Download or read book Save My Home written by Tom Geller and published by Kaplan Publishing. This book was released on 2008-05-06 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many homeowners facing foreclosure don’t have to lose their homes. In fact, there are proven tactics for keeping your home—no matter the size of your debt and even if your mortgage is already in default. More than half of homeowners facing foreclosure didn’t ask their lender about these strategies. But it’s never too late. Millions of Americans could lose their homes due to subprime mortgages. If you’re one of them—or if you fear you may become one of them—don’t panic. Save My Home! is the step-by-step guide to avoiding foreclosure. You’ll learn why lenders and banks don’t want to foreclose on your home and how you can use their reluctance to your advantage. You’ll also find: New methods to determine the true value of your home How to find hidden sources of equity The pros and cons of modifying existing loans Information to avoid scams
Download or read book Project Hail Mary written by Andy Weir and published by Ballantine Books. This book was released on 2021-05-04 with total page 497 pages. Available in PDF, EPUB and Kindle. Book excerpt: #1 NEW YORK TIMES BESTSELLER • From the author of The Martian, a lone astronaut must save the earth from disaster in this “propulsive” (Entertainment Weekly), cinematic thriller full of suspense, humor, and fascinating science—in development as a major motion picture starring Ryan Gosling. HUGO AWARD FINALIST • ONE OF THE YEAR’S BEST BOOKS: Bill Gates, GatesNotes, New York Public Library, Parade, Newsweek, Polygon, Shelf Awareness, She Reads, Kirkus Reviews, Library Journal • “An epic story of redemption, discovery and cool speculative sci-fi.”—USA Today “If you loved The Martian, you’ll go crazy for Weir’s latest.”—The Washington Post Ryland Grace is the sole survivor on a desperate, last-chance mission—and if he fails, humanity and the earth itself will perish. Except that right now, he doesn’t know that. He can’t even remember his own name, let alone the nature of his assignment or how to complete it. All he knows is that he’s been asleep for a very, very long time. And he’s just been awakened to find himself millions of miles from home, with nothing but two corpses for company. His crewmates dead, his memories fuzzily returning, Ryland realizes that an impossible task now confronts him. Hurtling through space on this tiny ship, it’s up to him to puzzle out an impossible scientific mystery—and conquer an extinction-level threat to our species. And with the clock ticking down and the nearest human being light-years away, he’s got to do it all alone. Or does he? An irresistible interstellar adventure as only Andy Weir could deliver, Project Hail Mary is a tale of discovery, speculation, and survival to rival The Martian—while taking us to places it never dreamed of going.
Download or read book A World of Homeowners written by Nancy Kwak and published by University of Chicago Press. This book was released on 2018-09-28 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Latin America, Scandinavian housing experts explained that "housing is too important a commodity to be subjected to the same general market conditions as other goods", but the Americans ridiculed such a stance. The Cold War was fought with bricks and mortar, not just small, hot wars in poor places and the threat of nuclear Armageddon. Privatisation began in Malaysia in the 1940s; in West Germany, Taiwan, Burma and South Korea in the 1950s; India in 1964; Jordan in 1965; Brazil in 1966; Guatemala and Nigeria in 1967; and the Philippines (again) in 1968. In the 1960s, the US granted loans to expand the private housing sectors in Chile, Colombia, Costa Rica, Ecuador, El Salvador, Guatemala, Nicaragua, Panama, Peru, Uruguay and Venezuela. They began housing projects in Rhodesia, Zambia and Mali. They moved into Senegal in 1972, Botswana in 1973, Tanzania in 1974 and Kenya in 1975 - all the while spreading the American dream.
Download or read book The House Hacking Strategy written by Craig Curelop and published by Biggerpockets Publishing, LLC. This book was released on 2019-10-17 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: Don't pay for your home--hack it and live for free! Savvy investors have been using a little-known, but clever strategy in real estate for decades--and now, you will learn exactly how to perfect this trade secret! When mastered, house hacking can save you thousands of dollars in monthly expenses, build tens of thousands of dollars in equity each year, and provide the financial means to retire early. In fact, the average house hacker can turn a single-family home or small multifamily property into a cash-flowing investment. You can collect rent that completely covers your living expenses--and then some! In this book, serial house hacker Craig Curelop lays out the in-depth details so you can make your first (or next) house hack a huge success. Inside, you will learn: What house hacking is, and why it's one of the best methods for building wealth The different types of house-hacking strategies you can use--no one size fits all here! The incredible connection between house hacking, wealth building, and early retirement How to get started house hacking--even with low income or low savings Strategies to house hack with a family, spouse, or independently How to find the ideal house hack property--even in a competitive or expensive market Stories from real estate investors all over the country on their house-hacking triumphs, mishaps, and their purpose behind house hacking. Property-management strategies to make ownership a breeze House hacking doesn't have to be a mystery. Discover why so many successful investors support their investment careers with house hacking--and learn from a frugality expert who has "hacked" his way toward financial freedom!
Download or read book How to Keep House While Drowning written by KC Davis and published by Simon and Schuster. This book was released on 2022-04-26 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you're tired of staring at the same mess every day, but struggling to find the time and willpower to clean it, you probably have a very good reason: anxiety, fatigue, depression, ADHD, or lack of support. Designed by therapist KC Davis, this revolutionary method of cleaning and organizing helps end the stress-mess cycle. After KC Davis gave birth to her second child, she didn't fold a single piece of laundry for seven months. Between postpartum depression and ADHD, she felt numb and overwhelmed. She regained her sanity--and the functionality of her home--after one life-changing realization: You don't work for your home; your home works for you. In other words, messiness is not a moral failing. A new sense of calm washed over her as she let go of the shame-based messaging that interpreted a pile of dirty laundry as "I can never keep up" and a chaotic kitchen as "I'm a bad mother." Instead, she looked at unwashed clothes and thought, "I am alive," and at stacks of dishes and thought, "I cooked my family dinner three nights in a row." Building on this foundation of self-compassion, KC devised the powerful practical approach that has exploded in popularity through her TikTok account, @domesticblisters. The secret is to stop following perfectionist rules that don't make sense for you--like folding clothes that don't wrinkle anyway, or thinking that every room has to be clean at the same time--and to find creative solutions that accommodate your needs, pet peeves, daily rhythms, and attention span. Inside, you'll learn exactly how to customize your approach and rebuild your relationship with your home, including: -How to stop seeing care tasks as a reflection of your worth, but rather as kindnesses to your future self -How to use calming rituals to keep you from feeling overwhelmed when you look at a big mess -How to stagger tasks that are easy to procrastinate throughout the week and month -How to quickly transform a room from messy to fully functional through the "5 Things" tidying method, and other shortcuts requiring minimal energy Read this book to make home feel like a sanctuary again: where you can move with ease, where guilt, self-criticism, and endless checklists have no place, and where you always have permission to rest, even when things aren't finished.
Download or read book Lord Keep Your Mansions Just Save My Children written by Richard O'Ffill and published by Review and Herald Pub Assoc. This book was released on 2002 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: The author, the father of a prodigal son, shares how he moved through guilt, frustration, anger, and grief to hope, forgiveness, trust, comfort, and love.
Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.
Download or read book Protect Your Family from Lead in Your Home written by and published by . This book was released on 1995 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Hungry for Home written by Ruth Mckeaney and published by . This book was released on 2020-09-29 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Waste Free Kitchen Handbook written by Dana Gunders and published by Chronicle Books. This book was released on 2015-09-29 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt: This “slim but indispensable new guide” offers “practical tips and delicious recipes that will help reduce kitchen waste and save money” (The Washington Post). Despite a growing awareness of food waste, many well-intentioned home cooks lack the tools to change their habits. This handbook—packed with engaging checklists, simple recipes, practical strategies, and educational infographics—is the ultimate tool for using more and wasting less in your kitchen. From a scientist at the Natural Resources Defense Council come these everyday techniques that call for minimal adjustments of habit, from shopping, portioning, and using a refrigerator properly to simple preservation methods including freezing, pickling, and cellaring. At once a good read and a go-to reference, this handy guide is chock-full of helpful facts and tips, including twenty “use-it-up” recipes and a substantial directory of common foods.
