Download or read book Secured Credit written by Lynn M. LoPucki and published by Aspen Publishers. This book was released on 2000 with total page 834 pages. Available in PDF, EPUB and Kindle. Book excerpt: 'The systems approach we employ in this book looks at more than just law. Law is one of many elements that together constitute the secured credit system. To teach the law without teaching the system in which it is embedded would deprive the law of much of its meaning and make it more difficult to understand.' - Lynn LoPucki and Elizabeth Warren Fully incorporating the new Article 9 of the UCC, this substantially revised edition of the groundbreaking text continues to simplify the conceptually complex policies of the secured credit system with an innovative systems approach. By exploring secured transactions and investment securities in a series of assignments and problems, students are empowered to focus on secured transactions as one aspect of a larger system - thus facilitating learning and comprehension of the material. What makes this casebook stand out from the rest? Expert authorship - renowned authors Lynn LoPucki and Elizabeth Warren draw on their years of legal scholarship and teaching excellence to refine and extend their systems approach Uses the author's unique and innovative systems approach - treating secured credit as a system with subsystems that work together to accomplish the system's principal goal A combination of traditional application and open-ended theoretical problems are presented in the order of difficulty - with the most difficult problems focusing on an actual practice setting to enhance student learning Each assignment is appropriate for a 50-60 minute class, contains carefully-selected problems that involve students in case strategy and planning, and includes all the information needed to answer the problems New To The Third Edition: Incorporates the new Article 9 (Secured Transactions of the UCC throughout the entire text Updated cases and problems reflect recent legal trends and developments A thoroughly revised Teacher's Manual in every chapter

Download or read book Secured Credit Under English and American Law written by Gerard McCormack and published by Cambridge University Press. This book was released on 2004-06-14 with total page 446 pages. Available in PDF, EPUB and Kindle. Book excerpt: McCormack examines English law on Secured Credit, highlighting its weaknesses, and evaluating possible remedies. Contains the text of Article 9.

Download or read book Secured Credit written by L. David Cromwell and published by Aspen Publishing. This book was released on 2016-12-15 with total page 673 pages. Available in PDF, EPUB and Kindle. Book excerpt: The law of secured credit is both very important and very complex. Perhaps because of this, law students, lawyers, judges, and lawmakers struggle to master its many nuances. Secured credit law may not have the initial appeal that criminal or constitutional law hold in the minds of many, but it forms the backbone of everything from day-to-day consumer transactions to large-scale commercial financing, both around the corner and across the world.

Download or read book The Secured Credit Card Market written by Larry Santucci and published by . This book was released on 2016 with total page 31 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this paper, we present a brief exposition of the history of the secured credit card, beginning with its origins in California in the 1970s. We present a series of stylized facts based on a December 2015 cross section of the secured card market. We find that most secured cards require an annual fee, tend not to have promotional offers or rewards, and often have higher purchase annual percentage rates than their unsecured counterparts. We also find that the percentage of secured card accounts in a delinquency status is more than double that of unsecured cards and that far fewer secured cards are inactive compared with unsecured cards. In addition, the annual income of secured card consumers is about 43 percent lower than unsecured card consumers. Last, we examine how the credit scores of consumers opening a secured card account change during the first two years of account history. We find that keeping a secured card account open is correlated with improved creditworthiness, while closing an account, either in good standing or in default, is correlated with significantly reduced creditworthiness.

Download or read book Secured Credit and the Harmonisation of Law written by Gerard McCormack and published by Edward Elgar Publishing. This book was released on 2011-01-01 with total page 221 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book will be of great interest to practitioners, policymakers and academics, as well as students, particularly postgraduate students, of law and business throughout the world.

Download or read book Secured Credit written by Lynn M. LoPucki and published by . This book was released on 2003 with total page 750 pages. Available in PDF, EPUB and Kindle. Book excerpt: This problem-based casebook uses assignment-sized modules to explore creditor relationships and transactions between creditors and debtors. Completely updated, Secured Credit, Fourth Edition, gives students a solid foundation in this important area. When you examine this new edition, be sure to notice its: extraordinary authorship Lynn M. LoPucki and Elizabeth Warren are experts in the field effective use of the systems approach by examining how the law is applied in actual transactions, The authors put the Code in context teachable problems, preceded by straightforward text and cases organization by assignment units, which makes the book flexible and adaptable cutting-edge coverage of today's most important topics careful review of the intersection of secured transactions and bankruptcy in addition to conforming To The Revised Article 9, The Fourth Edition offers new cases that explore interesting issues: in re Shirel is a credit card application sufficient to grant a security interest? in re Grabowski is a financing statement sufficient to perfect a security interest? Omega Environmental, Inc. v. Valley Bank, N.A. Is a nonnegotiable certificate of deposit an instrument as defined under UCC Article 9? in re Eschenbach What constitutes proper notice of a federal tax lien on personal property? If you haven't tried the systems approach to teaching secured credit, The new edition of LoPucki and Warren's exceptional casebook is a powerful reason to reconsider.

