Download or read book Roots of Financial Freedom written by SNJKV and published by Partridge Publishing. This book was released on 2019-04-18 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past many years, the author’s experience in India has been that, most advisers and their clients or individuals do not understand the concept of financial planning in its spirit and entirety. In this financial planning guidebook for students, budding advisers, and individuals, the author explores how to: identify and address various financial needs and goals strategically mitigate inherent risks in life and investments attain financial freedom for oneself and future generations ensure that the hard-earned money works best for one’s needs The author also highlights the rise of the financial planning profession in India, regulations practitioners should know, as well as how financial planners can help their clients tread carefully and achieve their goals. The guide includes a reference section to help individuals improve their knowledge of personal finance as well as explanations of key terms. Get the guidance you need to develop a financial plan that will deliver impressive results with the insights and strategies

Download or read book A Free Nation Deep in Debt written by James MacDonald and published by Princeton University Press. This book was released on 2006-05-22 with total page 580 pages. Available in PDF, EPUB and Kindle. Book excerpt: For the greater part of recorded history the most successful and powerful states were autocracies; yet now the world is increasingly dominated by democracies. In A Free Nation Deep in Debt, James Macdonald provides a novel answer for how and why this political transformation occurred. The pressures of war finance led ancient states to store up treasure; and treasure accumulation invariably favored autocratic states. But when the art of public borrowing was developed by the city-states of medieval Italy as a democratic alternative to the treasure chest, the balance of power tipped. From that point on, the pressures of war favored states with the greatest public creditworthiness; and the most creditworthy states were invariably those in which the people who provided the money also controlled the government. Democracy had found a secret weapon and the era of the citizen creditor was born. Macdonald unfolds this tale in a sweeping history that starts in biblical times, passes via medieval Italy to the wars and revolutions of the seventeenth and eighteenth centuries, and ends with the great bond drives that financed the two world wars.

Download or read book The Root Budgeting System written by Tim Jordan and published by . This book was released on 2020-12-22 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The Root Budgeting System will teach you how to create your own budget that will be simple to maintain, grow as you grow, and ultimately help you build the life that YOU want. Say goodbye to financial stress, and say hello to true financial freedom. It's treating your finances how they are meant to be treated--personal. The Root Budgeting System takes you through a simple five-step process to creating your perfect budget.1. The Foundation. Everyone has to start with the basics. Tim walks you step-by-step through them in a way that is easy to understand.2. The Three Pillars. There are three things every budget needs. You will learn what they are and how to implement them into your budget.3. Your Values. This is your show. Learn how to identify what your values are and how to implement them into your budget.4. Choose Your Budgeting Principles. Give every dollar a job...but only if you want to. Determine the principles that make sense for you and how to choose and implement them into your budget.5. Frequency Budget. Never forget to pay a bill again. And you will never have to figure out where the money will come from.Stop trying to follow someone else's budget and learn how to create your own. Your TRUE financial freedom starts right now.

Download or read book Millennial Money Mindset If You Want the Fruits You Need the Roots written by Neil Doig and published by . This book was released on 2020-12-30 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: Millennial Money Mindset: If you want the fruits you need the roots is a rag to riches journey. Millennials often feel like a modern-day Cinderella, working hard and yet nothing to show for it. Feeling like we will have to work forever. Previous generations had the benefit of affordable housing, the golden age of pensions, no student debt and any money they did manage to save they would benefit from high-interest rates. Millennial Money Mindset guides you step by step to your happily ever after starting with a pound coin in your pocket to getting money mindset, where you don't stress and worry about money again. The rules have changed and so must you! Today Millennials don't just need a new plan, we need a new story. Today Millennials need to own yourself first, taking control of your finances and your future. We're in a different world after the tornado of the financial crisis. Putting your money into a bank means getting next to nothing from your savings, maybe you're scared to invest after the last financial crash or you simply don't have the time to learn the seemingly complex world of investing. Pensioner poverty is fast approaching as many people won't have enough money for when you stop working. Managing your money will be the most important skill you learn in this decade. Each chapter of Millennial Money Mindset is a different story or analogy getting you a step closer to becoming financially independent and seeking happiness. This book uses the latest evidence-based research and cutting edge industry practises to give you the best financial guidance, which could save you £100,000s from paying financial advice or fund manager fees over your lifetime. Warning: Do not read this book unless you want a new way of living. Forget the old concept of retirement and saving for the future. This is Millennial Money Mindset. Buy your copy today. Every copy of Millennial Money Mindset sold we will plant a tree on your behalf to help solve the climate emergency

Download or read book The Ascent of Money written by Niall Ferguson and published by Penguin. This book was released on 2008-11-13 with total page 498 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 10th anniversary edition, with new chapters on the crash, Chimerica, and cryptocurrency "[An] excellent, just in time guide to the history of finance and financial crisis." —The Washington Post "Fascinating." —Fareed Zakaria, Newsweek In this updated edition, Niall Ferguson brings his classic financial history of the world up to the present day, tackling the populist backlash that followed the 2008 crisis, the descent of "Chimerica" into a trade war, and the advent of cryptocurrencies, such as Bitcoin, with his signature clarity and expert lens. The Ascent of Money reveals finance as the backbone of history, casting a new light on familiar events: the Renaissance enabled by Italian foreign exchange dealers, the French Revolution traced back to a stock market bubble, the 2008 crisis traced from America's bankruptcy capital, Memphis, to China's boomtown, Chongqing. We may resent the plutocrats of Wall Street but, as Ferguson argues, the evolution of finance has rivaled the importance of any technological innovation in the rise of civilization. Indeed, to study the ascent and descent of money is to study the rise and fall of Western power itself.

Download or read book Financial Freedom A Guide for Personal Finances written by Merlon Harper and published by Lulu.com. This book was released on 2015-08-05 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most people make simple mistakes that kill their chances of living a life defined by financial freedom. One of the big reasons is they dream big, but they fail to comprehend how significant a role money plays in achieving those dreams. The reality is that building a solid foundation of how finance works is usually the first step to getting what you want. Written in straightforward language, this guidebook to understanding money gives you the tools and insights you need to: - navigate college without taking out too many loans; - pay off debt you've already acquired; - use credit cards and bank accounts responsibly; - boost a lagging credit score; - decide what type of insurance you need. Filled with charts, graphs, and examples of how managing money right can pay off big, this guide is a must-have for anyone seeking to make smart decisions. Leave debt in the past, and start reaping the rewards that go along with Financial Freedom.

Download or read book Freedom from Work written by Daniel Fridman and published by Stanford University Press. This book was released on 2016-11-30 with total page 249 pages. Available in PDF, EPUB and Kindle. Book excerpt: “A refreshing and rigorous analysis of financial self-help that gets to the heart of identity formation in neoliberalism . . . sociology at its best.” —Peter Miller, London School of Economics In this era where dollar value signals moral worth, Daniel Fridman paints a vivid portrait of Americans and Argentinians seeking to transform themselves into people worthy of millions. Following groups who practice the advice from financial success bestsellers, Fridman illustrates how the neoliberal emphasis on responsibility, individualism, and entrepreneurship binds people together with the ropes of aspiration. Freedom from Work delves into a world of financial self-help in which books, seminars, and board games reject “get rich quick” formulas and instead suggest to participants that there is something fundamentally wrong with who they are, and that they must struggle to correct it. Fridman analyzes three groups who exercise principles from Rich Dad, Poor Dad by playing the board game Cashflow and investing in cash-generating assets with the goal of leaving the rat race of employment. Fridman shows that the global economic transformations of the last few decades have been accompanied by popular resources that transform the people trying to survive—and even thrive. “A gifted observer, Fridman’s ethnographic account uncovers a unique blend of morality and economics in self-help groups pursuing their dream of financial freedom. This book contributes to economic and cultural sociology but will also fascinate general readers.” —Viviana A. Zelizer, Lloyd Cotsen ’50 Professor of Sociology, Princeton University “A wonderful portrait of how financial technologies of the self work in modern culture.” —Marion Fourcade, University of California, Berkeley

