Download or read book Saving Seniors Savings written by Therese Johnson and published by . This book was released on 2017-09-09 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you have a shadow of a life? Did you know that 67% of caregivers die before the person they are taking care of? Are you sleep-deprived, physically, emotionally, financially or mentally drained, or bankrupt? In Saving Seniors' Savings, Gerontologist Therese Johnson explains where to find resources to get caregivers and the money to pay for them, as well as plenty of financial resources that are available to everyone. In this book, you will learn: - How to find the money to pay for Senior Care Services - How to eliminate your stress, exhaustion, time and money restraints that cause you guilt - How to prevent you or your loved one from losing their hard earned savings - How to get the help you need for your loved one so you can stay healthy and happy - How to create a personalized plan for yourself and not just the ones you love As a caregiver, if you're not healthy, and you are constantly stressed, you won't be able to continue to take care of your loved ones. If you're under financial stress, this book will show you how to get the help and resources you need. Author Therese Johnson is a freelance writer and book author, local TV producer, radio show host on Money 105.5FM's "Senior Moments," and the founder of Senior Care Of Sacramento. She is a Gerontologist, community and social service specialist, continuing education provider, and administrator for residential care facilities for the elderly (RCFE). She is also an Alzheimer's Specialist and certified nurse's assistant.
Download or read book Bank On Yourself written by Pamela Yellen and published by Vanguard. This book was released on 2010-03-23 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.
Download or read book Survival for Seniors 2016 written by Katie Vallette and published by Createspace Independent Publishing Platform. This book was released on 2016-09-26 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: Want to save money on your cell phone? Want to save money on your TV costs? Want to save money on your dentist bills, food, and more? "2016 Survival For Seniors: Money Saving Tips" has up-to-date information on how you can save money in today's rapidly changing world. This book isn't about coupon clipping or stock investing. Instead, it is about how you can take advantage of deals and special senior discounts already in existence at little to no costs to you. Why are you paying full price when you don't have to? Get this book and learn how to take advantage of all the senior savings that you qualify for today.
Download or read book The Best Ever Book of Money Saving Tips for Seniors written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-07-21 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Seniors: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Seniors waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Seniors is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Seniors won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Senior who wastes money?
Download or read book Increasing generic drug use savings for seniors and Medicare hearing written by and published by DIANE Publishing. This book was released on with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Personal Finance for Seniors written by and published by FC & a. This book was released on 2005 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Ultimate Retirement Guide for 50 written by Suze Orman and published by Hay House, Inc. This book was released on 2020-02-25 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."
Download or read book The Charles Schwab Guide to Finances After Fifty written by Carrie Schwab-Pomerantz and published by Crown Currency. This book was released on 2014-04-01 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.
Download or read book Saving Seniors and Our Most Vulnerable Citizens from an Entitlement Crisis written by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Health and published by . This book was released on 2013 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book How to Make Your Money Last Completely Updated for Planning Today written by Jane Bryant Quinn and published by Simon & Schuster. This book was released on 2020-01-07 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.
Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.
Download or read book J K Lasser s 1001 Deductions and Tax Breaks 2021 written by Barbara Weltman and published by John Wiley & Sons. This book was released on 2020-12-03 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: Claim tax deductions and credits with confidence using this complete list of tax relief opportunities It seems that every year your personal tax return gets more and more complicated. What can you claim? What can you deduct? J.K. Lasser's 1001 Deductions and Tax Breaks 2021 offers simple and step-by-step tips on the tax relief available to individual taxpayers just like you. You’ll discover how to take advantage – legally – of every available tax deduction and credit out there. Attorney, expert, and author Barbara Weltman walks you through every single credit and deduction available to you and shows you which forms you need to fill out to claim them. You'll learn: How to review your records for deduction and credit opportunities Keep the right records and receipts in case the IRS comes calling What types of income are tax free Which COVID-19-related tax breaks apply to you The difference between a deduction and a credit, and why it matters Whether you're filling out your first tax return ever or your fifty-first, J.K. Lasser's 1001 Deductions and Tax Breaks 2021 will show you easy ways to increase your tax refund and decrease your tax payable on you 2020 return and plan for additional tax savings in 2021.
Download or read book The Smart Canadian s Guide to Saving Money written by Pat Foran and published by John Wiley & Sons. This book was released on 2010-03-18 with total page 223 pages. Available in PDF, EPUB and Kindle. Book excerpt: Canada’s top consumer advocate returns with more financial advice. Canadian consumers are focused on spending and managing what money they do have wisely, but have more questions than answers on most financial topics. Television personality and consumer advocate Pat Foran shares tips and strategies about the questions and issues he sees most often, and explains how some little things can soon add up to a lot of money. Some of the topics covered include: Credit and loyalty cards, and what kind of deal they really are How much insurance is enough – and what kinds do most people need? How to shop for a vehicle, and if it’s worth it to import from the US Mortgages, tax breaks, and other complicated financial decisions Getting the most bang for your buck, whether while shopping or travelling Packed with money-saving advice, this title will also include the latest information on marketplace trends, the investment climate, housing prices, interest rates, and other techniques for savings. As an added bonus, Pat has included quotes and comments from prominent Canadian businesspeople and celebrities about the best financial advice they’ve received in their lifetimes. Pat Foran is seen by millions of Canadians each week as the Consumer Reporter for CFTO News, and Consumer Expert on CTV’s Canada AM. His “Consumer Alert” segment is currently on CFTO’s noon, six o’clock and eleven-thirty newscasts, five days a week with an audience of 700,000 viewers, and he appears on Canada AM, Canada’s number-one national morning show every week, dispensing financial and consumer advice.
Download or read book Striving to Save written by Margaret Sherrard Sherraden and published by University of Michigan Press. This book was released on 2010-02-08 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: The struggles of low-income families trying to build savings accounts
Download or read book Aging Easy written by Mondresia Carver and published by Pa-Pro-VI Publishing. This book was released on 2021-07-19 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: People often ask, "Why Seniors?" My response is always the same, "Why NOT Seniors?" I have always had an unwavering desire to serve and protect the elderly. Even as a child, when given the opportunity to choose, my choice was always to be in the company of the "older folk". I have found their wisdom and conversation to be priceless. For Seniors, living independently during their golden years can be an enjoyable and rewarding time of life. Most desire to maintain their dignity, quality of life, and independence while living at home. Sounds simple enough. However, what I have found to be true, both professionally and personally, is that things aren't always so simple. As a very young adult, I can recall experiencing the loss of my maternal great-grandmother. Having not been afforded the knowledge that I currently possess, watching her cognitive decline over a 5-year span was painful. On the day of her funeral, I can still recall feeling as though I'd lost my grandmother several years prior. A better understanding of her diagnosis would have added more quality to the time we shared. Experiencing the loss of my paternal grandmother was another taxing experience. Though her diagnosis did not rob her of her cognitive ability, Cancer certainly took everything else. During this experience, my knowledge base for the situation was greater. Therefore, medical attention, placement, and long-term planning were much easier. Most recently, the loss of my maternal grandfather was a challenge that tugged on every ounce of knowledge, experience, and emotion possible. Within a 7-month period, I watched my grandfather drift from what most called, "The World's Oldest Teenager" to being completely bedridden and dependent on others for care. Heart attack, stroke, cancer, kidney failure, dialysis, feeding tube, tracheostomy, cardiac arrest, and resuscitation were only among the most significant challenges that he endured. Fortunately, my family and I were able to make "informed" decisions to assure that he maintained quality of life. Working in Senior care for over 20 years, I have been exposed to all aspects. I have consoled weeping widows. I have found placement for seniors who have no family. I have advocated for seniors who were mistreated by family and/or professionals. I have found assistance for seniors that wanted to remain at home but needed a little help. I have helped family to understand that Hospice is actually very beneficial and not death sentence. I have hired good caregivers. I have terminated poor caregivers. I have also provided Psychotherapy for seniors who suffer from depression and anxiety. In short, Seniors and their families experience the same issues as those in other populations. For me, it is a God-given charge that I do all that is within my power to assure that this population is provided with the supports needed to be safe, healthy, and happy.
Download or read book Suze Orman s Protection Portfolio written by Suze Orman and published by . This book was released on 2002 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: Suze Orman's Financial Package is a systematic approach for organising your essential documents. The Financial Package is very different from any other product of this type, because Suze has included three CDs that actually include the forms and instructions to create your own advanced directive with durable power of attorney for health care, financial power of attorney, will, and a trust.
Download or read book Retirement Statistics written by and published by . This book was released on 1934 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
