Download or read book Real World Finance Boost Your Financial Literacy as All Schools Have Failed to Do written by Jerry L. Copley and published by Page Publishing Inc. This book was released on 2023-06-13 with total page 95 pages. Available in PDF, EPUB and Kindle. Book excerpt: As a former mathematics teacher and a master's degree recipient, I have witnessed a decline in basic mathematical abilities and financial literacy over the past twenty years. It is disheartening. To witness the anxieties people struggle with in their everyday lives--especially when due to reliance on credit--prompted me to do something. I decided to write a book to break down even complex financial concepts into understandable terms. Over the years, I have talked with business owners, bank mortgage lenders, sales professionals, finance managers, and college and high school students, along with coworkers, about the many financial topics individuals encounter throughout their lives. To be honest, I was somewhat surprised by the lack of understanding around basic financial concepts like budgeting, compensation and remuneration, insurance, credit, investments, and even taxation. Education has always been an integral part of my life. I believe in the total education of the individual, not just subject-matter expertise. An education that can last throughout a lifetime is complex yet simple, timeless yet timely, and most importantly, it builds a foundation that is needed for ultimate success. This book, Real World Finance: Boost Your Financial Literacy as All Schools Have Failed to Do, builds the financial education that seems to be missing from society today. It details financial concepts necessary to guide the individual through a lifetime of experiences and endeavors. The financial topics include budgets, credit, insurance, investments, retirement, and worker compensation with fringe benefits and taxes, all tailored to an individual's personal financial life. As a former tax associate, I have assisted hundreds with their tax returns. In too many cases, individuals did not know how to fill out, complete, and/or file their required tax return. Some didn't even know what their W-2 was! I have become determined to increase their financial literacy as I did with the thousands of students I taught. Real World Finance: Boost Your Financial Literacy as All Schools Have Failed to Do explains topics using real-world examples from employee compensation and lease versus purchase to loans, insurance, retirement, and the importance of investment to taxation. Employing this method breaks down any intimidation of mathematics (encountered by many of my former students and the general population) while teaching necessary financial concepts and calculations needed for everyday living--purchasing a car, buying insurance, setting up a budget, comparing total compensation from various job opportunities, retirement and investing, filing tax returns, comparing leasing, renting versus ownership, and more. A Walmart employee I recently spoke with told me he had to learn many of these concepts for himself after suffering financial hardship. He wished he would have been introduced to these concepts in school. When I informed him I had taught many of the topics contained in Real World Finance: Boost Your Financial Literacy as All Schools Have Failed to Do to my students, he responded, "I wish I had you as a teacher." I want to help more people like the Walmart employee and others. I sincerely think they will not only benefit from the topics--they will find them interesting and the narrative informative. Thank you in advance for taking the time to look at Real World Finance: Boost Your Financial Literacy as All Schools Have Failed to Do!

Download or read book Real World Finance written by Jerry L. Copley Jr. and published by . This book was released on 2023-05-23 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: As a former mathematics teacher and a master's degree recipient, I have witnessed a decline in basic mathematical abilities and financial literacy over the past twenty years. It is disheartening. To witness the anxieties people struggle with in their everyday lives--especially when due to reliance on credit--prompted me to do something. I decided to write a book to break down even complex financial concepts into understandable terms. Over the years, I have talked with business owners, bank mortgage lenders, sales professionals, finance managers, and college and high school students, along with coworkers, about the many financial topics individuals encounter throughout their lives. To be honest, I was somewhat surprised by the lack of understanding around basic financial concepts like budgeting, compensation and remuneration, insurance, credit, investments, and even taxation. Education has always been an integral part of my life. I believe in the total education of the individual, not just subject-matter expertise. An education that can last throughout a lifetime is complex yet simple, timeless yet timely, and most importantly, it builds a foundation that is needed for ultimate success. This book, Real World Finance: Boost Your Financial Literacy as All Schools Have Failed to Do, builds the financial education that seems to be missing from society today. It details financial concepts necessary to guide the individual through a lifetime of experiences and endeavors. The financial topics include budgets, credit, insurance, investments, retirement, and worker compensation with fringe benefits and taxes, all tailored to an individual's personal financial life. As a former tax associate, I have assisted hundreds with their tax returns. In too many cases, individuals did not know how to fill out, complete, and/or file their required tax return. Some didn't even know what their W-2 was! I have become determined to increase their financial literacy as I did with the thousands of students I taught. Real World Finance: Boost Your Financial Literacy as All Schools Have Failed to Do explains topics using real-world examples from employee compensation and lease versus purchase to loans, insurance, retirement, and the importance of investment to taxation. Employing this method breaks down any intimidation of mathematics (encountered by many of my former students and the general population) while teaching necessary financial concepts and calculations needed for everyday living--purchasing a car, buying insurance, setting up a budget, comparing total compensation from various job opportunities, retirement and investing, filing tax returns, comparing leasing, renting versus ownership, and more. A Walmart employee I recently spoke with told me he had to learn many of these concepts for himself after suffering financial hardship. He wished he would have been introduced to these concepts in school. When I informed him I had taught many of the topics contained in Real World Finance: Boost Your Financial Literacy as All Schools Have Failed to Do to my students, he responded, "I wish I had you as a teacher." I want to help more people like the Walmart employee and others. I sincerely think they will not only benefit from the topics--they will find them interesting and the narrative informative. Thank you in advance for taking the time to look at Real World Finance: Boost Your Financial Literacy as All Schools Have Failed to Do!

