Download or read book Regulatory Capital Rules Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and Their Subsidiary Insured Depository Us Federal Reserve System Regulation Frs 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-10-15 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulatory Capital Rules - Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and their Subsidiary Insured Depository (US Federal Reserve System Regulation) (FRS) (2018 Edition) The Law Library presents the complete text of the Regulatory Capital Rules - Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and their Subsidiary Insured Depository (US Federal Reserve System Regulation) (FRS) (2018 Edition). Updated as of May 29, 2018 The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the agencies) are adopting a final rule that strengthens the agencies' supplementary leverage ratio standards for large, interconnected U.S. banking organizations (the final rule). The final rule applies to any U.S. top-tier bank holding company (BHC) with more than $700 billion in total consolidated assets or more than $10 trillion in assets under custody (covered BHC) and any insured depository institution (IDI) subsidiary of these BHCs (together, covered organizations). In the revised regulatory capital rule adopted by the agencies in July 2013 (2013 revised capital rule), the agencies established a minimum supplementary leverage ratio of 3 percent, consistent with the minimum leverage ratio adopted by the Basel Committee on Banking Supervision (BCBS), for banking organizations subject to the agencies' advanced approaches risk-based capital rules. The final rule establishes enhanced supplementary leverage ratio standards for covered BHCs and their subsidiary IDIs. Under the final rule, an IDI that is a subsidiary of a covered BHC must maintain a supplementary leverage ratio of at least 6 percent to be well capitalized under the agencies' prompt corrective action (PCA) framework. The Board also is adopting in the final rule a supplementary leverage ratio buffer (leverage buffer) for covered BHCs of 2 percent above the minimum supplementary leverage ratio requirement of 3 percent. The leverage buffer functions like the capital conservation buffer for the risk-based capital ratios in the 2013 revised capital rule. A covered BHC that maintains a leverage buffer of tier 1 capital in an amount greater than 2 percent of its total leverage exposure is not subject to limitations on distributions and discretionary bonus payments under the final rule. This book contains: - The complete text of the Regulatory Capital Rules - Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and their Subsidiary Insured Depository (US Federal Reserve System Regulation) (FRS) (2018 Edition) - A table of contents with the page number of each section

Download or read book Regulatory Capital Rules Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and Their Subsidiary Insured Depository Us Federal Deposit Insurance Corporation Regulation Fdic 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-09-22 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulatory Capital Rules - Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and their Subsidiary Insured Depository (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition) The Law Library presents the complete text of the Regulatory Capital Rules - Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and their Subsidiary Insured Depository (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition). Updated as of May 29, 2018 The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the agencies) are adopting a final rule that strengthens the agencies' supplementary leverage ratio standards for large, interconnected U.S. banking organizations (the final rule). The final rule applies to any U.S. top-tier bank holding company (BHC) with more than $700 billion in total consolidated assets or more than $10 trillion in assets under custody (covered BHC) and any insured depository institution (IDI) subsidiary of these BHCs (together, covered organizations). In the revised regulatory capital rule adopted by the agencies in July 2013 (2013 revised capital rule), the agencies established a minimum supplementary leverage ratio of 3 percent, consistent with the minimum leverage ratio adopted by the Basel Committee on Banking Supervision (BCBS), for banking organizations subject to the agencies' advanced approaches risk-based capital rules. The final rule establishes enhanced supplementary leverage ratio standards for covered BHCs and their subsidiary IDIs. Under the final rule, an IDI that is a subsidiary of a covered BHC must maintain a supplementary leverage ratio of at least 6 percent to be well capitalized under the agencies' prompt corrective action (PCA) framework. The Board also is adopting in the final rule a supplementary leverage ratio buffer (leverage buffer) for covered BHCs of 2 percent above the minimum supplementary leverage ratio requirement of 3 percent. The leverage buffer functions like the capital conservation buffer for the risk-based capital ratios in the 2013 revised capital rule. A covered BHC that maintains a leverage buffer of tier 1 capital in an amount greater than 2 percent of its total leverage exposure is not subject to limitations on distributions and discretionary bonus payments under the final rule. This book contains: - The complete text of the Regulatory Capital Rules - Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and their Subsidiary Insured Depository (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition) - A table of contents with the page number of each section

Download or read book Regulatory Capital Rules Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and Their Subsidiary Insured Depository Us Comptroller of the Currency Regulation Occ 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-11-27 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulatory Capital Rules - Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and their Subsidiary Insured Depository (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) The Law Library presents the complete text of the Regulatory Capital Rules - Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and their Subsidiary Insured Depository (US Comptroller of the Currency Regulation) (OCC) (2018 Edition). Updated as of May 29, 2018 The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the agencies) are adopting a final rule that strengthens the agencies' supplementary leverage ratio standards for large, interconnected U.S. banking organizations (the final rule). The final rule applies to any U.S. top-tier bank holding company (BHC) with more than $700 billion in total consolidated assets or more than $10 trillion in assets under custody (covered BHC) and any insured depository institution (IDI) subsidiary of these BHCs (together, covered organizations). In the revised regulatory capital rule adopted by the agencies in July 2013 (2013 revised capital rule), the agencies established a minimum supplementary leverage ratio of 3 percent, consistent with the minimum leverage ratio adopted by the Basel Committee on Banking Supervision (BCBS), for banking organizations subject to the agencies' advanced approaches risk-based capital rules. The final rule establishes enhanced supplementary leverage ratio standards for covered BHCs and their subsidiary IDIs. Under the final rule, an IDI that is a subsidiary of a covered BHC must maintain a supplementary leverage ratio of at least 6 percent to be well capitalized under the agencies' prompt corrective action (PCA) framework. The Board also is adopting in the final rule a supplementary leverage ratio buffer (leverage buffer) for covered BHCs of 2 percent above the minimum supplementary leverage ratio requirement of 3 percent. The leverage buffer functions like the capital conservation buffer for the risk-based capital ratios in the 2013 revised capital rule. A covered BHC that maintains a leverage buffer of tier 1 capital in an amount greater than 2 percent of its total leverage exposure is not subject to limitations on distributions and discretionary bonus payments under the final rule. This book contains: - The complete text of the Regulatory Capital Rules - Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and their Subsidiary Insured Depository (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) - A table of contents with the page number of each section

Download or read book Regulatory Capital Rules Regulatory Capital Revisions to the Supplementary Leverage Ratio Us Federal Reserve System Regulation Frs 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-10-15 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulatory Capital Rules - Regulatory Capital, Revisions to the Supplementary Leverage Ratio (US Federal Reserve System Regulation) (FRS) (2018 Edition) The Law Library presents the complete text of the Regulatory Capital Rules - Regulatory Capital, Revisions to the Supplementary Leverage Ratio (US Federal Reserve System Regulation) (FRS) (2018 Edition). Updated as of May 29, 2018 In May 2014, the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the agencies) issued a notice of proposed rulemaking (NPR or proposed rule) to revise the definition of the denominator of the supplementary leverage ratio (total leverage exposure) that the agencies adopted in July 2013 as part of comprehensive revisions to the agencies' regulatory capital rules (2013 revised capital rule). The agencies are adopting the proposed rule as final (final rule) with certain revisions and clarifications based on comments received on the proposed rule. This book contains: - The complete text of the Regulatory Capital Rules - Regulatory Capital, Revisions to the Supplementary Leverage Ratio (US Federal Reserve System Regulation) (FRS) (2018 Edition) - A table of contents with the page number of each section

Download or read book Regulatory Capital Rules Implementation of Risk Based Capital Surcharges for Global Systemically Important Bank Holding Companies Us Federal Reserve System Regulation Frs 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-10-15 with total page 74 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulatory Capital Rules - Implementation of Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies (US Federal Reserve System Regulation) (FRS) (2018 Edition) The Law Library presents the complete text of the Regulatory Capital Rules - Implementation of Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies (US Federal Reserve System Regulation) (FRS) (2018 Edition). Updated as of May 29, 2018 The Board of Governors of the Federal Reserve System is adopting a final rule that establishes risk-based capital surcharges for the largest, most interconnected U.S.-based bank holding companies pursuant to section 165 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The final rule requires a U.S. top-tier bank holding company that is an advanced approaches institution to calculate a measure of its systemic importance. A bank holding company whose measure of systemic importance exceeds a defined threshold would be identified as a global systemically important bank holding company and would be subject to a risk-based capital surcharge (GSIB surcharge). The GSIB surcharge is phased in beginning on January 1, 2016, through year-end 2018, and becomes fully effective on January 1, 2019. The final rule also revises the terminology used to identify the bank holding companies subject to the enhanced supplementary leverage ratio standards to ensure consistency in the scope of application between the enhanced supplementary leverage ratio standards and the GSIB surcharge framework. This book contains: - The complete text of the Regulatory Capital Rules - Implementation of Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies (US Federal Reserve System Regulation) (FRS) (2018 Edition) - A table of contents with the page number of each section

Download or read book Regulatory Capital Rules Regulatory Capital Revisions to the Supplementary Leverage Ratio Us Federal Deposit Insurance Corporation Regulation Fdic 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-09-22 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulatory Capital Rules - Regulatory Capital, Revisions to the Supplementary Leverage Ratio (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition) The Law Library presents the complete text of the Regulatory Capital Rules - Regulatory Capital, Revisions to the Supplementary Leverage Ratio (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition). Updated as of May 29, 2018 In May 2014, the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the agencies) issued a notice of proposed rulemaking (NPR or proposed rule) to revise the definition of the denominator of the supplementary leverage ratio (total leverage exposure) that the agencies adopted in July 2013 as part of comprehensive revisions to the agencies' regulatory capital rules (2013 revised capital rule). The agencies are adopting the proposed rule as final (final rule) with certain revisions and clarifications based on comments received on the proposed rule. This book contains: - The complete text of the Regulatory Capital Rules - Regulatory Capital, Revisions to the Supplementary Leverage Ratio (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition) - A table of contents with the page number of each section

Download or read book Regulatory Capital Implementation of Basel III Capital Adequacy Transition Provisions Etc Us Federal Reserve System Regulation Frs 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-10-15 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulatory Capital - Implementation of Basel III, Capital Adequacy, Transition Provisions, etc. (US Federal Reserve System Regulation) (FRS) (2018 Edition) The Law Library presents the complete text of the Regulatory Capital - Implementation of Basel III, Capital Adequacy, Transition Provisions, etc. (US Federal Reserve System Regulation) (FRS) (2018 Edition). Updated as of May 29, 2018 The Office of the Comptroller of the Currency (OCC) and Board of Governors of the Federal Reserve System (Board), are adopting a final rule that revises their risk-based and leverage capital requirements for banking organizations. The final rule consolidates three separate notices of proposed rulemaking that the OCC, Board, and FDIC published in the Federal Register on August 30, 2012, with selected changes. The final rule implements a revised definition of regulatory capital, a new common equity tier 1 minimum capital requirement, a higher minimum tier 1 capital requirement, and, for banking organizations subject to the advanced approaches risk-based capital rules, a supplementary leverage ratio that incorporates a broader set of exposures in the denominator. The final rule incorporates these new requirements into the agencies' prompt corrective action (PCA) framework. In addition, the final rule establishes limits on a banking organization's capital distributions and certain discretionary bonus payments if the banking organization does not hold a specified amount of common equity tier 1 capital in addition to the amount necessary to meet its minimum risk-based capital requirements. Further, the final rule amends the methodologies for determining risk-weighted assets for all banking organizations, and introduces disclosure requirements that would apply to top-tier banking organizations domiciled in the United States with $50 billion or more in total assets. The final rule also adopts changes to the agencies' regulatory capital requirements that meet the requirements of section 171 and section 939A of the Dodd-Frank Wall Street Reform and Consumer Protection Act. This book contains: - The complete text of the Regulatory Capital - Implementation of Basel III, Capital Adequacy, Transition Provisions, etc. (US Federal Reserve System Regulation) (FRS) (2018 Edition) - A table of contents with the page number of each section

Download or read book Regulatory Capital Rules Regulatory Capital Revisions to the Supplementary Leverage Ratio Us Comptroller of the Currency Regulation Occ 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-11-27 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulatory Capital Rules - Regulatory Capital, Revisions to the Supplementary Leverage Ratio (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) The Law Library presents the complete text of the Regulatory Capital Rules - Regulatory Capital, Revisions to the Supplementary Leverage Ratio (US Comptroller of the Currency Regulation) (OCC) (2018 Edition). Updated as of May 29, 2018 In May 2014, the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the agencies) issued a notice of proposed rulemaking (NPR or proposed rule) to revise the definition of the denominator of the supplementary leverage ratio (total leverage exposure) that the agencies adopted in July 2013 as part of comprehensive revisions to the agencies' regulatory capital rules (2013 revised capital rule). The agencies are adopting the proposed rule as final (final rule) with certain revisions and clarifications based on comments received on the proposed rule. This book contains: - The complete text of the Regulatory Capital Rules - Regulatory Capital, Revisions to the Supplementary Leverage Ratio (US Comptroller of the Currency Regulation) (OCC) (2018 Edition) - A table of contents with the page number of each section

Download or read book Regulatory Capital Rules Retention of Certain Existing Transition Provisions for Banking Organizations That Are Not Subject to Advanced Approaches Us Federal Reserve System Regulation Frs 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-10-15 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulatory Capital Rules - Retention of Certain Existing Transition Provisions for Banking Organizations That Are Not Subject to Advanced Approaches (US Federal Reserve System Regulation) (FRS) (2018 Edition) The Law Library presents the complete text of the Regulatory Capital Rules - Retention of Certain Existing Transition Provisions for Banking Organizations That Are Not Subject to Advanced Approaches (US Federal Reserve System Regulation) (FRS) (2018 Edition). Updated as of May 29, 2018 The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (collectively, the agencies) are adopting a final rule to extend the regulatory capital treatment applicable during 2017 under the regulatory capital rules (capital rules) for certain items. These items include regulatory capital deductions, risk weights, and certain minority interest limitations. The relief provided under the final rule applies to banking organizations that are not subject to the capital rules' advanced approaches (non-advanced approaches banking organizations). Specifically, for these banking organizations, the final rule extends the current regulatory capital treatment of mortgage servicing assets, deferred tax assets arising from temporary differences that could not be realized through net operating loss carrybacks, significant investments in the capital of unconsolidated financial institutions in the form of common stock, non-significant investments in the capital of unconsolidated financial institutions, significant investments in the capital of unconsolidated financial institutions that are not in the form of common stock, and common equity tier 1 minority interest, tier 1 minority interest, and total capital minority interest exceeding the capital rules' minority interest limitations. Under the final rule, advanced approaches banking organizations continue to be subject to the transition provisions established by the capital rules for the above capital items. Therefore, for advanced approaches banking organizations, their transition schedule is unchanged, and advanced approaches banking organizations are required to apply the capital rules' fully phased-in treatment for these capital items beginning January 1, 2018. This book contains: - The complete text of the Regulatory Capital Rules - Retention of Certain Existing Transition Provisions for Banking Organizations That Are Not Subject to Advanced Approaches (US Federal Reserve System Regulation) (FRS) (2018 Edition) - A table of contents with the page number of each section

Download or read book Capital Plan and Stress Test Rules Us Federal Reserve System Regulation Frs 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-10-06 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Capital Plan and Stress Test Rules (US Federal Reserve System Regulation) (FRS) (2018 Edition) The Law Library presents the complete text of the Capital Plan and Stress Test Rules (US Federal Reserve System Regulation) (FRS) (2018 Edition). Updated as of May 29, 2018 The Board is adopting a final rule that makes targeted amendments to its capital plan and stress test rules. For bank holding companies with more than $10 billion but less than $50 billion in total consolidated assets and savings and loan holding companies with total consolidated assets of more than $10 billion, the final rule modifies certain mandatory capital action assumptions in the stress test rules and delays the application of the company-run stress test requirements to savings and loan holding companies until January 1, 2017. For bank holding companies that have total consolidated assets of $50 billion or more and state member banks that are subject to the Board's advanced approaches capital requirements, the final rule delays the use of the supplementary leverage ratio for one year and indefinitely defers the use of the advanced approaches risk-based capital framework in the capital plan and stress test rules. For bank holding companies that have total consolidated assets of $50 billion or more, the final rule removes the tier 1 common capital ratio requirement, and modifies certain mandatory capital action assumptions. To reflect other recent rulemakings, the final rule also makes other amendments to the capital plan and stress test rules. All changes in the final rule apply as of January 1, 2016, which is the beginning of the next capital planning and stress test cycle. This book contains: - The complete text of the Capital Plan and Stress Test Rules (US Federal Reserve System Regulation) (FRS) (2018 Edition) - A table of contents with the page number of each section

Download or read book Regulations Y and Yy Capital Plan and Stress Test Rules Us Federal Reserve System Regulation Frs 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-10-15 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulations Y and YY - Capital Plan and Stress Test Rules (US Federal Reserve System Regulation) (FRS) (2018 Edition) The Law Library presents the complete text of the Regulations Y and YY - Capital Plan and Stress Test Rules (US Federal Reserve System Regulation) (FRS) (2018 Edition). Updated as of May 29, 2018 The Board is amending the capital plan and stress test rules applicable to bank holding companies with $50 billion or more in total consolidated assets and the company-run stress test rules applicable to bank holding companies with more than $10 billion but less than $50 billion in total consolidated assets and savings and loan holding companies and state member banks with more than $10 billion in total consolidated assets to modify, following a transition period, the start date of the capital plan and stress test cycles from October 1 of a calendar year to January 1 of the following calendar year. The final rule makes other changes to the rules, including limiting the ability of a bank holding company with $50 billion or more in total consolidated assets to make capital distributions under the capital plan rule if the bank holding company's net capital issuances are less than the amount indicated in its capital plan. The final rule clarifies the application of the capital plan rule to a bank holding company that is a subsidiary of a U.S. intermediate holding company of a foreign banking organization and the characteristics of a stressed scenario to be included in company run stress tests. This book contains: - The complete text of the Regulations Y and YY - Capital Plan and Stress Test Rules (US Federal Reserve System Regulation) (FRS) (2018 Edition) - A table of contents with the page number of each section

Download or read book Regulatory Capital Implementation of Basel III Capital Adequacy Transition Provisions Prompt Corrective Action Etc Us Federal Deposit Insurance Corporation Regulation Fdic 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-09-22 with total page 492 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulatory Capital - Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, etc. (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition) The Law Library presents the complete text of the Regulatory Capital - Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, etc. (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition). Updated as of May 29, 2018 The Federal Deposit Insurance Corporation (FDIC) is adopting an interim final rule that revises its risk-based and leverage capital requirements for FDIC-supervised institutions. This interim final rule is substantially identical to a joint final rule issued by the Office of the Comptroller of the Currency (OCC) and the Board of Governors of the Federal Reserve System (Federal Reserve) (together, with the FDIC, the agencies). The interim final rule consolidates three separate notices of proposed rulemaking that the agencies jointly published in the Federal Register on August 30, 2012, with selected changes. The interim final rule implements a revised definition of regulatory capital, a new common equity tier 1 minimum capital requirement, a higher minimum tier 1 capital requirement, and, for FDIC-supervised institutions subject to the advanced approaches risk-based capital rules, a supplementary leverage ratio that incorporates a broader set of exposures in the denominator. The interim final rule incorporates these new requirements into the FDIC's prompt corrective action (PCA) framework. In addition, the interim final rule establishes limits on FDIC-supervised institutions' capital distributions and certain discretionary bonus payments if the FDIC-supervised institution does not hold a specified amount of common equity tier 1 capital in addition to the amount necessary to meet its minimum risk-based capital requirements. The interim final rule amends the methodologies for determining risk-weighted assets for all FDIC-supervised institutions. The interim final rule also adopts changes to the FDIC's regulatory capital requirements that meet the requirements of section 171 and section 939A of the Dodd-Frank Wall Street Reform and Consumer Protection Act. This book contains: - The complete text of the Regulatory Capital - Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, etc. (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition) - A table of contents with the page number of each section

