Download or read book Regulation of the Canadian Life Insurance Market written by G. Frank Mathewson and published by Policy Research, Analysis and Liaison Directorate, Consumer and Corporate Affairs Canada. This book was released on 1983 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Regulation of the Canadian Life Insurance Market written by Canada. Dept. of Consumer and Corporate Affairs. Policy Coordination Bureau. Policy Research, Analysis and Liaison Directorate and published by . This book was released on 1983 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Information Entry and Regulation in Markets for Life Insurance written by G. Frank Mathewson and published by Published for the Ontario Economic Council by University of Toronto Press. This book was released on 1982 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the back cover: In this penetrating analysis, Professor Mathewson probes four pertinent questions relating to markets for life insurance. He explains the observed variability in the price of alternative life insurance policies by developing a model of consumer choice in life insurance and tests the implications of this model for price levels and price variability. He tests for the presence of natural monopoly elements in the industry, explaining the diversity in the size of life insurance firms and the potential economic advantage of large firms over small. He develops a theory of the role of agents to determine whether there is excessive sales effort in the marketing of insurance. Finally, he contends that there is scope for an expanded government policy on life insurance aside from solvency regulation, and advocates a publicly subsidized information policy to aid consumers in their decisions.
Download or read book Regulation of Canadian Markets for Life Insurance written by G. Frank Mathewson and published by . This book was released on 1981 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Effect of Regulation on the Common Stock Holdings of Canadian Life Insurance Companies written by Robert Edward Graham and published by . This book was released on 1975 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Canadian Insurance Taxation written by Fred F. J. Borgmann and published by . This book was released on 2015 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Who Killed Confederation Life written by Rod McQueen and published by McClelland & Stewart Limited. This book was released on 1997-10-18 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: When Confederation Life Insurance Co. was seized by regulators on August 11, 1994, it ranked as the fourth largest insurance company in Canada, and was among the top 30 in North America. With $19 billion (Cdn.) in assets, the company's collapse wiped out 4,400 jobs, threw into disarray owners of 250,000 policies and contracts in Canada, plus another 800,000 outside the country. It also severely damaged confidence in Canada's substantial insurance industry. In a no-holds-barred account of the debacle, financial journalist Rod McQueen documents how it all happened, and shows how Confederation Life's failure was due to the combined failure of the company and the larger public sector. Directors did not hold management sufficiently accountable, officers let things get out of hand, regulators were tardy, then threatened with too small a stick, auditors missed the big picture, politicians showed neither courage nor conviction, and, rather than help, industry representatives dithered. Any one individual among those six constituencies could have affected the course of the corporation's history sufficiently to prevent its collapse. In 1994 McQueen wrote a detailed three-part article in the "Financial Post about the Confederation Life scandal. Now, having extensively researched the history of the company, and having conducted over a hundred interviews, he has written a "whodunit" tale of Canada's biggest business story of the decade.
Download or read book The Economics of Insurance Regulation written by Nancy Sommers and published by Palgrave Macmillan. This book was released on 1986-01-01 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Preface - Notes on the Contributors - Introduction; J.Finsinger and M.V.Pauly - GREAT BRITAIN - Regulation of the UK Insurance Industry; J.Tapp - UNITED STATES OF AMERICA - Regulation and Quality Competition in the US Insurance Industry; M.Pauly, H.Kunreuther and P.Kleindorfer - GERMANY - A State Controlled Market: The German Case; J.Finsinger - SWEDEN - The Regulation of the Swedish Insurance Industry; K.Skogh - SWITZERLAND - Insurance Regulation in Switzerland: An Outline with Special Reference to Life and Motor Car Liability Insurance; C.B.Blankart and F.Schneider - Regulation Induced Price Instability in Swiss Motor Car Liability Insurance; C.B.Blankart and J.Finsinger - FRANCE - The French Automobile and Life Insurance Markets; J.Finsinger and R.Waldmann - The French Insurance Market; J-F.Outreville - CANADA - The Economics of Life Insurance Regulation; G.F.Mathewson and R.A.Winter - Descriptive Evidence on the Canadian Insurance Industry; G.F.Mathewson and R.A.Winter - Index
Download or read book A Guide to Insurance Management written by Stephen Diacon and published by Springer. This book was released on 2016-07-27 with total page 355 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book makes a substantial contribution to the general level of management education in insurance by providing a comprehensive review of the main issues facing the management of insurance enterprises. Nineteen authors with considerable practical as well as academic experience have collaborated to give an international perspective in areas such as strategy, corporate planning, organisation and staffing, costing, underwriting and premium rating, marketing, reserving and investment, profit analysis, and regulation.
Download or read book Canada written by International Monetary Fund. Monetary and Capital Markets Department and published by International Monetary Fund. This book was released on 2019-06-24 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Financial System Stability Assessment paper discusses that Canada has enjoyed favorable macroeconomic outcomes over the past decades, and its vibrant financial system continues to grow robustly. However, macrofinancial vulnerabilities—notably, elevated household debt and housing market imbalances—remain substantial, posing financial stability concerns. Various parts of the financial system are directly exposed to the housing market and/or linked through housing finance. The financial system would be able to manage severe macrofinancial shocks. Major deposit-taking institutions would remain resilient, but mortgage insurers would need additional capital in a severe adverse scenario. Housing finance is broadly resilient, notwithstanding some weaknesses in the small non-prime mortgage lending segment. Although banks’ overall capital buffers are adequate, additional required capital for mortgage exposures, along with measures to increase risk-based differentiation in mortgage pricing, would be desirable. This would help ensure adequate through-the cycle buffers, improve mortgage risk-pricing, and limit procyclical effects induced by housing market corrections.
Download or read book The Economics of Insurance Regulation written by Nancy Sommers and published by Springer. This book was released on 1986-09-29 with total page 299 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Denmark written by International Monetary Fund and published by International Monetary Fund. This book was released on 2007-03-23 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: This technical note describes the stress testing exercises carried out for the Danish commercial banking system and the insurance sector. The tests were conducted as part of the Financial Sector Assessment Program for Denmark and were developed in collaboration with the Danish Financial Supervisory Agency (DFSA) and Danmarks Nationalbank (DNB). Two approaches—bottom-up and top-down—were employed in the analysis. Results of the stress test show that under changing macroeconomic conditions, credit risk could materialize, causing a substantial deterioration in banks’ results.
Download or read book From Ideas to Action written by Janis Sarra and published by Oxford University Press, USA. This book was released on 2020-11-26 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is a guide for companies of all sizes as they navigate business responsibility in climate change. It includes the latest scientific research, governance tools, and recent developments in sustainable finance. Providing steps for a meaningful contribution to climate change, this is a critical tool for all corporate stakeholders.
Download or read book Doing Business 2020 written by World Bank and published by World Bank Publications. This book was released on 2019-11-21 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seventeen in a series of annual reports comparing business regulation in 190 economies, Doing Business 2020 measures aspects of regulation affecting 10 areas of everyday business activity.
Download or read book Policy Issues in Insurance Insurance Regulation Liberalisation and Financial Convergence written by OECD and published by OECD Publishing. This book was released on 2001-05-27 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication provides an in-depth analysis of the main features of insurance regulation and supervision in OECD countries, as well as of liberalisation and financial convergence.
Download or read book Life Insurance Fact Book written by and published by . This book was released on 1959 with total page 398 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Insurance Regulation in North America written by Bradly J. Condon and published by Kluwer Law International B.V.. This book was released on 2003-01-01 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: The intersection of insurance regulation and trade agreements is of obvious significance to international competitiveness and, thereby, to national welfare. Yet until this masterful study the subject has remained virtually unexplored. Insurance Regulation in North America, far from merely addressing this important area of theory and practice, superbly balances a world of detailed analysis and commentary with deeply insightful interpretation and debate. The book's focus on insurance regulation in three countries allows the authors to approach the subject in an extraordinary depth that could not be achieved in a more global account. In the course of their treatment the authors offer the reader the following invaluable insights, among many others:analysis of the political dimension of reaching agreements and of implementing them;comparison of the three major trade agreements that apply in the North American insurance market'NAFTA, WTO agreements on financial services, and MEUFTA (the Mexico-European Union Free Trade Agreement)'with emphasis on the relationship between GATS and NAFTA principles;investigation of the clear convergence of regulatory schemes and the probable limits to harmonization;discussion of the arbitrage by which companies get around regulatory restrictions and exploit opportunities created by loopholes;clarification of the crucial issues surrounding the role of customary international law principles in investor protection obligations;discussion of the level of government and which government agencies a company must turn to in order to satisfy legal requirements;analysis of the jurisprudence of the Supreme Court of Mexico regarding legal effects of treaties on domestic law;commentary on the effects of demutualization and of mergers and acquisitions;discussion of the effect of the entrenchment of U.S. State regulations and the federal government's lack of clear power to force State compliance; anddescription of dispute settlement procedures between governments. Although important issues arising in each of the three countries are all covered, there is an emphasis on the Mexican market in recognition of Mexico's greater future growth potential and of the relative paucity of relevant literature in English. Major case studies that reveal processes of compliance or conflict are analyzed in detail. For insurance professionals'lawyers, business executives, and policymakers'who want to understand what international trade agreements contain, how they work, and how they affect domestic insurance regulation and business strategy in what is rapidly becoming a global market for insurance and other financial services, this book is a gold mine. Scholars and academics in insurance law and international economic law will also find here a fresh new treatise of great significance.