Download or read book How To Save Money Buying A House written by The Hyperink Team and published by Hyperink Inc. This book was released on 2012-02-08 with total page 21 pages. Available in PDF, EPUB and Kindle. Book excerpt: ABOUT THE BOOK Owning your own home is a significant achievement that not only provides you with shelter and security, but brings great satisfaction and happiness. For most people a house purchase is the largest investment they will ever make, a financial commitment that will last many years. Looking for ways to save money up front will make it easier to keep up with mortgage payments in case of unexpected financial setbacks. Saving money is not the same thing as buying cheap. Poorly-constructed homes with shoddy workmanship may sell at a lower price, but any savings are lost when the homeowner has to start repairing or replacing things. Buying a cheap house that will not appreciate in value over time is also false economy. It's important to like the house you buy, and simply choosing based on price won't accomplish that. The best way to save money on a house purchase is to plan thoroughly in advance. Do your research, and you can save a ton of money buying a house.. MEET THE AUTHOR The Hyperink Team works hard to bring you high-quality, engaging, fun content. If ever you have any questions about our products, or suggestions for how we can make them better, please don't hesitate to contact us! Happy reading! EXCERPT FROM THE BOOK While your ultimate goal is to buy a home you like in a neighborhood that suits you and your family, you also want this significant investment to retain its value. Buying in the suburbs will save you money, but resale value and equity growth in neighborhoods outside the city may be much lower than at the city center. Take time to educate yourself on the housing market. Learn what adds value (i.e., location near schools, a second bathroom) and what things are pricey perks (i.e., a swimming pool, marble flooring). Gain an understanding of the relationship between house and neighborhood. A extensively renovated and customized house priced at $500,000 in a neighborhood where the average selling price is $250,000 may actually represent poorer dollar value than the same house in a neighborhood where all houses average $500,000. Know what you want. Is a single-family detached house the best option, or would you prefer a condominium? If your lifestyle doesn't require a backyard, save money by purchasing an apartment instead. Housing cooperatives are another money-saving option people may not be aware of. Do you want a brand new house? You may need to look in areas outside the city core, but new home builders offer deals and incentives that can really lower the cost. Do your research and talk to people about their homes. Ask questions. What is the upside and downside of owning a condominium or townhouse? How do you enter a housing cooperative? What is involved in owning a house with a yard? Are there hidden costs to be aware of that may cost more in the long run? Buy a copy to continue reading!
Download or read book There S a Storm Coming the Journey to Rescue and Save My Father written by Kathryn Huddleston and published by WestBow Press. This book was released on 2010-10-18 with total page 372 pages. Available in PDF, EPUB and Kindle. Book excerpt: In narrative form, this book chronicles the five-year journey the author took with her father, afflicted with Alzheimers, to restore his dignity and help him reach his physical, mental, and spiritual potential. It presents the many obstacles, including the presence of evil forces and other family members mental disorders, which had to be overcome to accomplish this. The book illustrates how the common denominator of faith in God and a belief in His supreme will enabled communication with her father, with whom she previously had only limited interaction. She came to discover the importance of entering her fathers world, of confirming his reality, and to recognize though parts of the brain may be tangled and even gone, the response to spirit and tone actually remains. Her fathers sensory awareness and understanding increased, and she challenges some previous stereotypes held about patients with this disease. Pragmatically, the author gives the caregiver suggestions on how to ensure the patients sense of accomplishment and purpose and maps out daily activity processes. The book illustrates how previous experiences enabled them to survive their storm, as the author relentlessly struggled to keep her father from being institutionalized so he could remain a participant in this world. Occasionally, in a mans life, there is a book or manuscript that comes his way that is so far out of the norm and so deep beyond expectation that it requires thought, prayer, and time to assimilate the information through meditation. Theres a Storm Coming, Kathryn Huddlestons book on the subject of her fathers experience with Alzheimers disease and her passion to help him be the very best he could be physically, mentally and spiritually, is incredible. The journey with glimpses into the family life through the eyes of a person with medical insight, and ultimately, through a spiritual lens, allows us to take a peek behind the veil of one of the most difficult and tough situations facing many Americans today. This book is an incredible read for those who care about the condition of their fellow human beings. Maury Davis, Senior Pastor, Cornerstone Church, Nashville, TN Maury Davis Ministries God brings hope to us in stormy times. Through these dark years, compassion and care for loved ones is always first. This could not be more true than in this book. Michelle Stein, Executive Director, Alzheimers Solutions Project Center for Health Transformation, Washington, D.C. The author captures the readers attention by recounting in narrative form how she attempted to overcome the many challenges and trials in