Download or read book The Future of Secured Credit in Europe written by Horst Eidenmüller and published by Walter de Gruyter. This book was released on 2012-07-12 with total page 416 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume contains the reports and discussions presented at the conference "The Future of Secured Credit in Europe" in Munich from July 12th to July 14th, 2007. It aims at taking the debate to a new stage by exploring the need and possible avenues for creating a European law of security interests. The first part examines – from an economic and a community law perspective – the case for European lawmaking on secured credit and the legislative approach to be taken. The intention in the second and third part is to look in more detail at the choices European lawmakers will have to make in devising a European law of secured credit. The second part focuses on secured transactions involving corporeal movables (tangibles), whereas the third part considers categories of collateral that may require special rules.

Download or read book Secured Transactions written by Lynn M. LoPucki and published by Aspen Publishing. This book was released on 2023 with total page 736 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Cases, materials, and problems for the law school course called Secured Credit, Secured Transactions, or Article 9"--

Download or read book Secured Transactions written by Lynn M. LoPucki and published by Aspen Publishing. This book was released on 2019-10-31 with total page 975 pages. Available in PDF, EPUB and Kindle. Book excerpt: The premier authority on secured transactions, Secured Transactions: A Systems Approach is known for its cutting-edge coverage, dynamic pedagogy, and ease of use for instructors. The Systems Approach gives students the big picture. Straightforward explanations and cases prepare the students to solve real-life problems in the context of actual transactions. A modular structure allows for tremendous flexibility in course design. The materials are divided into bite-sized assignments, making it easier for instructors to make and adjust assignments for class. This problem-based casebook supports the teaching of Article 9 alone or expansion of the course to include Article 9 in the full context of bankruptcy, mortgages, judicial liens, and statutory liens. New to the 9th Edition: Updated throughout, while retaining the same structure. Highly adaptable modular text broken into assignments. Main sections can be taught in any order. New cases throughout (including the Second Circuit’s landmark decision in In re Motors Liquidation). Problem-based approach with ethics integrated. Problems progress from easy to difficult. Professors and students will benefit from: Comprehensive Teacher’s Manual with suggestions for teaching coverage, changes from the prior edition, lists of key concepts for each assignment, and the answers to every question asked in the book. The main sections can be taught in any order. Bite-sized assignments organized for 50-minute or 75-minute classes. Can support ABA-qualified experiential courses. Casebook authors who are happy to engage with adopters and include them as characters in the book. Coverage of non-Article 9 aspects of secured transactions that students will need as lawyers Default problem sets for ease of assignment; extra problems for variety from year to year. Engaging problems with interesting characters and real-world issues, providing all of the information necessary to solve the problems. A real-life approach that prepares students for the practice of law. Clear explanations of every subject – no hiding of the ball. Basic financial literacy information included throughout the book. Focus on how lien systems actually work in practice.

Download or read book Secured Credit in Europe written by Teemu Juutilainen and published by Bloomsbury Publishing. This book was released on 2018-03-22 with total page 361 pages. Available in PDF, EPUB and Kindle. Book excerpt: Winner of the 2016–2018 KG Idman Prize. This monograph seeks the optimal way to promote compatibility between systems of proprietary security rights in Europe, focusing on security rights over tangible movables and receivables. Based on comparative research, it proposes how best to tackle cross-border problems impeding trade and finance, notably uncertainty of enforceability and unexpected loss of security rights. It offers an extensive analysis of the academic literature of more recent years that has appeared in English, German, the Scandinavian languages and Finnish. The author organises the concrete means of promoting compatibility into a centralised substantive approach, a centralised conflicts-approach, a local conflicts-approach and a local substantive approach. The centralised approaches develop EU law, and the local approaches Member State laws. The substantive approaches unify or harmonise substantive law, while the conflicts approaches rely on private international law. The author proposes determining the optimal way to promote compatibility by objective-based division of labour between the four approaches. The objectives developed for that purpose are derived from the economic functions of security rights, the conditions for legal evolution and a transnational conception of justice. This book is an important contribution to the future of secured transactions law in Europe and more widely. It will be of interest to academics, policymakers and legal practitioners involved in this field.

Download or read book International Secured Transactions Law written by Orkun Akseli and published by Routledge. This book was released on 2011-03-17 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book focuses on international harmonisation and the law of secured transactions by distilling and analysing the unifying principles of various significant international conventions and instruments such as the UN Convention on the Assignment of Receivables, the Unidroit Convention on International Factoring, the EBRD Model Law on Secured Transactions, the Unidroit Convention on the International Interests in Mobile Equipment and the UNCITRAL Legislative Guide on Secured Transactions. International secured transactions conventions and instruments facilitate credit and promote economic activity through the creation of harmonised rules. Therefore, given the increasing globalisation of markets, international reform efforts for the harmonised modernisation of secured transactions law have gained pace over recent years. International Secured Transactions Law draws on experiences in both English and US laws in order to identify and illustrate the existing problems that need to be addressed, as well as identify potential solutions. International Secured Transactions Law will be of interest to scholars, students interested in international commercial law, corporate law or comparative secured transactions, and practitioners involved in international commercial transactions.

Download or read book Bounce Back written by Lynnette Khalfani-Cox and published by John Wiley & Sons. This book was released on 2024-01-04 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Bounce Back, veteran financial coach and bestselling author Lynnette Khalfani-Cox explains how she slayed six figures of consumer debt in a mere three years and went on to build a seven-figure personal net worth. The author shows you how to take on—and defeat—the most common and difficult challenges facing Americans today, from debt, disability, and job downsizing to disasters, discrimination, divorce, and more. She draws on her own extensive experience helping people with their most intractable financial problems, the wisdom of other money coaches, financial therapists, certified financial planners, and psychologists – as well as the inspiring stories of everyday people who have bounced back from adversity. Emphasizing the critical importance of emotional, financial, social, and physical resilience, Bounce Back demonstrates 10 practical and hands-on techniques you can implement immediately to build your resilience and recover fiscally and emotionally from the most frequently experienced personal finance setbacks. You’ll also discover: How to handle the ever-rising cost of living and the increased impact of high levels of inflation Actionable strategies for burning down your debt as fast as reasonably possible Practical advice for people who face discrimination and maltreatment in the financial, housing, and employment markets An essential and endlessly inspiring roadmap to a better financial tomorrow, Bounce Back is an expert guide to transforming a seemingly impossible challenge into a manageable setback you can overcome with skill, faith, and resilience.

Download or read book Secured Transactions Law Reform written by Louise Gullifer and published by Bloomsbury Publishing. This book was released on 2016-10-20 with total page 600 pages. Available in PDF, EPUB and Kindle. Book excerpt: Secured transactions law has been subjected to a close scrutiny over the last two decades. One of the main reasons for this is the importance of availability of credit and the consequent need to reform collateral laws in order to improve access to finance. The ability to give security effectively influences not only the cost of credit but also, in some cases, whether credit will be available at all. This requires rules that are transparent and readily accessible to non-lawyers as well as rules that recognise the needs of small and medium-sized enterprises. This book critically engages with the challenges posed by inefficient secured credit laws. It offers a comparative analysis of the reasons and the needs for a secured transactions law reform, as well as discussion of the steps taken in many common law, civil law and mixed law jurisdictions. The book, written under the auspices of the Secured Transactions Law Reform Project, informs the debate about reform and advances novel arguments written by world renowned experts that will build upon the existing literature, and as such will be of interest to academics, legal practitioners and the judiciary involved in secured transactions law around the world. The text considers reform initiatives that have taken place up to the end of April 2016. It has not been possible to incorporate events since then into the discussion. However, notable developments include the banks decree passed by the Italian Government on 29th June 2016, and the adoption of the Model Law on Secured Transactions by UNCITRAL on 1st July 2016.

Download or read book Secured Credit in Europe written by Teemu Juutilainen and published by Bloomsbury Publishing. This book was released on 2018-03-22 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: Winner of the 2016–2018 KG Idman Prize. This monograph seeks the optimal way to promote compatibility between systems of proprietary security rights in Europe, focusing on security rights over tangible movables and receivables. Based on comparative research, it proposes how best to tackle cross-border problems impeding trade and finance, notably uncertainty of enforceability and unexpected loss of security rights. It offers an extensive analysis of the academic literature of more recent years that has appeared in English, German, the Scandinavian languages and Finnish. The author organises the concrete means of promoting compatibility into a centralised substantive approach, a centralised conflicts-approach, a local conflicts-approach and a local substantive approach. The centralised approaches develop EU law, and the local approaches Member State laws. The substantive approaches unify or harmonise substantive law, while the conflicts approaches rely on private international law. The author proposes determining the optimal way to promote compatibility by objective-based division of labour between the four approaches. The objectives developed for that purpose are derived from the economic functions of security rights, the conditions for legal evolution and a transnational conception of justice. This book is an important contribution to the future of secured transactions law in Europe and more widely. It will be of interest to academics, policymakers and legal practitioners involved in this field.

Download or read book Explaining the Pattern of Secured Credit written by Ronald J. Mann and published by . This book was released on 1996 with total page 91 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Credit Builder Secrets written by Jason White and published by Lulu.com. This book was released on 2018-01-17 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Builder Secrets is your gateway to better credit. In this book you'll find reasoning, tactics, and strategies to help you improve your credit score up to 200 points! In my profession, "know it alls" attempt to tell me or my clients all the time how to fix and improve credit. Often, the myth they share is to just "pay your bills on time" and that will improve your credit score. Little do they know, that's not true. Don't get me wrong, of course paying your bills on time is important, but just paying your bills alone will NOT improve your credit score. In this book, I dispel that myth and share how to really improve a credit score the right way. I don't know about you, but I'm tired of unqualified people giving bad advice. So please do me a favor. If you ever come face to face with one of these loud mouths who try to tell you how to live your life but don't take their own advice, promise me you'll run the opposite way.

Download or read book Explaining the Pattern of Secured Credit from the Ground Up written by Ronald J. Mann and published by . This book was released on 1995 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt: