Download or read book Rural Banking in Ghana written by Emmanuel Asiedu-Mante and published by . This book was released on 2011 with total page 327 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Evaluating and Modelling the Rural Banks of Ghana written by James Obben and published by . This book was released on 1991 with total page 514 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Rural banking The case of rural and community banks in Ghana written by and published by Intl Food Policy Res Inst. This book was released on 2010 with total page 2 pages. Available in PDF, EPUB and Kindle. Book excerpt: Before the late 1970s, rural dwellers in Ghana had almost no access to institutional credit for farm and nonfarm activities, and in many rural communities, secure, safe, and convenient savings and payment facilities hardly existed. In response to this situation, the Government of Ghana took several measures to increase access to credit in rural areas, including facilitating the establishment of rural and community banks (RCBs). This brief discusses the history of RCBs, their business model, their services, and their financial performance. It then draws some lessons relevant for others involved in or planning similar initiatives.
Download or read book Rural Banks in Ghana written by Ghana and published by . This book was released on 1995 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consultancy for the Association of Rural Banks Ghana February 24 March 2 1987 written by Association of Rural Banks (Ghana) and published by Antigonish, N.S. : Coady International Institute, St. Francis Xavier University. This book was released on 1987 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Rural Banking in Ghana an Evaluation of the Operations of Akuapem Rural Bank Ltd written by C. K. Ashiley and published by . This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Rural Banking written by Ajai Nair and published by . This book was released on 2013 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: This case study describes the business model of the rural and community bank (RCB) network in Ghana and analyzes its performance. The study analyzes the service delivery and financial performance of the RCBs at two levels: the network of all banks and a representative sample of 12 RCBs. It finds that although the service delivery performance of the RCB network has been very good, its financial performance has been mixed.
Download or read book Improving Access to Credit for Rural Women in Ghana written by Mary Anglow and published by . This book was released on 1993 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Impact of Treasury Management on Profitability of Selected Rural Banks in Ashanti Region Ghana written by Regina Opoku Gyamfi Gyamfi and published by . This book was released on 2021 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Rural Banks as Instruments for Mobilizing Savings written by W. Aggrey-Menash and published by . This book was released on 1982 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Impact of Risk Administration in Rural Banks in Ghana written by Richard Nsiah and published by . This book was released on 2017 with total page 79 pages. Available in PDF, EPUB and Kindle. Book excerpt: The ability of banks to formulate and adhere to policies and procedures that promote credit quality and curtail non-performing loans is the means to survive in the stiff competition. Inability to create and build up quality loans and credit worthy customers leads to default risk and bankruptcy as well as hampers economic growth of a country.However, little work is done to search the ways and means that enable to quality loan creation and growth as well as to determine the relationship between the theories, concepts and credit policies both at country or regional level.For the purpose of the study both primary and secondary data are used. Primary data is collected using semi structured questionnaires. The secondary data is collected from annual reports, directives, and bulletins of the bank. Descriptive statistical tools are used in analyzing the data collected. Hence, the nature of the Study is descriptive.Finally, based on the findings possible recommendations are given. These include the issues impeding loan growth and rising loan clients complaint on the bank regarding the valuing of properties offered for collateral, lengthy of loan processing, amount of loan processed and approved, loan period, and discretionary limits affecting the performance of credit management.
Download or read book Final Report on the Socio economic Baseline Survey of Rural Banks on Behalf of Bank of Ghana written by and published by . This book was released on 1983 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Impact of Credit Facilities Given by Rural and Community Banks to Farmers A Special Reference to Ghana written by Kenneth Amoah-Binfoh and published by . This book was released on 2014 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: Rural Banking in third world countries is new off-springs from the banking industries whose contributions cannot be over emphasized. This stems from the fact that they have helped in alleviating the poverty menace in third world countries such as Ghana. Most rural banks in spite of their contribution towards helping prospective Ghanaian investors in establishing their own businesses are saddled with a number of objectives, to identify the types of credit facilities, to examine the factors working against the operations of the credit facilities; to evaluate the performance of banks. A number of rural banks in Ghana have been operating outside the confinements of the laws regulating banking and financial institutions. The researcher aimed at collecting data, both primary and secondary using a number of research techniques and methods. Notable among the methods may include: structured questionnaires and structured interview. It was recommended that the research findings would be used to identify risk areas in rural banking and as well as collaterals should worth in value more than the facilities provided by obligors, more importantly the findings of the research shown that multiple borrowing have effect on the profit of rural banks. The research was used as a secondary data for further research work for other researchers. It was concluded that Ghanaians benefited from the activities of rural banks, the researcher entreats all stakeholders in the banking industry who may have a role to play in making the research work a reality, to contribute their quota to the effective writing of this paper.
Download or read book Nsoatreman Rural Bank Ghana written by Mark Owusu Ansah and published by . This book was released on 1999 with total page 29 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Culturally Aligned Security in Banking written by Ephrem Kwaku Kwaa-Aidoo and published by . This book was released on 2010 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This thesis is an investigation into the unique rural banking system in Ghana and the role of information systems in fraud control. It presents a robust information security and internal control model to deal with fraud for the banking system. The rural banking industry has been noted for poor internal control leading to fraud. This has resulted in poor performance and even the collapse of some banks. The Focus of the study was on the processes used to deliver banking services. To design a protection system, a number of rural banks were visited. This was to understand the environment, regulatory regimes and the structure and banking processes of the industry and banks. Systemic vulnerabilities within the industry which could be exploited for fraud were found. The lack of structures like an address system and unreliable identification documents makes it difficult to use conventional identification processes. Also the lack of adequate controls, small staff numbers and the cross organisational nature of some transactions among other cultural issues reduces the ability to implement transaction controls. Twenty fraud scenarios were derived to illustrate the manifestation of these vulnerabilities. The rural banking integrity model was developed to deal with these observations. This protection model was developed using existing information security models and banking control mechanisms but incorporating the nature of the rural banking industry and culture of its environment. The fraud protection model was tested against the fraud scenarios and was shown to meet the needs of the rural banking industry in dealing with its systemic vulnerabilities. The proposed community-based identification scheme deals with identification weaknesses as an alternative to conventional identity verification mechanisms. The Transaction Authentication Code uses traditional adinkra symbols. Whilst other mechanisms like the Transaction Verification Code designvinternal controls into the banking processes. This deals with various process control weaknesses and avoids human discretion in complying with controls. Object based separation of duties is also introduced as a means of controlling conflicting tasks which could lead to fraud.
Download or read book Bank of Ghana written by Edward S. Ayensu and published by . This book was released on 2007 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Report of the Board for the Financial Year Ending 30th June written by Bank of Ghana. Board of Directors and published by . This book was released on 1978 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt:
