Download or read book Retirement Is a Marathon Not a Sprint written by Chris Scalese and published by Independently Published. This book was released on 2019-06-07 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: Preparing for retirement is one of the most difficult and confusing challenges that a person faces during their lifetime. And these days, there isn't a shortage of resources available that someone can turn to. Between the internet, cable television, and countless financial magazines, it seems like there is "information overload." With so many choices, and with so many different opinions available, what is a person to do? In this book, Chris Scalese brings what he has learned from over 20 years of helping individuals prepare for a comfortable retirement. He'll break down the fundamentals of retirement planning into clear, easy-to-follow language and show you that it doesn't have to be near as difficult as a lot of "experts" would like you to believe. Use the principals that Chris talks about in this financial training guide, and you'll have the information to help you reach the finishing line of retirement without worrying about "hitting the wall."

Download or read book Retirement Is a Marathon Not a Sprint written by Chris Scalese and published by Advantage Media Group. This book was released on 2012-04-15 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: A New Way of Looking at Retirement Preparing for retirement is one of the most difficult and confusing challenges that a person faces during their lifetime. And these days, there isn't a shortage of resources available that someone can turn to. Between the internet, cable television, and countless financial magazines, it seems like there is "information overload". With so many choices, and with so many different opinions available, what is a person to do? In this book, Chris Scalese brings what he has learned from over 20 years of helping individuals prepare for a comfortable retirement. He'll break down the fundamentals of retirement planning into clear, easy to follow language and show you that it doesn't have to be near as difficult as a lot of "experts" would like you to believe. Use the principals that Chris talks about in this financial training guide, and you'll be sure to reach the finish line of retirement without worrying about "hitting the wall".

Download or read book The Retirement Race written by Thomas Michael Rauchegger and published by . This book was released on 2020-12-15 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: You are in a race, but it is not a sprint. It is a marathon. The most important factor is whether you finish the race. Looking around at other racers can break your concentration and trip you up, and you are aiming for your personal best. Retirement is much the same. Your financial race is about the planning and preparation, your performance over time, and individual goals. In The Retirement Race, Thomas Michael Rauchegger shares his years of financial planning and retirement planning experience to help get you to the retirement finish line. In The Retirement Race, you will learn: Strategies to plan and save for retirement How to build a strong financial estate Risk-adjusted investing to combat volatile markets The importance of income planning in retirement Tax-reducing investment strategies How to find the right financial professional for you . . . and much more! Are you ready to begin your retirement race?

Download or read book How to Retire and Not Die written by Gary Sirak and published by Linmax Publishing LLC. This book was released on 2021-09-08 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most people think of retirement as taking an extended vacation. In fact, it's more like running a marathon. But all too often, people only realize that after they start running. Fortunately, with a little planning, you'll be able to run that marathon easily-as long as you need to-for a happy, successful retirement. In How to Retire and Not Die, Gary and Max Sirak walk you step by step through the process of winning that marathon and living your best retired life. Embark on a guided journey of self-discovery and learn to identify your Likes, Loves, and Hates. Understand what you truly need to be happy, and create a clear Plan for meeting those needs. Create your ideal WishList, learn about the two pillars of successful retirement, and build the custom retirement Plan that's right for you. With a little patience and practice, you'll be enjoying the retirement of your dreams.

Download or read book Success is a Marathon and not a Sprint written by and published by Sura Books. This book was released on with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Now What written by Brian M. Ursu and published by Greenleaf Book Group. This book was released on 2020-02-25 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Real-Life Financial Advice for Your Fiscal Future ​So you’ve finished school and found your first well-paid job. Congratulations! Now don’t squander it! With real money flowing into your account for the first time, it’s easy to embrace those new preapproved credit cards or to buy that new car you’ve been dreaming about. But without a solid understanding of your financial future, you risk losing everything you’ve worked for. Many of us—and not just those starting out—were never educated in financial planning or sustainable wealth management. Now What? bridges that gap with practical advice for readers of all ages dealing with fiscal change. If you’ve just landed your first big paycheck, have recently inherited, or are divorced or widowed, this book will guide you around the pitfalls of new wealth. Brian Ursu offers you concrete guidance for paying down debt, including student loans; planning for life’s expensive milestones, like buying a house or having children; and creating a sustainable lifestyle now and in your future. He also explains the basics of investment, where and—maybe even more importantly—why to invest and how to build a portfolio, so you can grow the money you’ve earned to create not just a solid foundation but also a legacy for you and your family.

Download or read book Early Retirement Simplified written by N.D NGWANA and published by Billion Ideas Company. This book was released on 2023-08-05 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Early Retirement Simplified: Planning Your Financial Freedom" offers a comprehensive blueprint for those aspiring to retire ahead of the conventional timeline. The book breaks down the seemingly complex world of early retirement planning into digestible and actionable steps. Highlights include: The fundamentals of financial independence and what it truly means to retire early. Effective strategies for saving, investing, and building a robust financial nest egg. Insightful budgeting techniques to accelerate your journey to financial freedom. A detailed exploration of common retirement pitfalls and how to sidestep them. Case studies of real individuals who have successfully transitioned into early retirement, sharing their stories and lessons learned. With a balanced approach, this guide addresses both the financial and emotional aspects of planning for early retirement. Readers are equipped not just with the knowledge, but also with the mindset required to make informed decisions, stay disciplined, and remain motivated throughout their journey. "Early Retirement Simplified" isn't just a guide—it's an invitation to reimagine your future, break free from the constraints of the 9-to-5 grind, and embrace a life of freedom, purpose, and fulfillment. Whether you're in your twenties, thirties, or even forties, it's never too late (or too early!) to begin plotting your path to early retirement. Equip yourself with the wisdom and tools packed in this book and take the leap towards your dream life.

Download or read book Rule Your Freakin Retirement written by Michael Parness and published by Macmillan + ORM. This book was released on 2009-03-03 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: DON'T PANIC. RULE! Market turbulence has made opening monthly 401(k) statements shocking rather than reassuring. Michael "Waxie" Parness can help. The standard strategies and advice regarding your retirement accounts are NOT working. Many people's 401(k)s are now 201(k)s, and it may get worse. YOU need to take control of your retirement, and your life. Rule Your Freakin' Retirement, through practical and pragmatic advice and examples, will teach you alternatives to the "buy, hold, and pray" strategies most investment advisers give. In today's world you need fresh ideas, and this book gives you the tools you need to not only protect what you have in your IRA, but to grow it in an aggressive, time-tested, yet easily managed way. And, yes, a safer way! Building on his successful Rule the Freakin' Markets, master trader and motivational speaker Michael Parness applies the same aggressive strategies to normally ignored or undermanaged 401(k), IRA, and other retirement accounts. Contrary to conventional wisdom, Parness argues that no matter what age you are, NOW is the time to adopt active, aggressive, and controlled strategies to ensure a fully funded, real retirement on your own terms, not subject to market gyrations out of your control. He outlines, in plain language, bold but practical strategies emphasizing research and tailoring approaches to individual needs. With record numbers of baby boomers entering or nearing retirement, and succeeding generations caught by a volatile economy, Rule Your Freakin' Retirement offers tangible, proven, no-nonsense advice that all can profit from, in the engaging Waxie style.

Download or read book Retirement Is For Sissies written by Keith Barton and published by iUniverse. This book was released on 2007-04 with total page 103 pages. Available in PDF, EPUB and Kindle. Book excerpt: You've got the 401k, the back porch overlooking a pond stocked with bass, the grandkids, the wife, sunrises and sunsets, so what do you do now? The only constant you need worry about is time. No more eight am meetings, traffic gridlock, stained white shirts from leaky pens, spam emails, and cute greeting cards reminding you that you're a year older. You sit on the back porch with your wife of forty years sippin' on Starbucks dark roasted Columbia blend as the sun casts an orange hue over the pond rippling with large-mouth bass enjoying the morning cool air in the Sandia Mountains. Route 66 and Albuquerque can be seen in the distance as the purple shadows grow shorter and the morning dew evaporates from the Yaupon on your five-acre spread.