Download or read book Devil Take the Hindmost written by Edward Chancellor and published by Penguin. This book was released on 2000-06-01 with total page 401 pages. Available in PDF, EPUB and Kindle. Book excerpt: A lively, original, and challenging history of stock market speculation from the 17th century to present day. Is your investment in that new Internet stock a sign of stock market savvy or an act of peculiarly American speculative folly? How has the psychology of investing changed—and not changed—over the last five hundred years? In Devil Take the Hindmost, Edward Chancellor traces the origins of the speculative spirit back to ancient Rome and chronicles its revival in the modern world: from the tulip scandal of 1630s Holland, to “stockjobbing” in London's Exchange Alley, to the infamous South Sea Bubble of 1720, which prompted Sir Isaac Newton to comment, “I can calculate the motion of heavenly bodies, but not the madness of people.” Here are brokers underwriting risks that included highway robbery and the “assurance of female chastity”; credit notes and lottery tickets circulating as money; wise and unwise investors from Alexander Pope and Benjamin Disraeli to Ivan Boesky and Hillary Rodham Clinton. From the Gilded Age to the Roaring Twenties, from the nineteenth century railway mania to the crash of 1929, from junk bonds and the Japanese bubble economy to the day-traders of the Information Era, Devil Take the Hindmost tells a fascinating story of human dreams and folly through the ages.

Download or read book Financial Stewardship written by Andrew Wommack and published by Destiny Image Publishers. This book was released on 2012-05-01 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Best-selling author Andrew Wommack shares his personal story of when he was young and strapped financially. God taught him how to have abundance in the area of finances. Andrew discusses the influence of money in our lives and how it is very real. He teaches that Jesus taught more about managing resources than He did on prayer or even faith. He exposes the manipulation that sometimes goes on with Christian ministers and how you can be immune from it. Andrew Wommack's message is clear that even though there are abuses in the body of Christ regarding money, that you can still benefit from the truths in God s Word about finances. He believes that by fixing your heart that you deal with the root cause of financial situations and then money will take care of itself. Once your heart is right, using wisdom in how you spend your money comes naturally.

Download or read book Democratizing Finance written by Clifford N. Rosenthal and published by FriesenPress. This book was released on 2018 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt: Decades before Occupy Wall Street challenged the American financial system, activists began organizing alternatives to provide capital to “unbankable” communities and the poor. With roots in the civil rights, anti-poverty, and other progressive movements, they brought little training in finance. They formed nonprofit loan funds, credit unions, and even a new bank—organizations that by 1992 became known as “community development financial institutions,” or CDFIs. By melding their vision with that of President Clinton, CDFIs grew from church basements and kitchen tables to number more than 1,000 institutions with billions of dollars of capital. They have helped transform community development by providing credit and financial services across the United States, from inner cities to Native American reservations. Democratizing Finance traces the roots of community development finance over two centuries, a history that runs from Benjamin Franklin, through an ill-starred bank for African American veterans of the Civil War, the birth of the credit union movement, and the War on Poverty. Drawn from hundreds of interviews with CDFI leaders, presidential archives, and congressional testimony, Democratizing Finance provides an insider view of an extraordinary public policy success. Democratizing Finance is a unique resource for practitioners, policymakers, researchers, and social investors.

