Download or read book Your Money Your Goals written by Consumer Financial Consumer Financial Protection Bureau and published by Createspace Independent Publishing Platform. This book was released on 2015-03-18 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Welcome to the Consumer Financial Protection Bureau's Your Money, Your Goals: A financial empowerment toolkit for social services programs! If you're reading this, you are probably a case manager, or you work with case managers. Finances affect nearly every aspect of life in the United States. But many people feel overwhelmed by their financial situations, and they don't know where to go for help. As a case manager, you're in a unique position to provide that help. Clients already know you and trust you, and in many cases, they're already sharing financial and other personal information with you. The financial stresses your clients face may interfere with their progress toward other goals, and providing financial empowerment information and tools is a natural extension of what you are already doing. What is "financial empowerment" and how is it different from financial education or financial literacy? Financial education is a strategy that provides people with financial knowledge, skills, and resources so they can get, manage, and use their money to achieve their goals. Financial education is about building an individual's knowledge, skills, and capacity to use resources and tools, including financial products and services. Financial education leads to financial literacy. Financial empowerment includes financial education and financial literacy, but it is focused both on building the ability of individuals to manage money and use financial services and on providing access to products that work for them. Financially empowered individuals are informed and skilled; they know where to get help with their financial challenges. This sense of empowerment can build confidence that they can effectively use their financial knowledge, skills, and resources to reach their goals. We designed this toolkit to help you help your clients become financially empowered consumers. This financial empowerment toolkit is different from a financial education curriculum. With a curriculum, you are generally expected to work through most or all of the material in the order presented to achieve a specific set of objectives. This toolkit is a collection of important financial empowerment information and tools you can access as needed based on the client's goals. In other words, the aim is not to cover all of the information and tools in the toolkit - it is to identify and use the information and tools that are best suited to help your clients reach their goals.
Download or read book Debt Free Degree written by Anthony ONeal and published by Ramsey Press. This book was released on 2019-10-07 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.
Download or read book Senate Reports written by United States. Congress and published by Government Printing Office. This book was released on 2001 with total page 1580 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Debt Relief for the Poorest written by Shonar Lala and published by World Bank Publications. This book was released on 2006-01-01 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study evaluates progress under the HIPC initiative since IEG's 2003 evaluation. It finds that the Enhanced HIPC initiative cut debt ratios in half for 18 countries, but in eight of these countries, the ratios have come to once again exceed HIPC thresholds. Debt reduction alone is not a sufficient instrument to affect the multiple drivers of debt sustainability. Sustained improvements in export diversification, fiscal management, the terms of new financing, and public debt management are also needed, measures that fall outside the ambit of the HIPC initiative.
Download or read book Policy Practice for Social Workers written by Linda K Cummins and published by Taylor & Francis. This book was released on 2023-07-18 with total page 393 pages. Available in PDF, EPUB and Kindle. Book excerpt: The second edition of Policy Practice for Social Workers expands the concept of policy practice in social work settings and illustrates how significant policy change may be achieved at a local, community, state, and national level. Guided by an ethic of care approach, this textbook is intended to raise readers’ awareness about policy practice and its fundamental relationship with the aims of the social work profession, offers a foundation for key skill development, and contextualizes the work of policy practitioners in the larger political-economic settings in which they work. This textbook is divided into two parts. First, readers will expand their understanding of policy practice, its beginnings and development over the course of social welfare history, and the political, economic, and social drivers that affect policy decisions and undergird the U.S. political system. Readers will also learn about the ethic of care framework and the value-based lens it contributes to the policymaking process. Later, in the book’s second part, readers will explore the essential skills and values in policy work. Detailed coverage and vivid examples offer valuable insight into specific advocacy skills including lobbying, community organizing, mobilizing advocacy publics, coalition building, campaigning, problem analysis, policy analysis, and policy evaluation. Within its comprehensive overview of policy practice and advocacy, the new edition of this text extols a value-laden perspective to identify and assess unmet needs and promote a more socially just environment for all. Combining these dual aims, Policy Practice for Social Workers is an excellent cornerstone of policy and policy work for undergraduate and graduate students in social work.
Download or read book Best Practices in Financial Management for Behavioral Health and Social Services written by J. Jay Mackie and published by OPEN MINDS. This book was released on 2008-08 with total page 185 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Money Tracker Find the Cash to Get What You Really Want written by Judy Lawrence and published by AdvisorPress. This book was released on 2004-05 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ever wonder how all your cash disappears? Find yourself splurging on a bad day? Tired of not having what you really want? In just a few minutes a day, the Money Tracker can help you: . Identify those spending leaks and start saving extra cash! . Learn how to prevent impulsive spending. . Avoid the pain of running out of money the end of every month. . Discover how to gain more pleasure out of the money you do have. Read inspirational success stories that will encourage you to track your spending and jot down your reflections about your relationship with money. Use the self-diagnostic quizzes for new perspectives on spending. Find out how much that boredom is costing you with those late night online shopping sprees. Discover what spending patterns and behaviors are sabotaging your true financial goals. The Money Tracker is your tool for getting back on track and achieving your dreams.
Download or read book Transformative Social Work Practice written by Erik M.P. Schott and published by SAGE Publications. This book was released on 2015-08-24 with total page 735 pages. Available in PDF, EPUB and Kindle. Book excerpt: Transformative Social Work Practice presents an innovative and integrative approach towards critically reflective practice with an interweaving of micro, mezzo, and macro applications to real world demands. Authors Erik Schott and Eugenia L. Weiss explore issues commonly addressed by social workers, including health, mental health, addictions, schools, and family and community violence, while challenging assumptions and promoting ethically-driven, evidence-based practice perspectives to advocate for social justice and reduce disparities. The book is about redefining social work practice to meet the current and complex needs of diverse and vulnerable individuals, families, and communities in order to enhance their strengths in an era of unprecedented technological growth, globalization, and change.
Download or read book United States Congressional Serial Set Serial No 15010 Senate Reports Nos 268 283 written by and published by Government Printing Office. This book was released on with total page 1216 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Tracking America s Economy written by Norman Frumkin and published by Routledge. This book was released on 2015-03-26 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt: This completely revised and updated edition of Norman Frumkin's acclaimed work offers vital information for the urgent growing debate on the state of the nation's economy. Frumkin makes complex ideas and statistical data accessible to people without special training in economics. His goal in this book is to provide a better understanding of the performance of the American economy, and a basis for evaluating proposals intended to influence its future course. Using data current through the first half of 2003, Frumkin focuses on the meaning and use of a wide array of indicators of economic growth, employment, wages, productivity, investment, saving, and finance in assessing the current state of the U.S. economy and forecasting future developments. Equally useful for economists, students, investors, journalists, and anyone concerned with the economy, this totally revised edition includes detailed coverage of many important new topics, such as terrorism's impact on the economy, federal debt and interest rates, job openings and unemployment, government spending and taxes, the 2001 recession, and more.
Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.
Download or read book District of Columbia Appropriations Bill 2007 written by United States. Congress. Senate. Committee on Appropriations and published by . This book was released on 2006 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Tracking The Tribes of Yahweh written by Roland Boer and published by Bloomsbury Publishing. This book was released on 2002-12-01 with total page 217 pages. Available in PDF, EPUB and Kindle. Book excerpt: Norman Gottwald's monumental The Tribes of Yahweh caused an immediate sensation when first published in 1979, and its influence has continued to be felt, both in the area of biblical politics and in the application of sociological methods to the Hebrew Bible. This book reflects on the impact and the implications of the work after twenty years. The distinguished contributors are David Jobling, Frank Frick, Charles Carter, Carol Meyers, Jacques Berlinerblau, Itumeleng Mosala, Gerald West, Roland Boer and, in a response to contributors as well as an interview with the editor, Norman Gottwald himself.
Download or read book Global Debt Database Methodology and Sources written by Samba Mbaye and published by International Monetary Fund. This book was released on 2018-05-14 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper describes the compilation of the Global Debt Database (GDD), a cutting-edge dataset covering private and public debt for virtually the entire world (190 countries) dating back to the 1950s. The GDD is the result of a multiyear investigative process that started with the October 2016 Fiscal Monitor, which pioneered the expansion of private debt series to a global sample. It differs from existing datasets in three major ways. First, it takes a fundamentally new approach to compiling historical data. Where most debt datasets either provide long series with a narrow and changing definition of debt or comprehensive debt concepts over a short period, the GDD adopts a multidimensional approach by offering multiple debt series with different coverages, thus ensuring consistency across time. Second, it more than doubles the cross-sectional dimension of existing private debt datasets. Finally, the integrity of the data has been checked through bilateral consultations with officials and IMF country desks of all countries in the sample, setting a higher data quality standard.
Download or read book Social Work with People with Learning Difficulties written by Hunter, Susan and published by Policy Press. This book was released on 2015-07-29 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: Recent years have seen a revolution in the field of working with people who have learning difficulties--both professional understanding and user expectations about services and the ways they are provided have been completely transformed. This book offers up-to-date case studies, examples from practice, and points for further reflection, all aimed at people who are learning to work with those who have learning difficulties. It offers a close examination of the role of services and social workers, emphasizing person-centered, one-on-one, and community-focused approaches.
Download or read book District of Columbia Appropriations Bill 2007 July 13 2006 109 2 Senate Report No 109 281 written by and published by . This book was released on 2006 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Handbook of Oncology Social Work written by Grace Hyslop Christ and published by Oxford University Press, USA. This book was released on 2015 with total page 873 pages. Available in PDF, EPUB and Kindle. Book excerpt: The development of this inaugural Handbook of Oncology Social Work: Psychosocial Care for People With Cancer provides a repository of the scope of oncology social workers' clinical practice, education, research, policy and program leadership in the psychosocial care of people with cancer and their families. It focuses on the unique synergy of social work perspectives, values, knowledge, and skills with the psychosocial needs of cancer patients, their families, and the health care systems in which they are treated. It addresses both the science and art of psychosocial care and identifies the increasing specialization of oncology social work related to its unique knowledge base, skills, role, and the progressive complexity of psychosocial challenges for patients with cancer. This Handbook equips the reader with all that we know today in oncology social work about patient and family centered care, distress screening, genetics, survivorship, care coordination, sociocultural and economic diversity, legal and ethical matters, clinical work with adults living with cancer, cancer across the lifespan, their caregivers and families, pediatrics, loss and grief, professional career development, leadership, and innovation. Our hope is that in reading this Handbook you will identify new areas where each of you can leave your mark as innovators and change agents in our evolving field of practice.