Download or read book Real World Life Skills Financial Literacy Skills Gr 6 12 written by Lisa Renaud and published by Classroom Complete Press. This book was released on 2020-09-22 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Gain the confidence to navigate the financial world and be successful with economic planning. Learn to interpret bank Loans and credit card downsides. Understand the difference between input and output of your cash flow, and how to realize sound Asset & Debt Management. Improve ones’ Negotiation Skills by learning the steps involved to getting better value when purchasing. Compare different Credit scores and get tips on how to improve yours. Identify the salient points to car ownership, including maintenance and depreciation, and what it means to be a responsible Home owner. Recognize the ins and outs of the types of Taxation to discover why your paycheck may be smaller than you budgeted for. Become familiar with Global Economics, currency conversions and cryptocurrency. Comprised of reading passages, graphic organizers, real-world activities, crossword, word search and comprehension quiz, our resource combines high interest concepts with low vocabulary to ensure all learners comprehend the essential skills required in life. All of our content is reproducible and aligned to your State Standards and are written to Bloom's Taxonomy.

Download or read book Your Financial Mastery Student Guide written by Sharon Lechter and published by Techpress, Incorporated. This book was released on 2016-09-20 with total page 441 pages. Available in PDF, EPUB and Kindle. Book excerpt: Designed to quickly integrate financial literacy into the college classroom, the Your Financial Mastery curriculum enables instructors to easily facilitate student learning using step-by-step instructions, to establish the essential personal finance competencies necessary for students to achieve lifelong financial wellness. Using a highly interactive "flipped classroom" model, the innovative curriculum meets all Financial Education Core Competencies set by the Department of Treasury for Financial Literacy as well as all personal finance benchmarks set by the Institute of Financial Literacy. Textbook topics include: Budgeting & Banking Financial Statements Credit, Credit Cards & Debt Personal Loans, Automobiles & Home Ownership College Funding & Investing Basics Bonds, Stocks, Mutual Funds & Other Investments Real Estate & Entrepreneurship Retirement Planning & Insurance Taxes and much more The learning experience is enhanced by a powerful online companion website with student and administrator resources supporting this financial literacy textbook / workbook. Articles, calculators, printable exercises and tests, infographics, and videos reinforce each personal finance topic and further promote engagement and interaction within and outside the classroom. The companion website accompanies the Your Financial Mastery: The Instructor's Guide (purchased separately; please contact Jennifer Kelly at [email protected]). This groundbreaking curriculum is the collaborative outcome of iGrad, the financial literacy platform that recently won the prestigious Educational Program of the Year Award (EIFLE), and best-selling authors Sharon Lechter (Rich Dad, Poor Dad series) and Angela Totman of Pay Your Family First! Editorial Reviews My students loved it! One excellent outcome was that the class facilitated needed dialog with our students. Bryant Anderson Senior Director of Student Services Illinois College of Optometry "Financial literacy is an important topic that has gained much attention in recent years due to national economic concerns, escalating college costs, and increased student borrowing. iGrad is an excellent financial literacy resource that can be easily integrated into high school and/or post-secondary course curriculum, workshops, and career education." Ron Radney Director of Financial Aid Calfornia State University, Bakersfield "I am impressed with the depth and breadth of the topics and coverage of the book. I am confident that anyone using this book will be far better prepared for their financial futures as a result." Scott B. Johnson Program Coordinator Illinois Online Network, University of Illinois About iGrad iGrad is an educational partner to more than 600 college and universities nationwide, providing a financial literacy platform that connects more than 1.2 million students, alumni and staff. iGrad has won several awards for its innovative and highly effective approach to financial literacy. 2013 Outstanding Consumer Information Award, Association for Financial Counseling and Planning Education 2013 Education Program of the Year, The Institute for Financial Literacy 2014 Best Product, University Business magazine 2015 University of Illinois adopts the Your Financial Mastery textbook for 8-week facilitator led financial literacy teacher certification course 2015 "Education Program of the Year" Excellence in Financial Literacy Education (EIFLE) Award for Your Financial Mastery Curriculum

Download or read book Consumer Knowledge and Financial Decisions written by Douglas J. Lamdin and published by Springer Science & Business Media. This book was released on 2011-11-23 with total page 341 pages. Available in PDF, EPUB and Kindle. Book excerpt: There has been an increasing recognition that financial knowledge (i.e., literacy) is lacking across the population. Moreover, there is recognition that this lack of knowledge poses real problems as credit, mortgages, health insurance, retirement benefits, and savings and investment decisions become increasingly complex. Financial Decisions Across the Lifespan brings together the work of scholars from various disciplines (family and consumer sciences, economics, law, finance, sociology, and public policy) to provide a broad range of perspectives on financial knowledge, financial decisions, and policies. For consistency across the volume each chapter follows a similar format: (1) what individuals know or need to know (2) how what they know or need to know affects financial decisions and outcomes (3) ways in which policies or programs or financial innovations can enhance their knowledge, or decisions, or outcomes. Contributors will provide both new and existing research to create a valuable picture of the state of financial literacy and how it can be improved.

Download or read book What the Finance Personal Finance for Beginners written by P. Huang and published by . This book was released on 2023-01-07 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Make this year the year you kickstart your personal finance journey! Are you having such a hard time budgeting your money that you almost have nothing left to save? Does the thought of student loans overwhelm you and make you wonder how you can pay off your debt... fast? Do you have a regular job, but you can't imagine yourself living paycheck to paycheck until you die? If you answer "yes" to any of the above questions, you are not alone. Over 70% of Americans report that money is their primary source of stress. Between all-time high student loan debt, exceedingly competitive job markets, the rising cost of living, rapidly dwindling Social Security, and almost nonexistent pension plans, it's no surprise that teens and young adults have more to worry about than ever before when it comes to establishing financial security and planning their financial future. Understanding the basics of financial literacy is vital in creating a solid financial foundation. Let's face it, none of us want to work forever to merely afford to live. While living with a "YOLO" and "carpe diem" mentality has its perks, reaching financial success requires a forward-thinking mindset. In What the Finance book, you will discover: Eight simple things you can do to kickstart your financial journey today How to create a budget in less than 15 minutes How to set SMART financial goals - and what to do to achieve them How to pay off your debt, even if you're broke A 52-week challenge to save your first $5,000! The key to investing that will help you avoid making a $100,000 mistake Why you should get insurance as early as possible - know which one is best for you How to grow your money, even while you sleep Why having a good credit score is essential - and what you can do to improve it Why talking about money shouldn't be a taboo - and how to begin the conversation And much more. There's no better time to prepare for your future. Do your future self a favor and start your financial journey today!

Download or read book Financial Literacy for All written by John Hope Bryant and published by John Wiley & Sons. This book was released on 2024-04-16 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: A new approach to understanding money and achieving financial fulfillment Former Vice-Chairman of the U.S. President's Advisory Council on Financial Literacy, John Hope Bryant, delivers an accessible and powerful resource for everyday Americans seeking to build a strong financial foundation. This book is an easy-to-read first step toward a fulfilling financial future, helping you understand your relationship to work and money, and a key component to untangling the surprisingly simple puzzle of personal finance. With an insightful foreword by Doug McMillon, President and CEO of Walmart Inc., you'll learn how to create wealth for yourself and your family, regardless of your educational or employment background, and how to establish a financial mindset that contributes to a sound future. You'll also discover: The answers to tough money questions, including the actual utility of new financial inventions like cryptocurrency How to think about exchanging your time and effort for money and the conditions under which you should agree to work Plain-English discussions of the principles of responsible long-term investing and how it differs from speculation Acting as a critical pillar for those seeking to build a rock-solid financial foundation, Financial Literacy for All is a must-have book for working professionals, blue-collar workers, members of young families, and established businesspeople looking for a better, more secure future for themselves and the ones they care about.

Download or read book Your Financial Mastery written by iGrad and published by . This book was released on 201? with total page 15 pages. Available in PDF, EPUB and Kindle. Book excerpt: Item describes a course on personal finance, and summarizes each chapter.

Download or read book Sport Finance written by Gil Fried and published by Human Kinetics. This book was released on 2013 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sport Finance, Third Edition, allows students to grasp fundamental concepts in sport finance, even if they have not previously studied finance. The text engages students with a practical approach to traditionally difficult financial skills and principles.

Download or read book Research in Mathematics Education in Australasia 2016 2019 written by Jennifer Way and published by Springer Nature. This book was released on 2020-04-20 with total page 383 pages. Available in PDF, EPUB and Kindle. Book excerpt: The tenth edition of the four-yearly review of mathematics education research in Australasia, compiled by the Mathematics Education Research Group of Australasia (MERGA), critically reviews research in mathematics education in the four years from 2016 to 2019. Its goals are to provide a reference guide for researchers, and to promote further quality research in Australasia.

Download or read book Financial Literacy written by Farnoosh Torabi and published by . This book was released on 2011 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: It offers helpful information and practical advice to guide students to make better financial choices. From student loans to credit cards and budgeting, the author speaks directly to students and encourages them to think and act proactively about their finances. This makes it easy to start healthy conversations and provide problem-solving lessons around money. Torabi understands how to effectively communicate on money and financial responsibility grounded in years of experience working with college students.

Download or read book Tl dr written by Karl Fisch and published by Independently Published. This book was released on 2019-05-05 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt: You know you need to learn more about personal finance in order to make financial decisions, but you just find it too overwhelming, too intimidating, and too time consuming. This book was written for you, giving you the basics in less than an hour, and then directing you to further resources (fischlearning.com/tldr) if you'd like to learn more. It's about 30 pages and should take less than an hour to read, so instead of TL;DR (Too Long; Didn't Read) it will hopefully be JR;DR;KM (Just Right, Did Read, Know More).This book isn't about "getting rich quickly" (not that's there anything wrong with that), but it's about gaining knowledge and building your capacity in order to live a good life. What's a "good life"? I don't know, everyone's definition is different. What's important is that you take the time to define what a good life is for you, and then align your financial decisions with that. The goal of this book is to help you think about your finances in such a way that you have the independence to lead the life you want to live; to give you as much control as possible over your financial situation so that your finances don't prevent you from living the life you want.I say "book" because that's what Amazon calls it, but it's more like a really long blog post. I wrote it because finances and financial decisions are such a huge part of everyone's life that they should take the time to thoroughly educate themselves. Since many folks won't do that, this book is an attempt to quickly give them the basics and hopefully encourage them - and give them the confidence - to learn more.I am not a financial planner. I have taught students mathematics and computer science for over thirty years, but have no formal training in personal finance or investing, and no certifications. I am simply a lifelong learner, constantly curious, and have been interested in personal finance since working in a credit union during high school and college, and continued to be curious and learn more about finance during my career as a public school teacher. Over my years as a teacher, I discovered that not only did my students not know much about personal finance, but neither did my family, friends and colleagues (I often served as a resource for those folks).Partially as a result of that experience, I see the necessity for a book such as this, as I wanted to do my part to try to help others become financially literate. While it would be nice to make a little bit of money from this, that's not really my expectation or my goal. This is a passion project for me. I hope folks find it helpful. If you do read it, it would be helpful if you could leave a review on Amazon and/or email me at [email protected] a "testimonial" for the accompanying website. I would also love constructive feedback at bit.ly/tldrfeedbackSo, about thirty pages. About an hour. Ready to get started? Future you will thank you.

Download or read book The State of Financial Literacy and Education in America written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2003 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book 5 lb Book of GRE Practice Problems Fourth Edition 1 800 Practice Problems in Book and Online Manhattan Prep 5 lb written by Manhattan Prep and published by Simon and Schuster. This book was released on 2023-06-06 with total page 1093 pages. Available in PDF, EPUB and Kindle. Book excerpt: Manhattan Prep's best-selling 5 lb. Book of GRE Practice Problems has been updated to include a brand-new chapter targeting critical math strategies you’ll need to maximize your GRE quant score. In addition the book now includes expanded diagnostic chapters that teach you how to analyze your strengths and weaknesses and prioritize your studies accordingly. The heart of the book is over 1,800 practice problems covering every topic tested on the GRE, making it an essential resource for students at any level. Note: We’ve got you covered for the updated GRE! When you create an account on our platform, you will gain access to digital supplements for the parts of the exam that have recently changed—and we’ll continuously update your digital materials for any future changes. (We’ll also tell you which parts of the printed books you can ignore!) Developed by our 99th-percentile GRE instructors, the problems in this book are sensibly grouped into practice sets and mirror those found on the GRE in content, form, and style. You can build fundamental skills in math and verbal through targeted practice. Our easy-to-follow explanations and step-by-step applications will help cement your understanding of the concepts tested on the GRE. In addition, you can take your practice to the next level with learning modules from Interact® for GRE, our revolutionary interactive, on-demand learning platform. The Most Practice Features 1,800 practice problems that cover every topic on the test Diagnose your strengths and weaknesses to target your studies as efficiently as possible Test individual skills on all subjects with mixed time sets, a cheat sheet of key math rules, and micro drills GRE test prep practice sets that mirror the GRE in content, form, and style to build familiarity with the test itself Easy-to-follow explanations and step-by-step applications help reinforce understanding of test questions and concepts covered in the GRE Online learning tools allow for an interactive, on-demand practice experience Expert Guidance We know the test: Our 99th percentile instructors have put tens of thousands of hours into studying the GRE, and we use real data to design the most effective strategy plans and GRE study guides Our books and practice questions are written by veteran teachers who know students—every explanation is written to help you learn Manhattan Prep has been helping students prepare for the GRE, GMAT, and other standardized exams for over 20 years Publisher's Note: If you have any questions or think you’ve found an error, please contact Manhattan Prep Powered By Kaplan. (Please don’t contact other test prep companies that also have Manhattan in their name—they can’t help you!)

Download or read book The Failure of Risk Management written by Douglas W. Hubbard and published by John Wiley & Sons. This book was released on 2020-03-04 with total page 391 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical guide to adopting an accurate risk analysis methodology The Failure of Risk Management provides effective solutionstosignificantfaults in current risk analysis methods. Conventional approaches to managing risk lack accurate quantitative analysis methods, yielding strategies that can actually make things worse. Many widely used methods have no systems to measure performance, resulting in inaccurate selection and ineffective application of risk management strategies. These fundamental flaws propagate unrealistic perceptions of risk in business, government, and the general public. This book provides expert examination of essential areas of risk management, including risk assessment and evaluation methods, risk mitigation strategies, common errors in quantitative models, and more. Guidance on topics such as probability modelling and empirical inputs emphasizes the efficacy of appropriate risk methodology in practical applications. Recognized as a leader in the field of risk management, author Douglas W. Hubbard combines science-based analysis with real-world examples to present a detailed investigation of risk management practices. This revised and updated second edition includes updated data sets and checklists, expanded coverage of innovative statistical methods, and new cases of current risk management issues such as data breaches and natural disasters. Identify deficiencies in your current risk management strategy and take appropriate corrective measures Adopt a calibrated approach to risk analysis using up-to-date statistical tools Employ accurate quantitative risk analysis and modelling methods Keep pace with new developments in the rapidly expanding risk analysis industry Risk analysis is a vital component of government policy, public safety, banking and finance, and many other public and private institutions. The Failure of Risk Management: Why It's Broken and How to Fix It is a valuable resource for business leaders, policy makers, managers, consultants, and practitioners across industries.

Download or read book Rich Dad s Prophecy written by Robert T. Kiyosaki and published by Business Plus. This book was released on 2002-10-09 with total page 267 pages. Available in PDF, EPUB and Kindle. Book excerpt: When the generation known as 'Baby Boomers' begin to retire and cash in on their plans, there's a chance that this drain on reserves could cause a major devaluation in people's savings. This book offers a plan to help you prepare for the worst, offering alternative investments.

Download or read book Financial literacy education written by United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Education Reform and published by . This book was released on 2004 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: