Download or read book Profiles of Housing Cost Burden in the United States written by Peter S. K. Chi and published by . This book was released on 1993 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Handbook of Consumer Finance Research written by Jing Jian Xiao and published by Springer. This book was released on 2016-05-30 with total page 379 pages. Available in PDF, EPUB and Kindle. Book excerpt: This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.
Download or read book The Federal Government and Urban Housing written by R. Allen Hays and published by SUNY Press. This book was released on 1995-01-01 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a complete picture of federal housing and community development policy during the last sixty years. Since the first edition was published in 1985, the quality and quantity of published works on U.S. housing policy have increased considerably. But this book still stands out from other works in the breadth of its coverage and analysis. This second edition covers virtually every major program that has attempted to provide housing for disadvantaged persons and compares and contrasts their underlying approaches to housing problems. It also examines the impact of major community development programs--urban renewal and Community Development Block Grants--on urban housing. The coverage of U.S. housing policy extends through the first year of the Clinton administration. Most notably, Hays calls into question the generally negative appraisal of housing programs that is widespread in the public policy and urban politics literature. He shows that although most of these programs have experienced major problems, none has been an unqualified failure, and most have improved the housing conditions of millions of people. Placing the federal government's attempts to deal with housing problems within a broader analytical framework by relating them to long and short-term political changes, Hays argues that the political variable with the most impact on the course of housing policy has been ideology--in particular, the ideological orientations of the various presidential administrations during the past sixty years.
Download or read book Final Report of the Task Force on Housing Costs written by United States. Task Force on Housing Costs and published by . This book was released on 1978 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Household Incomes and Housing Costs written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2007 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Affordability in the United States written by Nandinee K. Kutty and published by . This book was released on 2015 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper examines the housing affordability problem in the United States. It uses the widely accepted measure of housing cost burden (the ratio of housing costs and income) as the measure of housing affordability for its analysis. Based on published data of the Joint Center for Housing Studies, it examines annual trends in rents, owner costs of housing, home prices and incomes over the period 1975 to 2001. The changes in the affordability situation over time are analyzed separately for renters and for owners. The paper also presents a picture of housing affordability in selected U.S. metropolitan areas for employees in different occupation groups. The paper concludes that the housing affordability problem for renters has been largely income-driven; on the other hand, for owners, changes in affordability have been related to changes in mortgage costs. A counter-cyclical monetary policy is seen as alleviating owner cost burdens during times of recession. The paper recommends that housing policy aimed at rental housing adopt a counter-cyclical focus, which it currently seems to lack.
Download or read book American Housing Brief from the American Housing Survey written by and published by . This book was released on 1991 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Affordability and Availability written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2001 with total page 628 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Leaders in Profile the United States Senate written by George Douth and published by . This book was released on 1975 with total page 948 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Profile written by and published by . This book was released on 1991 with total page 2 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Integration and Receptivity in Immigrant Gateway Metro Regions in the United States written by Paul N. McDaniel and published by Rowman & Littlefield. This book was released on 2024-07-08 with total page 347 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite the velocity and scale of the cumulative changes of immigrant integration and receptivity infrastructures in fast growing regions of the United States, less research has focused on the new and evolving experiences in these regions in recent years. Editors Paul N. McDaniel and Darlene Xiomara Rodriguez and the contributors in Integration and Receptivity in Immigrant Gateway Metro Regions in the United States fill this gap through case studies of different types of immigrant gateway metro areas. They provide insight into how immigrant settlement, integration, and receptivity processes and practices within each metro area have continued to evolve beyond the nascent experiences documented in the early 2000s. This interdisciplinary volume examines ongoing processes in not only well-established immigrant gateways, but also in previously overlooked regions. This book is a resource for researchers, students, and practitioners to contextualize the ongoing changes in new destination metropolitan regions in the United States and to learn from the challenges, opportunities, and best practices emerging from different metropolitan regional contexts.
Download or read book Cycle of Segregation written by Maria Krysan and published by Russell Sage Foundation. This book was released on 2017-12-13 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Fair Housing Act of 1968 outlawed housing discrimination by race and provided an important tool for dismantling legal segregation. But almost fifty years later, residential segregation remains virtually unchanged in many metropolitan areas, particularly where large groups of racial and ethnic minorities live. Why does segregation persist at such high rates and what makes it so difficult to combat? In Cycle of Segregation, sociologists Maria Krysan and Kyle Crowder examine how everyday social processes shape residential stratification. Past neighborhood experiences, social networks, and daily activities all affect the mobility patterns of different racial groups in ways that have cemented segregation as a self-perpetuating cycle in the twenty-first century. Through original analyses of national-level surveys and in-depth interviews with residents of Chicago, Krysan and Crowder find that residential stratification is reinforced through the biases and blind spots that individuals exhibit in their searches for housing. People rely heavily on information from friends, family, and coworkers when choosing where to live. Because these social networks tend to be racially homogenous, people are likely to receive information primarily from members of their own racial group and move to neighborhoods that are also dominated by their group. Similarly, home-seekers who report wanting to stay close to family members can end up in segregated destinations because their relatives live in those neighborhoods. The authors suggest that even absent of family ties, people gravitate toward neighborhoods that are familiar to them through their past experiences, including where they have previously lived, and where they work, shop, and spend time. Because historical segregation has shaped so many of these experiences, even these seemingly race-neutral decisions help reinforce the cycle of residential stratification. As a result, segregation has declined much more slowly than many social scientists have expected. To overcome this cycle, Krysan and Crowder advocate multi-level policy solutions that pair inclusionary zoning and affordable housing with education and public relations campaigns that emphasize neighborhood diversity and high-opportunity areas. They argue that together, such programs can expand the number of destinations available to low-income residents and help offset the negative images many people hold about certain neighborhoods or help introduce them to places they had never considered. Cycle of Segregation demonstrates why a nuanced understanding of everyday social processes is critical for interrupting entrenched patterns of residential segregation.
Download or read book Housing Costs written by United States. National Housing Agency and published by . This book was released on 1944 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Streamlining and Strengthening HUD s Rental Housing Assistance Programs written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development and published by . This book was released on 2013 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book How the Many Costs of Housing Fit Together written by United States President of the United States and published by . This book was released on 1969 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Clearinghouse Review written by and published by . This book was released on 2003 with total page 872 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Final Report of the Task Force on Housing Costs written by United States. Task Force on Housing Costs and published by . This book was released on 1978 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
