Download or read book Live Save Spend Repeat written by Kim Anderson and published by Harvest House Publishers. This book was released on 2017-10-01 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are You Tired of Coming Up Short? Do you feel stuck in a cycle of work, bills, and worry? Maybe you're too nervous to take a hard look at your budget, or your past budgeting efforts have resulted in little success. Either way, when your bank account flatlines and frustration mounts, real progress seems impossible. There is a better way to reach your goals! In Live. Save. Spend. Repeat. you will discover a simple-to-implement plan that will help you wisely use your money to break the cycle of financial mistakes and worry. Your confidence will grow as you learn how to create a realistic easy-sync budget accomplish the most with the money you have rather than wish you had unshackle yourself form the burden of debt spend without regret on the things that matter most to you make small, intentional choices that lead to big change Financial freedom isn't all about sacrifice. Use your money as a tool to reach your goals and finally experience joy and success as you Live. Save. Spend. Repeat.

Download or read book The No Spend Year written by Michelle McGagh and published by Coronet. This book was released on 2018-01-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.

Download or read book The Year of Less written by Cait Flanders and published by Hay House, Inc. This book was released on 2019-01-15 with total page 217 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Year of Less In her late twenties, Cait Flanders found herself stuck in the consumerism cycle that grips so many of us: earn more, buy more, want more, rinse, repeat. Even after she worked her way out of nearly $30,000 of consumer debt, her old habits took hold again. When she realized that nothing she was doing or buying was making her happy—only keeping her from meeting her goals—she decided to set herself a challenge: she would not shop for an entire year.The Year of Less documents Cait’s life for twelve months during which she bought only consumables: groceries, toiletries, gas for her car. Along the way, she challenged herself to consume less of many other things besides shopping. She decluttered her apartment and got rid of 70 percent of her belongings; learned how to fix things rather than throw them away; researched the zero waste movement; and completed a television ban. At every stage, she learned that the less she consumed, the more fulfilled she felt.The challenge became a lifeline when, in the course of the year, Cait found herself in situations that turned her life upside down. In the face of hardship, she realized why she had always turned to shopping, alcohol, and food—and what it had cost her. Unable to reach for any of her usual vices, she changed habits she’d spent years perfecting and discovered what truly mattered to her.Blending Cait’s compelling story with inspiring insight and practical guidance, The Year of Less will leave you questioning what you’re holding on to in your own life—and, quite possibly, lead you to find your own path of less.

Download or read book Spend Don T Save written by Frederick W. James and published by Trafford Publishing. This book was released on 2011-04-20 with total page 259 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many things in life are more important than money. Just about all of them cost money. If you want more of these things in your life than you have right now, author Frederick James offers methods to help you get there. Learn how to apply established behavioral and financial theories to improve your everyday life. By taking control of your finances, youll be taking an important step to improve your physical health, as well. Written by a retired doctor who now invests in real estate, this guidebook introduces you to a PowerSpending system that will change your life; helps you create an action plan that leads to financial success; provides tips on building a healthy overall lifestyle; reshapes your view of money so you can make it work for you. Learning how to live a healthy life doesnt start and end with a trip to the doctors office. It doesnt come with a big payday either, but building wealth and financial security makes it easier to enjoy a healthy and successful future. Learn proven principles to achieve your dreams with Spend, Dont Save.

Download or read book Die with Zero written by Bill Perkins and published by Houghton Mifflin. This book was released on 2020 with total page 243 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A ... new philosophy and ... guide to getting the most out of your money--and out of life--for those who value memorable experiences as much as their earnings"--

Download or read book All Your Worth written by Elizabeth Warren and published by Simon and Schuster. This book was released on 2006-01-09 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.

Download or read book Black Girl Finance written by Selina Flavius and published by . This book was released on 2022-01-20 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: 'This accessible and non-preachy guide [...] is the finance guide you'll keep passing around your friends' COSMOPOLITAN 'Reading Black Girl Finance has given me a thorough reminder of what I need to do to get my finances in tip top shape for 2021. It's a guide I keep close to me' - BOLA SOL 'A quick, easy read with practical advice and tips' - ELIZABETH OGABI, founder of For Working Ladies START FINANCIALLY THRIVING WITH BLACK GIRL FINANCE We don't like getting real about money, do we? We think maths, we think spreadsheets, we think boring. But Selina Flavius, founder of Black Girl Finance, wants to show that there can be another, better way. A way to start making our hard-earned money work even harder for us. Selina Flavius created Black Girl Finance to address the unique difficulties Black women face due to the gender and ethnicity pay gaps. Since we literally can't afford to wait for change, we need to start changing things up for ourselves. From challenging money mindsets to teaching key skills, such as how to set up an emergency fund and where to start with budgeting, investing and saving, Black Girl Finance provides a safe space for a community of unapologetic, ambitious, money-minded women to get real about their finances. Kick-start your financial journey with Black Girl Finance - the first financial guide of its kind. Packed with tips, tricks and tools, as well as statistics, personal stories, goal-setting exercises and straight-talking advice, this will be your go-to helping hand when it comes to making your financial goals a reality.

Download or read book Go Green Spend Less Live Better written by Crissy Trask and published by Simon and Schuster. This book was released on 2013-04-20 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Go Green, Spend Less, Live Better is an authoritative, practical guide that details the money-saving side of greener, healthier, and simpler living. Bestselling author of It’s Easy Being Green and sustainable-living expert Crissy Trask provides a prescriptive handbook for making better decisions about our homes, how we get around, what we eat, and how we behave as consumers, in order to simultaneously achieve two desirable and imperative goals—to be better off financially and to do what is good for the planet. Laying out steps that will yield immediate results, Trask also provides explanations of bigger commitments that take time to implement, but also produce much bigger savings. With her practical money-saving strategies and environmental know-how, Trask empowers readers to confidently pursue change, knowing their bank accounts will grow as a result. Go Green, Spend Less, Live Better shows how typical families can easily save at least $10,000—and even as much as $30,000—in the first year alone by greening up some key areas of their homes and lives. Other areas covered include: How green living is not exclusive, but highly accessible and affordable Five reasons you will live better and save money when going green How to start reaping economic rewards right away Taking green to the next level and getting more for your money Earning rich returns on green investments The link between better health and greater wealth And much more!

Download or read book Wallet Activism written by Tanja Hester and published by BenBella Books. This book was released on 2021-11-16 with total page 254 pages. Available in PDF, EPUB and Kindle. Book excerpt: 2022 NATIONAL INDIE EXCELLENCE AWARDS FINALIST — SOCIAL/POLITICAL CHANGE • 2022 ASJA ANNUAL WRITING AWARD WINNER — SERVICE • 2022 NAUTILUS BOOK AWARDS GOLD MEDALIST — SOCIAL CHANGE & SOCIAL JUSTICE • 2022 AXIOM BUSINESS BOOK AWARD GOLD MEDALIST — PHILANTHROPY/NONPROFIT/SUSTAINABILITY How do we vote with our dollars, not just to make ourselves feel good, but to make a real difference? Wallet Activism challenges you to rethink your financial power so can feel confident spending, earning, and saving money in ways that align with your values. While we call the American system a democracy, capitalism is the far more powerful force in our lives. The greatest power we have—especially when political leaders won’t move quickly enough—is how we use our money: where we shop, what we buy, where we live, what institutions we entrust with our money, who we work for, and where we donate determines the trajectory of our society and our planet. While our votes and voices are essential, too, Wallet Activism helps you use your money for real impact. It can feel overwhelming to determine “the right way” to spend: a choice that might seem beneficial to the environment may have unintended consequences that hurt people. And marketers are constantly lying to you, making it hard to know what choice is best. Wallet Activism empowers us to vote with our wallets by making sense of all the information coming at us, and teaching us to cultivate a more holistic mindset that considers the complex, interrelated ecosystems of people and the planet together, not as opposing forces. From Tanja Hester, Our Next Life blogger and author of Work Optional, comes the mindset-shifting guide to help you put your money where your values are. Wallet Activism is not a list of dos and don’ts that will soon become outdated, nor does it call for anti-consumerist perfection. Instead, it goes beyond simple purchasing decisions to explore: The impacts a financial decision can have across society and the environment How to create a personal spending philosophy based on your values Practical questions to quickly assess the “goodness” of a product or an entity you may buy from The ethics of earning money, choosing what foods to eat, employing others, investing responsibly, choosing where to live, and giving money away For anyone interested in leaving the world better than you found it, Wallet Activism helps you build habits that will make your money matter.

Download or read book Sylvia Porter s Money Book written by Sylvia Porter and published by . This book was released on 1976 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Can I Retire Yet written by Darrow Kirkpatrick and published by StructureByDesign. This book was released on 2016-05-20 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later

Download or read book Work Optional written by Tanja Hester and published by Hachette UK. This book was released on 2019-02-12 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.

Download or read book Smart and Simple Financial Strategies for Busy People written by Jane Bryant Quinn and published by Simon and Schuster. This book was released on 2006 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: A guide to creating a virtually self-sustaining financial plan counsels middle-income earners on such topics as debt reduction, saving strategically, investing, insurance, family planning, and retirement.

Download or read book The Survival Guide for Money Smarts written by Eric Braun and published by Free Spirit Publishing. This book was released on 2017-02-10 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: This survival guide introduces the basics of financial literacy and money management for kids—from earning and saving money to spending and donating it—and gives readers essential skills for financial know-how. The book also explores how choices about money and finances connect to character development and social-emotional well-being. Readers will find ideas for setting money goals, delaying gratification, being thrifty, building self-esteem, giving to charity, and making socially responsible spending and donating decisions. The book includes special features such as: Fictional vignettes in a choose-your-own-adventure style, putting readers in hypothetical situations where they need to make decisions about how to manage money True success stories about real kids who made smart financial decisions Vocabulary boxes that highlight important terms “Financial tactics” boxes with helpful tools, tips, and strategies Survival Guides for Kids Helping Kids Help Themselves® Straightforward, friendly, and loaded with practical advice, the Free Spirit Survival Guides for Kids give kids the tools they need to not only survive, but thrive. With plenty of realistic examples and bright illustrations, they are accessible, encouraging, kid-friendly, and even life-changing.

Download or read book Saving Money the Top 100 Best Ways to Save Your Money and to Spend Your Money Wisely written by Ace McCloud and published by CreateSpace. This book was released on 2014-09-11 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover The Best Ways To Save Money And Invest It Wisely! Do The Strategies That Have Been Proven To Work To Become Financially Free! This book covers an incredible variety of strategies, ideas, techniques and life style choices that you can utilize in order to Save Money and use it to your advantage! Life is so much better when you have your financial situation under control! In this book you will discover what you need to do in order to live a successful, happy and fulfilling life that is free from the constant worry of bills, debt and other obligations! Knowing the best ways to save and manage your money is one of the most important skills you can ever master! Whether you need just a few tips or want a full-fledged plan of action, this book can help you greatly increase your overall net worth. Here Is A Preview Of What You'll Discover... The Best Investment Of All Time... Yourself The Best Habits For Increasing Wealth The Different Types Of Investing And How To Start Debt Reduction Strategies How To Set Financial Goals That Motivate You All The Different Ways You Can Save Money On Your Monthly Expenses Tips For Investing Your Money How To Make Your Money Work For You Much, much more! The Time Is Now! Be Sure To Get Your Copy Today!

Download or read book Saving Money Tips written by Andrew Parsons and published by . This book was released on 2015-05-12 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: Saving Money Tips: Discover How Saving Money on a Budget is Possible with This Must Have Saving Money GuideToday only, get this Amazon bestseller for just $9.97.So why should you purchase this book? Because you having been thinking of ways of how you can save money and get ahead, but you don't know where to start and you don't know how to map out a written plan. Because now is the moment in time where you are motivated to save, and you need some guidance on how to go about it. You realize there are ways to save money, but you just haven't thought it through until now. You need to learn the basics, and you consciously started to look around for a guide to help. Well you found the right source and you must buy this book today - right now. Let me convince you! So now, you have found this book, and you will download it. Once purchased, this book will tell you how to methodically plan to save money and map out your future and financial freedom. The book takes you step-by-step, taking you by the hand to be well on your way to saving money. The solution is within you and your desire to change. Many,many people in today's society live way beyond their means. Usually it is because they buy things they really don't need, they try to keep up with the Joneses, and to top it all off, they spend money they do not have by charging it on credit cards. The reality is that you have to be smart with your money and you can't indulge in things that are not necessities in life. However, that doesn't mean you can't enjoy your life and still spend money on yourself. How you ask? With a little discipline, you would be surprised how much money you can save starting in the very first month. As long as you bring in more money each month than you have going out, there is an opportunity to save. Most people who spend too much often wonder where their money goes each and every paycheck. The truth is, it is being wasted on frivolous things and there is usually plenty of disposable income that can be stashed away each and every month. Do you qualify as one of these people? Most likely yes - or you wouldn't be purchasing this book now. I commend you for getting this far.....you are almost there. This book will walk you through the essential 'things you should know' about saving money while on a limited or minimal income. Six Reasons To Purchase 'Saving Money Tips1. You are tired of living check to check and you know you need help. 2. You realize there is plenty of money coming each month, and too much going out. 3. You want help and you need advice on how to get started and to know what the first step is. 4. You realize there is money to be saved in so many places, but have been too lazy to think about them until now. 5. You will learn the 10 reasons why it is so important to save money. 6. You will learn the importance of saving accounts and how to set them up. properly. What You Will Learn By Purchasing 'Saving Money Tips'1. Saving Money Strategies 2. The Importance of Saving Money 3. Steps on How to Save Money 4. Places to Save Money 5. Setting a Savings Goal 6. Money Saving Tips 7. Mistakes to Avoid When Saving Money And much more. Take advantage of this new found discovery of this book and start saving today. You will be surprised on actually how easy it is. Take action now and purchase your copy of "Saving Money Tips" by scrolling up and adding this book to your shopping cart.Tags: saving money tips, saving money guide, saving money on a budget,saving money tips and tricks,saving money kindle books,saving money for dummies,saving money on groceries,saving money finances,saving money book,saving money in the kitchen,saving money free kindle books, money savings, money saving tips,money saving ideas,money saving tricks,money saving apps, money saving tips

Download or read book The Don t Sweat Guide to Your Finances written by Editors of Don't Sweat Press and published by Hachette Books. This book was released on 2004-05-12 with total page 205 pages. Available in PDF, EPUB and Kindle. Book excerpt: Finances are often confusing and frustrating. This easy-to follow guidebook will help readers plan, save, and spend. The key is budgeting without obsessing over every bill and expense.