Download or read book The Money Tree written by Garrett B. Gunderson and published by Hachette UK. This book was released on 2018-01-09 with total page 105 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is not a book about money; it's about contribution, about human greatness, and about true prosperity beyond money. It's for people who see greater purpose in being wealthy than personal comfort, status, prestige, and an irresponsible sense of freedom. Furthermore, this audiobook will help you to get rid of scarcity in your life through increased awareness and ways to overcome the destructive mode of scarcity and ultimately to cultivate a paradigm of abundance. Most financial teachings today originate from a paradigm of scarcity. With such a root, it's no wonder that the fruits of such teachings are limited at best and destructive at worst. No matter how good the intention, the advice and action based primarily on the scarcity paradigm can never lead to the results that we all want financially. We'll uncover the truth about retirement planning, outline the proper philosophies and principles that true wealth is based on, and help you to practically apply those fundamentals utilizing appropriate products and strategies.ne take you back to the year 1968-the year that changed everything and, in many ways, foreshadowed life in the United States today. LIFE 1968 lets readers explore this tumultuous year through unforgettable pictures and incisive text from the pages of Life, America's great photographic newsmagazine.

Download or read book Financial Founding Fathers written by Robert E. Wright and published by University of Chicago Press. This book was released on 2006-05 with total page 261 pages. Available in PDF, EPUB and Kindle. Book excerpt: The authors chronicle how a different group of nine founding fathers forged the wealth and institutions necessary to transform the American colonies from a diffuse alliance of contending business interests into one cohesive economic superpower.

Download or read book The Simple Path to Wealth written by Jl Collins and published by Jl Collins LLC. This book was released on 2021-08-16 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

Download or read book Financial Freedom written by Grant Sabatier and published by Penguin. This book was released on 2020-04-07 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.

Download or read book Roots of Freedom written by ( Sozo Keys ) and published by . This book was released on 2023-08-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Roots of Freedom: Building a Debt-Free Lifestyle on One Acre In this empowering and informative guide, "Roots of Freedom: Building a Debt-Free Lifestyle on One Acre," we invite you to embark on a journey of self-sufficiency, liberation, and community building. With a focus on African Americans reclaiming their autonomy, this book showcases the vast potential of modern homesteading on just one acre. Through a lens of empowerment and self-reliance, we explore various sustainable practices, equipping you with the knowledge and tools to cultivate a debt-free lifestyle. From catching rainwater to harnessing the power of solar panels, this book serves as a comprehensive resource, providing step-by-step instructions and practical advice on how to maximize the utilization of your land. Guided by the timeless wisdom of "Owe No Man," we delve into the principles of financial freedom and community wealth-building. Our aim is not just to help you build a sustainable lifestyle on your one acre, but also to inspire and uplift others within the Black community to achieve the same liberation. We believe that by sharing our knowledge and helping one another, we can reshape our collective destiny. "Roots of Freedom" is not just a practical manual, but a celebration of Black resilience, creativity, and entrepreneurship. Through stories of those who have successfully created debt-free lifestyles on one acre, we highlight the transformative power of reclaiming the land and our connection to nature. Each page of this book serves as a key, unlocking the doors to sustainable living and community empowerment. Join us on this path towards self-sufficiency and abundance, as we reclaim our heritage and forge a future of financial independence. Let us transform our one acre into a sanctuary of freedom, where each step towards sustainability not only benefits ourselves but also uplifts the Black community as a whole. Through "Roots of Freedom: Building a Debt-Free Lifestyle on One Acre," you will find the inspiration, knowledge, and practical tools needed to embark on your own journey of modern homesteading and sustainable living. Together, let us sow the seeds of liberation, resilience, and community wealth-building as we embrace the power of one acre and pave the way for a brighter future.

Download or read book Financial Self defense written by Charles J. Givens and published by . This book was released on 1995 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to win the fight for financial freedom.

Download or read book The Power of Relentless written by Wayne Allyn Root and published by Simon and Schuster. This book was released on 2015-08-10 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Named one of Steve Forbes' favorite books of 2015... Are you ready to supercharge your career ... grow your business beyond your wildest dreams ... turn your life up to eleven? Learn the secrets of success from "Mr. Relentless" himself. Capitalist evangelist Wayne Allyn Root—bestselling author, reality TV producer, serial entrepreneur, former vice presidential nominee, and business speaker on the international circuit—reveals the seven principles of relentless that will take you to a level you never imagined.