Download or read book Salvage Your Super written by Geoff Peck and published by John Wiley & Sons. This book was released on 2012-02-14 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: The recent stock market crash saw a staggering $200 billion wiped off superannuation balances. Fortunately, you can do something about it. Salvage Your Super is a comprehensive guide to making the most of your super and retirement assets, regardless of your age or income. It offers sound advice on what to do with your super depending on your financial profile, and provides tangible solutions to help retirees reverse the recent downtreand in their funds without selling the farm. Inside you'll discover: how to calculate how much you will need in retirement to live the life you want age-specific tactics (whether you're in your 20s, 30s, 40s, 50s or 60s, or you're post-retirement) to get your super back on track accessible, easy-to-implement strategies that are appropriate for both now and the future how to maximize your returns and minimise fees and tax. So don't just sit back and wait for things to get better -- read this book and salvage your super!
Download or read book Forced Saving written by Hazel Bateman and published by Cambridge University Press. This book was released on 2001-11-20 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: Forced Saving, first published in 2001, offers an analysis of pension policy from an economic perspective. It begins with an overview of the problem of population ageing around the world, and then provides a framework within which policy responses may be consistently assessed. It focuses on the 'mandating' approach to retirement income policy, in which governments are compelling individuals - or their employers - to take on this responsibility, at least in part. The role of government becomes limited to one of mandating contributions from wages, along with regulating private fund managers to a greater or lesser extent. The authors explore the implications of introducing such a policy reform. They argue that while there is no universal agreement on the relative costs and benefits of this policy approach, there are often some advantages to moving at least some distance down the mandating path.
Download or read book Super Freedom written by Trish Power and published by John Wiley & Sons. This book was released on 2011-09-20 with total page 279 pages. Available in PDF, EPUB and Kindle. Book excerpt: Super Freedom is just that a guide for women to super. This guide has a strong, aspirational focus on what superannuation can provide for women, regardless of their marital circumstances, age or even their current superannuation balances. For women it's not so much about the actual amount of super they have, but what they can do with it, eg travel, shop, live. Throwing aside the shackles of jargon and terminology, Trish Power's guide to superannuation for women, provides with women with everything they need to know about how much super they need, getting their super set up, how to increase their super balance, how to move into retirement, insurance and estate planning.
Download or read book Measuring Adequacy of Retirement Savings written by John Burnett and published by . This book was released on 2014 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Rethink Relax Retire written by David Gregory Upton and published by Pan. This book was released on 2002 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: Guide to saving for retirement. Explores the true financial state of 'Baby Boomers' today and offers strategies such as reducing superannuation fees and using your capital to the fullest in order to plan a comfortable financial situation in retirement. Author runs a small business and is a former business journalist.
Download or read book Superannuation Taxation written by Jimmy B. Prince and published by Wrightbooks. This book was released on 2011 with total page 253 pages. Available in PDF, EPUB and Kindle. Book excerpt: Superannuation and Taxation: A Practical Guide to Saving Tax on Super or SMSF covers all the key superannuation taxation information that all Australians need to know to successfully and profitably manage their super or SMSF. Complete with plenty of case studies, handy tips and traps to avoid, Superannuation and Taxation is an accessible guide through the complex tax maze the ATO have constructed. Each chapter will closely follow the format of Shares & Taxation and Property and Taxation and wherever possible the author will use identical sub-headings (e.g. ?At a glance: superannuation and tax?) to introduce topics. Each chapter will end with ?Useful References? and list similar information to the previous two titles.
Download or read book Superannuation Made Easy written by Lyndal Ann Taylor and published by Pascal Press. This book was released on 2004 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Savings and Annuity Plan Proposed for Retirement of Superannuated Civil service Employees written by Herbert Daniel Brown and published by . This book was released on 1911 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Politics of Retirement Savings Taxation written by Lisa Marriott and published by CCH Australia Limited. This book was released on 2010 with total page 273 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book addresses one of the most important social and economic issues in modern welfare states: public policy for retirement savings. It explores the events, environment and personalities that combined to form the current policy arrangements in Australia and New Zealand.
Download or read book Improving the Superannuation Savings of People Under Forty written by Bruce George Baird and published by . This book was released on 2006 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: " ... exploration of many issues including whether a superannuation savings gap exists in this age group; the fundamentals of Australia's retirement income system; whether the superannuation regulatory framework requires change; superannuation literacy; and incentives and system improvements"--Chairman's foreword.
Download or read book National Saving written by Vincent W. FitzGerald and published by . This book was released on 1993 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Securing Your Superannuation Future written by Daryl Dixon and published by John Wiley & Sons. This book was released on 2012-03-09 with total page 245 pages. Available in PDF, EPUB and Kindle. Book excerpt: Find Out if an SMSF is Right for You Are you thinking about setting up a self managed superannuation fund but unsure where to start? Are you worried that you're not maximising all the benefits an SMSF offers? In Securing Your Superannuation Future, Daryl Dixon offers practical, easy-to-understand tools and strategies to help you set up and run your own super fund. More Australians than ever are deciding to take control of their super, and Daryl's insights go beyond the standard requirements for running an SMSF. He reveals many tax-saving tips and practical steps to work through important decisions such as: Do you need professional assistance to run your fund? Who should be the trustees and members of your SMSF? What steps should you take to build your super in a tax-effective way? How do you construct your SMSF investment portfolio? When and how should you access your super? How can you maximise the amount of super you pass on to your beneficiaries?
Download or read book Superannuation and Lifelong Saving written by Julian Disney and published by . This book was released on 2011 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: The current superannuation system is excessively inefficient, unfair and complex. It involves hugely generous subsidies to many wealthy people but little, if any, net assistance for many lower-income people. It also unduly reduces governments' capacity to strengthen national development, especially through investment in long-term infrastructure. The system is targeted excessively towards older people at the expense of younger people and towards needs in old age at the expense of those arising earlier in life. In these and other respects, the scheme does not adequately promote efficiency or inter-generational equity.The superannuation system would be substantially improved by taxing all superannuation contributions at the beneficiaries' marginal income tax rates but then reducing their tax liability by a proportion of the contributions up to a modest level. This approach would create a much simpler, fairer and more efficient system, especially if complemented by removing the age pension means test. Some early withdrawals could then be allowed from superannuation accounts in order to meet mid-life needs, preferably without limiting the purposes for the withdrawals. A medium-term goal could be to establish a system of subsidised Lifelong Savings Accounts (LiSAs) which includes government contributions at birth, compulsory superannuation contributions in the workforce years and also voluntary contributions from the beneficiaries or other sources. Tax exemptions or concessions could apply to phased withdrawals from the accounts up to fixed limits. A significant proportion of moneys held in superannuation accounts or LiSAs should be made available for national infrastructure investment which may not maximise direct profit to individual members but improves the economic and social strength of the community as a whole. This could be achieved by vesting some contributions in a government fund with a guaranteed rate of return and/or vigorously encouraging national infrastructure investment by private funds.The failings of the current superannuation system can readily be obscured by vested interests. Reform should be a very high priority for people who are concerned about social justice and alleviating hardship, as well as for those who are concerned about efficient and sustainable economic development.
Download or read book Self Managed Superannuation Funds written by Max Newnham and published by John Wiley & Sons. This book was released on 2012-01-27 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: RE: Self Managed Superannuation Funds: A Survival Guide Self managed superannuation funds (SMSFs) are the fastestgrowing sector of the superannuation industry. It’s no wonder, given the almost unlimited investment options available with SMSFs — including investing in property, unlisted managed funds and collectables. So, is it time you joined the increasing number of Australians taking control of their fi nancial future with an SMSF? Self Managed Superannuation Funds: A Survival Guide will help you manage one of the most important fi nancial assets you’ll ever own. Topics covered include: determining if an SMSF is for you selecting your own investments setting up your super fund managing the paperwork understanding trustees’ duties complying with legislation implementing tax-saving strategies.
Download or read book Observations on the Superannuation Fund written by Great Britain. Treasury and published by . This book was released on 1822 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Transform Tomorrow written by Stig Nybo and published by John Wiley & Sons. This book was released on 2013-01-17 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: A campaign to prepare Americans for their futures Transform Tomorrow investigates why so many Americans are at risk of out-living their savings. Author Stig Nybo draws inspiration from successful behavior change campaigns to identify the drivers of change—context and beliefs—and how they can be successfully employed to boost retirement savings rates. While the retirement savings industry increasingly embraces the contextual drivers of behavior, very little is being done to shape our beliefs to start saving smarter and sooner. Nybo suggests a retirement readiness campaign to inspire and enlist the support of individuals, employers, industry, government, and the media. Explains how society can transition from treating 401(k) as a voluntary benefit to the basis upon which each individual who wants to or needs to can retire comfortably. Details a national, coordinated retirement readiness campaign, along the lines of successful Public Service Advertisements—like "The Crying Indian" and Rosie the Riveter—that will help change behavior and re-shape the culture of our nation Makes a call to action for such a campaign Retirement in America is endangered, but Transform Tomorrow shows a path back from the brink.
Download or read book Financial Planning DIY Guide written by Sam Henderson and published by John Wiley & Sons. This book was released on 2011-02-18 with total page 323 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Planning DIY Guide is the only Australian all-in-one handbook to getting the most from your money. Written by expert financial planner Sam Henderson, this comprehensive guide will help you build and manage your assets no matter what your stage of life, and show you how to create your own one-page financial plan and put it into practice. Inside you'll learn how to: reduce your tax, boost your savings and maximize your income structure your investment portfolio (including investing in shares and property) and manage risk make the most of your superannuation plan your income for retirement protect your wealth through estate planning. It's never too soon (or too late) to plan your financial future and this book will show you how!