her stormy family in order to lessen her fathers turbulence and bring him peace in the last phase of his life. In an unassuming, authentic way, the author illustrates how she ensured her father remained a valued participant in the world. Giving caregivers concrete ideas on how she helped her father make decisions, ensured up-close and personal interaction with others, and recognized the importance of tone, spirit, and listening, the book should give them a sense of hope. E.L. Shoenfelt, Ph.D., Professor of Psychology, Western Kentucky University, Performance Psychologist Kathryn Huddleston believes that while in the midst of other life storms God gave her the gift to care for her father. Here she shares that journey in a very personal, detailed, and honest fashion. Not only is this a wonderful handbook for the Alzheimers caregiver, Kathryns story affirms my experience of Gods daily walk with those who appear to be absent. While we may see our loved ones as fading way, in reality, they may be living the old gospel hymn, Just a Closer Walk with Thee. This book gives the caregiver, or any reader, great spiritual hope. Chaplain R. Gene Lovelace, Alive Hospice, Nashville, TN
Download or read book Underwater written by Chris Lauer and published by Apress. This book was released on 2014-03-01 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: Just about every month, housing values in the U.S. fall. That, in turn, increases the number of people who owe more on their houses than they are worth—either trapping them in homes they may no longer want or putting them in danger of financial catastrophe if they lose a job or are otherwise unable to meet the mortgage. Underwater: Options When Your Mortgage Is Upside Down offers valuable advice to homeowners on ways they can unload a house they no longer want, save a home from foreclosure, or undergo foreclosure and start anew. The book offers smart advice from lawyers, bankers, real estate agents, personal finance experts, and homeowners who have seen the foreclosure process firsthand, as well as those who have been able to save their homes through loan modifications and other creative methods. Those faced with tough choices will find invaluable guidance to help them make well-informed decisions while managing the emotional fallout each brings. Many of the eleven million people in the U.S. now facing the “underwater” dilemma wonder: Is staying put the only option? What if I can’t pay the monthly mortgage bill? Can I save my home? Underwater: Options When Your Mortgage Is Upside Down outlines the options—when foreclosure is a good idea, how to best protect the equity you've built up, the financial repercussions of going into foreclosure, strategies for renegotiating a loan, taking advantage of government programs designed to keep you happily housed, and more. Veteran financial journalist Chris Lauer provides the facts, ideas, and advice that can help any underwater homeowner—especially those facing foreclosure—make smart decisions for a better future.
Download or read book Texas Foreclosure Manual Third Edition written by William H. Locke and published by . This book was released on 2014-05-02 with total page 1198 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Money Saving Homes written by Marius J. Smook and published by Createspace Independent Publishing Platform. This book was released on 2017-03-22 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: Who wants to spend thirty years paying off a home loan when that time can be reduced by many years, thereby saving thousands of dollars in the process? LEED AP (Homes), Real Estate EcoBroker and Money-Saving Home Consultant, Marius Smook, shows how you can do this by making money-saving choices for optional features and appliances when buying a new home. Smook describes each money-saving home feature choice that a new home buyer is presented with, the potential savings that each choice can realize, and how those savings can be used to reduce a mortgage loan term when added to the monthly loan repayments. For those who make the right choices and can manage the savings appropriately, the result can be saving many thousands of mortgage interest dollars while also enjoying the benefits of living in a more comfortable home that has greater value and can resell for more - and all of this while benefiting the environment at the same time. Free of technical jargon and complicated financial concepts, this book is an easy read for the non-technical and non-financially savvy, as well as a new perspective for experts in either field. For any home buyer or current homeowner who does not relish the idea of being shackled to a financial institution for thirty years, this book is a unique resource to support their efforts to save money and achieve financial freedom.
Download or read book The Life You Can Save written by Peter Singer and published by Random House Trade Paperbacks. This book was released on 2010 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: Argues that for the first time in history we're in a position to end extreme poverty throughout the world, both because of our unprecedented wealth and advances in technology, therefore we can no longer consider ourselves good people unless we give more to the poor. Reprint.
Download or read book Zero Waste Home written by Bea Johnson and published by Simon and Schuster. This book was released on 2013-04-09 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical guide for reducing waste in the home offers tools and tips for going "zero waste," discussing how to make cosmetics and cleaning supplies, pack lunches without plastic, and weed out unnecessary appliances. Shows how the author transformed her family's life for the better by reducing their waste to an astonishing 1 liter per year; part practical guide that gives readers tools & tips to diminish their footprint & simplify their lives. -- Publishers Description.