Download or read book Regulatory Capital Rules Retention of Certain Existing Transition Provisions for Banking Organizations That Are Not Subject to Advanced Approaches Us Federal Deposit Insurance Corporation Regulation Fdic 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-09-22 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulatory Capital Rules - Retention of Certain Existing Transition Provisions for Banking Organizations That Are Not Subject to Advanced Approaches (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition) The Law Library presents the complete text of the Regulatory Capital Rules - Retention of Certain Existing Transition Provisions for Banking Organizations That Are Not Subject to Advanced Approaches (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition). Updated as of May 29, 2018 The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (collectively, the agencies) are adopting a final rule to extend the regulatory capital treatment applicable during 2017 under the regulatory capital rules (capital rules) for certain items. These items include regulatory capital deductions, risk weights, and certain minority interest limitations. The relief provided under the final rule applies to banking organizations that are not subject to the capital rules' advanced approaches (non-advanced approaches banking organizations). Specifically, for these banking organizations, the final rule extends the current regulatory capital treatment of mortgage servicing assets, deferred tax assets arising from temporary differences that could not be realized through net operating loss carrybacks, significant investments in the capital of unconsolidated financial institutions in the form of common stock, non-significant investments in the capital of unconsolidated financial institutions, significant investments in the capital of unconsolidated financial institutions that are not in the form of common stock, and common equity tier 1 minority interest, tier 1 minority interest, and total capital minority interest exceeding the capital rules' minority interest limitations. Under the final rule, advanced approaches banking organizations continue to be subject to the transition provisions established by the capital rules for the above capital items. Therefore, for advanced approaches banking organizations, their transition schedule is unchanged, and advanced approaches banking organizations are required to apply the capital rules' fully phased-in treatment for these capital items beginning January 1, 2018. This book contains: - The complete text of the Regulatory Capital Rules - Retention of Certain Existing Transition Provisions for Banking Organizations That Are Not Subject to Advanced Approaches (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition) - A table of contents with the page number of each section

Download or read book Total Loss Absorbing Capacity Long Term Debt and Clean Holding Company Requirements Etc Us Federal Reserve System Regulation Frs 2018 Edition written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-10-15 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: Total Loss-Absorbing Capacity, Long-Term Debt, and Clean Holding Company Requirements, etc. (US Federal Reserve System Regulation) (FRS) (2018 Edition) The Law Library presents the complete text of the Total Loss-Absorbing Capacity, Long-Term Debt, and Clean Holding Company Requirements, etc. (US Federal Reserve System Regulation) (FRS) (2018 Edition). Updated as of May 29, 2018 The Board is adopting a final rule to require a U.S. top-tier bank holding company identified under the Board's rules as a global systemically important bank holding company (covered BHC) to maintain outstanding a minimum amount of loss-absorbing instruments, including a minimum amount of unsecured long-term debt. In addition, the final rule prescribes certain additional buffers, the breach of which would result in limitations on the capital distributions and discretionary bonus payments of a covered BHC. The final rule applies similar requirements to the top-tier U.S. intermediate holding company of a global systemically important foreign banking organization with $50 billion or more in U.S. non-branch assets (covered IHC). The final rule also imposes restrictions on other liabilities that a covered BHC or covered IHC may have outstanding in order to improve their resolvability and resiliency; these restrictions are referred to in the final rule as "clean holding company requirements." This book contains: - The complete text of the Total Loss-Absorbing Capacity, Long-Term Debt, and Clean Holding Company Requirements, etc. (US Federal Reserve System Regulation) (FRS) (2018 Edition) - A table of contents with the page number of each section

Download or read book Back to the Future The Nature of Regulatory Capital Requirements written by Mr.Ralph Chami and published by International Monetary Fund. This book was released on 2017-08-07 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper compares the current regulatory capital requirements under the Dodd-Frank Act (DFA) and the 10-percent leverage ratio, as proposed by the U.S. Treasury and the U.S. House of Representatives' Financial CHOICE Act (FCA). We find that the majority of U.S. banks would not qualify for an "off-ramp"option—where regulatory relief is offered to FCA qualifying banks (QBOs)—unless considerable amounts of capital are added, and that large banks are much closer to the proposed leverage threshold and, therefore, are more likely to stand to gain from regulatory relief. The paper identifies an important moral hazard problem that arises due to the QBO optionality, where banks are likely to increase the riskiness of their asset portfolio and qualify for the FCA “off-ramp” relief with unintended effects on financial stability.

Download or read book Banking Regulators Report on Capital Standards written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1990 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Guide to Bank Underwriting Dealing and Brokerage Activities written by Robert L. Tortoriello and published by . This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: