Download or read book Social Insecurity written by James W. Russell and published by Beacon Press. This book was released on 2014-04-29 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: How 401(k)s have gutted retirement security, from charging exorbitant hidden fees to failing to replace the income of traditional pensions Named one of PW's Top 10 for Business & Economics A retirement crisis is looming. In 2008, as the 401(k) fallout rippled across the country, horrified holders watched 25 percent of their funds evaporate overnight. Average 401(k) balances for those approaching retirement are too small to generate more than $4,000 in annual retirement income, and experts predict that nearly half of middle-class workers will be poor or near poor in retirement. But long before the recession, signs were mounting that few people would ever be able to accumulate enough wealth on their own to ensure financial security later in life. This hasn’t always been the case. Each generation of workers since the nineteenth century has had more retirement security than the previous generation. That is, until 1981, when shaky 401(k) plans began replacing traditional pensions. For the last thirty years, we’ve been advised that the best way to build one’s nest egg is to heavily invest in 401(k)-type programs, even though such plans were originally designed to be a supplement to rather than the basis for retirement. This financial experiment, promoted by neoliberals and aggressively peddled by Wall Street, has now come full circle, with tens of millions of Americans discovering that they would have been better off under traditional pension plans long since replaced. As James W. Russell explains, this do-it-yourself retirement system—in which individuals with modest incomes are expected to invest large sums of capital in order to reap the same rewards as high-end money managers—isn’t working. Social Insecurity tells the story of a massive and international retirement robbery—a substantial transfer of wealth from everyday workers to Wall Street financiers via tremendously costly hidden fees. Russell traces what amounts to a perfect swindle, from its ideological origins at Milton Friedman’s infamous Chicago School to its implementation in Chile under Pinochet’s dictatorship and its adoption in America through Reaganomics. Enraging yet hopeful, Russell offers concrete ideas on how individuals and society can arrest this downward spiral.
Download or read book Social Insecurity written by Dorcas R. Hardy and published by . This book was released on 1991 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: Argues that the social security crisis is not over, suggests ways to alleviate the problem, and offers advice on retirement planning
Download or read book Punishing the Poor written by Loïc Wacquant and published by Duke University Press. This book was released on 2009-05-22 with total page 410 pages. Available in PDF, EPUB and Kindle. Book excerpt: The punitive turn of penal policy in the United States after the acme of the Civil Rights movement responds not to rising criminal insecurity but to the social insecurity spawned by the fragmentation of wage labor and the shakeup of the ethnoracial hierarchy. It partakes of a broader reconstruction of the state wedding restrictive “workfare” and expansive “prisonfare” under a philosophy of moral behaviorism. This paternalist program of penalization of poverty aims to curb the urban disorders wrought by economic deregulation and to impose precarious employment on the postindustrial proletariat. It also erects a garish theater of civic morality on whose stage political elites can orchestrate the public vituperation of deviant figures—the teenage “welfare mother,” the ghetto “street thug,” and the roaming “sex predator”—and close the legitimacy deficit they suffer when they discard the established government mission of social and economic protection. By bringing developments in welfare and criminal justice into a single analytic framework attentive to both the instrumental and communicative moments of public policy, Punishing the Poor shows that the prison is not a mere technical implement for law enforcement but a core political institution. And it reveals that the capitalist revolution from above called neoliberalism entails not the advent of “small government” but the building of an overgrown and intrusive penal state deeply injurious to the ideals of democratic citizenship. Visit the author’s website.
Download or read book Social Insecurity written by George Perry and published by iUniverse. This book was released on 2000-06 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: Social Security is sacrosanct and few politicians risk the ire of the believers by questioning its adequacy or solvency. At a time of unprecedented prosperity and prospects for an even better 21st century, Social Security is, in fact, the greatest barrier between much of the nation and a comfortable retirement. At the same time, Medicare costs are growing steadily. In several other countries, government sponsored pension plans return 2-3 times as much as Social Security. A simple change in attitudes plus an understanding of the ‘time value of money’ would allow most Americans to fully participate in the growing prosperity and narrow the ever widening gap between the very rich and the rest of us. Social InSecurity delves into the misconceptions that give our misbegotten public pension system a ‘Teflon’ aura, and exposes many other government programs and statistical analyses that are actually counterproductive rather than help us cope with the arduous task of providing for our families and our own elder years. It presents reforms that require no increase in taxes, nor reduced Social Security benefits to achieve the goal of retiring at twice your final salary, plus outlines an approach that could help solve the medical care problem.
Download or read book Social Insecurity written by James W. Russell and published by Beacon Press. This book was released on 2015-04-07 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: How 401(k)s have gutted retirement security, from charging exorbitant hidden fees to failing to replace the income of traditional pensions Named one of PW's Top 10 for Business & Economics A retirement crisis is looming. In 2008, as the 401(k) fallout rippled across the country, horrified holders watched 25 percent of their funds evaporate overnight. Average 401(k) balances for those approaching retirement are too small to generate more than $4,000 in annual retirement income, and experts predict that nearly half of middle-class workers will be poor or near poor in retirement. But long before the recession, signs were mounting that few people would ever be able to accumulate enough wealth on their own to ensure financial security later in life. This hasn’t always been the case. Each generation of workers since the nineteenth century has had more retirement security than the previous generation. That is, until 1981, when shaky 401(k) plans began replacing traditional pensions. For the last thirty years, we’ve been advised that the best way to build one’s nest egg is to heavily invest in 401(k)-type programs, even though such plans were originally designed to be a supplement to rather than the basis for retirement. This financial experiment, promoted by neoliberals and aggressively peddled by Wall Street, has now come full circle, with tens of millions of Americans discovering that they would have been better off under traditional pension plans long since replaced. As James W. Russell explains, this do-it-yourself retirement system—in which individuals with modest incomes are expected to invest large sums of capital in order to reap the same rewards as high-end money managers—isn’t working. Social Insecurity tells the story of a massive and international retirement robbery—a substantial transfer of wealth from everyday workers to Wall Street financiers via tremendously costly hidden fees. Russell traces what amounts to a perfect swindle, from its ideological origins at Milton Friedman’s infamous Chicago School to its implementation in Chile under Pinochet’s dictatorship and its adoption in America through Reaganomics. Enraging yet hopeful, Russell offers concrete ideas on how individuals and society can arrest this downward spiral.
Download or read book Regime Stability Social Insecurity and Bauxite Mining in Guinea written by Penda Diallo and published by Routledge. This book was released on 2019-10-16 with total page 159 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores how bauxite mining has affected local and national political dynamics in Guinea over the past 55 years, providing an overview of mining interactions with social, economic and political spheres. Guinea is amongst the world’s top producers of bauxite, and the country’s rich mineral presence has numerous implications on local communities and national policy. Guinea is an interesting and highly relevant case study in assessing the impact of bauxite mining on regime stability and social insecurity. The author offers a clear understanding of the role of mining during the Touré and Conté regimes and analyses how changes since the election of Condé in 2010 have affected the socio-political and economic development of Guinea. The author also offers analysis on how bauxite mining has led to the emergence of new forms of social contracts, sustained by mining companies instead of the state. Finally, the book argues that understanding the stabilising and destabilising potential of mining is key to ensuring long-term, sustainable, stable and inclusive growth of mineral-resource-rich countries. The book concludes by highlighting the relevance of the findings in Guinea for the wider African extractives sector. The book will be of interest to a wide range of scholars, including those working in the areas of African studies, political science, political economy, sustainable development and corporate social responsibility. The book will be relevant for academics, business actors, NGOs, policy-makers and students interested in the African mining sector.
Download or read book Slums and Social Insecurity written by Alvin Louis Schorr and published by . This book was released on 1963 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A World of Insecurity written by Pranab Bardhan and published by Harvard University Press. This book was released on 2022-10-18 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: An ambitious account of the corrosion of liberal democracy in rich and poor countries alike, arguing that antidemocratic sentiment reflects fear of material and cultural loss, not a critique of liberalism’s failure to deliver equality, and suggesting possible ways out. The retreat of liberal democracy in the twenty-first century has been impossible to ignore. From Wisconsin to Warsaw, Budapest to Bangalore, the public is turning against pluralism and liberal institutions and instead professing unapologetic nationalism and majoritarianism. Critics of inequality argue that this is a predictable response to failures of capitalism and liberalism, but Pranab Bardhan, a development economist, sees things differently. The problem is not inequality but insecurity—financial and cultural. Bardhan notes that antidemocratic movements have taken root globally in a wide range of demographic and socioeconomic groups. In the United States, older, less-educated, rural populations have withdrawn from democracy. But in India, the prevailing Hindu Nationalists enjoy the support of educated, aspirational urban youth. And in Europe, antidemocratic populists firmly back the welfare state (but for nonimmigrants). What is consistent among antidemocrats is fear of losing what they have. That could be money but is most often national pride and culture and the comfort of tradition. A World of Insecurity argues for context-sensitive responses. Some, like universal basic income schemes, are better suited to poor countries. Others, like worker empowerment and international coordination, have broader appeal. But improving material security won’t be enough to sustain democracy. Nor, Bardhan writes, should we be tempted by the ultimately hollow lure of China’s authoritarian model. He urges liberals to adopt at least a grudging respect for fellow citizens’ local attachments. By affirming civic forms of community pride, we might hope to temper cultural anxieties before they become pathological.
Download or read book Insecure Times written by Michael Hill and published by Routledge. This book was released on 2005-08-03 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insecure Times brings together a diverse group of contributors to provide a systematic analysis of insecurity and its effect on an important range of institutions.
Download or read book Accumulating Insecurity written by Shelley Feldman and published by University of Georgia Press. This book was released on 2011-03-15 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: Accumulating Insecurity examines the relationship between two vitally important contemporary phenomena: a fixation on security that justifies global military engagements and the militarization of civilian life, and the dramatic increase in day-to-day insecurity associated with contemporary crises in health care, housing, incarceration, personal debt, and unemployment. Contributors to the volume explore how violence is used to maintain conditions for accumulating capital. Across world regions violence is manifested in the increasingly strained, often terrifying, circumstances in which people struggle to socially reproduce themselves. Security is often sought through armaments and containment, which can lead to the impoverishment rather than the nourishment of laboring bodies. Under increasingly precarious conditions, governments oversee the movements of people, rather than scrutinize and regulate the highly volatile movements of capital. They often do so through practices that condone dispossession in the name of economic and political security.
Download or read book Migration Gender and Social Justice written by Thanh-Dam Truong and published by Springer. This book was released on 2013-09-06 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is the product of a collaborative effort involving partners from Africa, Asia, Europe and Latin America who were funded by the International Development Research Centre Programme on Women and Migration (2006-2011). The International Institute of Social Studies at Erasmus University Rotterdam spearheaded a project intended to distill and refine the research findings, connecting them to broader literatures and interdisciplinary themes. The book examines commonalities and differences in the operation of various structures of power (gender, class, race/ethnicity, generation) and their interactions within the institutional domains of intra-national and especially inter-national migration that produce context-specific forms of social injustice. Additional contributions have been included so as to cover issues of legal liminality and how the social construction of not only femininity but also masculinity affects all migrants and all women. The resulting set of 19 detailed, interconnected case studies makes a valuable contribution to reorienting our perceptions and values in the discussions and decision-making concerning migration, and to raising awareness of key issues in migrants’ rights. All chapters were anonymously peer-reviewed. This book resulted from a series of projects funded by the International Development Research Centre (IDRC), Canada.
Download or read book Manufactured Insecurity written by Esther Sullivan and published by Univ of California Press. This book was released on 2018-08-07 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: Manufactured Insecurity is the first book of its kind to provide an in-depth investigation of the social, legal, geospatial, and market forces that intersect to create housing insecurity for an entire class of low-income residents. Drawing on rich ethnographic data collected before, during, and after mobile home park closures and community-wide evictions in Florida and Texas—the two states with the largest mobile home populations—Manufactured Insecurity forces social scientists and policymakers to respond to a fundamental question: how do the poor access and retain secure housing in the face of widespread poverty, deepening inequality, and scarce legal protection? With important contributions to urban sociology, housing studies, planning, and public policy, the book provides a broader understanding of inequality and social welfare in the United States today.
Download or read book Insecurity and Welfare Regimes in Asia Africa and Latin America written by Ian Gough and published by Cambridge University Press. This book was released on 2004-02-26 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a team of internationally respected experts, this book explores the conditions under which social policy, defined as the public pursuit of secure welfare, operates in the poorer regions of the world. Social policy in advanced capitalist countries operates through state intervention to compensate for the inadequate welfare outcomes of the labour market. Such welfare regimes cannot easily be reproduced in poorer regions of the world where states suffer problems of governance and labour markets are imperfect and partial. Other welfare regimes therefore prevail involving non-state actors such as landlords, moneylenders and patrons. This book seeks to develop a conceptual framework for understanding different types of welfare regime in a range of countries in Asia, Latin America and Africa and makes an important contribution to the literature by breaking away from the traditional focus on Europe and North America.
Download or read book Healthy Me Healthy Us written by Les Parrott and published by Thomas Nelson. This book was released on 2020-05-05 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: #1 New York Times bestselling authors and renowned psychologists Drs. Les and Leslie Parrott share the single most important secret to happy relationships. Relationships are rife with disappointment--but they are also the primary source of personal happiness. So it is no surprise that the number one question Drs. Les and Leslie Parrott hear over and over is, What's the single most important thing you can do for your relationships? After over twenty-five years of researching, writing, and speaking on this subject, in Healthy Me, Healthy Us the Parrotts have whittled down their answer to the truth contained in this single sentence: if you try to build intimacy with another person before you have gotten whole on your own, all your relationships become an attempt to complete yourself. Relationship skills, tips, and tactics? Sure. They have their place. But meaningful relationships--the kind we all long for--grow from something deeper, something stronger, something that has more to do with being than doing. This groundbreaking book provides the three hallmarks to psychological, emotional, and spiritual health, pointing the way to true and lasting wholeness that can revolutionize every relationship you attempt to build.
Download or read book Identity Insecurity and Image written by D. E. Ager and published by Multilingual Matters. This book was released on 1999-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: This text is about the relationship between language and the society that uses it. It specifically aims to discover what drove and drives the French to concentrate so much on language, on what it is that characterises their approach, and on the explanations for the policies governments have pursued in the past and present.
Download or read book Australian Social Attitudes IV written by Clive Bean and published by Sydney University Press. This book was released on 2018-07-02 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: Around the world, democracies have seen a decline in social and political trust. Australian Social Attitudes IV: The Age of Insecurity is an in-depth look at the economic and geopolitical uncertainty that pervades Australian public discourse. In the decade following the Howard administration, Australian politics has been defined by growing uncertainty, instability, and the emergence of popular disaffection with the political class, similar to what has been seen in the United States and Britain. Featuring contributions from Australia’s leading social scientists, this book explores the connection between insecurities and disaffection, and the ways in which they have manifested – in populist voting patterns, suspicions about climate science, and hostilities to immigration. A fascinating insight into what Australians think about contemporary political and social issues, this book is designed to present the public, media, and policymakers with up-to-date analysis of public opinion about important topics confronting Australian politics and society.
Download or read book Migration and Insecurity written by Niklaus Steiner and published by Routledge. This book was released on 2013 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: Migration and Insecurity addressess an important but rarely considered aspect of migration: how are migrants and refugees received in their new homes? What defines inclusion and exclusion for migrants, and how does this affect the concept of 'belonging' in a transnational society? In these essays, the distinguished contributors discuss the places in which migrants and refugees construct and experience their belonging, and situate this discussion in the context of the international system and government policy. Chapters interrogate the notion of ...