Download or read book The Rule of 30 written by Frederick Vettese and published by ECW Press. This book was released on 2021-10-19 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consider the age-old question of how much you should save to enjoy a comfortable retirement: Are your knees knocking? Are you nervously biting your nails? In The Rule of 30 personal finance expert Frederick Vettese provides a surprising — and hopeful — answer. Through conversations between a young couple and their neighbor, a retired actuary, the couple and the reader discover: • How they would have fared had they been saving over various periods in the past, and how the future investment climate will differ • The problem with saving a constant percentage of pay • The Rule of 30 and why it is a more rational way to save • Whether investing in real estate is a viable alternative to investing in stocks The Rule of 30 changes the mindset from saving the same flat percentage of pay to saving when it is most convenient to your situation. In most cases, it means less saving early on while mortgage payments are high and children are costly, and more saving later. Saving for retirement is a high priority, but it is not the only priority in life. It is time to dispense with old myths like “just save 10% of your take-home pay.” The truth is we should save differently throughout our pre-retirement years — and The Rule of 30 is a road map for doing so.

Download or read book Proceedings of the 4th International Conference on Communication Language Education and Social Sciences CLESS 2023 written by and published by Springer Nature. This book was released on 2023 with total page 357 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Automatic enrolment in workplace pensions and the National Employment Savings Trust written by Great Britain: Parliament: House of Commons: Work and Pensions Committee and published by The Stationery Office. This book was released on 2012-03-15 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Government established NEST as a low-cost pension scheme to help deliver the auto-enrolment programme and to address a market failure in the pensions industry which meant that many employers and employees were unable to access low-cost, good quality pension provision. However, the Committee believes that certain restrictions placed on NEST will create complexity for employers and will disadvantage some employees. The Committee's report recommends that, if state aid rules allow, the Government should remove the following restrictions: the cap on the annual contributions an individual can make to a NEST scheme; and the ban on individuals transferring existing pension pots into NEST. The Committee further urges the Government to proceed with its plans for State Pension reform, introducing a flat-rate State Pension and reducing the level of means-testing without delay. The report also highlights the difficulties and complexity employers and employees currently face in comparing the fees and charges applied by pension providers and recommends that, from 2013 onwards, if some auto-enrolment schemes still have hidden charges, or charges that represent poor value for money, the Government should use its powers to intervene. Auto-enrolment will impose new costs and may be particularly challenging for small employers however the Committee considers that the Government has taken appropriate steps to minimise the impact on businesses through its gradual and flexible approach ("staging and phasing") to implementation. Exempting small employers would create significant complexity, as well as excluding many employees from the benefits of workplace pension saving

Download or read book The Value of Debt in Building Wealth written by Thomas J. Anderson and published by John Wiley & Sons. This book was released on 2017-01-19 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book of financial wisdom that your future self will thank you for reading For many adults under 40, 'debt' is a four-letter word—something that should be avoided but is all too often unavoidable. In The Value of Debt in Building Wealth, bestselling author Thomas J. Anderson encourages you to rethink that. You'll walk away from this book with an understanding of how you can use debt wisely to secure the financial future you envision for yourself and your family. Student loans, mortgages, lines of credit, and other forms of debt are all discussed in detail, with a focus on smart planning for those who are accumulating assets—and debt—now. Should you rent or buy? How important is liquidity? What is good versus bad debt? How much debt should you have? What debt-to-income and debt-to-asset ratios should you aim for? Fixed debt or floating debt? What's the best way of saving for college and retirement? These are big questions that deserve thorough answers because the choices you make now could influence the course of your life. This thought-provoking book will open your eyes to savvy financial strategies for achieving your goals faster and with healthier bank accounts. Explore strategies for smart debt management, explained by one of the nation's top financial advisors Gain an understanding of investment basics and key financial concepts you'll need to achieve your long-term goals Understand the risks of having debt and the potential risks of being debt-free Make financial decisions now that will maximize your wealth, freedom, and opportunity later This book is not about buying things you cannot afford. It is about liquidity, flexibility and optimizing your personal balance sheet. The Value of Debt in Building Wealth is full of ideas you can apply to your own situation—no matter what your current asset level. Read this book today and thank yourself later.

Download or read book The Real Deal on Retirement written by John D VanWeelden and published by Greenleaf Book Group. This book was released on 2024-10-08 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: Reimagine Retirement Planning: How to Create Stable, Increasing, Tax-Efficient, Lifetime Income Gone are the days of traditional retirement planning. The idea that you can simply save a certain amount and retire with confidence is flawed, dangerous even, as it does not account for today’s volatile financial markets, increasing life expectancy, interest rates, and every individual’s unique retirement lifestyle needs. Drawing from his experience advising retirees through some of the most financially turbulent decades, VanWeelden doesn’t just offer another retirement guide—he challenges the conventional wisdom, revolutionizes the way we approach retirement, and cuts through the myths, hype, and propaganda to reveal the truth about retirement income planning and investing. VanWeelden’s solution is simple and highly effective: Truly reliable retirement planning is based on creating stable, increasing, tax-efficient, lifetime income, and, above all else, mitigating risk. Using this practical guide, you will identify how to generate all the income you’ll ever need while minimizing the various risks along the way. Whether you have an abundance of resources or you’re just hoping what you have will last a lifetime, this is your comprehensive road map to retire with unwavering confidence, unlock the full potential of your years of hard work, and achieve your retirement dreams.

Download or read book Retiremental written by Tom Weber and published by Austin Macauley Publishers. This book was released on 2024-04-26 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retiremental! is a lighthearted and heartfelt book of advice to assist you throughout the retirement realm. Retiremental! is filled with informative, entertaining, inspirational, and thought-provoking advice in easy to digest bite-sized quotes and quips conveniently organized into alphabetically arranged categories. Give yourself or a retiree you care about Retiremental! Retiremental! will: - Help you transition into and throughout retirement. - Help you define and redefine your new identity as a retiree. - Help you reduce challenges in retirement. - Help you build a solid retirement foundation. Retiremental! will not: - Help you maximize your Social Security. - Help you navigate Medicare. - Help you select your healthcare provider. - Help you understand your retirement financial accounts.

Download or read book Transitioning to Retirement with Courage and Grace written by Jane C. Owen Ph.D. and published by WestBow Press. This book was released on 2023-08-21 with total page 147 pages. Available in PDF, EPUB and Kindle. Book excerpt: What an incredible resource and source of encouragement! In Transitioning to Retirement with Courage and Grace, Jane Owen provides unique insights and practical activities that lay the groundwork for a God-centered retirement. It is a must-read for women of all ages. - Anne Harrison, Women’s Ministry Director, First Baptist Church, Wichita Falls, Texas. Jane Owen’s book Transitioning to Retirement with Courage and Grace is a woman’s do-it-yourself, tailor-made guide to retirement. This helpful guide can be used years before you actually retire. - Ann Work Goodrich, author of Your 650,000 Hour Deadline. Dr. Jane Owen doesn’t just help you prepare for a successful and fulfilling retirement; her Biblically-based hints for the reader’s “prime time” are good guidance for women of any age. It will help you focus on an investment with the best return—God’s plan for you and your lasting legacy. - Marjorie Hodges Parker, author of Shaken to the Core (and Finding God’s Strength).

Download or read book Adventures of Perception written by Scott MacDonald and published by Univ of California Press. This book was released on 2009-08-25 with total page 436 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Over the past twenty-five years, Scott MacDonald's kaleidoscopic explorations of independent cinema have become the most important chronicle of avant-garde and experimental film in the United States. In this collection of thematically related personal essays and conversations with filmmakers, he takes us on a fascinating journey into many under-explored territories of cinema. MacDonald illuminates topics including race and avant-garde film, the political implications of the nature film, the inventive single shot films of the late 1960s and early 1970s, why men use pornography and what they are looking at when they do, poetry and the poetic in avant-garde film, the widespread failure of film studies academicians to honor those who keep film exhibition alive, and other topics. Several of the interviews--those with Korean filmmaker Gina Kim, French nature filmmakers Claude Nuridsany and Marie Pérennou (Microcosmos), Canadian media artist Clive Holden, formalist/conceptualist David Gatten, and New York's Film Forum director Karen Cooper--are the first substantial conversations with these filmmakers available in English."--Publisher's description.