Download or read book Simple Ltc Solution How to Protect Your Life written by Scott A. Olson Cltc and published by Independently Published. This book was released on 2018-03-18 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: The insurance industry does not want you to read this book. This book gives you knowledge from an insider. This knowledge will empower you to take simple steps that can protect your life's savings from long-term care expenses.In 2005, Congress passed legislation that gave each state the authority to develop "Long-Term Care Partnership Programs". These programs are a partnership between the federal government, your state government, select insurance companies, specially-trained insurance agents, and you. These programs encourage the middle-class to purchase an amount of long-term care insurance that is equal to their net worth. If their policy runs out of benefits they can apply for Medicaid to pay for their care and all of their assets can be protected from Medicaid (both while they are alive and even after they pass away.)You can target how much long-term care insurance you need based upon how much of your assets you want to protect from Medicaid. If you want to protect more savings you can buy more benefits for a higher premium. If you have less savings you can buy less benefits for a lower premium. It's an equitable and affordable solution for those who want to plan ahead.
Download or read book Long Term Care Insurance NOW written by Scott A Olson Cltc and published by Independently Published. This book was released on 2024-02-26 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Who should NOT own long-term care insurance? What are the 3 best ways to self-insure for long-term care? What are the 5 types of insurance that can help pay for long-term care? 4 questions you MUST ask when comparing policies! What new regulations are protecting policyholders from big rate increases? Which Life/LTC hybrid should you AVOID? The #1 reason most people should NOT buy a Life/LTC hybrid! Why a Roth IRA should NEVER be used to self-insure for long-term care. What is Washington state's new long-term care payroll tax? How is it better than long-term care insurance? How is it worse? Will it come to your state? In his latest book, long-term care insurance expert Scott A. Olson, CLTC answers these questions and more. His first book, "Simple LTC Solution: How to Protect Your Life's Savings with a Long-Term Care Partnership Program" was released in 2018. "The industry has expanded since then," Olson says. "Consumers have more choices now than ever before. It's like walking down the cereal aisle in the grocery store!" Many top companies are now offering well-rounded, affordable, and comprehensive long-term care products of all kinds: Life/LTC hybrids, Recovery policies, long-term care partnership policies, and revamped traditional long-term care insurance. "But it's never been more confusing to consumers," Olson continues. "That's why I wrote this book, to help inform consumers so that they can better understand their choices and pick something that works for them."
Download or read book Living with the Enemy written by Ray Owen and published by Routledge. This book was released on 2014-07-11 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: ‘This isn’t living, this is just existing.’ A long-term physical health condition – a chronic illness, or even a disability – can take over your existence. Battling against the effects of the condition can take so much of your time and energy that it feels like the rest of your life is ‘on hold’. The physical symptoms of different conditions will vary, as will the way you manage them. But the kinds of psychological stress the situation brings are common to lots of long-term health problems: worry about the future, sadness about what has been lost, frustration at changes, guilt about being a burden, friction with friends and family. You can lose your sense of purpose and wonder ‘What’s the point?’ Trapped in a war against your own illness, every day is just about the battle, and it can seem impossible to find achievement and fulfilment in life if the condition cannot be cured. It doesn’t have to be like that. Using the latest developments in cognitive behavioural therapy (CBT) which emphasise mindfulness and acceptance, and including links to downloadable audio exercises and worksheets, this book will show you how you can live better despite your long-term condition. It will teach you to spot the ways of coping that haven’t been working for you, how to make sure that troubling thoughts and unwanted feelings don’t run your life, how to make sense of the changes in your circumstances, to make the most of today and work towards a future that includes more of the things that matter to you. If you stop fighting a losing battle, and instead learn how to live well with the enemy, then – even with your long-term condition – you’ll find yourself not simply existing, but really living again.
Download or read book How to Plan for Long Term Care written by Quin Coursey and published by Allen Hamm. This book was released on 2015 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Personal Finance For Canadians For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2024-07-29 with total page 519 pages. Available in PDF, EPUB and Kindle. Book excerpt: Gain financial literacy and get expert advice—tailor made for the provinces Personal Finance For Canadians For Dummies is a comprehensive guide and reference that helps you get smart about money, taking unique Canadian laws and opportunities into account. The clear, jargon-free explanations in this book will lead you to financial savvy. Understand how your earnings inform your budget, when to spend vs when to borrow, how to invest wisely, and how to protect your assets. You’ll also learn best practices for managing your money with an eye toward Canadian tax laws, retirement plans, education savings, and pension plans. With the sound advice you’ll find inside, you’ll soon see your loonies turn into toonies! Improve your financial literacy and establish realistic goals Reduce your spending, set a budget, save for the future, and manage debt Minimize your tax bill and work out the differences among retirement and savings plans Invest in stocks or real estate to protect and grow your assets in the long term This is the perfect Dummies guide for Canadians looking for advice on how to best manage their finances.
Download or read book Official Gazette of the United States Patent and Trademark Office written by and published by . This book was released on 2006-07-04 with total page 810 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Savage Truth on Money written by Terry Savage and published by John Wiley & Sons. This book was released on 2011-05-12 with total page 334 pages. Available in PDF, EPUB and Kindle. Book excerpt: The truth, the whole truth, and nothing but the truth on money If you are overwhelmed by money decisions?and in today's post-crisis economy, who isn't??Terry Savage can help. In The Savage Truth, Second Edition, she takes the fear out of financial decision-making and makes sound financial decisions something that you simply do, rather than something that you stress about. Most importantly, Savage shows you how to gain control over your financial future, setting you free to truly enjoy the present. Details money basics, such as investing, retirement plans, life insurance, college savings, estate planning, and coping with debt Provides methods to keep you on track to reach your long-term goals of financial independence Describes technology you can use to improve your financial decision-making The truth is if it were easy to make, save, and grow money, everyone would be rich. It isn't easy. But, The Savage Truth on Money, Second Edition makes it a lot easier.
Download or read book The Six Day Financial Makeover written by Robert Pagliarini and published by Macmillan. This book was released on 2006-10-03 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: This isn’t your father’s personal finance book. The way we currently save and invest is confusing, frustrating, and quite simply doesn’t work. Get ready for a personal finance book that is actually unique. Get ready for financial strategies that you’ve never seen or heard before. Get ready to transform your financial life in less than a week! Robert Pagliarini has taken budgeting, investing, insurance, and retirement planning—subjects that most of us find stressful and overwhelmingly complex—and made it approachable and even manageable through his unsinkable optimism and relentless simplification process. He says, “We’re going to take the pie-in-the-sky theories and turn them into bite-size pieces that you can and will be able to implement in your life immediately.” THE SIX DAY FINANCIAL MAKEOVER does a lot of things really well, but I’ll just tell you about three. First and foremost it actually provides advice—yes, real advice. Not wishy-washy “maybe you should do this” or “it all depends on your situation” nonsense (what Robert calls “financial fog”). Second, it has an action bias. No, not really a bias, more like a mantra. Implement, implement, implement is the theme in every chapter and on every page (there’s even a patent-pending free website at "Six Day Financial Makeover" readers can use to help them take the advice they read and incorporate it into their lives). Three, it is full of brand-new, never seen before financial shortcuts and strategies such as: Why your seven year old is a better investor than you are. Kids intuitively understand how to save and invest better than most adults. The trick is focus and creating separate physical accounts for the myriad goals we have. There is no “right” way to invest. What’s crucial is that people determine their investment personality – particularly how involved they want to be with investing – and let that be their guide. Disregarding one’s investment personality and pursuing an approach that’s not compatible with it is a recipe for disaster. Why you shouldn’t work for a paycheck. Most of us work to earn a paycheck, right? Well that’s the wrong way to think about work. Once we can align our life’s vision and deepest goals to our income, we start to see our purpose for waking up each morning entirely differently. Work is no longer work—it becomes a catalyst that helps us achieve our goals. The most important thing you should save for (and it’s not retirement!). What’s more important and more satisfying than retirement? Financial independence. Discover how many days your passive income could support your lifestyle (if your score is less than 31, don’t quit your day job). The more information and choices you have, the worse your finances will be. There are more financial books, magazines, journals, newspapers, radio shows, TV shows, web sites, Podcasts, and free information available today, yet most of us still feel completely overwhelmed, confused, and frustrated than before. The solution is to cut through the fluff and focus on what really works. Budgets don’t work. Instead, Robert offers a ten step process for taking control of one’s cash flow. While there is careful assessment and prioritization involved, budgets are nowhere in sight. If it’s not possible to save for a child’s education and for retirement, save for retirement first. While retirement may be farther off in the future, if people don’t save today, they’ll have no options tomorrow – whereas college students have financial aid, scholarships, and student loans at their disposal. And a whole lot more… Offering clear, practical, no-nonsense advice along with all the tools needed to implement it, THE SIX-DAY FINANCIAL MAKEOVER is a comprehensive guide that delivers on Robert’s promise to revolutionize the way you think about and invest your money.
Download or read book Protecting Your Family with Long Term Care Insurance written by Phyllis Shelton and published by . This book was released on 2013-03-01 with total page 360 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Good Soldiers written by David Finkel and published by Sarah Crichton Books. This book was released on 2009-09-15 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: It was the last-chance moment of the war. In January 2007, President George W. Bush announced a new strategy for Iraq. He called it the surge. "Many listening tonight will ask why this effort will succeed when previous operations to secure Baghdad did not. Well, here are the differences," he told a skeptical nation. Among those listening were the young, optimistic army infantry soldiers of the 2-16, the battalion nicknamed the Rangers. About to head to a vicious area of Baghdad, they decided the difference would be them. Fifteen months later, the soldiers returned home forever changed. Pulitzer Prize-winning Washington Post reporter David Finkel was with them in Bagdad, and almost every grueling step of the way. What was the true story of the surge? And was it really a success? Those are the questions he grapples with in his remarkable report from the front lines. Combining the action of Mark Bowden's Black Hawk Down with the literary brio of Tim O'Brien's The Things They Carried, The Good Soldiers is an unforgettable work of reportage. And in telling the story of these good soldiers, the heroes and the ruined, David Finkel has also produced an eternal tale—not just of the Iraq War, but of all wars, for all time.
Download or read book The Entrepreneur s Guide to Achieving Financial Freedom written by Jay E. Hochheiser and published by Morgan James Publishing. This book was released on 2016-11-15 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: The financial landscape of the business world has changed forever. As a result, it has never been harder to be a successful entrepreneur than it is today. In a world where the entrepreneur must “adapt or die, The Entrepreneur's Guide to Achieving Financial Freedom will guide them toward making the right financial decisions to evolve and thrive—all in a straightforward, no-nonsense manner.
Download or read book The Chinese Solution written by James Sladack and published by Xlibris Corporation. This book was released on 2012-08-31 with total page 269 pages. Available in PDF, EPUB and Kindle. Book excerpt: Top Secret Mission: The President suspends the laws of war. Use any means necessary to kill Hitlers greatest commando, Otto Skorzeny. Skorzeny and a company of Nazi SS soldiers have been transported back in time by Red China, tasked with murdering George Washington and assassinating the Founding Fathers. Green Beret Colonel Bob Lake, two Marine snipers, a beautiful intelligence expert, a Navy SEAL and an eccentric professor transport to Fort Duquesne and the bloody French & Indian War. The hunt for the most dangerous Nazi commando in history begins. If Skorzeny succeeds, the Thirteen Colonies will never unite as a country. 20th Century Germany will win WW I and China will emerge as the sole superpower of the 21st Century. Lake doggedly pursues the brilliant Colonel Skorzeny and his SS storm troopers through the colonial period and across the American wilderness, desperate to save the American Revolution. Through it all, deadly Indians threaten both the Nazis and the American commandos.
Download or read book The Insurance Buying Guide written by and published by Silver Lake Publishing. This book was released on 1999 with total page 399 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides consumers with a step-by-step method for calculating how much insurance coverage they need and how much it will cost. Examples of common consumer situations show how brokers and agents evaluate necessary coverage. Case studies provide valuable tips for getting the coverage they need at prices they can afford. Includes worksheets.
Download or read book Surviving Hell written by LTC. William D. Miner and published by Turner Publishing Company. This book was released on 2010-12-20 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: Surviving Hell is a harrowing account of Lieutenant Colonel William Miner, taken prisoner for 39 months after his unit surrendered to the Japanese on the island of Cebu, Philippines, during World War II. Despite losing every friend in his unit and suffering from torture and deprivation that would “warp men’s souls,” Bill Miner professed, “I am lucky. People fell beside me and people were blown apart beside me. Anywhere I went as a prisoner, I tried to be aware of the situation and use it the best I could to survive.” This fascinating and arresting true story features excerpts from Bill Miner’s personal prison diary, which he kept despite the accompanying risk of torture or even death, along with photos and post-war recollections.
Download or read book Crisis of Command written by Stuart Scheller and published by Simon and Schuster. This book was released on 2022-09-06 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: Wall Street Journal Bestseller USA Today Bestseller Publishers Weekly Bestseller As Seen on Tucker Carlson Combat-decorated Marine officer Stuart Scheller speaks out against the debacle of the Afghan pullout as the culmination of a decades-long and still-ongoing betrayal of military members by top leadership, from generals to the commander in chief, comes to light. Lieutenant Colonel Stuart Scheller was the perfect Marine. Battle tested. A leader. Decorated for valor. Yet when the United States acted like the Keystone Cops in a panicked haphazard exit from Afghanistan for political reasons, Scheller spoke out, and the generals lashed out. In fact, they jailed him to keep him quiet, claiming he lost the “trust and confidence” bestowed upon him by the Marines. When the faith and trust is exactly what our generals and even our commander-in-chief betrayed by exercising such reckless and derelict policies. Now Scheller is free from the shackles of the Marine Corps and can speak his mind. And in Crisis of Command, that he does. He holds our generals’ feet to the fire. The same generals who play frivolously with the lives of our service men and women for political gain. The same general who lied to political leaders to further their own agendas and careers. Stuart Scheller is here to say that the buck stops here. Accountability starts now. It’s time to demand accountability and stand up for our military. In this book, Stuart Scheller shows us how.
Download or read book Your Money Or Your Life written by Donald Jay Korn and published by Simon & Schuster Books For Young Readers. This book was released on 1992 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: Expert advice on cutting costs, protecting assets, and getting adequate coverage. At a time of escalating medical costs and increasing insurance vulnerability, here is welcome and essential information for employers, workers, freelancers, seniors, and people "between jobs". Korn is the author of Your Children, Your Heirs and High-Powered Investing.
