Download or read book Consumer Credit and the American Economy written by Thomas A. Durkin and published by . This book was released on 2014 with total page 737 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer Credit and the American Economy examines the economics, behavioral science, sociology, history, institutions, law, and regulation of consumer credit in the United States. After discussing the origins and various kinds of consumer credit available in today's marketplace, this book reviews at some length the long run growth of consumer credit to explore the widely held belief that somehow consumer credit has risen "too fast for too long." It then turns to demand and supply with chapters discussing neoclassical theories of demand, new behavioral economics, and evidence on production costs and why consumer credit might seem expensive compared to some other kinds of credit like government finance. This discussion includes review of the economics of risk management and funding sources, as well discussion of the economic theory of why some people might be limited in their credit search, the phenomenon of credit rationing. This examination includes review of issues of risk management through mathematical methods of borrower screening known as credit scoring and financial market sources of funding for offerings of consumer credit. The book then discusses technological change in credit granting. It examines how modern automated information systems called credit reporting agencies, or more popularly "credit bureaus," reduce the costs of information acquisition and permit greater credit availability at less cost. This discussion is followed by examination of the logical offspring of technology, the ubiquitous credit card that permits consumers access to both payments and credit services worldwide virtually instantly. After a chapter on institutions that have arisen to supply credit to individuals for whom mainstream credit is often unavailable, including "payday loans" and other small dollar sources of loans, discussion turns to legal structure and the regulation of consumer credit. There are separate chapters on the theories behind the two main thrusts of federal regulation to this point, fairness for all and financial disclosure. Following these chapters, there is another on state regulation that has long focused on marketplace access and pricing. Before a final concluding chapter, another chapter focuses on two noncredit marketplace products that are closely related to credit. The first of them, debt protection including credit insurance and other forms of credit protection, is economically a complement. The second product, consumer leasing, is a substitute for credit use in many situations, especially involving acquisition of automobiles. This chapter is followed by a full review of consumer bankruptcy, what happens in the worst of cases when consumers find themselves unable to repay their loans. Because of the importance of consumer credit in consumers' financial affairs, the intended audience includes anyone interested in these issues, not only specialists who spend much of their time focused on them. For this reason, the authors have carefully avoided academic jargon and the mathematics that is the modern language of economics. It also examines the psychological, sociological, historical, and especially legal traditions that go into fully understanding what has led to the demand for consumer credit and to what the markets and institutions that provide these products have become today.
Download or read book The Journal of Home Economics written by and published by . This book was released on 1927 with total page 910 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Public Affairs Information Service Bulletin written by and published by . This book was released on 1927 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumers Digest written by and published by . This book was released on 1940 with total page 428 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Bulletin of the Public Affairs Information Service written by Public Affairs Information Service and published by . This book was released on 1927 with total page 550 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Survey written by and published by . This book was released on 1928 with total page 836 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Commercial Arithmetic Knowledge of Students in a Collegiate School of Business written by Jacob Samuel Orleans and published by . This book was released on 1941 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Home Economics Series written by and published by . This book was released on 1935 with total page 916 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Bulletin of the Extension Division Indiana University written by Indiana University. Extension Division and published by . This book was released on 1928 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Ritual Kinship Volume I written by Hugo Gino Nutini and published by Princeton University Press. This book was released on 2019-02-19 with total page 512 pages. Available in PDF, EPUB and Kindle. Book excerpt: The contents include: Abbreviations Preface Introduction Part I: the Compadrazgo System of Santa Maria Belen Azitzimititlan 1. Cultural Outline of Santa Maria Belen Azitzimititlan 2. Compadrazgo in Perspective: Paradigm and Types 3. Sacrametnal Compadrazgo 4. Primary Nonsacramental Compadrazgo 5. Secondary Nonsacramental Compadrazgo Part II: Compadrazgo Choice and the Regional System 6. Rcapitulation and Introduction 7. The Structure of Compadrazgo Choice 8. Compadrazgo Choice, Socioeconomic Status, and the Religious Hierarchy 9. The Extracommunity and Regional Dimensions of the Compadrazgo System Part III: The Historical Development of the Ayuntamiento Religioso and the Compadrazgo System 10. The Syncretic Developement of the Ayuntamiento Religioso and the Cult of the Patron Saint (1519-1670) 11. The Acculturative -Syncretic Developement of the Compadrazgo System (1519-1970). Conclusions Appendix: A Synoptic Study of the Compadrazgo in Latin America Notes Glossary References Cited Index Originally published in 1981. The Princeton Legacy Library uses the latest print-on-demand technology to again make available previously out-of-print books from the distinguished backlist of Princeton University Press. These editions preserve the original texts of these important books while presenting them in durable paperback and hardcover editions. The goal of the Princeton Legacy Library is to vastly increase access to the rich scholarly heritage found in the thousands of books published by Princeton University Press since its founding in 1905.
Download or read book Congressional Record written by United States. Congress and published by . This book was released on 1967 with total page 1452 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Pamphlet No 1 written by United States. Office of Education and published by . This book was released on 1930 with total page 650 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Rise of Corporate Publishing and Its Effects on Authorship in Early Twentieth Century America written by Kim Becnel and published by Routledge. This book was released on 2012-12-06 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study examines the way that the modernization and incorporation of the American publishing industry in the early twentieth century both helped to foment the emerging late industrial cultural hierarchy and capitalized on that same hierarchy to increase readership and profits. More importantly, however, it attempts to trace the ways in which recently-introduced marketing techniques, reconceived ideas of audience, and new paradigms in author-publisher relations affected American writers of the 1930s and the literature they produced. Using case studies of authors chosen from various points on the spectrum of so-called high-, middle-, and lowbrow literature, the author demonstrates that, contrary to popular critical opinion, this new publishing landscape--dominated by big-business practices and strict categorizations of audiences, writers, and works--did not ruin or corrupt literature but in fact enriched our literary heritage by providing authors with inspiration and opportunity that they may not otherwise have had.
Download or read book Miscellaneous Publications written by United States. U.S. Savings Bonds Division and published by . This book was released on 1942 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Social Sciences written by and published by . This book was released on 1947 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Industrial Management written by and published by . This book was released on 1927 with total page 540 pages. Available in PDF, EPUB and Kindle. Book excerpt:
