saving written by Philip Gallagher and published by . This book was released on 1995 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Rethinking Workplace Regulation written by Katherine V.W. Stone and published by Russell Sage Foundation. This book was released on 2013-02-14 with total page 438 pages. Available in PDF, EPUB and Kindle. Book excerpt: During the middle third of the 20th century, workers in most industrialized countries secured a substantial measure of job security, whether through legislation, contract or social practice. This “standard employment contract,” as it was known, became the foundation of an impressive array of rights and entitlements, including social insurance and pensions, protection against unsociable working conditions, and the right to bargain collectively. Recent changes in technology and the global economy, however, have dramatically eroded this traditional form of employment. Employers now value flexibility over stability, and increasingly hire employees for short-term or temporary work. Many countries have also repealed labor laws, relaxed employee protections, and reduced state-provided benefits. As the old system of worker protection declines, how can labor regulation be improved to protect workers? In Rethinking Workplace Regulation, nineteen leading scholars from ten countries and half a dozen disciplines present a sweeping tour of the latest policy experiments across the world that attempt to balance worker security and the new flexible employment paradigm. Edited by noted socio-legal scholars Katherine V.W. Stone and Harry Arthurs, Rethinking Workplace Regulation presents case studies on new forms of dispute resolution, job training programs, social insurance and collective representation that could serve as policy models in the contemporary industrialized world. The volume leads with an intriguing set of essays on legal attempts to update the employment contract. For example, Bruno Caruso reports on efforts in the European Union to “constitutionalize” employment and other contracts to better preserve protective principles for workers and to extend their legal impact. The volume then turns to the field of labor relations, where promising regulatory strategies have emerged. Sociologist Jelle Visser offers a fresh assessment of the Dutch version of the ‘flexicurity’ model, which attempts to balance the rise in nonstandard employment with improved social protection by indexing the minimum wage and strengthening rights of access to health insurance, pensions, and training. Sociologist Ida Regalia provides an engaging account of experimental local and regional “pacts” in Italy and France that allow several employers to share temporary workers, thereby providing workers job security within the group rather than with an individual firm. The volume also illustrates the power of governments to influence labor market institutions. Legal scholars John Howe and Michael Rawling discuss Australia's innovative legislation on supply chains that holds companies at the top of the supply chain responsible for employment law violations of their subcontractors. Contributors also analyze ways in which more general social policy is being renegotiated in light of the changing nature of work. Kendra Strauss, a geographer, offers a wide-ranging comparative analysis of pension systems and calls for a new model that offers “flexible pensions for flexible workers.” With its ambitious scope and broad inquiry, Rethinking Workplace Regulation illustrates the diverse innovations countries have developed to confront the policy challenges created by the changing nature of work. The experiments evaluated in this volume will provide inspiration and instruction for policymakers and advocates seeking to improve worker’s lives in this latest era of global capitalism.

Download or read book Markets Rights and Power in Australian Social Policy written by Professor Gabrielle Meagher and published by Sydney University Press. This book was released on 2015-04-30 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: The provision of social services in Australia has changed dramatically in recent decades, raising a range of important questions about financial and democratic accountability: 'who benefits', 'who suffers' and 'who decides'. This book explores these developments through rich case studies of a diverse set of social policy domains. The case studies demonstrate a range of effects of marketisation, including the impact on the experience of consumer engagement with social service systems, on the distribution of social advantage and disadvantage, and on the democratic steering of social policy.

Download or read book Only the Super Rich Can Save Us written by Ralph Nader and published by Seven Stories Press. This book was released on 2011-01-04 with total page 671 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the cozy den of the large but modest house in Omaha where he has lived since he started on his first billion, Warren Buffett watched the horrors of Hurricane Katrina unfold on television in early September 2005. . . . On the fourth day, he beheld in disbelief the paralysis of local, state, and federal authorities unable to commence basic operations of rescue and sustenance, not just in New Orleans, but in towns and villages all along the Gulf Coast. . . He knew exactly what he had to do. . ." So begins the vivid fictional account by political activist and bestselling author Ralph Nader that answers the question, "What if?" What if a cadre of superrich individuals tried to become a driving force in America to organize and institutionalize the interests of the citizens of this troubled nation? What if some of America's most powerful individuals decided it was time to fix our government and return the power to the people? What if they focused their power on unionizing Wal-Mart? What if a national political party were formed with the sole purpose of advancing clean elections? What if these seventeen superrich individuals decided to galvanize a movement for alternative forms of energy that will effectively clean up the environment? What if together they took on corporate goliaths and Congress to provide the necessities of life and advance the solutions so long left on the shelf by an avaricious oligarchy? What could happen? This extraordinary story, written by the author who knows the most about citizen action, returns us to the literature of American social movements—to Edward Bellamy, to Upton Sinclair, to John Steinbeck, to Stephen Crane—reminding us in the process that changing the body politic of America starts with imagination.

Download or read book Super Mom Saves the World written by Melanie Lynne Hauser and published by Penguin. This book was released on 2007-03-06 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Forget the laundry, forget the dishes, escape into the world of Super Mom for a few hours . . . You’ll be glad you did.”—Meg Cabot, author of The Princess Diaries and Queen of Babble Astro Park’s fearless maternal dynamo is back, battling evildoers—and her own panic, as her daughter learns how to drive and her son gears up for his first date. The action never stops for Birdie Lee, divorced mother of two who became a super-powered suburban avenger after a Horrible Swiffer Accident. Busily fundraising for a brand-new stadium where the kids can play ball, she’s also planning a wedding to her very own Super Man. But soon her Super Mom Sense warns her that something’s wrong with the new stadium. And when she investigates, a shadowy figure tries to toss Super Mom out of the game for good.

Download or read book The 21 Success Secrets of Self Made Millionaires EasyRead Super Large 18pt Edition written by Brian Tracy and published by ReadHowYouWant.com. This book was released on 2007 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: A compact text providing a step-by-step formula to become a self-made millionaire, based on the success secrets used by other millionaires. Includes 21 strategies and ideas for moving ahead in finance and in life, showing how to get organized and make plans for becoming wealthy.

Download or read book The 21 Success Secrets of Self Made Millionaires EasyRead Super Large 24pt Edition written by Brian Tracy and published by ReadHowYouWant.com. This book was released on 2002 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book 100 Ways to Motivate Yourself EasyRead Super Large 20pt Edition written by and published by ReadHowYouWant.com. This book was released on 2017 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The 21 Success Secrets of Self Made Millionaires EasyRead Super Large 20pt Edition written by Brian Tracy and published by ReadHowYouWant.com. This book was released on 2001 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: Brian Tracy presents his latest list of success principles in short, clear chapters and follows each one with a few action steps. While admitting that Tracy overstates and oversimplifies (Who can argue that honesty, hard work and good health might be valuable?) getAbstract heartily recommends this book to any professional who thinks that his or her career development could use some focus and energy.

Download or read book 100 Ways to Motivate Yourself EasyRead Super Large 18pt Edition written by Steve Chandler and published by ReadHowYouWant.com. This book was released on 2004 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book 100 Ways to Motivate Yourself Volume 2 of 2 EasyRead Super Large 24pt Edition written by Steve Chandler and published by ReadHowYouWant.com. This book was released on 2017 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: Chandler offers proven, powerful techniques for eliminating negative barriers and pessimistic thoughts that prevent you from fulfilling your goals.

Download or read book Early Retirement Extreme written by Jacob Lund Fisker and published by Createspace Independent Publishing Platform. This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "How to retire in your 20s and 30s (without winning the lottery). This book provides a robust strategy that makes it possible to stop working for money in less than a decade."--Page 4 of cover.

Download or read book A Better Plan written by Case Lane and published by Case Lane. This book was released on 2017-02-20 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Better Plan is a direct and real money savings and management life plan you can implement immediately. Follow Better Planners stages of life to gain control of your financial life and build wealth for the long term.

Download or read book Super Infinite written by Katherine Rundell and published by Farrar, Straus and Giroux. This book was released on 2022-09-06 with total page 181 pages. Available in PDF, EPUB and Kindle. Book excerpt: Winner of the 2022 Baillie Gifford Prize for Non-Fiction Winner of the 2022 Slightly Foxed Best First Biography Prize Shortlisted for the 2023 Plutarch Award A Wall Street Journal Top 10 Best Book of 2022 A New York Times Notable Book of the Year Named a Best Book of the Year by The New Yorker, Times Literary Supplement, and Literary Hub From the standout scholar Katherine Rundell, Super-Infinite presents a sparkling and very modern biography of John Donne: the poet of love, sex, and death. Sometime religious outsider and social disaster, sometime celebrity preacher and establishment darling, John Donne was incapable of being just one thing. He was a scholar of law, a sea adventurer, a priest, a member of Parliament—and perhaps the greatest love poet in the history of the English language. He converted from Catholicism to Protestantism, was imprisoned for marrying a sixteen-year-old girl without her father’s consent, struggled to feed a family of ten children, and was often ill and in pain. He was a man who suffered from surges of misery, yet expressed in his verse many breathtaking impressions of electric joy and love. In Super-Infinite, Katherine Rundell embarks on a fleet-footed act of evangelism, showing us the many sides of Donne’s extraordinary life, his obsessions, his blazing words, and his tempestuous Elizabethan times—unveiling Donne as the most remarkable mind and as a lesson in living.

Download or read book My Life as a B Rate Super Hero written by TriXie and published by AuthorHouse. This book was released on 2021-12-28 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt: Life always proves to hold the unexpected. Outcomes somehow never truly match our plans, and our expectations often fall short. Yet, there is magic in the reality of what transpires. We just have to look for it. So it was for Trixie – a young lady who planned a life that turned out other than she expected. Her experiences and the people who touched her life made all the difference in who she became. Every experience doesn’t always have a happy ending, but at the end of every experience a lesson has been learned. This is the story of TriXie. Travel with her through the ups and downs of life and learn the power we all possess to make the world a little brighter. TriXie’s Takeaway: “You can’t be what you can fully become without first seeing it in someone else.” That’s the true power of people!

Download or read book Marvel Fearless and Fantastic Female Super Heroes Save the World written by Sam Maggs and published by Penguin. This book was released on 2018-12-18 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt: Daring. Determined. Curious. Kind. More than 50 female Super Heroes from Marvel Comics take center stage in this inspiring book for girls and women of all ages. How did Captain Marvel gain superhuman powers? When was Shuri crowned queen of Wakanda? From Gamora to Wasp, this beautiful illustrated book celebrates diverse female Super Heroes who use their strength, intelligence, and courage to save the world. More than 50 character profiles explore the origins and achievements of fierce fan-favorites such as Ms. Marvel, America Chavez, Squirrel Girl, and Black Widow. With a foreword by Marvel Comics writer Kelly Thompson, DK's Fearless and Fantastic! is the ultimate feminist tribute to Marvel Comics' most powerful women and girls. This book will be a treasured gift for comic book fans and beginners, and fans of 2019's hugely popular Captain Marvel movie. Illustrated with stunning comic book artwork, and featuring four chapters based on personal qualities--Determined, Daring, Compassionate, and Curious--this book for girls and women will create new fans of comics, and inspire the comic book creators of the future. © 2018 MARVEL