Download or read book Retire Not Expire written by J.L. Edwards and published by Balboa Press. This book was released on 2020-05-13 with total page 89 pages. Available in PDF, EPUB and Kindle. Book excerpt: Can you afford to retire and live on 50% of your current salary? Have you mapped out an actionable plan to retire with some level of security? Are you reviewing your 401(k)-account balance regularly and more importantly, do you have an investment strategy in place to generate income after you retire? If you answered “no” to any of these questions, you should read on. Like the American Dream, your retirement is based on an ideal. One that gives you freedom. You can choose to retire at 35 or 85 or somewhere in between. Making the choice is easy if you are armed with the critical information you need to know to make good decisions. But what if you only have been given part of the big picture? Will you still be able to make good decisions about your retirement benefits? “Retire Not Expire” is written from the perspective of an employee benefits professional who counsels employees rather than the perspective of a financial planner. The goal of the book is not to sell you a financial services product. The goal is to give you the information about retirement benefits so that you can ask the tough questions of yourself and your financial advisors before making the leap into retirement. We will delve into the difference between guaranteed income benefits versus tax advantageous savings accounts. We cover topics such as making the transition from an active employee to a retiree and we will demystify your benefits calculation. We will touch on the velvet handcuff known as health insurance as well as discuss the importance of asking the right questions of your retirement plan administrator, your human resources advisor and your financial advisor. Most importantly, we will give you a roadmap for making the transition into your best life. Retirement is a mindset. It is not a death sentence.
Download or read book Summary of J L Edwards s Retire Not Expire written by Everest Media and published by Everest Media LLC. This book was released on 2022-02-28T18:36:00Z with total page 13 pages. Available in PDF, EPUB and Kindle. Book excerpt: Please note: This is a companion version & not the original book. Sample Book Insights: #1 A 401(k) is not a retirement plan. It is a defined contribution plan that allows you to invest a portion of your salary using pre-tax money. The amount you can contribute is determined by the IRS each year. If you contribute consistently and the stock market performs well, your account balance can grow into the seven-figure range. But if you don't, your account balance will be considerably less than seven figures. #2 A defined benefit program is a true retirement benefit. It is designed to pay you an amount based on a set formula that includes your age at retirement, your total years of service and your final average salary. It is a lifetime benefit. #3 My grandparents, despite being slightly better off, still struggled to make ends meet because they had no pensions and invested all their money in materialistic things for their wives. #4 My mother, who was raised by a single mother, was able to retire at age 55 after working for 30 years, thanks to the lessons she learned from her grandmother. She invested her money in blue chip companies and bought precious metals.
Download or read book Retire don t Expire written by Steve Amoss and published by Independently Published. This book was released on 2024-05-09 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement can be a wonderful next chapter in your life. It can be journey of discovery and fulfilment, with many new possibilities that have perhaps never been fulfilled because life, and work, kept getting in the way. This exciting new book will help you navigate your way through those early years when your whole life is about to change. But learning how to retire is key. You'll have new opportunities, new priorities, and (trust me on this...) a whole host of things you may not expect! This book will help you avoid the pitfalls and make great choices that will lead to a long and successful retirement. The book is not about financial planning or managing investments, but about helping you understand the journey you are about to embark upon. Practical, insightful, an indispensable handbook that will help retirees navigate through the transition into the next exciting chapter of their life. An easy, light hearted and informative read, written in the style of "lessons", this is the perfect gift for anyone about to retire. About the author... Steve is a retired police officer, with 30 years service in the Hertfordshire Constabulary. He's had quite a varied career and often looks back largely with fond memories. He now spends his time volunteering with various charities, coaching people, writing, sometimes a little teaching, often a lot of photography, and trying to maintain some level of fitness. If there's one thing that's been consistent in all his career and retirement choices, it's that he loves to be around people. He loves to engage with them, listen to their stories, and, quite frequently, finds himself offering help or advice. Sometimes he succeeds, and sometimes he gets feedback! So when he went on his retirement journey, with all the many mistakes he made, it seemed a perfectly logical decision to want to write about them and share them. So he did!
Download or read book Don T Retire to Expire written by Bob Bradshaw and published by iUniverse. This book was released on 2017-11-16 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt: Thanks to new advances in technology and medicine, we are living longer. Science is already predicting the first person to live to 150 years old has already been born. This means more people could be expecting longer retirement years. Retirement is an often-discussed topic, but it is rarely planned for as a lifestyle. Its like a freight train roaring down the railroad track chasing us. We know it will catch us at some point. In Dont Retire to Expire, author Bob Bradshaw offers a discussion and guide to successful lifestyle retirement planning. Through more than 200 interviews of people who have retired, are planning for retirement, or are just now thinking what it will be in their future, Bradshaw shares a host of information on how to approach retirementto begin thinking and planning for a better experience. From the financial aspects, to living and aging well, to health care concerns, Dont Retire to Expire explores the facets of leaving the work world behind. It advocates creating a strong plan to help you enjoy the retirement for which you worked so hard.
Download or read book Don t Retire To Expire written by Bob Bradshaw and published by . This book was released on 2021-07-04 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: Thanks to new advances in technology and medicine, we are living longer. Science is already predicting the first person to live to 150 years old has already been born. This means more people could be expecting longer retirement years. Retirement is an often-discussed topic, but it is rarely planned for as a lifestyle. It's like a freight train roaring down the railroad track chasing us. We know it will catch us at some point. In "Don't Retire to Expire," author Bob Bradshaw offers a discussion and guide to successful lifestyle retirement planning. Through more than 200 interviews of people who have retired, are planning for retirement, or are just now thinking what it will be in their future, Bradshaw shares a host of information on how to approach retirement-to begin thinking and planning for a better experience. From the financial aspects, to living and aging well, to health care concerns, "Don't Retire to Expire" explores the facets of leaving the work world behind. It advocates creating a strong plan to help you enjoy the retirement for which you have worked so hard.
Download or read book I m Retired Not Expired written by Voloxx Studio and published by . This book was released on 2019-11-20 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bucket list could be a very good gift idea for your colleague who is going to retire soon or your family people in this time. Check out our bucket list features. Bucket List Features: 6"×9" Softcover Bucket list. Guided bucket list to write. 116 Pages to write in adventure. Vision boards to help you achieve your goals Perfect size to easily fit in your purse or backpack. Cream paper journal.
Download or read book Retired Not Expired written by Eda Suzanne and published by Mill City Press, Incorporated. This book was released on 2011 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: In her satirical book, Ms. Suzanne shares her experiences as she paddles upstream into a new "anything but dull" life as a retiree. Readers will enjoy learning how she handles the daily challenges that await the aging baby-boomers-entering the Dorian Gray Generation, planning the party they'll never attend-their own funeral, and deciding if or when they should move to a retirement wonderland. "Retirement can be scary, unless you're Eda Suzanne, a wise and witty woman with a can-do approach to life. Her book will warm your heart and make your belly ache from laughter." -M.M. Anderson, Author of "Werewolf Dreams" "Eda Suzanne's stories will keep you laughing whether you're 30, 40, or 70. It's a great read and should be on every bookshelf, coffee table, and waiting room in the country " -Elizabeth Bonet, PhD, Marriage and Family Therapist "Eda Suzanne's writing shows a rare blend of humor, insight, and compassion. Sure her stories make you laugh, but they also portray a meaningful new approach to retirement." -Sherry North, Author of "Because You Are My Baby"
Download or read book Retire Inspired written by Chris Hogan and published by Ramsey Press. This book was released on 2016-01-12 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: When you hear the word retirement, you probably don't imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future. Whether you're twenty five and starting your first job or fifty five and watching the career clock start to wind down, today is the day to get serious about your retirement. In Retire Inspired, Chris Hogan teaches that retirement isn't an age; it's a financial number an amount you need to live the life in retirement that you've always dreamed of. With clear investing concepts and strategies, Chris will educate and empower you to make your own investing decisions, set reasonable expectations for your spouse and family, and build a dream team of experts to get you there. You don't have to retire broke, stressed, and working long after you want to. You can retire inspired!
Download or read book Refire Don t Retire written by Ken Blanchard and published by Berrett-Koehler Publishers. This book was released on 2015-02-02 with total page 141 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bring a renewed sense of purpose to the next chapter of your life with the New York Times bestselling author’s guide to thriving in retirement. Many people see their later years as a time to endure rather than as an exciting opportunity. Yet research and common sense confirm that people who embrace these years with energy and gusto consistently find them to be rich and rewarding. In Refire! Don't Retire, Ken Blanchard and Morton Shaevitz offer inspiring insight and thought-provoking questions to help people make the rest of their lives the best of their lives. In the trademark Ken Blanchard style, the authors tell the compelling story of Larry and Janice Sparks, who discover how to see each day as an opportunity to enhance their relationships, stimulate their minds, revitalize their bodies, and grow spiritually. As they learn to be open to new experiences, Larry and Janice rekindle passion in every area of their lives. Readers will find humor, practical information, and profound wisdom in Refire! Don't Retire. Best of all, they will be inspired to make all the years ahead truly worth living.
Download or read book Avoid Retirement and Stay Alive written by David Bogan and published by . This book was released on 2011 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: The authors' basic premise is that retirement is a notion to be banished from all sensible conversation and promotes the idea that no one should retire and no one should want to retire. Quite apart from the economic reality that our respective Governments can't possible afford the retirement we all expected when we started our working lives. Instead they say we should look at rearranging our lives to suit our changing circumstances, but allow no room for the idea of a use-by date when we stop and vegetate - because that's when we die, usually of boredom. A hard-hitting look at the Western economic history of retirement and how it has no place in the modern world, the authors provide case studies and a workable blueprint for changing our expectations and our plans for the second half of our working lives. With practical, pragmatic and accessible text, the book will be illustrated throughout with line drawings, pull out quotes and bullet-pointed text summaries.
Download or read book How to Retire Comfortably and Happy on Less Money Than the Financial Experts Say You Need written by Connie Brooks and published by Atlantic Publishing Company. This book was released on 2008 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: As senior citizens age, they tend to go through less money; in fact, the typical over-75 household spent only $25,763 in 2004. This is in direct contrast to financial planners who tell you that you need to save large amounts of money in order to live comfortably during your retirement years. In this new book, you will learn how to manage your expenses, how to reduce and eliminate debt, how to save and invest wisely, how to use retirement planning tools, how to reduce living expenses, how to downsize to a smaller, less expensive property, how to save on small items, how to prioritize your insurance, and how to cut back. Additionally, you will learn about withdrawal plans, selling your home, simplifying your life style, and streamlining postretirement activities. Perhaps most interestingly, you will be presented with the option of moving overseas when you retire. Places such as Costa Rica, Panama, Belize, Malta, and Mexico offer lower living costs and lower prescription drug prices. - Publisher.
Download or read book Dreams Have No Expiry Date written by Laurie Naomi Gottlieb and published by . This book was released on 2005 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by two accomplished Canadian women, this inspirational guide helps women redefine their life paths and find new meaning and direction at mid-life. "What will I do for the rest of my life? And what's next?" Many women are asking these most pressing questions. Whether capping a successful career and looking for a new challenge, finding themselves unexpectedly downsized or emerging from the home and looking for a new start in today's workforce, women are searching for purpose in their work and at leisure. In Dreams Have No Expiry Date, Laurie Gottlieb and Deanna Rosenswig show how mid-life is actually the best time for women to live their dreams, now that they have the freedom, emotional resources, self-knowledge, time, wisdom and energy to do so. In a step-by-step way, using interviews, research and exercises designed to stimulate thinking and increase self-awareness, Gottlieb and Rosenswig help women articulate and then achieve their dreams. The text is peppered with inspirational stories and anecdotes from women interviewed about their process, their learning and their dreams. Gottlieb and Rosenswig never underestimate the complexities of each woman's life, but instead help women work with their skills and abilities to chart a course for the next 30, 40 or even 50 years of their lives. Dreams Have No Expiry Date helps the reader - discover and articulate dreams - identify and mobilize inner strengths and resources - estimate readiness for change - identify the phases in the process of transitions - eliminate negatives that highjack dreams - optimize resources to realize dreams - create a personalized roadmap to make dreams a reality Excerpt from "Dreams Have No Expiry Date" "If you hear yourself thinking one or more of the following statements, then this book is for you: - I have been there, done that -- and don't want to do this any more. - I have achieved my goals and need a new challenge. What's next? What are my choices? - I need to find passion, meaning and balance in my life. - I had planned to retire at 65 but was retired 15 years earlier. - I want to do something just for me. - Everything seems so uncertain all of a sudden; I'm questioning everything in my life. - It's now or never."
Download or read book Statutory Instruments written by Great Britain and published by . This book was released on 1964 with total page 1352 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book General Retirement written by United States. Congress. House. Committee on the Civil Service and published by . This book was released on 1938 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Work Optional written by Tanja Hester and published by Hachette Books. This book was released on 2019-02-12 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.
Download or read book To Retire Or Not written by Robert L. Clark and published by University of Pennsylvania Press. This book was released on 2001 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt: What impact has the end of mandatory retirement had on colleges and universities as well as on the academic job market? From the Wharton School, To Retire or Not? outlines the critical issues associated with faculty aging, retirement policy, and human resource needs in higher education over the next decades.
Download or read book Current Wage Developments written by United States. Bureau of Labor Statistics and published by . This book was released on 1973 with total page 744 pages. Available in PDF, EPUB and Kindle. Book excerpt:
